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$1 Million Dollar Liability Insurance Cost & Quotes From $11

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Table of contents

1. How Much is a Million Dollar Business Insurance Policy for a Computer Business Needing $1 Million Liability Coverage? 1.1. How Much is a Million Dollar Insurance Policy of General Liability for Computer Businesses? 1.2. How Much Does a Million Dollar Insurance Policy Cost if the Coverage Purchased is Professional Liability? 1.3. How Much is $1 Million Cyber Liability Insurance for Computer Businesses? 2. How Much is $1 Mil Liability Insurance for Flower Shops? 2.1. How Much is Commercial General Liability Insurance offering a 1 Million Dollar Insurance Policy Limit for  Flower Shops? 2.2. How Much is One Million Dollar Professional Liability Insurance for Flower Shops? 2.3. How Much Does Commercial Insurance Cost for a Flower Shop Having a $1 Million Employer’s Liability Insurance? 2.4. How Much for Commercial Insurance if the Flower Shop Decides to Get $1 Million Cyber Liability Insurance? 3. How Much is Insurance for Business Such as a Jewelry Store Getting a $1 Million Liability Coverage? 3.1. How Much Does General Liability Insurance Cost for a Jewelry Store, Provided that It Offers One Million Dollar Coverage? 3.2. How Much for Business Liability Insurance if the Jewelry Store Only Decides to Get 1mm Dollars Professional Liability Insurance Instead of $1 Million Dollar General Liability Insurance? 3.3. How Much is Business Insurance for a Jewelry Store Getting Employer’s Liability Coverage? 3.4. How Much Liability Insurance Do I Need for My Business That’s a Jewelry Store? 4. How Much is Small Business Liability Insurance for a Gift Shop Getting a $1 Million General Liability and Cyber Liability Coverage? 4.1. How Much is General Liability Insurance with a $1 million Policy Limit for a Gift Shop? 4.2. How Much Does It Cost for Business Insurance Liability Coverage if a Gift Shop Only Decides to Get a Cyber Liability Policy? 4.3. How Much Business Insurance Cost for a Gift Shop Planning to Get Covered with Employer’s Liability Insurance? 5. How Much is Insurance for a Business Such as a Furniture Store That Wants to Get $1 Million Liability Coverage? 5.1. What is the Average Cost of General Liability Insurance for Small Business such as a Furniture Store Getting a $1 Million Coverage? 5.2. Say a Furniture Store Decides to Get Stand-Alone Products Liability Insurance, How Much is Small Business Insurance per Month? 5.3. How Much Does It Cost to Insure a Small Business, Say a Furniture Store That Needs Cyber Liability Insurance? 5.4. How Much is Small Business Insurance if the Furniture Store Decides to Get an Employer’s Liability with a 2 Million Dollar Insurance Policy Limit? 6. How Much is Business Insurance for a Small Business, Such as a Liquor Store Needing $1 Million Liability Insurance? 6.1. How Much is Insurance for a Small Business Liquor Store Planning to Get General Liability Coverage? 6.2. How Much is 1 Million Dollar Business Insurance Policy Given That Liquor Liability Insurance is Included? 6.3. What is the Average Cost of Business Liability Insurance Provided That the Liquor Store Only Needs Premises Liability Policy? 6.4. How Much Does Employer’s Liability Business Insurance Cost for Liquor Stores? 7. How Much is the Average Liability Insurance for Small Business Such as a Concession Stand? 7.1. How Much is the Average Business Insurance Premiums if the Concession Stands Decide to Get Covered by General Liability Insurance? 7.2. What are the Average Business Insurance Costs for Concession Stands Covered by Public Liability Insurance? 7.3. How Much is the Cost of Business Insurance for Concession Stands Getting Employer’s Liability Coverage? 8. For $1 Million Coverage, How Much Does Small Business Liability Insurance Cost for Bounce House Businesses? 8.1. What is the Average Cost of Insurance for Small Business, Particularly a Bounce House Buying $1 Million General Liability Insurance? 8.2. How Much is the Average Cost for Insurance for Small Business, Particularly a Bounce House Buying $1 Million Professional Liability Insurance? 8.3. What is the Average Cost of Small Business Insurance if a Bounce House Business Only Needs a $1 Million Employer’s Liability Coverage? 8.4. How Much is $1 Million Cyber Liability Insurance for a Bounce House Business? 9. What is the Average Cost of Business Insurance Liability Policies for Car Dealerships? 9.1. How Much is General Liability Business Insurance Coverage for Car Dealerships? 9.2. What is the Average Cost of Liability Insurance for Small Business Car Dealership That Needs $1 Million Garage Liability Insurance? 9.3. How Much Will I Pay if I Get Insurance for My Business, Provided That I Only Get $1 Million Employer’s Liability Insurance? 10. How Much are Business Insurance Liability Policies for a Food Cart Owner? 10.1. How Much Does General Liability Business Insurance Cost for a Food Cart Business? 10.2. How Much Does a 1 Million Dollar Insurance Policy Cost if It’s a Public Liability Coverage for Food Carts? 10.3. How Much is Employer’s Liability Insurance for Food Carts? 10.4. How Much Business Insurance Do I Need as a Food Cart Owner? 11. How Much is a 1 Million Dollar Insurance Policy for Business Specializing in Car Rental? 11.1. How Much is Cheap General Liability Business Insurance for Car Rental Businesses? 11.2. What is the Average Cost of Commercial Insurance Only Including Cyber Liability Coverage for Car Rental Businesses? 11.3. Where Can Car Rental Services Get Business Insurance Quotes Offering $1 Million Liability Coverage? 12. How Much is Liability Insurance for an LLC? 12.1. How Much is General Liability Insurance for LLC? 12.2. What is the Cost of Liability Insurance for LLC Getting Public Liability Coverage? 12.3. How Much is a Million Employer’s Liability Insurance for LLC? 12.4. How Much Does a 2 Million Dollar Umbrella Policy Cost for LLCs? 12.5. How to Get Insurance for LLC? 12.6. What are the Best Business Liability Insurance Companies for LLCs? 13. How Much is $1 Million Software Consultancy Office Liability Insurance? 13.1. What is the Cost of Professional Liability Insurance for Consultants in the Software Industry? 13.2. How Much is the Cheapest General Liability Insurance Small Business, Particularly a Software Consultancy Office? 14. How Much is Commercial Contractor Insurance offering $1 Million General Liability, Professional Liability, and Products Liability Coverage? 14.1. What’s the Best Coverage Option for $1 Million Liability Coverage for Contractors? 15. How Much is Company Insurance for Trucking Businesses? 16. How Much is a $1 Million Liability Insurance for Sole Proprietorships? 16.1. How Much is General Liability Insurance for Sole Proprietorships? 16.2. How Much is Employer’s Liability Insurance for Sole Proprietorships? 16.3. How Much is Property Liability Insurance for Sole Proprietorships? 16.4. Where Can Sole Proprietorships Get Business Insurance Quote Online for Purchasing $1 Million Liability Coverage? 17. How Much is Liability Insurance for an Online Business? 17.1. How Much General Liability Insurance Do I Need if I’m Running an Online Business? 18. How Much is the Average Liability Insurance Cost for Small Business, Particularly a Moving Company Needing $1 Million Liability Coverage? 18.1. How Much is the Cost of Liability Insurance for Small Business, Particularly a Moving Company That Needs General Liability Coverage? 18.2. How Much are Small Business Liability Insurance Rates for a Moving Company Getting $1 Million Professional Liability Insurance? 18.3. How Much Does $1 Million Carrier Legal Liability Insurance Cost for Small Business such as a Moving Company? 18.4. How Much is a Commercial Business Liability Insurance Offering a Moving Company $1 Million Employer’s Liability Coverage? 18.5. How Much is Cyber Liability Insurance for a Business, Specifically a Moving Company? 18.6. What are the Best Business Insurance Options for a Moving Company that Needs $1 Million Liability Coverage? 19. $1 Million Liability Insurance Cost by Location  19.1. How Much is $1 Million Liability Coverage in Texas? 19.1.1. How Do I Get Liability Insurance for My Business in Texas? 19.2. How Much is $1 Million Commercial Liability Insurance in New Jersey? 19.2.1. How to Get Small Business Insurance with $1 Million Liability Coverage in New Jersey? 19.3. How Much is $1 Million Liability Insurance in California? 19.3.1. How to Get Insurance for Your Business in California, Particularly Liability Insurance Policies? 19.4. How Much is $1 Million Liability Insurance in Florida? 19.4.1. How to Get Insurance for a Business in Florida? 20. Best Business Insurance Carriers for $1 Million Liability Coverage 20.1. CoverWallet 20.1.1. Pros 20.1.2. Cons 20.2. Thimble 20.2.1. Pros 20.2.2. Cons 20.3. NEXT 20.3.1. Pros 20.3.2. Cons 20.4. 20.5. Hiscox 20.5.1. Pros 20.5.2. Cons 20.6. 20.7. Progressive 20.8. 20.9. Commercial Insurance Center 21. Related Questions 21.1. What is General Liability Insurance for Small Business? 21.2. What is Personal Liability Insurance for Business? 21.3. How Much is a $10 Million Liability Insurance? 21.4. How Much Does Liability Insurance Cover? 21.5. How Much is a Certificate of Liability Insurance? 21.6. Are There Any Tools to Help with the Calculation of Umbrella Liability Insurance? 21.7. What is the Best Liability Insurance for Small Business? 22. Get the Best $1 Million Liability Insurance by Comparing Quotes

