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Softball insurance for teams, players, coaches, officials, and tournaments is vital. Without insurance coverage, not only will it be impossible to pay for unexpected costs but participating in events might be prohibited.
Here’s a guide that will thoroughly explain the policies included and how much you need to pay to get insured with softball insurance. In addition we have the best carriers for softball insurance for you.
Liability insurance for softball sports teams and tournaments covers the cost of lawsuits and compensation to third parties when claims are filed due to property damage, personal injuries and advertising errors, and negligence or errors and omissions. This policy included in USA softball insurance can be categorized into public liability, general liability, and professional liability otherwise known as errors & omissions.
It covers you in the event of property damage or bodily harm. Because softball is a high-impact sport, injuries are common during tournaments.
This includes serious injury or death to a player, coach, volunteer, or spectator. As a result, clubs, and leagues require public liability insurance to cover claims and lawsuits. This coverage has a $1 million policy limit.
Just like boxing, softball is a dangerous contact sport. This is why every team and tournament should have general liability insurance. Just like public liability insurance, this policy will pay if third parties file a property damage lawsuit or personal injury lawsuit and ask for compensation. General liability has a minimum policy limit of $1 million.
When a coach makes a training mistake or a physiotherapist makes an omission that causes injuries or even death, E&O insurance provides coverage in case third parties experience economic loss.
E&O insurance will help the teams, leagues, and tournaments pay for defense costs and settlements. It provides $1 million minimum coverage.
When players compete in any USA tournament, the youth softball team insurance protects them, even if they participate in multiple tournaments. Policies included in youth team insurance are listed below:
Youth softball team insurance also includes travel softball team insurance policy. Here’s a table showing the coverages youth travel softball team insurance offers:
| Minimum Policy Limit | Function | |
| Trip cancellation/delay | $15,000 | Reimburses non-refundable payments made to arrange a canceled or delayed trip |
| Trip interruption | $10,000 | Provides a $200 – $500 daily allowance if ever the youth team’s travel is interrupted |
| Accident coverage | $20,000 | Covers the cost of treatment if a member of the youth team experienced injuries while traveling |
Tournament organizers need this insurance to account for injuries, property damage, and other possible perils. Coverage begins with a $1 million general liability insurance. At an additional cost, general liability for softball tournaments can also cover spectators.
Another policy included is auto liability insurance. Auto liability insurance is used to cover accidents tournament vehicles might cause while transporting players.
On average, softball team insurance cost is $349 a month or $4,188 a year for a $1 million general liability coverage. The best insurance companies and their rates are listed in the table below for further reference.
| Monthly Rates | Annual Rates | ||
| CoverWallet | $48 | $576 | |
| USSSA | $97 | $1,164 | |
| Chappell | $200 | $2,400 | |
| ASA | $250 | $3,000 | |
| PGF | $175 | $2,100 |
Travel insurance for the teams can also be a stand-alone policy. On average, the youth and adult teams pay $94 a month or $1,128 a year for a $10,000 trip cancellation coverage.
Get all the best quotes from leading providers in a click of a button!
With CoverWallet , you can get the best and most affordable insurance policies.
Average cost: $48 per month
Our rating: 10/10
Offers accident and liability insurance coverage to all softball players.
Average cost: $250 per month
Our rating: 9/10
Provides liability and accident coverage for an entire year. If you registered for USSSA softball insurance 2024 or the fastpitch team insurance on January 1st, coverage is valid until December 31st.
Average cost: $97 per season for individuals
All parties involved in the game are all protected by Chappell insurance softball general liability that provides $2,000,000 in coverage.
Average cost: $200 per month
Offers accident team insurance coverage in case of injuries incurred during any PGF events.
Average cost: $175 per month
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
10 / 10
Hiscox's the best! My business is insured with them for over 12 years and am not planning to switch!
10 / 10
Excellent experience with Hiscox BOP for my coffee shop. They provided all it needed.
10 / 10
My HI barbershop is well covered with their great BOP product for 5 years already! not planning to switch!
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
10 / 10
Great experience
6 / 10
Didn't relate to the concept much, but it makes sense if you need insurance to go
0 / 10
It doesn't really feel sustainable to me and doesn't offer business interruption, product liability and commercial property insurance. They have no local agents and despite their technology first approach you cannot file claims online. Additionally, product manufacturers are not covered by Thimble and they don't provide enterprise solutions.
10 / 10
As a contractor that works 3 times a week for a few hours, Thimble gets really handy for me and saves me money. I have no use for these massive business insurance coverages offered by traditional insurance companies.
10 / 10
Excellent concept which is useful to many small businesses!
10 / 10
Been waiting for this type of solution for a long time!
10 / 10
Love their business insurance solutions for freelancers! Great app!
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