Some of the products on this page come from partners who may compensate us when you click on their links or take specific actions. This helps us keep our content free. That said, our opinions are our own and based on independent analysis.
Boxing is a high-risk activity just like soccer and baseball, which means that accidents can still occur even with proper risk management and best practices. As such, you want to stay proactive by investing in boxing insurance either as a gym owner, boxing event organizer, or boxing instructor.
Boxing insurance is specialty insurance designed to protect the policyholder’s financial assets and initial investments. Having this policy means that you are protected whilst carrying out any boxing-related activity.
You want to protect your investment on the leased, owned, or rented boxing gym. It’s also important to cover part-time and full-time employees. For such purposes, consider getting a boxing gym or boxing club insurance policy.
Boxing gym insurance offers different kinds of policies that grant protection against business property damage or loss, employee injuries, and other exposures. Let’s take a look at the most common inclusions of this insurance.
| NEXT (Best) | CoverWallet | Thimble (Best) | |
|---|---|---|---|
| Building coverage limit (minimum) | $160,000 | $50,000 | $25,000/$500,000 |
| Contents coverage limit (minimum) | $18,000 | $50,000 | $25,000/$500,000 |
| Outdoor signs | $2,500 | Excluded | $2,500 |
| Accounts receivable | Excluded | Excluded | $5,000/$10,000 |
| Money and securities | $2,500 | Excluded | $1,000 |
| Lock and keys | Excluded | Excluded | Excluded |
| Business interruption floater | Excluded | Excluded | Included |
| Equipment breakdown floater | Included | Excluded | Excluded |
| Inland marine insurance floater | Excluded | Excluded | $10,000 |
| Employee dishonesty floater | $5,000 | Excluded | $2,500 |
Commercial property insurance protects your boxing gym against fires, theft, vandalism, vehicles, aircrafts, and other exposures. Use the table above to compare features of commercial property insurance from companies we recommend.
This policy does the following when a covered perils happens:
Reimburse the value of the entire boxing gym if it’s completely destroyed
Reimburse the value of damaged structures and help you cover repair expenses if the gym only sustained damage
Commercial property insurance is underwritten as an actual cash value policy or replacement cost policy.
An actual cash value commercial property insurance reimburses the losses subject to the depreciated value of the boxing gym facility you own, rent, or lease.
On the other hand, a replacement cost commercial property insurance policy reimburses losses based on the original market price of the boxing gym.
| NEXT (Best) | CoverWallet | Thimble | |
|---|---|---|---|
| Per occurrence limit | $1,000,000/$2,000,000 | $1,000,000/$2,000,000 | $1,000,000/$2,000,000 |
| Aggregate limit | $1,000,000/$2,000,000 | $2,000,000 | $1,000,000/$2,000,000 |
| Products and completed operations aggregate limit | $1,000,000 | $2,000,000 | $2,000,000 |
| Advertising injury coverage aggregate limit | $1,000,000 | $1,000,000 | $2,000,000 |
| Tenant’s legal liability coverage limit | $100,000 | $300,000 | $100,000 |
| Waiver of subrogation included? | Included | Yes | Included |
| Hired/non-owned auto liability coverage included? | No | Yes | Excluded |
| Equipment breakdown floater included? | Yes | No | Yes |
| Can you get a certificate of insurance online? | Yes | Yes | Yes |
| Name additional insureds? | Yes | Yes | Yes |
| Deductible | $0 | $0 | $0 |
Cover any accidents that happen on the premises of your boxing gym by purchasing general liability insurance. The table above compares the features of general liability insurance from the recommended companies.
General liability insurance for boxing gyms and hockey teams will cover the resulting expenses when:
Someone slips and falls
Trips over something
Gets injured by a defective boxing equipment
General liability insurance can help if your boxing gym unintentionally sells merchandise that has errors in design, labeling, or packaging. Moreover, this insurance comes with business equipment coverage that helps to replace or repair equipment that got damaged because of fire, theft, vandalism, operator error, and impact.
If you have full-time or part-time employees, then you should consider getting worker’s compensation insurance. This policy covers the expenses in the event that one of your employees suffers a work-related injury.
This means that if an instructor gets injured while conducting a boxing class, the policy will cover the ambulance fees and emergency room fees. If they were to be hospitalized, then the policy would cover the bill while the employee was admitted to the hospital.