Only time can tell when your business faces claims. If this does happen, you might need to pay costly legal fees and settlements. And so, it’s a good idea to get business insurance or commercial insurance as it comes with liability coverages that can pay for the claims made by clients and other third-parties. 

When talking about liability insurance, most people think about general liability insurance. However, the term can also pertain to professional liability insurance, employer’s liability insurance, cyber liability insurance, and more. In this discussion, learn how much does $1 million liability insurance cost.

Also read: How Much is General Liability Insurance: Cost & Quotes From $5

Also read: How Much is Workers Comp Insurance? Cost & Quotes From $11

How Much is a Million Dollar Business Insurance Policy for a Computer Business Needing $1 Million Liability Coverage?

Computer businesses usually have general liability insurance and professional liability insurance. Let’s discuss the cost of each.

How Much is a Million Dollar Insurance Policy of General Liability for Computer Businesses?

For computer businesses, the cost of commercial general liability insurance having a one million coverage limit is $33 per month or $396 a year. Factors that affect general liability insurance coverage cost are location, size of business, business history, and more. 

How Much Does a Million Dollar Insurance Policy Cost if the Coverage Purchased is Professional Liability?

Computer businesses having a $1 million professional liability coverage pay a company liability insurance cost of $22.34 per month or $268.08 a year. Factors that affect professional liability insurance prices are claims history, revenue, and more. In connection, the best professional liability coverage options for computer businesses are:

  • Progressive professional liability insurance

  • NEXT professional liability insurance

  • The Hartford professional liability insurance

How Much is $1 Million Cyber Liability Insurance for Computer Businesses?

