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General Liability Insurance Costs by State: Pricing in Florida, California, and Texas
Commercial general liability insurance or simply general liability insurance shields businesses and professionals from the costs of third-party personal injury or property damage claims.
The price of general liability insurance varies. And so, it’s important to get an idea about how much you’ll pay when planning to get insured. This article will be a comprehensive review of the estimated insurance cost of general liability policy in different businesses, professions, states, and limits.
General liability insurance is also called liability insurance or commercial liability insurance.
Different businesses and professions purchase general liability insurance coverage. As a result, the insurance policy rates aren’t uniform. In other words, the general liability rates are unique to each business or profession purchasing the coverage.
Commercial General Liability Insurance Cost for Computer Repair Shops and Technicians?
The general liability insurance cost for computer repair shops is $33 a month or $396 a year for a $1 million basic coverage. If optional policies are added, then computer repair shops will pay $45 a month or $540 a year for their general liability insurance policy.
As for technicians, their general liability insurance coverage cost $25 a month or $300 a year for a $1 million amount payable.
Flight school general liability insurance for business cost $208 a month or $2,496 a year for a $1 million coverage.
Software development business general liability insurance cost is $43.16 a month or $518 a year for a $1 million coverage.> Software development agency general liability insurance cover the following:
Amusement arcade general liability insurance for small business cost $46 a month or $550 a year for a $1 million coverage.
Through general liability insurance, amusement arcades can shoulder the cost of:
Water park general liability insurance for business cost is $44 a month or $528 a year for a $1 million coverage amount.
Amusement park general liability business insurance cost $128 a month or $1,536 a year for a $1 million coverage.
The average cost for general liability insurance on theme parks is $115 a month or $1,380 a year. At this price, the policyholder can claim $1 million.
The general liability insurance cost for playgrounds is $88 a month or $1,036 a year for a $1 million coverage.
How about indoor playgrounds? Indoor playground comprehensive general liability insurance cost is cheaper. On average, policyholders pay $58 a month or $696 a year for a $1 million coverage.
The general liability insurance rate of an event venue business is $250 a month or $3,000 a year for a $1 million coverage.
Antique shop general liability insurance price is $38 a month or $456 a year for a $1 million coverage.
General liability insurance business protection for antique shops covers claims from third parties as a result of:
The average cost of general liability insurance for bookshops is $52 a month or $624 a year for a $1 million limit.
General liability insurance for businesses such as breweries is roughly $93 a month or $1,116 a year for a $1 million coverage.
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Ice cream general liability insurance for small businesses cost trucks, vans, and shops $33 a month or $396 a year for a $1 million policy limit.
Winery general liability insurance cost for small business purposes is $119 a month or $1,428 a year for a $1 million coverage.
The cost of liability insurance for small business such as a vineyard is $110 a month or $1,320 a year for a $1 million general liability insurance.
Butchery small business liability insurance cost is $41 a month or $492 a year for a $1 million general liability insurance. Factors that affect the average cost of liability insurance for butcher shops are business size and history.
Food delivery small business general liability insurance cost $40 a month or $480 a year for a $1 million coverage. Factors that affect the cost of premiums are location and deductibles.
Small business general liability cost pizza delivery businesses $50 a month or $600 a year. At this cost of premiums, the policyholder enjoys a $1 million coverage for third party injuries and property damage.
General liability small business cost for gardening businesses is $48 a month or $567 a year for a $1 million coverage.
The average liability insurance coverage cost for museums and art galleries is $55 a month or $660 a year for a $1 million coverage. Factors that affect cost are location and risk management or security measures.
Commercial general liability insurance cost horse boarding facilities $30 a month or $360 a year for a $1 million coverage. Nonetheless, the most comprehensive coverage costs $60 a month or $720 a year.
The average liability insurance cost for horse farms is $83 a month or $996 a year for a $1 million coverage.
On the other hand, horse ranches pay a general liability insurance price amounting to $79 a month or $948 a year for a $1 million coverage.
Zoo commercial liability insurance cost $45.42 a month or $545 a year for a $1 million coverage. Primary factors that affect cost are location, risk management measures, revenue, types of animals in captivity, and number of guests.
Commercial general liability insurance cost juice bars $53 a month or $636 a year for a $1 million coverage. Business size and type of juice bar business mobile or brick-and-mortar are some factors that affect insurance premiums.
The cost of commercial general liability insurance for fish farms is $38 a month or $456 a year for a $1 million coverage.
