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The sports world is quite litigious. With significant financial investment at play it would be unwise without having the proper insurance coverage. Tennis instructor insurance is a specialized cover for tennis coaches and trainers meant to cover lawsuits, business income loss, and other exposures.
This article enlightens you on the various types of tennis coach insurance policies you could purchase. Their costs, and terms and the best companies offering the policy.
Regardless of the state where you practice your tennis coaching, the law holds you primarily responsible when conducting business with any third party. There are three types of risks that a general liability policy will typically cover. These include:
General liability insurance is available as a short-term policy. Short-term general liability insurance for tennis coaches, sports coaches, and health coaches grants protection against claims for bodily injuries or property damage for hours, days, weeks, or months. This is useful as emergency coverage for complying with the requirements of coaching events.
An additional tennis coach insurance policy you must look into purchasing is professional liability insurance, also called professional indemnity or errors & omissions (E&O) insurance.
As you offer your services you run the risk of your customers alleging acts involving negligence, errors, or omissions. While offering professional advice or contractual services to your players, you could be held liable for the following:
With standard coverage, you are covered in the event that one of your clients claims damages or financial losses as a result of the services you provided.
A workers’ compensation policy caters to all work-related illnesses or injuries for full-time and part-time employees. The benefits of this policy include the following:
This policy is mandatory as failure to comply attracts state fines and, in worst-case scenarios, litigation. Sometimes, authorities might even prevent you from doing business.
This insurance helps you to operate without interruptions when something happens to your property. It compensates losses if your office, equipment, and other valuables get damaged or lost due to a covered risk. Often, risks covered include fires, theft, vandalism, and extreme weather occurrences.
It provides coverage if something happens while you’re using a vehicle for work. Here are its most common functions:
General liability insurance for tennis coaches is $39 per month or $468 per year for a $1 million coverage. This estimate assumes that you have 5 employees and make $500,000-$750,000 per year.
The tennis coach insurance cost you pay is reliant on your location, the amount of liability risk you want to cover, and your annual revenue. Evidently, each tennis coaching business will attract a different premium, seeing as these factors will vary.
| Cost per month | Cost per Year | |
| General liability insurance | $39 | $468 |
| Professional liability insurance | $46.66 | $559.92 |
| Workers compensation insurance | $89 | $1,068 |
| Business owner’s policy | $44 | $528 |
Get all the best quotes from leading providers in a click of a button!
NEXT
NEXT covers tennis coaches through its sports coach insurance program, which offers three coverage options-basic, premiere, and deluxe. You might need to contact NEXT’s partner, Tivly®, to get the details of your tennis coach insurance quote.
Average cost: $25 per month
Our rating: 10/10
CoverWallet doesn’t have a specialized tennis coach insurance program. Nonetheless, this company can cover you through its customized coverage for sports and recreation instructors.
Average cost: $29.58 per month
Our rating: 10/10
Tivly® works with NEXT and other reputable insurance companies to cover tennis coaches, football coaches, and other types of sports coaches. Policies you can get from this company are general liability, workers compensation, commercial auto, and other business insurance policies.
Average cost: $31 per month
Our rating: 9/10
Hiscox provides coverage to tennis coaches through its sports instructor and trainer’s insurance program. Policies available are general liability, professional liability, cyber liability, and business owner’s policy.
Hiscox’s general liability insurance has a $300,000-$1 million per occurrence limit.Professional liability insurance has a $1 million per occurrence limit. Cyber liability insurance, on the other hand, has a $250,000 per occurrence limit.
Average cost: $34 per month
Our rating: 9/10
SportsCover Direct covers up to 500 sports activities, including tennis coaching. The tennis coach insurance package is underwritten by AXA, which translates to significant financial strength.
Tennis coaches can have their equipment covered for up to $30,000. Additionally, policyholders can add personal accident coverage as part of their policy package.
Average cost: $44 per month
Our rating: 7/10
Average cost: $38 per month
Our rating: 9/10
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
10 / 10
Hiscox's the best! My business is insured with them for over 12 years and am not planning to switch!
10 / 10
Excellent experience with Hiscox BOP for my coffee shop. They provided all it needed.
10 / 10
My HI barbershop is well covered with their great BOP product for 5 years already! not planning to switch!
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
10 / 10
Great experience
6 / 10
Didn't relate to the concept much, but it makes sense if you need insurance to go
0 / 10
It doesn't really feel sustainable to me and doesn't offer business interruption, product liability and commercial property insurance. They have no local agents and despite their technology first approach you cannot file claims online. Additionally, product manufacturers are not covered by Thimble and they don't provide enterprise solutions.
10 / 10
As a contractor that works 3 times a week for a few hours, Thimble gets really handy for me and saves me money. I have no use for these massive business insurance coverages offered by traditional insurance companies.
10 / 10
Excellent concept which is useful to many small businesses!
10 / 10
Been waiting for this type of solution for a long time!
10 / 10
Love their business insurance solutions for freelancers! Great app!
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