A 1 million dollar insurance policy cost computer businesses $45 a month or $540 a year. Factors that affect cyber liability insurance estimate of cost are policy limits, deductibles, security of the business environment, and more.

How Much is $1 Mil Liability Insurance for Flower Shops?

How Much is Commercial General Liability Insurance offering a 1 Million Dollar Insurance Policy Limit for  Flower Shops?

$1 million general liability insurance small business cost flower shops $72.33 a month or $868 a year. Factors that determine how much is commercial liability insurance that offers general liability coverage for flower shops are revenue, nature of business, claims history, and business physical environment. 

How Much is One Million Dollar Professional Liability Insurance for Flower Shops?

For a $1 million coverage, flower shops pay a professional liability insurance for small business average cost of $46 a month or $552 a year. Factors, which affect how much does a flower shop  professional liability insurance for small business cost,  are policy limits, deductibles, type of flower services provided, and more. 

How Much Does Commercial Insurance Cost for a Flower Shop Having a $1 Million Employer’s Liability Insurance?

So how much is a commercial insurance for a flower shop protected by a $1 million employer’s liability coverage? Business insurance cost per month will be $71 a month, which translates to $852 a year. 

How Much for Commercial Insurance if the Flower Shop Decides to Get $1 Million Cyber Liability Insurance?

For flower shops running a website to make sales and launch campaigns, provided that cyber liability is purchased, $1 million liability insurance cost $33.18 a month. If paid annually, then 1 million dollar liability insurance cost flower shops $398.16. 

How Much is Insurance for Business Such as a Jewelry Store Getting a $1 Million Liability Coverage?

1 million dollar insurance policies jewelry stores usually get are general liability, stand-alone products liability, employer’s liability, and cyber liability insurance. Let’s discuss the cost of each. 

How Much Does General Liability Insurance Cost for a Jewelry Store, Provided that It Offers One Million Dollar Coverage?

$1 million general liability insurance helps jewelry stores shoulder costs if clients have their hand cut or lacerated while shopping for jewelry. For this kind of business, general liability insurance for business cost $69.66 per month or $835.92 a year. 

Factors that affect the cost of 1 million dollar general liability insurance for jewelry stores are revenue, business location, policy limits, deductibles, and more. Furthermore, the best general liability insurance for small business jewelry stores are:

  • Geico general liability coverage

  • CoverWallet general liability insurance

  • Progressive general liability insurance

  • The Hartford general liability insurance

How Much for Business Liability Insurance if the Jewelry Store Only Decides to Get 1mm Dollars Professional Liability Insurance Instead of $1 Million Dollar General Liability Insurance?

If jewelry stores decide to only include professional liability coverage, then 1 million dollar liability insurance cost will be $62 a month or $744 a year.  Factors that affect how much does business liability insurance cost for a jewelry store, getting a 1 million dollar insurance policy in professional liability, are the kind of service provided, business risk management programs (if any), and more. 

How Much is Business Insurance for a Jewelry Store Getting Employer’s Liability Coverage?

In terms of purchasing employer’s liability insurance, $1 million liability insurance cost jewelry stores $76.26 a month or $915.12 a year. Factors that affect employer’s liability insurance rates for small business such as a jewelry store are the number of employees and the types of labor benefits provided.

How Much Liability Insurance Do I Need for My Business That’s a Jewelry Store?

Jewelry stores are recommended to get $1 million general liability insurance and $1 million employer’s liability insurance. 

How Much is Small Business Liability Insurance for a Gift Shop Getting a $1 Million General Liability and Cyber Liability Coverage?

Business insurance for gift shops offers general liability and cyber liability. Let’s discuss the average cost for business insurance for gift shops based on these liability policies to be purchased. 

How Much is General Liability Insurance with a $1 million Policy Limit for a Gift Shop?

1 million dollar liability insurance, provided this is a general liability policy, will help gift shops pay for costs if clients tripped or fell on business premises. For gift shops, comprehensive general liability insurance cost $83.33 a month or $999.96 a year for $1 million coverage. Factors that affect the average cost for general liability insurance for small business such as a gift shop are revenue, business size, claims history, and more. 

How Much Does It Cost for Business Insurance Liability Coverage if a Gift Shop Only Decides to Get a Cyber Liability Policy?

If a gif shop only decides to get a 1 million dollar policy limit of cyber liability coverage, then how much is business insurance per month will be $52.13 a month or $625.56 a year. Gift shops asking how much for business insurance if cyber liability is only purchased should know that policy limits, deductibles, tech budget, and more affects pricing. 

How Much Business Insurance Cost for a Gift Shop Planning to Get Covered with Employer’s Liability Insurance?

So how much does business insurance cost per month if the gift shop is getting employer’s liability insurance? The average insurance cost for business employer’s liability insurance will be $63.18 a month. If paid annually, employer liability small business insurance price will be $758.16 a year. At these rates, the policyholder enjoys a $1000000 liability insurance in employer liability. 

How Much is Insurance for a Business Such as a Furniture Store That Wants to Get $1 Million Liability Coverage?

Liability insurance furniture stores get are general liability, stand-alone product liability, and cyber liability insurance. Let's discuss how much is insurance for a business per month and year for each liability policy we mentioned. 

What is the Average Cost of General Liability Insurance for Small Business such as a Furniture Store Getting a $1 Million Coverage?

If you’re asking how much is general liability insurance for my business that’s a furniture store and wants to get $1 million coverage, then know that you’ll pay $59.66 a month or $715.2 a year for a 1 million dollar liability insurance coverage. One factor that affects general liability insurance cost for small business furniture stores is business premises. CGL insurance cost is also affected by claims history. 