General liability cost poultry farms $80 a month or $960 a year for a $1 million coverage. Factors that affect premiums are the numbers of livestock and numbers for poultry houses.
Company insurance cost big dairy farms 193.33 a month. If paid annually, then the dairy farm company liability insurance cost is $2,332. Both commercial insurance rates assume that coverage is only provided by a $1 million general liability policy.
The average cost of farm insurance for cattle farms is $150.42 a month. If the policyholder decides to pay premiums for the entire year, then cattle farm liability insurance cost is $1,805.04.
On average, general business liability insurance cost for golf courses is $273 a month or $3,276 a year for a $1 million coverage.
big golf courses pay $500 a month or $6,000 a year. On the other hand, mini-golf courses pay $33 a month or $396 a year for a $1 million general liability insurance.
The cost for liability insurance for small business, like martial art schools for example, is $295 a month or $3,538 a year for a $1 million coverage.
Carting Companies
Carting companies pay a general liability insurance average cost of $89 a month or $1,060 a year for a $1 million coverage. The primary factor that affects premiums is the type or tier of service carting companies provide.
General liability insurance small business cost hypnotherapy clinics $30 a month or $360 a year for a $1 million coverage. Some of the factors that affect cost are claims history, revenue, and business size.
The average cost of general liability insurance for small business such as an aromatherapy clinic is $33 a month or $396 a year for a $1 million coverage.
Small Business Such as a Bar, Pub, or Nightclub
Bar general liability insurance business cost is $180 a month or $1,160 a year for a $1 million coverage.
Nightclub small business liability insurance rates average $160 a month or 1,920 a year for a $1 million coverage.
Library general liability insurance for small business average cost is $30 a month or $360 a year for a $1 million coverage.
The average liability insurance cost for small business such as a beauty salon is $32 a month or $384 a year for a $1 million coverage.
Furthermore, the average commercial general liability insurance rates policy for all types of beauty business is $30 a month or $360 a year.
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General commercial liability insurance cost for a snow plow business is $60 a month or $720 a year for a $1 million coverage.
1 million dollar liability insurance cost plumbing companies $119 a month or $1,428 a year.
A 1 million dollar liability insurance cost web design companies $30 a month or $360 a year. On the other hand, 1 million liability insurance cost web developers $25 a month or $300 a year.
Dog Company
A 1 million dollar liability insurance policy cost security dog companies $35 a month or $420 a year.
Insurance companies usually charge tattoo shops $35.92 a month or $431.04 a year for a $1 million general liability coverage.
For pool businesses , a 1 million dollar business insurance policy of general liability costs $38 a month or $456 a year.
The cost of 1 million dollar insurance policy business general liability coverage for home based businesses is $19 a month or $228 a year.
A million dollar business insurance offering general liability coverage to online stores is $56.25 a month or $675 a year.
$1 million insurance policy offering general liability coverage to e-commerce businesses costs $33 a month or $396 a year.
The cost of $1.million general liability insurance for nail salons is $43 a month. If paid annually, then 1 million dollar business insurance policy offering general liability is $516 a year.
General liability insurance rates for tanning salons average $46 a month or $552 a year for a $1 million coverage.
The cost of 1 million dollar general liability insurance for bodywork businesses is $35 a month or $420 a year.
General liability insurance rates for spas getting a $1 million coverage average $42.5 a month or $510 a year.
Coffee shops getting a 1 million coverage pay a general liability insurance cost per month of $38. If paid yearly, then the estimated insurance costs amount to $456.
The average cost of business insurance for a grocery store getting a $1 million general liability policy is $41 a month or $492 a year. Factors that affect general liability insurance prices are business size, revenue, number of employees, and business history.
Gas station business insurance monthly cost is $117 for a $1 million general liability insurance policy. If paid yearly, then insurance policy fees amount to $1,404.
The monthly insurance premiums of catering businesses is $47. If payments are made annually, then the general insurance rates are $564.
Factors that affect the cost of general liability policy for dump trucks are claims history, business history, number of units to be insured, and age of units to be insured. So how much does insurance cost per month?
The average insurance cost for small business providing dump truck services is $438 a month or $5,256 a year.
The average insurance cost for a small business making money through garage services is $113 a month or $1,356 a year for a $1 million general liability coverage.
The average insurance cost per month of warehouses having general liability coverage is $93. If paid yearly, then the cost of premiums is $1,116 a year.
