USA lacrosse, in partnership with Bollinger insurance lacrosse US, provides exclusive on-field coverage to all USA lacrosse team members, allowing them to play confidently. The organization supplements these packages with risk management information that helps players stay safe, on or off the field.
The US lacrosse insurance/risk management committee develops the US lacrosse member insurance program and ensures members' high-quality standards across amateur and professional level activities. Under the program, individuals can enjoy accident and liability cover when participating in organized amateur lacrosse events.
There are two forms of accident cover, i.e., basic accident cover and catastrophic accident cover, which cover incidents arising in covered activities. There are also general liability and excess liability policies to insure injuries and property damage during lacrosse activities. Accident death benefits are also paid if a player dies of a cardiac or circulatory stroke within 48 hours of a covered activity.
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For the duration of their membership, players, coaches, and officials who are currently registered members of US lacrosse and are in good standing for coverage under the Bollinger lacrosse insurance program. As part of their membership advantages, fans and international members do not receive insurance coverage.
An individual cover for players spans the twelve months of membership for US lacrosse and for all events inside and outside the country. There is a one-million-dollar limit for injuries during lacrosse activities and, since it is a policy excess, it will help cover the remaining balance from you settling the bills.
In case you are sued for injuring someone or causing property damage, the Bollinger insurance lacrosse liability policy will take care of the case from start to end. US lacrosse will hire a suitable attorney to represent you and also cover expenses e.g., legal, indemnity, and settlements from the case.
The US lacrosse insurance scheme covers all registered members regardless of whether the team they play for is a member of the organization. The plan will also cover both indoor and outdoor lacrosse, as long as the rules of the game are enforced. If you have registered or have forgotten details, you can check your US lacrosse membership status online .
Your choice of membership category will affect the type of coverage that applies to you. For instance, coaches will have a different insurance policy from the one a student player may have. This implies it only covers you for the duties you dispense with, i.e. coaches cover for coaching duties. However, it is still possible for your plan to cover multiple categories, but only if you select the categories when signing up or changing the membership level entirely.
Because lacrosse is a team sport, it is only fair that teams also get some of their liabilities insured. So participation in the USA lacrosse insurance program is highly regulated. For eligibility for cover, you must satisfy 100% of the registration requirements. Teams must exist as an entity and an active membership means that all members of the current team and coaching staff are registered with US lacrosse.
Having team/league coverage also means that the teams have to be fully compliant. Team and league operations, in this case, must be fully insured because you do not want the financial or legal implications for you - especially if it's avoidable. The USA lacrosse insurance program site is the best resource if you want to ensure a lacrosse team.
The US lacrosse insurance program is exclusive to members. However, lacrosse event organizers and hosts can purchase Bollinger lacrosse event insurance to cover the event and all participants. As expected, however, the accident coverage and liability coverage of event coverage will be lower than member packages.
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The US lacrosse insurance provides you coverage for the following activities:
Registered members will be covered for team and league activities, practice sessions, scheduled games, and sponsored activities produced if they are supervised. Team and league meetings, dinners, fundraisers, etc. are also covered.
P rovides coverage to members taking part in scheduled amateur activities. This includes injuries from tournaments and camps.
US lacrosse insurance policy provides member officials for injuries received when dispensing their duties.
If you have to travel because of lacrosse activities, your direct journeys to and from the events will receive limited coverage.
The US lacrosse accident will cover injuries incurred while traveling to and from scheduled lacrosse activities. It only covers group travel, whether by privately owned or chartered means. They pay this coverage on an excess basis, which means that this policy applies after the primary policy has paid out applicable benefits.
T he US lacrosse insurance policy provides coverage for liability suits arising from property damage or inflicting injury to others. However, it does not give auto liability coverage for any members (players, coaches, parents, or officials).
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Are you a current US Lacrosse member who has been injured while participating in a covered lacrosse activity? You read filling instructions and fill out the US lacrosse insurance claim form :
Non-members who were injured in an assured US lacrosse event can still get the compensation they deserve. Please contact RPS Bollinger on 800-446-5311 and select option "5 " for lacrosse. They will verify the details of the Bollinger insurance US lacrosse event, and present you with a claim form. To file a claim form, you will need to have the following details ready.
Excess coverage - since accident medical claims are settled on excess, you must know how much your primary insurance has paid towards your accident medical bills
Usual and customary basis - the policy will not cover claims based on the usual and customary basis i.e., based on what region you are based in charges.