Say a Furniture Store Decides to Get Stand-Alone Products Liability Insurance, How Much is Small Business Insurance per Month?

Product liability insurance is already included in general liability insurance and its cost is already added to general liability insurance price. But note that some carriers offer stand-alone product liability insurance. If you’re wondering how much is liability insurance for a small business getting this, know that the average cost business insurance offering stand-alone products liability is $0.25 per $100 revenue. Product liability insurance cost for business is mainly affected by factors such as business income and items sold. 

How Much Does It Cost to Insure a Small Business, Say a Furniture Store That Needs Cyber Liability Insurance?

Many furniture stores run a website to sell. In the process, they store client data. Client data might be compromised in case of a data breach. And so, cyber liability insurance should also be purchased. 

So how much does business insurance cost if the furniture store decides to get cyber liability coverage? Cyber liability insurance small business cost $37.51 a month or $450.12 a year. Factors that determine how much is liability insurance for small business,  such as a furniture store getting $1 million insurance policy limit in cyber liability, are the sensitivity of data handled, policy limits, and deductibles. 

How Much is Small Business Insurance if the Furniture Store Decides to Get an Employer’s Liability with a 2 Million Dollar Insurance Policy Limit?

Before we answer, know that small business insurance costs estimate for a $1 million employer’s liability insurance for furniture stores is $67.82 a month or $813.84 a year. 

What if $2 million coverage is purchased? How much for liability insurance for small business? In this case, the average small business insurance costs will be $103.56 a month or $1,242.72 a year.

How much does insurance for a small business cost - if employer’s liability insurance is only purchased - is affected by the number of employees. Another factor to consider when wondering how much does small business insurance cost for employer’s liability coverage  is the work-related injuries associated with a furniture store business. 

How Much is Business Insurance for a Small Business, Such as a Liquor Store Needing $1 Million Liability Insurance?

Liquor stores need general liability insurance, liquor liability insurance, and premises liability insurance all having the average liability insurance coverage, which amounts to $1 million. Let’s take a look at how much does insurance cost for a small business, say a liquor store buying the aforementioned liability insurance. 

How Much is Insurance for a Small Business Liquor Store Planning to Get General Liability Coverage?

General liability insurance 1 million amount payable can help pay costs if a drunk customer injures himself or herself on the business premises and decides to file a claim. So how much does liability insurance cost for a small business like a liquor store needing this policy? General liability insurance 1 million dollar in coverage costs $84.67 a month or $1,016.04 a year. Factors that affect the cost of general liability business insurance for liquor stores are revenue, number of customers, business history, services provided, and more.

Note that $1 million dollar liability insurance policy cost for general liability coverage is also affected by location. For example, a liquor store in jurisdictions where alcohol consumption is not heavily regulated will pay more for premiums. 

How Much is 1 Million Dollar Business Insurance Policy Given That Liquor Liability Insurance is Included?

Liquor liability insurance provides coverage for incidents when the liquor store violated or allegedly violated liquor laws and dealt damage to third parties. So how much is 1 million dollar liquor liability? The average cost of business insurance will be $61 a month. If paid annually, then liquor liability insurance cost the policyholder $732. Factors that affect liquor liability business insurance average cost are location, number of customers, business claims history, and more. 

What is the Average Cost of Business Liability Insurance Provided That the Liquor Store Only Needs Premises Liability Policy?

Some liquor stores decide to get premises liability insurance instead of general liability insurance to cover the cost of accidents happening on the premises, which injure third parties. So how much is 1 mil premises liability? Provided that this type of liability coverage is the only policy included, the average cost of insurance for a small business liquor store will be $28 a month.  Paying yearly is also an option and if the policyholder decides to do so, typical business insurance costs will be $336. 

How Much Does Employer’s Liability Business Insurance Cost for Liquor Stores?

If a liquor store decides to only get employer’s liability insurance, the average business insurance cost of premiums will be $54.97 a month. Premiums can be paid annually and in this case, the average small business insurance cost is $659.64

How Much is the Average Liability Insurance for Small Business Such as a Concession Stand?

Liability policies concession stands get are $1 million general liability and public liability insurance. Let’s discuss how much is business liability insurance average cost for these coverages. 

How Much is the Average Business Insurance Premiums if the Concession Stands Decide to Get Covered by General Liability Insurance?

The cost for business insurance if the concession stand decides to get general liability will be $87 a month. General liability business insurance premiums can also be paid annually. In this case, the business insurance estimate of cost is $1,044 a year. We determined this small business insurance estimate of rates by considering factors such as revenue, location, and more. 

What are the Average Business Insurance Costs for Concession Stands Covered by Public Liability Insurance?

How much does it cost to insure a business such as a concession stand needing public liability insurance? Public liability business insurance costs concession stands $63.84 a month for a $1 million coverage. If paid annually, then public liability business insurance price is $766.08 a year. Public liability business insurance rates are affected by factors such as revenue, location, policy limits, and deductibles. 

How Much is the Cost of Business Insurance for Concession Stands Getting Employer’s Liability Coverage?

In some states, concession stand businesses need to provide workers compensation even if there’s only one employee. And to cover the cost of liabilities, they decide to get employer’s liability insurance. 

Employer liability small business insurance cost concession stands $62.29 a month. We can also determine business insurance prices based on yearly pay. And so, the closest employer liability small business insurance cost estimate will be $747.48 a year. 

For $1 Million Coverage, How Much Does Small Business Liability Insurance Cost for Bounce House Businesses?

Bounce house businesses usually buy $1 million general liability insurance, professional liability insurance, and cyber liability insurance.