Further, the policy covers the medication or rehabilitation costs. Finally, the policy covers the income that the injured worker would have earned. This means that your employee would receive a weekly reimbursement equal to a percentage of the average weekly wage.
| CoverWallet | Thimble | NEXT (Best) | |
|---|---|---|---|
| General liability aggregate limit | $2,000,000 | $1,000,000/$2,000,000 | $2,000,000 |
| Commercial property coverage limit | $50,000 | $500,000 | $160,000 |
| Optional policies can be added? | Yes | Yes | Yes |
| Name additional insureds for free? | Yes | Yes | Yes |
| BOP discount? | Yes | Yes | Yes |
You can bundle your boxing gym’s commercial property and general liability insurance into a business owner’s policy. By doing this, you enjoy easier policy management and cheaper premiums. Moreover, you can avail add-ons such as business interruption insurance, cyber liability insurance, and more. Use the table above to compare the business owner’s policy for boxing gyms.
Get all the best quotes from leading providers in a click of a button!
Granted, as a boxing coach or instructor, you are trained not only to protect yourself but also your students just like what tennis coaches and football coaches do. Further, you also take great measures so that the boxing equipment you own doesn’t get damaged during a session.
However, even with the best of plans, something will ultimately go wrong. That’s where boxing coach insurance comes in.
Also sold as boxing instructor insurance, this consists of general liability, professional liability, and other business insurance policies that you’ll find useful as a boxing instructor. The sections below explain the functions of the common policies included in boxing coach & instructor insurance.
| NEXT (Best) | Sadler Sports | USA Boxing | |
|---|---|---|---|
| Per occurrence limit | $1,000,000/$2,000,000 | $1,000,000/$6,000,000 | $1,000,000 |
| Aggregate limit | $1,000,000/$2,000,000 | $6,000,000 | $5,000,000 |
| Products and completed operations aggregate limit | $1,000,000 | $1,000,000/$5 ,000,000 | $1,000,000 |
| Advertising injury coverage aggregate limit | $1,000,000 | Excluded | $1,000,000 |
| Tenant’s legal liability coverage limit | $100,000 | $1,000,000 | $100,000 |
| Waiver of subrogation included? | Included | Excluded | Excluded |
| Hired/non-owned auto liability coverage included? | No | Excluded | Excluded |
| Equipment breakdown floater included? | Yes | Yes | Excluded |
| Can you get a certificate of insurance online? | Yes | Yes | No |
| Name additional insureds? | Yes | Yes | No |
| Deductible | $0 | $100-$5,000 | $0 |
Consider this. A friend accompanies your student to the boxing club and decides to climb into the ring. While attempting to do so, they slip through the ropes and get caught, falling to the ground and ultimately breaking several ribs.
Further, consider this. You’re putting on a small boxing show with the aim of drawing attention to your club. To market the upcoming event, you choose a logo for the new marketing material, but a competitor states that the logo was too similar to their own.
Both these scenarios represent situations in which you could be found liable as a boxing sports coach. To protect your vested interest, you want to purchase general liability insurance.
Use the table above to compare the quotes of general liability insurance for boxing instructors and coaches.
Exposures that’s usually included in the language of general liability insurance are:
Claims for bodily injuries
Claims for property damage
Claims for copyright infringement, slander, libel, and other related offenses
General liability insurance reimburses the medical expenses of the claimant, refunds the value of the claimant’s property, and pays for attorney’s fees, administrative costs, and other expenses if a lawsuit is filed.
Other than general liability insurance, you ought to invest in professional liability insurance for boxing instructors and coaches.
Consider this. One of your clients might sue you, citing that the boxing regimen you recommended didn’t bring the desired results. Moreover, a client might decide to sue you because the program you recommended caused harm. A frivolous claim might also be filed when a client loses a match despite following your advice.
All of the above represent circumstances where a professional liability policy could come in handy. Also known as errors and omissions insurance, this will cover the legal fees, settlements, and court judgments if a claim is filed for negligence, inaccurate advice, breach of contract, and other related exposures.
Further, suppose you sell boxing programs or workout supplements at the gym. In this case, you want to purchase product liability insurance. If any of the products you sell cause harm to a third party, the product liability policy will cover the cost of a claim. It covers all attorney fees, administrative costs, and other legal expenses that might arise.
You ought to consider purchasing umbrella liability insurance for boxing. Some claims might cost more than what your general liability or professional liability policy will cover. To solve this problem, you should consider getting umbrella liability insurance. This policy supplements your professional liability or general liability insurance limits.
