Cheap Car Insurance Quotes: Compare Online

Homepage > Cheap Car Insurance Quotes: Compare Online

The thing with car insurance is that companies don’t have the same rate. A carrier will be more expensive or cheaper than the others. Also, its offers might be worse or better than competitors. That said, a smart policyholder will always compare the car insurance quote of many carriers before getting covered. 

This is a comprehensive guide that will take you through the nook and crannies of car insurance quotes. We’ll provide figures, review the best companies, and provide insightful tips. At the end of the discussion, we’ll also discuss what car insurance is. 

What is A Car Insurance Quote?

An insurance quote is a document or an electronic media that shows how much you’ll pay for your car insurance. If provided as a print document, your car insurance quote will be made and given to you by an insurance agent or the carrier personally or through mail. When it is provided as an electronic media, your car insurance quote will be a page in a website or a PDF sent via email. 

The cost of premiums reflected in your car insurance quote doesn’t come from nowhere. It’s estimated by taking the following factors into account:

• Driving history

• Background

• Credit score

• Age

• Gender

• Location

• The vehicle you drive 

• Vehicle usage

• Coverage type and amount

• Marital status: married people are proven to be involved in fewer auto accidents than singles, divorced, and widows

• Homeownership: homeowners pay dramatically less for their car insurance than renters similar coverage, thanks to auto and home insurance bundle discounts

• Any other relevant information for assessing the policyholder's carried risk 

Top 4 Factors That Affect Car Insurance Quotes

Remember that in America, insurance companies are businesses. This means that they have a bottom line to maintain and must generate profit no matter how many payouts they have to give out. This is part of the reason why policies are so complicated to understand. Every insurer has to make sure they don’t lose money because of covering you. That said, here are the top  factors that affect car insurance rates. 

Age

The younger you are, the more you'll usually pay. Teen drivers and drivers between 20 and 24 are the most expensive to insure, while older drivers tend to get a more affordable rate. Here is the cheapest car insurance for teens and young drivers  and the cheapest cars to insure for teenage drivers.

Driving Record

The cleaner your driving record is (no accidents, traffic tickets, tax liens), the better of a deal you'll get. The worse your record is, the more you'll pay. SR-22 insurance  is the most expensive and is given to those who've had reckless driving charges or were previously charged with a DUI.

Type of Vehicle

The more expensive your vehicle is, the higher your insurance will be. Sports cars also tend to be more costly to insure since they're more likely to cause a car accident. That said, a Lamborghini is more expensive to insure than a Honda Civic, BMW, Mustang, Tesla, and Dodge Charger,

City/State You Live In

If you live in a state where accidents aren't very common, you'll  save  on your auto insurance. However, if you live in a state where accidents are more prevalent, you'll  pay more  for car insurance. Here are the states with the cheapest car insurance rates.

List of States with The Cheapest Car Insurance in 2022

Location is one of the most significant factors that affect the cost of a car insurance quote. By location, we mean the state where you're permanently or temporarily residing. The table below shows the states which have the cheapest quotes for car insurance:

Note: The table above shows car insurance rates by considering all factors. 

Cost of Minimum Liability Car Insurance Quotes by State

You only need the minimum liability insurance to drive a car legally aside from having a license. Here's a table showing the cheapest and most expensive states for minimum liability car insurance.

Car Insurance Rates Based on The Driver’s Birth Year

The year you were born is another factor that helps to determine the premiums of your car insurance quotes. Here’s a table showing the cost of car insurance based on this. 

Car insurance becomes expensive for younger individuals. This is due to the conception that young drivers are reckless.

On the other hand, car insurance becomes cheaper as one age.  Nonetheless, this only applies if the policyholder has no records of committing traffic violations or causing traffic accidents.  

The price of a car insurance quote will vary significantly for drivers with a poor driving history. Here’s another table showing the insurance premiums based on the driver’s age and accompanying violations:

Monthly Cost of Car Insurance Premiums for A 19-20-Year-Old Diver with Recorded Traffic Violations

Monthly Cost of Car Insurance Premiums for A 21-22-Year-Old Driver with Recorded Traffic Violations

Monthly Cost of Car Insurance Premiums for A 23-25-Year-Old Driver with Recorded Traffic Violations

Monthly Cost of Car Insurance Premiums for A 26-29-Year-Old Driver with Recorded Traffic Violations

Monthly Cost of Car Insurance Premiums for A 30-65-Year-Old Driver with Recorded Traffic Violations

Monthly Cost of Car Insurance Premiums for A 65+-Year-Old Driver with Recorded Traffic Violations

Full Coverage Car Insurance Quotes By State and Driver Age 

The tables below show the average auto insurance quotes for full coverage car insurance in every state in the USA for drivers of different ages. 