What is the Average Cost of Insurance for Small Business, Particularly a Bounce House Buying $1 Million General Liability Insurance?

For bounce houses, general liability business insurance monthly cost is $41.66. If paid yearly, then small business insurance costs bounce house $499.92. Factors that determine bounce house general liability insurance prices are payroll, sales, deductibles, limits, and more. In connection, the best general liability coverage options are:

  • Geico general liability coverage

  • CoverWallet general liability coverage

  • The Hartford general liability coverage

  • NEXT general liability coverage

  • Thimble short term general liability insurance coverage

How Much is the Average Cost for Insurance for Small Business, Particularly a Bounce House Buying $1 Million Professional Liability Insurance?

Provided that the bounce house business only gets a $1 million professional liability coverage, the average cost for small business insurance will be $39 a month. Premiums can also be paid annually. For those who choose this option, the average insurance costs for small business premiums will be $468. 

What is the Average Cost of Small Business Insurance if a Bounce House Business Only Needs a $1 Million Employer’s Liability Coverage?

The average cost of business insurance for a small business, say a bounce house business that needs employer’s liability coverage, is approximately $74.29 a month. Again, premiums can be paid yearly. In this option, the average insurance cost for small business bounce house is $891.48 a year. 

How Much is $1 Million Cyber Liability Insurance for a Bounce House Business?

The cost of insurance for a small business bounce house that needs $1 million cyber liability coverage is $56.45 a month. If paid yearly, then the average insurance cost for a small business cyber liability coverage is $677.4 a year. 

What is the Average Cost of Business Insurance Liability Policies for Car Dealerships?

How much will the premiums be when getting insurance for my business that’s a car dealership ? Each business liability insurance policy included in car dealership insurance has its own pricing. And so, let’s discuss the cost of each for a quick small business insurance comparison. 

How Much is General Liability Business Insurance Coverage for Car Dealerships?

The average monthly general liability insurance rate for car dealerships is $41 a month. If paid annually, then the cost of business general liability insurance coverage is $492 a year. Factors that affect the cost of general liability small business insurance for car dealerships are sales, number of employees, and condition of business premises. 

What is the Average Cost of Liability Insurance for Small Business Car Dealership That Needs $1 Million Garage Liability Insurance?

For a $1 million garage liability insurance, business liability insurance rates average $38 a month. If paid yearly, then the cost to insure small business car dealership is $456. The price of this basic business liability insurance is affected by location, number of cars in the garage, and more. 

How Much Will I Pay if I Get Insurance for My Business, Provided That I Only Get $1 Million Employer’s Liability Insurance?

Aside from GLI insurance  (General Liability), employer’s liability insurance is also very essential for car dealerships. On average, this small business insurance policy costs $81.37 a month. Assuming that you’ll pay for premiums annually, then employer’s liability insurance for your business will be $976.44 a year. 

The cost of this business liability insurance is affected by the number of employees, claims history, and common work-related injuries associated with an auto dealership business. 

How Much are Business Insurance Liability Policies for a Food Cart Owner?

Food cart businesses usually get $1 million general liability as their primary business insurance policy. But there are other types of business liability insurance coverage that should be purchased such as public liability insurance and employer’s liability insurance. 

How Much Does General Liability Business Insurance Cost for a Food Cart Business?

General liability insurance coverage for small business food carts is $45 a month. Premiums can be paid yearly and will cost $540. Factors  that the cost of general liability insurance for a small business are sales, policy limits, deductibles, and claims history. Note that business insurance requirements might also affect how much general commercial liability insurance cost food carts in premiums. 

How Much Does a 1 Million Dollar Insurance Policy Cost if It’s a Public Liability Coverage for Food Carts?

Public liability insurance for small businesses, in the case of food carts, costs $34.87 a month. > Say what if I pay annually for the public liability insurance for my company? 1 million dollar insurance policy business public liability coverage is $418.44. What affects the costs to insure my business that’s a food cart using public liability coverage? Another good question. Factors that determine the cost of this million dollar business insurance policy are deductibles, location, and more.

How Much is Employer’s Liability Insurance for Food Carts?

In some states, food cart owners need to provide benefits even if there’s only one employee. And to have money in case of disputes regarding the provision of such benefits, some are smart enough to get employer’s liability insurance. So how much is 1 million dollar insurance of employer’s liability? This work liability insurance cost food cart businesses $77.52 a month. If paid yearly, this affordable liability insurance for small business will be $930.24. 

How Much Business Insurance Do I Need as a Food Cart Owner?

As a food cart owner, note that your business insurance should always include $1 million general liability coverage.

How Much is a 1 Million Dollar Insurance Policy for Business Specializing in Car Rental?

$1 million liability policies car rental businesses get are general liability and cyber liability. Let’s take a look at the cost of this million dollar insurance policy business liability coverages.

How Much is Cheap General Liability Business Insurance for Car Rental Businesses?

The cost of $1 million dollar business insurance that only includes general liability coverage for car rental businesses is $50 a month. If the car rental business decides to go for yearly payments, then business liability insurance cost $600. What if general liability is a 2 million dollar business insurance policy? In this case, premiums will be $78.94 a month or $947.28 a year. 

What is the Average Cost of Commercial Insurance Only Including Cyber Liability Coverage for Car Rental Businesses?

For a $1 million cyber liability insurance, car rental businesses shoulder a commercial insurance price amounting to $86.38 a month. This translates to an annual cost of commercial liability insurance that’s $1,036.56. 

Where Can Car Rental Services Get Business Insurance Quotes Offering $1 Million Liability Coverage?

