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A trade show opens its doors to a variety of people and with this comes various risks. Specifically, there are risks of injury and other related damages that would be financially challenging. That’s why you need trade show insurance as an exhibitor or vendor to protect you against these risks.
This article features deep into exhibition insurance coverage and provides all the information needed. It sheds light on the importance of investing in trade show exhibitor insurance, what it covers, and the costs.
It provides protection when you’re responsible for the loss or damage sustained by others. This can be classified as:
general liability insurance. Also called exhibitor liability insurance as it’s designed to cover a trade show’s exhibitors, general liability covers:
Trade show public liability insurance covers you in the event of lawsuits from members of the public. You no longer have to worry about raising the cash to pay as compensation or cover the arising legal fees.
Suppose someone gets hurt due to activities in the tradeshow. If they were to seek medical treatment, your exhibition public liability insurance should help fill any cost gaps that their health insurance wouldn’t typically cover.
The nature of activities in the trade show will determine whether or not you can get exhibition public liability insurance.
The products you’re selling in a trade show can be defective and they might cause injuries or property damage to the person buying them. By law, a person who sustains losses due to a defective product can file a claim. Product liability insurance protects you against this risk.
Product liability insurance will cover attorney fees, administrative costs, and other legal expenses if a customer sues you for selling a product that has:
Rental equipment insurance helps you minimize risks by covering event property owned, borrowed, or hired for the exhibition. The cover protects you from paying for equipment damage.
On average, premiums will cost $63 per month and $756 per year for a $1 million general liability coverage for an indoor trade show with only 20 participants. Here’s a breakdown of the trade show insurance cost in the market today.
| Company | Cost per Month | Cost per Year | |
| CoverWallet | $57 | $684 | |
| Markel | $66 | $792 | |
| Thimble | $228 | $2,736 |
Trade show cancellation insurance offers protection in the event that the trade fair gets canceled, disrupted, or postponed.
If the event is canceled for any reason included within the policy, you should be compensated for registration fees, travel and accommodation costs, and transportation and drayage costs.
In addition event cancellation policies can cover either single events or extended periods. The amount you end up paying in premiums will depend on the coverage length you choose.
Exhibition vehicle insurance covers any lawsuits that might be brought against your business due to damages or harm caused by a commercial vehicle you own. The cover extends to accidents caused by your employees or if your employees were to get into an accident and require medical care.
Commercial auto insurance isn’t an insurance policy on its own. This is actually composed of different coverages that provide protection, namely:
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Trade show booth insurance is sold as a rented premises liability coverage. This is an optional policy to general liability insurance. Rented premises liability coverage will help you compensate the event hosts if the booth they rented out to you becomes damaged due to a fire.
Pay-As-You-Go Workers Compensation Insurance for trade show exhibitors is a more flexible type of insurance which allows many seasonal or event-based businesses to pay their insurance premiums according to the actual payroll.
This type of insurance applies to employees engaged in trade shows and other events to cover injuries arising from their work activities.
You can cover the following costs;
Temporary exhibition insurance is a broad term for different types of short-term or one-day business insurance coverages for trade show exhibitors or vendors.
These are the best trade show insurance companies. Read to know their pros, cons, and pricing for a $1 million general liability coverage.
CoverWallet’s tailored trade show insurance features general liability insurance, a business owner’s policy with workers compensation insurance, rental space coverage, and a custom plan.
Average cost: $57 per month
Our rating: 9/10
Markel offers its insurance products to clients in over 20 countries. Markel’s core business is specialized insurance and offers casualty, property, professional lines, and surety segment products as part of their offerings.
While Markel still focuses on providing multiple insurance products, it has a specific product for exhibitionists and vendors at a trade show.
Average cost: $66 per month
Our rating: 9/10
Thimble offers on-demand insurance products, including trade show insurance policies. In addition they offer the most comprehensive coverage for vendors selling at trade shows with 200-300 attendees. Thimble trade show insurance doesn’t offer event cancellation, but the policy is fully refundable if the trade show is canceled before the start date or time.
Average cost: $228 per month
Our rating: 8/10
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
10 / 10
Hiscox's the best! My business is insured with them for over 12 years and am not planning to switch!
10 / 10
Excellent experience with Hiscox BOP for my coffee shop. They provided all it needed.
10 / 10
My HI barbershop is well covered with their great BOP product for 5 years already! not planning to switch!
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
10 / 10
Great experience
6 / 10
Didn't relate to the concept much, but it makes sense if you need insurance to go
0 / 10
It doesn't really feel sustainable to me and doesn't offer business interruption, product liability and commercial property insurance. They have no local agents and despite their technology first approach you cannot file claims online. Additionally, product manufacturers are not covered by Thimble and they don't provide enterprise solutions.
10 / 10
As a contractor that works 3 times a week for a few hours, Thimble gets really handy for me and saves me money. I have no use for these massive business insurance coverages offered by traditional insurance companies.
10 / 10
Excellent concept which is useful to many small businesses!
10 / 10
Been waiting for this type of solution for a long time!
10 / 10
Love their business insurance solutions for freelancers! Great app!
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