Tennis Coach Insurance: Liability & Quotes From $11/month

The sports world is quite litigious. With significant financial investment at play it would be unwise without having the proper insurance coverage. Tennis instructor insurance is a specialized cover for tennis coaches and trainers meant to cover lawsuits, business income loss, and other exposures. 

This article enlightens you on the various types of tennis coach insurance policies you could purchase. Their costs, and terms and the best companies offering the policy.

Tennis instructor Insurance 

Regardless of the state where you practice your tennis coaching, the law holds you primarily responsible when conducting business with any third party. There are three types of risks that a general liability policy will typically cover. These include: 

  • Compensatory damages that pertain to costs the court or client demands you to pay after causing bodily injuries or property damage
  • General damages which include any indirect losses that an aggrieved party might claim they suffered, including pain and suffering, frustration, or anguish 
  • Legal costs arising from putting up the defense against the claim lodged against you or your tennis coaching business.  

Short-Term General Liability Insurance for Tennis Coaches

General liability insurance is available as a short-term policy. Short-term general liability insurance for tennis coaches, sports coaches, and health coaches grants protection against claims for bodily injuries or property damage for hours, days, weeks, or months. This is useful as emergency coverage for complying with the requirements of coaching events.

Professional Liability Insurance for Tennis Coaches

An additional tennis coach insurance policy you must look into purchasing is professional liability insurance, also called professional indemnity or errors & omissions (E&O) insurance. 

As you offer your services you run the risk of your customers alleging acts involving negligence, errors, or omissions. While offering professional advice or contractual services to your players, you could be held liable for the following: 

  • Breach of contract 
  • Failure to meet deadlines 
  • Substandard work 
  • Errors or oversight
  • Incomplete work 

With standard coverage, you are covered in the event that one of your clients claims damages or financial losses as a result of the services you provided. 

 

Workers Compensation Insurance for Tennis Coaches

A workers’ compensation policy caters to all work-related illnesses or injuries for full-time and part-time employees. The benefits of this policy include the following:

  • Lost wages
  • Medical expenses 
  • Death benefits 
  • Retraining and rehabilitation 

This policy is mandatory as failure to comply attracts state fines and, in worst-case scenarios, litigation. Sometimes, authorities might even prevent you from doing business.

Commercial Property Insurance for Tennis Coaches

This insurance helps you to operate without interruptions when something happens to your property. It compensates losses if your office, equipment, and other valuables get damaged or lost due to a covered risk.  Often, risks covered include fires, theft, vandalism, and extreme weather occurrences.

Commercial Auto Insurance for Tennis Coaches

It provides coverage if something happens while you’re using a vehicle for work. Here are its most common functions:

  • Pay the medical treatment of third parties who sustain bodily injuries or property damage because of your vehicle
  • Cover the cost of repairs or replacement if your vehicle gets damaged because of a collision, fire, theft, and vandalism
  • Reimburse vehicle rental expenses or public transportation costs while your car is at the mechanic

 

Tennis Coach Insurance Cost 

General liability insurance for tennis coaches is $39 per month or $468 per year for a $1 million coverage. This estimate assumes that you have 5 employees and make $500,000-$750,000 per year. 

The tennis coach insurance cost you pay is reliant on your location, the amount of liability risk you want to cover, and your annual revenue. Evidently, each tennis coaching business will attract a different premium, seeing as these factors will vary.

Cost per month Cost per Year
General liability insurance $39 $468
Professional liability insurance $46.66 $559.92
Workers compensation insurance $89 $1,068
Business owner’s policy $44 $528

Compare Cheap Tennis Coach Insurance Quotes Online

Get all the best quotes from leading providers in a click of a button!

Best Tennis Coach Insurance Companies 

 NEXT 

NEXT covers tennis coaches through its sports coach insurance program, which offers three coverage options-basic, premiere, and deluxe. You might need to contact NEXT’s partner, Tivly,  to get the details of your tennis coach insurance quote. 

Average cost: $25 per month

Our rating: 10/10

Pros

  • Best overall
  • Get an online proof of insurance and send as a text message, email, or social media post
  • Great customer service and reputation
  • Issues an online proof of insurance instantly
  • Outstanding value for money
  • Bundle two or more insurance policies and get a 10% discount

Cons

  • Couldn’t find any

CoverWallet 

CoverWallet doesn’t have a specialized tennis coach insurance program. Nonetheless, this company can cover you through its customized coverage for sports and recreation instructors. 

Average cost: $29.58 per month

Our rating: 10/10

Pros

  • Cancel a coverage anytime
  • General liability insurance comes with terrorism coverage
  • You can bundle different insurance products in a custom insurance plan 

Cons

  • Not an insurance company but an insurance broker 

Rank and Review Insurance Companies

Help others make better decisions

Show more

Tivly 

Tivly works with NEXT and other reputable insurance companies to cover tennis coaches, football coaches, and other types of sports coaches. Policies you can get from this company are general liability, workers compensation, commercial auto, and other business insurance policies. 

Average cost: $31 per month

Our rating: 9/10

Pros

  • Responsive customer service
  • Call and compare tennis coach insurance quotes over the phone 
  • A partner of reputable insurance companies 

Cons

  • You need to call to get a quote 

Hiscox 

Hiscox provides coverage to tennis coaches through its sports instructor and trainer’s insurance program. Policies available are general liability, professional liability, cyber liability, and business owner’s policy. 

Hiscox’s general liability insurance has a $300,000-$1 million per occurrence limit.Professional liability insurance has a $1 million per occurrence limit. Cyber liability insurance, on the other hand, has a $250,000 per occurrence limit. 

Average cost: $34 per month

Our rating: 9/10

Pros

  • 14-day money-back guarantee
  • Online quote in minutes 
  • Swift cover 
  • Worldwide coverage

Cons

  • Negative reviews from customers on BBB

SportsCover Direct 

SportsCover Direct covers up to 500 sports activities, including tennis coaching. The tennis coach insurance package is underwritten by AXA, which translates to significant financial strength. 

Tennis coaches can have their equipment covered for up to $30,000. Additionally, policyholders can add personal accident coverage as part of their policy package. 

Average cost: $44 per month 

Our rating: 7/10

Pros 

  • Secure online transactions
  • Online purchase 24/7 
  • Documents are issued immediately 
  • Excellent claims handling 
  • Easy-to-navigate website 
  • International coverage 

Cons

  • No summary of covers in the policy documents 

Thimble

 Thimble covers you through its instructor’s insurance program. Go for a BOP instead of stand-alone general liability policy. Because you also get coverage for business interruption, accounts receivable, off-premises business property aside from coverage to the office and its contents. 

Average cost: $38 per month

Our rating: 9/10

Pros

  • Choose between $1 million-$2 million general liability limits
  • Choose between $25,000-$500,000 commercial property limits
  • Short-term general liability insurance is available

Cons

  • You can’t reach customer service by calling 

 

Recent Reviews

Recent Posts


Additional Business Insurance posts