Car rental businesses can get business insurance quotes online free from companies such as CoverWallet, Thimble, State Farm , and Hiscox. 

How Much is Liability Insurance for an LLC?

LLCs pay a different amount for their $1 million liability insurance. Let’s discuss the general business insurance costs for different LLC liability policies. 

How Much is General Liability Insurance for LLC?

General liability insurance for LLC is $46 per month. If paid yearly, then general liability insurance cost for LLC is $552. Factors that affect the price of LLC general liability insurance are business history, business claims history, location, and more. 

What is the Cost of Liability Insurance for LLC Getting Public Liability Coverage?

LLC liability insurance rates for public liability coverage average $43 a month. If we look at yearly premiums, then limited liability insurance for business is $516. One major factor that affects the cost of this limited liability insurance is location. Another factor that affects limited liability insurance cost is risk management programs implemented. 

How Much is a Million Employer’s Liability Insurance for LLC?

The cost of $1 million employer’s liability insurance is $69.37 a month or $832.44 a year. 

How Much Does a 2 Million Dollar Umbrella Policy Cost for LLCs?

Some LLCs decide to get umbrella liability coverage to supplement the limits of their liability policies. On average, the cost of $2 million umbrella liability is $215 a month or $2,580 a year. 

How to Get Insurance for LLC?

Limited liability insurance quotes are provided by private carriers. However, note that depending on where the LLC is located, getting coverage through state insurance funds might be possible if no companies provide a limited liability insurance quote. Private insurance companies, by the way, offer LLC business insurance quotes online. 

What are the Best Business Liability Insurance Companies for LLCs?

Top picks for the best small business liability insurance for LLCs are:

  • Geico limited liability insurance

  • Coverwallet limited liability company insurance

  • The Hartford small business liability insurance for LLCs

How Much is $1 Million Software Consultancy Office Liability Insurance?

Software consultancy offices typically get $1 million general liability insurance and professional liability insurance. The costs of premiums are as follows:

What is the Cost of Professional Liability Insurance for Consultants in the Software Industry?

For a $1 million professional liability coverage, the consultancy company insurance cost amounts to $37.5 a month or $450 a year. 

For consultancy business, the first factor that affects the cost for professional liability insurance is the number of clients. The second factor that affects professional liability insurance cost is claims history. The third major determinant for software consultancy professional liability insurance average cost is business experience. 

How about coverage options? What are the best business liability insurance companies offering coverage? Recommended options are CoverWallet, Thimble, Hiscox, Next, and Geico professional liability insurance. 

How Much is the Cheapest General Liability Insurance Small Business, Particularly a Software Consultancy Office?

Provided that $1 million general liability insurance is purchased, the cost of software consultancy service business insurance is  $43.16 a month or $517.92 a year. Consultancy general liability business insurance now is determined by factors such as number of employees, deductibles, business history, and more. 

How Much is Commercial Contractor Insurance offering $1 Million General Liability, Professional Liability, and Products Liability Coverage?

Contractor general liability insurance cost $67 a month. If premiums are paid yearly, the cost of general liability insurance for contractors is $804. 

But note that considering contractors have good business records and manage to find an employer that offers cheap liability insurance for business, the average cost of general liability insurance for contractors will be much lower than the figures we provided here. 

By the way, how is general liability insurance calculated for contractors? Factors that underwriters take into account when determining the price of contractor liability insurance quotes , particularly general liability,  are business history, claims history, location, deductibles, and policy limits. 

Now that you know how much general liability insurance cost for contractors, let’s talk about the product liability insurance cost estimate next. Provided that $1 million policy limit is provided, then general contractor liability insurance cost will be $41 per month or $492 per year. 

What’s the Best Coverage Option for $1 Million Liability Coverage for Contractors?

  • CoverWallet business liability insurance

  • Geico business liability insurance

  • Small business liability insurance State Farm

  • Progressive small business liability insurance

How Much is Company Insurance for Trucking Businesses?

The cost of commercial truck liability insurance depends on the type of service and type of vehicle the trucking company is using. For instance, if the trucking company uses a 26 foot box truck then insurance, assuming that cheap liability insurance for small business is purchased, will be $231.75 a month or $2,781 a year. 

How Much is a $1 Million Liability Insurance for Sole Proprietorships?

Liability policies sole proprietorships usually get are general liability insurance, rented property liability insurance, and employer’s liability insurance. 

How Much is General Liability Insurance for Sole Proprietorships?

General liability insurance sole proprietorship pricing is $39.58 a month or $474.96 a year for a $1 million coverage. 

How Much is Employer’s Liability Insurance for Sole Proprietorships?

The cost of employer's liability insurance for sole proprietorships is $33.52 a month or $402.24 a year. 

How Much is Property Liability Insurance for Sole Proprietorships?

Property liability insurance cost $53.39 a month or $640.68 a year for a $1 million coverage. 

Where Can Sole Proprietorships Get Business Insurance Quote Online for Purchasing $1 Million Liability Coverage?

Carriers that offer online quotes for business insurance offering $1 million liability coverage to sole proprietorships are CoverWallet, The Hartford, Next, Progressive, and Thimble. Less popular choices for small business liability insurance quotes are Zensurance and Aligned Insurance. 

How Much is Liability Insurance for an Online Business?

The price of online business liability insurance, provided that the policyholder is covered by general liability, is $56.25 a month or $675 a year. Cyber liability insurance, on the other hand, is $64 a month or $768 a year. 

How Much General Liability Insurance Do I Need if I’m Running an Online Business?

If running an online business , you should consider getting $1 million general liability having products and completed operations or products liability coverage. 