Boxing event insurance is a type of event insurance coverage that lasts for one day to a few weeks, depending on how it’s underwritten.
Purchase this to insure boxing fundraising events, boxing tournaments, boxing exhibition matches, and other related activities in the boxing gym.
Boxing event insurance doesn’t function alone. Rather, it consists of different insurance policies such as:
General liability insurance-Covers accidents that result in bodily injuries or property damage of event participants and spectators
Liquor liability insurance-Covers injuries or property damage sustained by a drunk attendee of your boxing event; Also covers the injuries or property damage of third parties as a result of an accident caused by the drunk guest
Cancellation insurance-Reimburses non-refundable expenses if your boxing event is delayed or canceled
Boxing instructors and boxing coaches pay $32 per month or $384 per year for a $1 million general liability policy
The average boxing gym insurance cost is $38 per month or $456 per year for a $1 million general liability policy
Boxing event insurance cost $131 for a 1 day coverage. This assumes that you’re holding an amateur boxing match with 40 attendees
To give you further insights about the cost of a $1 million general liability insurance for a boxing gym or instructor, we’ve made this table that shows the rates of the best companies:
| Cost per Month | Cost per Year | Best for | |
|---|---|---|---|
| NEXT | $11 | $132 | Best overall; Fastest general liability insurance for boxing instructors |
| CoverWallet | $13 | $156 | Boxing insurance quotes comparison online |
| Thimble | $15 | $180 | On-demand boxing gym insurance |
| USA Boxing | USA boxing doesn’t state the cost of its coverage | USA boxing doesn’t state the cost of its coverage | USA-based boxing professionals |
| Sadler | $16.16 | $193.92 | High-limit, low-cost general liability coverage |
Get all the best quotes from leading providers in a click of a button!
We examined the companies that grant comprehensive coverage to boxing gyms, instructors, or events. Read the reviews below to know the pros, cons, and cost of a $1 million general liability insurance of the best boxing insurance companies.
Best overall
Get an online proof of insurance and send as a text message, email, or social media post
Fastest general liability insurance for boxing instructors and gyms
Great customer service and reputation
Issues an online proof of insurance instantly
Outstanding value for money
Bundle two or more insurance policies and get a 10% discount
NEXT doesn’t sell boxing events insurance
NEXT covers boxing instructors through its martial arts insurance program. With NEXT, you get instant coverage that offers a 10% discount if you decide to get two or more insurance policies. Here’s a quick summary of this company’s basic, premiere, and deluxe insurance for boxing instructors and gyms:
General liability insurance with a $1 million per occurrence and $2 million aggregate limit
Professional liability insurance with a $1 million per occurrence and $2 million aggregate limit
Commercial property insurance with a $160,000 building coverage and $18,000 contents coverage
$1 million employer’s liability insurance
Workers compensation insurance
Waiver of subrogation
Best for: Best overall; Fastest general liability insurance for boxing instructors
Average cost: $11 per month
Our rating: 10/10
Compare boxing insurance quotes online
Stable rates
Call and cancel a coverage anytime
Easy online policy management
Not an insurance company but an insurance broker
Doesn’t cover boxing instructors or coaches
CoverWallet covers boxing gyms, clubs, and boxing event organizers. It doesn’t cover instructors or coaches.
Your boxing insurance from this company is underwritten by partners. CoverWallet only helps you compare quotes through its platform and purchase a desired coverage online.
Note that this company also sells boxing events insurance that offers a general liability policy, cancellation coverage, and liquor liability insurance.
Best for: Boxing insurance quotes comparison online
Average cost: $13 per month
Our rating: 10/10
Numerous add-ons to its business owner’s policy’s commercial property coverage
Quick to issue an estimate of your rates
On-demand coverage
You can’t reach customer service by calling
Thimble’s boxing insurance is only available by boxing gyms. It offers a business owner’s policy and workers’ compensation insurance. Here’s a quick summary of the features of Thimble’s business owner’s policy for boxing gyms:
$1 million-$2 million general liability insurance
$25,000-$500,000 commercial property insurance with numerous add-ons
Non-owned/hired auto liability coverage available
Best for: On-demand boxing gym insurance
Average cost: $15 per month
Our rating: 9/10
Policies are paid out within 45 days of the carrier receiving complete information
By virtue of being underwritten by Chubb, policyholders are assured of superior financial standing
Event participants are covered, which includes fans during a boxing event
Only annual payments are accepted
Equipment coverage is excluded from the boxing policy
Certificates are not automatically renewed
USA Boxing (Team USA) members are offered comprehensive coverage for sports accidents and liability claims. The latter is a member of the Chubb Group of Companies and underwrites the policy from January 1 through December 31 each year.