Full Coverage Insurance Rates for Drivers 19-20 Years Old 

Full Coverage Insurance Cost for Drivers 21-22

Full Coverage Insurance Cost for Drivers 23-25

Full Coverage Insurance Cost for Drivers 26-29

Full Coverage Insurance Cost for Drivers 30-65

Full Coverage Insurance Cost for Drivers 65+

Full Coverage Car Insurance Quotes By Age and Gender

Another main factor determining your full coverage auto insurance quotes is your age and gender. Studies show that young drivers are more reckless on the wheels.  Females usually pay less for car insurance than males on average since males are considered a higher risk due to overconfidence, which often leads to accidents. Below is average full coverage car insurance quotes per year by age and gender. Of course, the rates may vary by many other factors, including your state and vehicle type.

Cost of Car Insurance By Brand and Model 

Insurance companies look at the make and model of your car when determining premiums. Take a look at this table that shows the estimated rates of car insurance quotes for the most popular car brands in the USA:

Car Insurance Quotes By Gender: Experienced Drivers

Experienced drivers pay less for auto insurance. Insurers provide them with lower quotes thanks to a lower risk due to experience. Of course, many other factors can affect these prices. If you are an experienced driver with a terrible driving record, you are less likely to enjoy lower car insurance quotes. Please find some typical car insurance quotes by gender for professional drivers per year across the USA.

Aside from gender, it’s also worth knowing the average annual auto insurance quotes based on credit score and marital status. 

Cheapest Car Insurance Quotes: Very Cheap Car Insurance, No Deposit or Low Deposit

Trusted companies do not offer any no-deposit or no-down-payment car insurance. You still have to pay at least the first month's premium in advance rather than the annual lump sum at once, which makes it a reasonably affordable deal. While paying your premiums all at once can save some money on your car insurance, it is less convenient for some. Therefore you can simply get very cheap car insurance with a low deposit or down-payment.

Below you can find a list of very cheap car insurance with low deposit/down-payment providers that offer the best car insurance rates with an average car insurance cost per month of $100 or less and our rating of each auto insurance provider. It should help you find the best, cheapest car insurance deposit possible without compromising on the quality of your provider.

Here are the cheapest car insurance companies with relatively low down payments:

As you can see from the comparison table, the cheapest car insurance company is USAA, with an average car insurance cost of $35 per month. But you have to be in the military or be related to someone in the military to get covered.

Also, check out our review of the best and cheapest car insurance companies of 2021.

As said earlier, auto insurance companies determine your rates based on many factors, like age, gender, state of residence and location, vehicle type, driving record, driving habits, credit score, and coverage type. Although the prices vary due to these factors, premium quotes can be predicted for the average car insurance company. Take a look at the national average full coverage and minimum coverage car insurance quotes for some of the most popular car insurance companies in 2022.

How Long Does It Take to Get a Car Insurance Quote?

Generally, getting car insurance quotes online can take around 10-15 minutes.

While getting one car insurance quote shouldn't take more than 1-2 minutes, sometimes it depends on the specifications of the application.

Our Two Cents: Go through as many options and get car insurance quotes from many companies, collect quotes and have all options on your table, and only then choose the best coverage for your specific auto insurance needs at the best rate from the best rated companies.

Do Car Insurance Quotes Affect Your Credit Score?

Car Insurance quotes do not affect, nor hurt, your credit score.

However, every time car insurance companies run your credit report so they can give you their free quotes, an inquiry is being added to your credit report.

These inquiries have no effect on your credit score. It doesn't hurt your credit in any way and you can find them on your personal credit reports.

Does Your Credit Score Affect Your Car Insurance?

92% of insurers now take credit into account when determining auto insurance quotes. 

Why? Taking your credit into account helps them predict their losses and the risk they are carrying by covering you.

If you have an excellent credit score, you will receive cheaper car insurance quotes compared to the quotes a driver with a bad credit score would get.

Also read: States with Cheapest Car Insurance Rates

Car Insurance Quotes: The Ultimate Shopping Guide

When it comes to getting the best deal on your car insurance rates, there are several paths you can follow in how to compare car insurance quotes. You can use car insurance comparison sites, contact a broker or agency, or simply go directly to the insurance agent to get cheap auto insurance online. Each approach has its advantages and disadvantages, but it can be hard to work out which one works best for you, given the vast choice of options.

That's why we've put together "The ultimate shopping guide for auto insurance quotes. " We've looked at 12 key parameters that you need to consider when you're looking for low-cost auto insurance, namely:

• Time: How much time and effort is needed to source the car insurance quotes?

• Online: Can you search for auto insurance quotes online and buy car insurance online?

• Phone: Can you use your phone to call and get car insurance quotes?

• Face to face: Can you source affordable car insurance via a face-to-face meeting?

• Rates: Can you get cheap car insurance rates using this method?

• Coverage: How good is the policy offered? How much does it fits your needs rather than providing you with insufficient coverage or coverage that is beyond what you need?

• Choice: Can you compare car insurance rates from a range of companies?

• Speed: How fast is it to get car insurance quotes? How long does it take to implement a new policy once you get the quotes?