How Much is the Average Liability Insurance Cost for Small Business, Particularly a Moving Company Needing $1 Million Liability Coverage?

Liability policies available for a moving company are general liability, professional liability, employer’s liability, cyber liability, and carrier legal liability.  If you’re a moving company owner and are wondering “ What is the cost of these liability insurance for my business?” please find the figures below:

How Much is the Cost of Liability Insurance for Small Business, Particularly a Moving Company That Needs General Liability Coverage?

In terms of  moving company general liability coverage, the cost for liability insurance for small business will be $104.16 a month or $1,250 a year. Factors that affect average liability insurance premiums for general.liability insurance are revenue, business size, claims history, and more. So which business insurance companies provide the best general liability coverage options? Recommended picks are CoverWallet, Thimble, Hiscox, and Geico general liability insurance. 

How Much are Small Business Liability Insurance Rates for a Moving Company Getting $1 Million Professional Liability Insurance?

Professional liability insurance costs for small business, such as a moving company, average $80 a month. If paid yearly, then the small business liability insurance costs for premiums average $960 a year. The cost to get liability insurance for business, in terms of purchasing professional liability insurance, is affected by factors such as the nature of operations, business history, and claims history. 

Carrier legal liability insurance for small business owners costs $103 a month. If paid annually, then carrier legal liability insurance for companies offering moving services will be $1,236. Factors that affect carrier legal liability insurance average cost are the type of load, state insurance requirements, and more. 

How Much is a Commercial Business Liability Insurance Offering a Moving Company $1 Million Employer’s Liability Coverage?

Employer’s liability insurance USA pricing for moving companies is $125 a month. Premiums for this kind of comprehensive liability insurance against work-related compensation disputes can be paid yearly, and the cost of employer’s liability insurance for business such as a moving company is $1,500. 

How Much is Cyber Liability Insurance for a Business, Specifically a Moving Company?

For cyber liability coverage, moving companies pay for a small business liability insurance amounting to $70.83 a month. Annual premiums for this type of commercial liability insurance policy, on the other hand, are $849.96. Factors that affect liability cost insurance are claims history, sensitivity of data handled or stored, and more. 

What are the Best Business Insurance Options for a Moving Company that Needs $1 Million Liability Coverage?

The best liability coverage options for moving companies are:

  • CoverWallet business insurance

  • Progressive Commercial business insurance

  • Thimble business insurance

  • AAA business insurance

  • Hiscox business insurance

  • Geico small business insurance

Compare Cheap $1 Million Liability Insurance Online

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$1 Million Liability Insurance Cost by Location 

How Much is $1 Million Liability Coverage in Texas?

The rates are as follows:

  • General liability insurance Texas cost is $51 a month or $612 a year

  • Business liability insurance Texas cost is $38.27 a month or $459.24 a year, provided that the business gets professional liability coverage only

  • For employer’s liability insurance, small business insurance Texas cost $76.23 a month or $914.76 a year

If you’re wondering where to get business liability insurance quotes, commercial insurance Austin TX as well as quotes for other areas are offered by companies such as:

  • Thimble

  • CoverWallet

  • The Hartford

How Do I Get Liability Insurance for My Business in Texas?

Texas recommends businesses to get commercial liability insurance quote from private carriers. Note that if no company is willing to provide business liability insurance quote to purchase, businesses in Texas can decide to self-insure. 

How Much is $1 Million Commercial Liability Insurance in New Jersey?

The cost of commercial liability insurance NJ are as follows:

  • Commercial general liability insurance NJ is $33 a month or $396 a year

  • Provided that the customer qualifies for a cheap insurance for business, professional liability in New Jersey is only $28 a month or $336 a year

How to Get Small Business Insurance with $1 Million Liability Coverage in New Jersey?

Businesses in New Jersey can get a business liability insurance quote from any commercial insurance carrier allowed in the state to do business. If a business can’t get GL insurance quotes, the owner or manager can decide to self-insure so long as certain requirements are met.  Check out New Jersey’s department of insurance to know the best place to get small business insurance in New Jersey. 

How Much is $1 Million Liability Insurance in California?

Business liability insurance California cost are as follows:

  • General liability insurance California cost large businesses $110 a month or $1,320 a year. On the other hand, general liability insurance cost California small businesses $60 a month or $720 a year. 

  • Professional liability insurance for business cost  $45.23 a month or $542.76 a year for small businesses in California. 

How to Get Insurance for Your Business in California, Particularly Liability Insurance Policies?

So how to get general liability insurance for a business in California as well as other related coverage? California’s state government allows businesses to get commercial general liability insurance quote through private insurance companies or brokers. Self-insurance is also allowed. 

How Much is $1 Million Liability Insurance in Florida?

General liability insurance Florida cost $180 per month or $2,160 a year. However, note that some get cheap general liability insurance Florida pricing which is $42 a month or $504 a year. The cost of general liability insurance Jacksonville FL as well as other areas in the state - rural or urban -  lands on the figures we mentioned. 

How to Get Insurance for a Business in Florida?