Claim guidelines - your claim must be made within 1 year after the incident and you must also seek treatment within 180 days
Benefit period - the US lacrosse insurance policy has a 104-week eligibility period. This means that all expenses incurred due to the injury are eligible for coverage
Itemized bills - as your medical provider, an itemized bill to give the insurer enough information on the bill
Dental bills
Deductible amount (determined by age, sex, and ranking)
Verification signature
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USA Lacrosse provides one of the most comprehensive, if not the best, coverage for lacrosse players, teams, and leagues. Below is an overview of our insights about this US Lacrosse insurance program.
Covers risks common to amateur and professional indoor and outdoor lacrosse events
Comprehensive limits of policies that offer protection against personal injuries and injuries to third parties
Includes death benefits
Can be availed by non-members
Covers even the most problematic injuries lacrosse players experience
Provides a copy of lacrosse certificate of insurance
Comprehensive coverage can be only enjoyed by members of USA Lacrosse
Coverage for non-members is not very comprehensive
Non-members pay $150 a month or $1,800 a year for a full coverage (general liability and others) from US Lacrosse Insurance Program
Members pay as low as $25 because coverage is automatically given upon joining USA Lacrosse
Lacrosse players, teams, and leagues joining US Lacrosse
USA Lacrosse is the leading lacrosse organization in the US. It offers a comprehensive insurance program, knows the risks common in lacrosse, and provides the best solution. Nonetheless, it has its share of drawbacks too. And so, we rate this a 9/10.
This place is an absolute joke of a company and should be ashamed of the way they conduct business. I was hurt on the job at the end of July and it took them just shy of 7 weeks to issue out a paycheck to me. Yes the amount was back dated but still. Not many have the luxury of not receiving a paycheck for almost 2 months. To top it all off, the original adjuster marked me down for the wrong state which caused a problem from the get go, I've had 3 different adjusters now since each one can't seem to figure out the simplicity of my claim. All my paperwork which includes, my job, house, and drs visits all are from the same state and city but yet some how I have been filed under a completely different state 1500 miles away. They do not answer your phone calls or emails no matter how many you leave. I've had to escalate my frustrations to the supervisors of each of these individuals in order to even get some kind of response. I've had more communication and information given to me about my claim from the customer service representatives then the actual adjusters.......... please tell me how that works?! A serious overhaul needs to happen here in order to serve your clients the way they deserve to be taken care of. 10/10 do not recommend this company to a single soul on earth
I have never had the displeasure of working with a more incompetent and disrespectful person in my life. I’m an injured worker and the adjuster that was assigned to my case was named Carrie Furgeson. In the past 6 weeks that I’ve been injured and out of work I have only been able to get ahold of her twice, not for lack of trying. I have left countless voicemails, countless emails, and she ignores them all. When I am finally able to get ahold of her I’m greeted with terrible customer service. She is rude, she talks over me and I’m hardly able to get a word in edgewise. She spelled my name wrong on my documents even after I spelled it for her properly countless times, this caused a whole new issue with my bank. I have bill collectors from the hospital calling me demanding payment and Carrie Furgeson won’t do a single thing to help, or to get them paid. All of my documentation is in Colorado, my job is in Colorado, my address is in Colorado, all my Dr offices and appointments have been in Colorado and Carrie still managed to hold my claim because she wasn’t sure what state she needed to file it under. It’s been 6 weeks since my Injury and my company still hasn’t received the wage paperwork to fill out so they can get me my correct wages. When she’s not ignoring me she’s answering my questions with “I don’t know” well I don’t know how she got this job, because apparently she doesn’t know anything about it. She is a disgusting morose individual inside and out and I genuinely wish her the worst in all of her future endeavors. I highly recommend you don’t use this company. Please if you are a business owner and your looking into this company please don’t use them. I’m sure they have the cheapest payment and that’s why companies use them in the first place, but you will be doing your employees a grave disservice by forcing them to venture into this absolute dumpster fire of a company. I would rate 0/5 if possible but 1 was the lowest I was allowed.
Their general liability insurance purchase process is simply the best online experience I've ever had in my life!
As long as they cover your line of business, you're literally covered! best rates, best coverage, best online experience, best professionals, can't be happier that I chose them!
It really can't get any better than this... wow
Not all those who wander are lost.
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