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Shopping for a one day event insurance policy may diminish the excitement of planning a party, but it’s key to pulling it off flawlessly.
For instance, if a guest disrupts or vandalizes the venue, the property owner might hold you liable for the repairs if you don’t have day party insurance. One day event insurance policy protects you against such liabilities.
Also known as one-time event insurance, this is an insurance policy that provides coverage to events for hours or days only. A one time event insurance can have all of the inclusions of a long-term event insurance policy – general liability insurance, liquor liability insurance, rented premises liability insurance, etc.
It is primarily offered as one day liability insurance for event and covers you against personal injuries, property damage, and lawsuits coming from a guest or any other third party that attended the event.
A single day event insurance policy covers third-party claims during all occasions, including weddings, concerts, birthday parties, festivals, trade shows, etc.
Public liability insurance for a one day event is a specialized 24-hour coverage. This is useful for birthday parties, weddings, and other gatherings that typically don’t last for many days. It covers personal injury and property damage claims.
Naturally, a wedding is a unique gathering of your best and closest friends and relatives. You want the special people in your life to witness one of the most significant events of your life. Getting one day liability insurance for wedding ensures there are no negative carryovers to your happily ever after.
It primarily includes general liability insurance that will take care of the personal injuries and property damage guests and other third parties sustain.
But understand that wedding one day insurance doesn’t only offer general liability insurance. It has other inclusions that cover other eventualities such as:
Vendor Event Insurance
While profitable, vending carries inherent risks, especially when dealing with food and other related goods. Your clients or their guests might sue you for many reasons, including food poisoning and allergies. Typically, most vendors opt for a long-term vendor insurance coverage. What if you don’t work every day?
Go for one day event insurance for vendors that provides general liability and product liability coverage for 24 hours. On average, 1 day event liability insurance will cost $178 per day depending on deductibles and policy limits.
One day event insurance for photographers covers you against general and professional liability for 24 hours. The one day business insurance is specially structured to protect videographers and photographers against the most common mishaps.
With one day photographer liability insurance, you’re protected against bodily injuries to third parties, property damage, errors & omissions, and property damage.
Typically the liability insurance for photographers costs about $18 a month or $216 a year.
Event Catering Insurance
One day catering insurance protects you from general, professional, and product liability while catering to events such as weddings, parties, or conferences. The 1 day event insurance special event insurance covers you against property damage or personal injuries your catering business may cause to vendors, clients, and other parties.
Caterers are liable for injuries and property damages if they fail to eliminate safety hazards and use well-conditioned equipment. It only covers customers and third parties but is helpful if you need a short-term cover to secure a contract.
One Day Event Planner Insurance
A rowdy crowd can quickly ruin your carefully planned event and expose you to expensive lawsuits. Getting event planner insurance protects your business from various risks associated with organizing an event, however large or small.
The typical policy covers you against general and professional liabilities, but you may need additional single day event insurance policy coverage depending on your particular circumstances.
If you don’t have a full event roster, you can opt for a same day event insurance for planners over monthly coverage.
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One Day Sporting Event Insurance
While sporting events are fun to organize, they involve large crowds of passionate people. Things can quickly get out of hand during a sports activity.
Taking out sporting event insurance safeguards your business from risks that may result during a sporting activity. The one-day sporting event insurance is ideal during the off-season when the sporting events are far and between.
One day event insurance cost may vary depending on the type of event, crowd size, and the type of risks involved.” Typically, the average one day event liability insurance cost is $76.5 per day for a $1 million general liability coverage.
Some service providers allow you to extend coverage for days, while some require daily renewals.
CoverWallet offers some of the cheapest one day event insurance quotes and is available for all businesses hosting an event for commercial or social purposes. It includes general liability insurance with rented premises liability coverage, liquor liability insurance, and event cancellation/postponement coverage.
Average cost: $45 for one-day coverage
Their one day event insurance is available as a short-term policy lasting for hours, days, weeks, or months. Primary inclusions are liquor liability and general liability insurance for one day event. Thimbe’s event insurance is tailored to 24 types of events such as weddings, graduation events, sports events, and more.
Average cost: $50 for one-day coverage
State Farm offers more than 100 insurance products and services spread across five categories – property and casualty, annuities, life and health, banking products, and mutual funds.
State Farm services more than 85 million insurance policies across the country.
Average cost: $61 for one-day coverage
Get all the best quotes from leading providers in a click of a button!
Progressive is the third-largest insurance company in the US. The insurer writes more than 26.4 million policies a year and offers full-breadth insurance coverage.
Progressive offers special liability insurance for more than 400 events, including festivals with 5,000 attendees.
Average cost: $105 for one-day coverage
Short for Government Employees Insurance Company, Geico is one of the leading insurers in the country. Besides auto insurance, Geico offers events, homeowners, renters, business owners policy and more,
Geico’s event insurance covers non-refundable deposits, cancellation fees, injury, and liabilities
Average cost: $75 for one-day coverage
Allstate provides various insurance products, including home, auto, life, renters, motorcycle, and off-road insurance. Allstate is renowned for its auto insurance policies and products. The insurer provides special events coverage for weddings, business meetings, engagement parties, anniversaries, and corporate parties.
Average cost: $78 for one-day coverage
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
10 / 10
Hiscox's the best! My business is insured with them for over 12 years and am not planning to switch!
10 / 10
Excellent experience with Hiscox BOP for my coffee shop. They provided all it needed.
10 / 10
My HI barbershop is well covered with their great BOP product for 5 years already! not planning to switch!
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
10 / 10
Great experience
6 / 10
Didn't relate to the concept much, but it makes sense if you need insurance to go
0 / 10
It doesn't really feel sustainable to me and doesn't offer business interruption, product liability and commercial property insurance. They have no local agents and despite their technology first approach you cannot file claims online. Additionally, product manufacturers are not covered by Thimble and they don't provide enterprise solutions.
10 / 10
As a contractor that works 3 times a week for a few hours, Thimble gets really handy for me and saves me money. I have no use for these massive business insurance coverages offered by traditional insurance companies.
10 / 10
Excellent concept which is useful to many small businesses!
10 / 10
Been waiting for this type of solution for a long time!
10 / 10
Love their business insurance solutions for freelancers! Great app!
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Disclosure: Insuranks.com is an independent educational comparison service and an advertising-supported publisher. Some of the companies/offers that appear on the website are from our partners which we may receive compensation from. This may influence which companies/offers we write about and where and how it appears on the site. However, this does not impact our assessments. We solely highlight companies, products, and offers that can help you make smarter insurance decisions.