Note that the carrier mandates the policyholder to fill out an Injury Report Form as the usual hospital or clinic’s standard claim will not suffice. Further, all claims must be filed within 30 days, or otherwise, the carrier adjudicates itself from meeting the costs.
The USA boxing insurance policy provides a number of benefits, including claims arising from:
Ownership, maintenance, or use of a venue or facility
Liability assumed under contracts
Libel, slander, copyright infringement, or invasion of privacy
All sanctioned and supervised activities necessary or incidental to conduct of boxing practice or competition
Host liquor liability
Supervised activities, including award ceremonies
The limits of the USA boxing insurance include:
Products/Completed operations aggregate limit of $1 million
Personal and advertising injury limit of $1 million
Each occurrence limit of $1 million
Damages to premises limit of $100,000
Excess liability per occurrence limit of $1 million
Excess liability aggregate of $1 million
It is important to mention that the policy has a general aggregate of $5 million. This means that the carrier is only liable for up to $5 million in collective claims per year. Note that there are exposures not included in the policy. Exclusions include:
Injury or death of an employee
Property damage to animals
Intentional acts
All auto exposure
Coverage for negligence only of the insured parties
USA Boxing is not forthcoming with any information on the cost of the boxing insurance for gyms, instructors, or events. Prospective policyholders are encouraged to get in touch for custom quotes.
Best for: USA-based boxing professionals
Average cost: USA boxing doesn’t state the cost of its coverage
Our rating: 7/10
Instant access to the certificate of insurance 24/7
Savings of up to 38% for boxing instructors
Coverage in all 50 states
Customer support is only available online
A 15% fee is charged to all prospective policyholders at the application
Sadler Sports and Recreation Insurance, founded in 1946, is the main division of Sadler & Company, Inc. It has since then evolved to be a top insurance carrier for sports professionals, including boxing instructors. What stands out most about Sadler Sports is that the insurer provides quality coverage at a relatively cheap price.
The cheapest boxing insurance package from Sadler Sports costs $16.16 monthly or $194 annually. For this, you get:
$1 million per occurrence limit
$5 million general aggregate limit
$1 million products/completed operations aggregate limit
Personal and advertising injury coverage of up to $1 million
Damage to premises rented to you coverage of up to $1 million
Medical expense payments of up to $5,000
Bodily injury to participants coverage of up to $1 million
Professional liability coverage with a $1 million limit
Best for: High-limit, low-cost general liability coverage
Average cost: $16.16 per month
Our rating: 7/10
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
10 / 10
Hiscox's the best! My business is insured with them for over 12 years and am not planning to switch!
10 / 10
Excellent experience with Hiscox BOP for my coffee shop. They provided all it needed.
10 / 10
My HI barbershop is well covered with their great BOP product for 5 years already! not planning to switch!
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
10 / 10
Great experience
6 / 10
Didn't relate to the concept much, but it makes sense if you need insurance to go
0 / 10
It doesn't really feel sustainable to me and doesn't offer business interruption, product liability and commercial property insurance. They have no local agents and despite their technology first approach you cannot file claims online. Additionally, product manufacturers are not covered by Thimble and they don't provide enterprise solutions.
10 / 10
As a contractor that works 3 times a week for a few hours, Thimble gets really handy for me and saves me money. I have no use for these massive business insurance coverages offered by traditional insurance companies.
10 / 10
Excellent concept which is useful to many small businesses!
10 / 10
Been waiting for this type of solution for a long time!
10 / 10
Love their business insurance solutions for freelancers! Great app!
Do you have U.S. insurance expertise/experience? Would you like to become a voice at Insuranks, help businesses and individuals, and showcase your authority online? Write us!
Not all those who wander are lost.
Disclosure: Insuranks.com is an independent educational comparison service and an advertising-supported publisher. Some of the companies/offers that appear on the website are from our partners which we may receive compensation from. This may influence which companies/offers we write about and where and how it appears on the site. However, this does not impact our assessments. We solely highlight companies, products, and offers that can help you make smarter insurance decisions.
