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Softball insurance for teams, players, coaches, officials, and tournaments is vital. Without insurance coverage, not only will it be impossible to pay for unexpected costs but participating in events might be prohibited.
Here’s a guide that will thoroughly explain the policies included and how much you need to pay to get insured with softball insurance. In addition we have the best carriers for softball insurance for you.
Liability insurance for softball sports teams and tournaments covers the cost of lawsuits and compensation to third parties when claims are filed due to property damage, personal injuries and advertising errors, and negligence or errors and omissions. This policy included in USA softball insurance can be categorized into public liability, general liability, and professional liability otherwise known as errors & omissions.
It covers you in the event of property damage or bodily harm. Because softball is a high-impact sport, injuries are common during tournaments.
This includes serious injury or death to a player, coach, volunteer, or spectator. As a result, clubs, and leagues require public liability insurance to cover claims and lawsuits. This coverage has a $1 million policy limit.
Just like boxing, softball is a dangerous contact sport. This is why every team and tournament should have general liability insurance. Just like public liability insurance, this policy will pay if third parties file a property damage lawsuit or personal injury lawsuit and ask for compensation. General liability has a minimum policy limit of $1 million.
When a coach makes a training mistake or a physiotherapist makes an omission that causes injuries or even death, E&O insurance provides coverage in case third parties experience economic loss.
E&O insurance will help the teams, leagues, and tournaments pay for defense costs and settlements. It provides $1 million minimum coverage.
When players compete in any USA tournament, the youth softball team insurance protects them, even if they participate in multiple tournaments. Policies included in youth team insurance are listed below:
Youth softball team insurance also includes travel softball team insurance policy. Here’s a table showing the coverages youth travel softball team insurance offers:
| Minimum Policy Limit | Function | |
| Trip cancellation/delay | $15,000 | Reimburses non-refundable payments made to arrange a canceled or delayed trip |
| Trip interruption | $10,000 | Provides a $200 – $500 daily allowance if ever the youth team’s travel is interrupted |
| Accident coverage | $20,000 | Covers the cost of treatment if a member of the youth team experienced injuries while traveling |
Tournament organizers need this insurance to account for injuries, property damage, and other possible perils. Coverage begins with a $1 million general liability insurance. At an additional cost, general liability for softball tournaments can also cover spectators.
Another policy included is auto liability insurance. Auto liability insurance is used to cover accidents tournament vehicles might cause while transporting players.
On average, softball team insurance cost is $349 a month or $4,188 a year for a $1 million general liability coverage. The best insurance companies and their rates are listed in the table below for further reference.
| Monthly Rates | Annual Rates | ||
| CoverWallet | $48 | $576 | |
| USSSA | $97 | $1,164 | |
| Chappell | $200 | $2,400 | |
| ASA | $250 | $3,000 | |
| PGF | $175 | $2,100 |
Travel insurance for the teams can also be a stand-alone policy. On average, the youth and adult teams pay $94 a month or $1,128 a year for a $10,000 trip cancellation coverage.
Get all the best quotes from leading providers in a click of a button!
With CoverWallet , you can get the best and most affordable insurance policies.
Average cost: $48 per month
Our rating: 10/10
Offers accident and liability insurance coverage to all softball players.
Average cost: $250 per month
Our rating: 9/10
Provides liability and accident coverage for an entire year. If you registered for USSSA softball insurance 2024 or the fastpitch team insurance on January 1st, coverage is valid until December 31st.
Average cost: $97 per season for individuals
All parties involved in the game are all protected by Chappell insurance softball general liability that provides $2,000,000 in coverage.
Average cost: $200 per month
Offers accident team insurance coverage in case of injuries incurred during any PGF events.
Average cost: $175 per month
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