The average cost for insurance for small business, say for example an auto repair shop , is $107 a month or $1,284 a year. This pricing assumes that the policyholder only purchased a $1 million general liability coverage.
The average cost of insurance per month for pet sitting businesses having a $1 million general liability policy is $26. Premiums can be also paid yearly and the cost will be $312.
Garage keeping general liability insurance average cost per month is $96. If paid annually, the cost for insurance is roughly $1,152.
The average monthly insurance costs for a filmmaking business is $30. If premiums are paid yearly, then the cost is $360. Both of the figures assume that the policyholder only wants to get $1 million general liability coverage.
If the one who wants to get $1 million general liability insurance is a skid steer business , then the cost of insurance per month is $67. Alternatively, the cost of annual premiums is $804.
Heavy equipment general liability insurance monthly cost is $256. It’s also possible to pay yearly and the cost for premiums will be $3,075
The cost of general liability insurance for construction is $98. Some construction companies like to pay yearly. In this case, general liability insurance construction pricing is $1,176.
Roofing Companies
The average insurance costs per month of roofing company general liability insurance having $1 million coverage is $292. Annual insurance cost, on the other hand, is $3,504.
Excavator service general liability insurance cost per month is $83. If paid annually, then the average insurance cost is $996. Factors such as business size, claim history, and revenue determine pricing.
General liability insurance pricing for dance studios depends on factors such as business size, number of employees, and number of clients. Dance studios pay a monthly cost of insurance amounting to $38. Those who pay yearly spend $456.
The average monthly cost of insurance for laundry businesses with $1 million general liability coverage is $46. Premiums can be paid annually, and those who do this spend $552.
The average monthly insurance cost for gyms covered with general liability insurance is $55. Yearly premium, on the other hand, is $660.
Tractor Service Businesses
The cost of 1-year general liability coverage for tractors is $650. This figure translates to an insurance per month cost of $54.16.
Car Wash Businesses
For their general liability coverage, car wash businesses shoulder a monthly insurance premium of $60. If paid annually, then the cost for insurance is $720.
The estimated insurance cost for yoga studios covered by $1 million general liability insurance is $46 a month or $552 a year. In the case of online yoga studios, the general estimate of insurance rate is $13 a month or $156 a year.
Janitorial services pay for low cost general liability insurance. Most pay a median premium of $42 a month or $504 a year for a $1 million coverage.
General liability insurance prices for barber shops average $30 a month or $360 a year for a $1 million coverage.
Commercial bakeries pay $35 a month or $420 a year. General liability limits at this price amounts to $1 million in coverage.
Home based bakeries, on the other hand, pay $25 a month or $300 a year for a $1 million general liability policy.
Retail Businesses
Retail businesses pay $41.66 a month or $500 a year. At this pricing, the policyholder enjoys general liability limits amounting to $1 million to $2 million. But note that it’s also possible that an insured pays a monthly premium of $100 if their retail business is big.
Restaurants pay $68 a month or $816 a year. In such pricing, the general liability insurance general aggregate limit is $1 million. Note that some restaurant insurance carriers offer $2 mm general liability at the same price.
In general, general liability policy cost food truck businesses $42 a month or $504 a year for a $1 million coverage.
Liability insurance for llc cost $47.4 a month or $568.8 a year. Further insights of pricing is possible if we look into how much different types of LLC pay for their general liability insurance coverages.> LLCs can be classified into:
Real Estate Investors
Commercial real estate insurance rates average $46 a month or $552 a year, provided that the real estate investor only decides to get insured with a general liability policy.
Car Rental Business
Car rental small business liability insurance is $50 a month. If paid annually, car rental general liability insurance for small business cost $600.
If your business is not mentioned in the above sections, take a look at this table that summarizes the cost of general liability insurance cost per million of coverage for different businesses.