How do I get insurance for my business in Florida? Here’s the answer to your question. Business insurance quotes Florida are provided by private insurance carriers. Businesses are also allowed to self-insure if state requirements are met. Some companies that offer the cheapest general liability insurance for small business in Florida are NEXT, Hiscox, and Allstate

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Best Business Insurance Carriers for $1 Million Liability Coverage

This table shows the pricing and the selling points of the companies in the review below:


Cost per Month  Cost per Year Best for
CoverWallet $39 $468 Compare insurance quotes and get liability insurance for business online
Thimble $45 $540 Short-term liability insurance
Next $62 $744 People wondering, “where to get insurance for my business with liability coverages sold at discounted rates”
Hiscox $73 $876 Liability insurance having more than $1 million limits
Progressive $102 $1,224 Liability coverage for trucking companies
Commercial Insurance $115 $1,380 Fast liability coverage claims process


CoverWallet

Pros

  • Get a business insurance quote from different carriers and compare online

  • Stable rates

  • Easy online policy management

Cons

  • Not a carrier but a broker that allows you to buy small business insurance online

CoverWallet isn’t a business insurance carrier. Instead, it’s a broker selling the liability coverages of its partners such as Progressive.  The best thing about this company is that you can get business insurance quotes offering $1 million liability coverage online. 

Use CoverWallet’s online quote comparison platform to get liability coverage tailored for businesses in different locations. Purchase NC general liability insurance and other covered areas. 


Best for: Customers wanting to compare insurance quotes and get liability insurance for business online

Average cost: $39

Our rating: 10/10

Small business insurance calculator:  CoverWallet doesn’t have any. Instead, its online quotes comparison platform serves as a liability insurance estimator that collects the offers and pricing of different carriers.



Thimble

Pros

  • Short-term liability policies

  • Instant proof of insurance

  • Buy insurance quickly online

Cons

  • Customer support is only available online


Are you asking yourself if getting insurance for my business as a short-term policy possible? The answer to this is yes with Thimble . Thimble allows you to buy general liability insurance online as well as other liability coverages by the hour, days, weeks, or months. From Thimble, customers can get short-term general liability insurance Connecticut and other covered states. 

Best for: Short-term liability insurance

Average cost: $45

Our rating: 9/10

Business insurance cost estimator: Thimble has a business insurance calculator that can estimate the pricing of its liability policies. 



NEXT

Pros

  • Send proof of insurance as a text message, email, or photo

  • Intuitive policy management platform

  • Get proof of insurance instantly

  • Best small business general liability insurance that can be bundled with other liability policies

  • Fast general liability insurance quotes online as well as other liability coverages

Cons

  • Next’s rates can be expensive for high-risk businesses

NEXT offers tailored liability insurance policies to hundreds, or even thousands, of businesses and professions. This company is the answer for those asking how to get business insurance with discounted rates if liability coverages are bundled. Next offers business liability insurance MA and other states. 

Best for: People wondering, “ where to get insurance for my business with liability coverages sold at discounted rates

Average cost: $62

Our rating: 9/10

Small business insurance cost calculator: NEXT has a business liability insurance cost estimator that allows you to estimate the pricing of your general liability coverage. 



Hiscox

Pros

  • Offers more than $1 million limits in its liability policies

  • Provides risk management business resources

Cons

  • Too many complaints

Hiscox offers liability policies that offer more than $1 million in coverage. This company covers businesses in different sectors and provides risk management resources tailored for each. 

Best for: Liability insurance having more than $1 million limit

Average cost: $73

Our rating: 9/10

Liability insurance calculator: None



Progressive

Pros

  • Offers comprehensive liability policies for companies in the trucking sector

  • Allows customers to get custom deductibles

Cons

  • Claims filing can be slow

Progressive business liability insurance is usually availed by companies in the trucking sector. But note that liability policies are also available for other businesses. For instance, Progressive commercial general liability insurance is also offered to food truck businesses, food cart businesses, and others. Progressive insurance general liability coverage, as well as other liability policies, starts at $1 million limit. 

Best for: Liability coverage for trucking companies

Average cost: $102

Our rating: 8/10

Commercial insurance calculator: None



Commercial Insurance Center

Pros

  • Rates go toe to toe with some popular commercial insurance

  • Fast claims process

Cons

  • Not a popular company for liability coverage

Commercial Insurance Center’s liability coverage rates go toe to toe with State Farm business insurance cost. Commercial insurance center reviews state that the company provides wonderful products liability coverage that can be easily claimed. 

Best for: Fast liability coverage claims process

Average cost: $115

Our rating: 7/10

Product liability insurance calculator: None

Compare Cheap $1 Million Liability Insurance Online

Get all the best quotes from leading providers in a click of a button!

What is General Liability Insurance for Small Business?

General liability insurance is one type of liability coverage. Its function is to cover the cost of third-party property damage claims and personal injury claims caused by slips and falls and other related accidents. 

What is Personal Liability Insurance for Business?

Personal liability insurance is a liability coverage included in homeowners insurance and renters insurance. However, personal liability insurance for business is also available and can be used to cover accidents that happen within business premises. 

How Much is a $10 Million Liability Insurance?

10 million liability insurance cost $200 per month or $2,400 a year depending on the type of liability coverage purchased. 

How Much Does Liability Insurance Cover?

The average insurance for small business is $1 million or $2 million. However, some carriers are willing to give more limits to businesses with high risks but with good standing. 

How Much is a Certificate of Liability Insurance?

Certificate of liability insurance cost nothing. This should be provided by the carrier free of any charges or fees. 

Are There Any Tools to Help with the Calculation of Umbrella Liability Insurance?

Commercial umbrella insurance calculator you can use are:

  • Kiplinger umbrella liability insurance calculator

  • Wallethub umbrella liability insurance calculator

What is the Best Liability Insurance for Small Business?

Protection begins with general liability insurance. All business insurance products offer this. And so, it can be said that general liability is the best liability insurance for small businesses. 

Get the Best $1 Million Liability Insurance by Comparing Quotes

Use our free liability insurance quotes generator now. Click the “Get Quotes” button and compare general liability quotes as well as other liability coverages top carriers provide. 


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