| Cost per Month | Cost per Year | |
| Car Hauling (cost depends if the company uses 1 car hauler, 2 car hauler, and so on) | $810 – $1,156 | $9,720 – $13,872 |
| Vending Machine | $62.5 | $750 |
| Flatbed Trailer | $191.66 | $2,300 |
| Cargo Van | $275 | $3,300 |
| Dump Trailer | $140 | $1,680 |
| Food Cart | $45 | $540 |
| Limousine | $200 | $2,400 |
| Food Trailer | $47.8 | $574 |
| Car Dealership | $36 | $432 |
| Corporations | $53 | $636 |
| Equipment Rental | $41 | $492 |
| Box Truck | $25 | $300 |
| Moving Company | $104 | $1,248 |
| Bounce House | $41.66 | $499.92 |
| Bulldozer | $85 | $1,020 |
| Forklift | $256 | $3,072 |
| Concession Stand and Trailer | $87 | $1,044 |
| Liquor Store | $84.67 | $1,016.04 |
| Furniture Store | $59.6 | $715.2 |
| Gift Shop | $83.33 | $999.96 |
| Jewellery Business | $69.66 | $835.92 |
| Flower Shop | $72.33 | $867.96 |
| Taxi Business | $78 | $936 |
General liability insurance is not only for businesses. Professionals can also insure themselves if they’re working independently or want to insure themselves regardless the employer already provides coverage.
The best way to look into the cost of general liability insurance for different professions is to look at the insurance amount availed.
Here are various professionals fields and small business;
The recommended commercial general liability insurance limits for contractors vary as the contract dictates the amount of coverage required. For example, a client might only request the contractor to get $1 million general liability whereas another client might request coverage amounting to $2 million or more.
Chiropractic services are very risky. And so, most chiropractic professionals don’t settle with a $1 million general liability coverage. Insurance companies cover chiropractors with $500,000 – $5 million general liability insurance.
Chiropractors who decide to get $1 million general liability insurance pay average monthly insurance payments of $52 or $624 a year.
Engineer
Engineers pay $38 a month or $456 a year for a $1 million general liability coverage.
Beauty therapists are recommended to get $1 million general liability insurance. The average cost of premiums is $27 a month or $324 a year.
Pilots need a $1 million general liability insurance to cover risks. On average, the cost of premiums is $82 a month or $984 a year
An Interior Designer
Interior designers need at least $1 million general liability coverage. The price paid for the policy at such a limit is $39 a month or $468 a year.
$1 million general liability coverage is already enough to cover risks. The cost of insurance for architects is $48 a month or $576 a year.
Most clients will require $1 million or $2 million general liability coverage.> Personal chefs pay $76 a month or $912 a year for their $1 million general liability. On the other hand, the cost of $2 million general liability is $125 a month or $1,500 a year.
Most swim teachers get a $1 million general liability insurance and pay $25 a month or $300 a year.
App developers pay $30 a month or $360 a per year for a $1 million general liability coverage.
Here’s a table that further summarizes the cost of general liability insurance for professions not mentioned above:
| Cost per Month | Cost per Year | |
| Graphic Designers | $33 | $396 |
| Massage Therapist | $42 | $504 |
| Physical Therapist | $52 | $624 |
| Alternative Therapists | $40 | $480 |
| Acupuncturists | $62 | $744 |
| Bartenders | $43 | $516 |
| Plumbers | $119 | $1,428 |
| Security Guard | $67 | $804 |
| Real Estate Agent | $30 | $360 |
| Electrician | $50 | $600 |
| Small Artisan | $39 | $468 |
| Farmers Market Vendor | $35 | $420 |
| Crafter | $47 | $564 |
| Candle Maker | $64 | $768 |
| Soap Maker | $39 | $468 |
| House Cleaner | $37 | $444 |
| Dog Walker | $33 | $396 |
| Bookkeeper | $45 | $540 |
| CPA | $141 | $1,692 |
| Amazon Seller | $41 | $492 |
| EMT | $37 | $444 |
| Firefighter | $126 | $1,512 |
| Law Enforcer | $59.60 | $715.2 |
| Pharmacist | $69.50 | $834 |
| DJ | $20 | $240 |
On average, business liability insurance in California costs $170 a month or $2,040 a year across businesses of different types and sizes for a $1 million coverage.
Milk is one of California’s biggest businesses, making at least $6.07 billion in cash receipts according to the latest data in 2016. In California, dairy farms pay $150 a month or $1,800 a year for a $1 million general liability coverage.
Filmmaking is the second largest industry in California, and it contributed $21.9 billion to the state’s economy. Filmmaking general liability insurance ca cost is $102 a month or $1,224 a year for $1 million coverage.
The median cost of general liability insurance, considering all types of business and business sizes, is $180 a month or $1,800 a year for a $1 million coverage.
General liability insurance in texas for business cost $210 a month or $2,520 a year for a $1 million coverage availed by big businesses. On the other hand, small business general liability insurance Texas cost can be as low as $51 a month or $612 a year.
Retail business is part of Texas’s supersector contributing so much to economic growth. Retail business general liability insurance Texas is $55 a month or $660 a year for a $1 million general liability policy.
Together with the transportation businesses, warehousing businesses in Texas employed 474,000 people. Warehouse general liability business insurance Texas cost is $90 a month or $1,080 a year for a $1 million coverage.
In 2020, the professional services sector in Texas employed 14% of the state’s non-agricultural workforce. On average, general liability insurance Texas contractor cost is $46 a month or $552 a year.
General liability is also available for sports. The table below quickly outlines the cost of general liability for different sporting categories:
| Cost per Month | Cost per Year | |
| Softball | $349 | $4,188 |
| Hockey | $47 | $564 |
| Golf | $50 | $600 |
| Baseball | $45 | $540 |
| Youth Basketball | $34 | $408 |
| Soccer | $40 | $480 |
It is an insurance broker running an insurance quotes generator on its website. CoverWallet helps its users get general liability insurance under 100 dollars provided that they’re running a non-high risk business or profession. The company states that minimum premiums start at $350 a year, which translates to $29.16 a month.
Average cost: $29.16 per month
Thimble offers short-term general liability insurance for many businesses and professions. Its general liability policy is available as monthly, weekly, hourly, or daily liability insurance.
Thimble states that small businesses pay $42 a month or $504 a year. The company also lays down the specific cost of its short-term general liability which is $5 by the hour, $15 by the day, $32 by the week, and $49 by the month.
Average cost: $42 per month
Next general liability policy can be managed without an agent. For instance, customers can easily add additional insured to their general liability insurance using a phone or computer. Payments can also be made in the same manner.
Moreover, Next’s general liability insurance is available at the Amazon prime store at a discounted rate for amazon sellers.
Average cost: $25 per month
Our rating: 9/10
Hiscox’s general liability insurance is available to a wide range of business industries such as consulting, energy, transportation, hospitality, and more
. The strongest trait of this company is that its general liability coverage can have a $10 million limit provided that the customer passes the underwriters’ assessment.
Average cost: Depends on the customer’s business or profession
State Farm Insurance general liability policy can be paired with other State Farm business liability coverage such as professional liability and excess liability for enhanced protection.
General liability insurance for small business State Farm underwrites is available in all of the United States across 300+ businesses and professions. Moreover, general liability insurance State Farm offers is also available for businesses in Canada.
Average cost: Pricing depends on the customer’s business or profession
Our rating: 8/10
Nationwide is one of the Fortune 100 commercial liability insurance companies. It is rated A+ by AM Best and Standard & Poors. The company’s general liability insurance is available for various businesses
Nationwide’s general liability insurance can be endorsed with umbrella policy, hired and non-owned auto liability, and other commercial liability insurance products.
Average cost: Contact a Nationwide agent for accurate pricing
Allstate small business insurance offers general liability together with commercial property or other commercial insurance products. Policy limit starts at $1 million and coverage is available to various businesses
After purchasing an insurance policy, the company creates a user account. All the customer has to do to file or track a claim is to login to the Allstate website or mobile app.
Average cost: Accurate pricing is provided by an agent
Farmers Insurance general liability coverage offers two options: premises liability coverage and products and completed operations coverage. Policy limits start at $1 million. Claims can be filed online and tracked via the Farmers website. Customers can get general liability insurance quotes online and check pricing.
Average cost: Not stated in the company website. Visit Farmers website to check pricing based on location
Our rating: 7/10
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
10 / 10
Hiscox's the best! My business is insured with them for over 12 years and am not planning to switch!
10 / 10
Excellent experience with Hiscox BOP for my coffee shop. They provided all it needed.
10 / 10
My HI barbershop is well covered with their great BOP product for 5 years already! not planning to switch!
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
10 / 10
Great experience
6 / 10
Didn't relate to the concept much, but it makes sense if you need insurance to go
0 / 10
It doesn't really feel sustainable to me and doesn't offer business interruption, product liability and commercial property insurance. They have no local agents and despite their technology first approach you cannot file claims online. Additionally, product manufacturers are not covered by Thimble and they don't provide enterprise solutions.
10 / 10
As a contractor that works 3 times a week for a few hours, Thimble gets really handy for me and saves me money. I have no use for these massive business insurance coverages offered by traditional insurance companies.
10 / 10
Excellent concept which is useful to many small businesses!
10 / 10
Been waiting for this type of solution for a long time!
10 / 10
Love their business insurance solutions for freelancers! Great app!
Not all those who wander are lost.
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