• Saving: Are there cheap car insurance quotes that offer worthwhile discounts and savings?

• All States: Do these free car insurance quotes can be applied in all states?

• High Risk: Is cheap insurance for young drivers, learners, and other high-risk drivers available?

• Ease: How easy is the process when you compare car insurance quotes?

We'll consider the main pros and cons of each approach to sourcing auto insurance quotes. Then we'll use the same metrics to compare auto insurance from specific companies, brokers, and car insurance comparison sites. We've used 1 to 5 scale ratings on our review:

• 5: Excellent

• 4: Good

• 3: Fair

• 2: Bad

• 1: Very bad

Car Insurance Quotes via Car Insurance Comparison Sites: 4.2/5

For convenience, speed, and ease of use, it's hard to beat auto insurance quotes comparison sites that offer free and instant car insurance quotes online. By simply providing information, clicking a button, and hey presto - you have a fast car insurance quotes comparison of what's on offer, making it easy to compare and contrast rates from a range of different companies and coverage options. What's not to like?

Well, there are several potential downsides to using an online comparison site. First, it may be giving undue prominence to sponsored deals which aren't necessarily the best solution for you. Second, the market coverage may be limited, meaning you could be missing out on specific deals that are only available directly. And probably most important of all, it may not be comparing like with like. Those cheap auto insurance quotes might look good on paper, but they may be hiding conditions like high deductibles or no accidental damage.

Having pointed out some of the shortcomings of online comparison sites, it's important to stress that, for the most part, they're a handy and welcome tool. These sites make it easy to compare auto insurance quotes, and if your time is limited, they're a great choice. You could spend a week phoning around all the different insurance companies, but if you end up saving yourself $25, was it worth it? Plus, the other side of the equation is that some great online deals can save you serious amounts of cash.

PROS

• Just so quick and easy to use

• Rates from a range of companies

• Instant coverage is available

CONS

• You may be missing out on certain deals, plus some companies may not be listed online on certain sites

Worst and Best Car Insurance Comparison Sites Online Review

With so many car insurance quotes comparison sites to choose from, we sometimes wonder whether there's a need for a comparison site for all the online comparison sites out there!

That said, going online is the best option for auto insurance quote comparisons, and if you want to buy cheap auto insurance online, they're the way to go. You want to find the site that is most relevant to your online auto insurance needs.

Comparison sites fall into three categories: 

• Actual insurance companies or agencies

• Websites that genuinely compare rate

• Lead generator sites that collect your details then send them to their partners - typically insurance companies or agents, in this instance.

In our experience, the leading sites are generally similar in terms of results and the services they offer. The most important thing you should check is how many insurance companies the website covers. Some sites are better than others in this respect, and many select their network of agents more carefully than others.

For comparison purposes, we've considered the following:

• Type: Insurance company or agency (ICA), comparison site (CS), and lead generator (LG)

• Online quotes: Direct availability of car insurance quotes

• Scope: The number of companies being compared to (e.g., excellent, good, fair, poor)

• Accuracy: Comparison of initial auto insurance quote to the final auto insurance premium payment

• Speed: Time it takes to process auto insurance quoting

• Ease: User-friendliness of the website

We've then given an overall score, plus our assessment of the pros and cons of each site. So here's our rating of the worst and best car insurance comparison sites:

CoverWallet: 5/5

CoverWallet is an insurance broker and an online quotes comparison platform that will allow you to compare car insurance quotes of trusted carriers such as Chubb, Hiscox, The Hartford, etc. All you need to do is provide some basic information. 

PROS

• Buy car insurance immediately - no need to contact the carrier providing the coverage

• Online policy management

• Free certificate of insurance

CONS

• A partner of reputable insurance companies

BEST FOR: Commercial car insurance quotes comparison and purchase online 

Gabi Car Insurance Quotes Review: 5/5

Thanks to its ease of use and low-cost quotes, Gabi is one of the best car insurance quotes comparison sites and the highest-ranked one. Gabi is a free auto insurance comparison engine that helps you compare quotes online for your precise coverage requirements and find the best options fast from over 40 top insurance companies they've partnered with. It is a fully licensed insurance broker in all states, where its average car insurance cost is $60 per month.

PROS

• Excellent rates; Claims it saves $961 per year on average

• Ease of use

• Over 40 insurance companies

• Fast online car insurance quotes comparison

• Offers even lower rates for home and auto insurance bundles

CONS

• Requires a sign-up

• Shows the cheapest rates first by default (not always the best thing)

BEST FOR: Cheap auto insurance quotes through an online comparison engine

CoverHound Car Insurance Quotes: 4.8/5

CoverHound.com has some of the best comparison technologies in the market. It also works in partnership with several other sites.

PROS

• Excellent user experience

• Technologically advanced

• Provides many different coverage options from multiple companies

• Allows you to edit your required coverage details, customize them and add coverage as you wish to receive quotes for your exact auto insurance needs

• Automatically calculate discounts

• Accurate final rates due to a direct relationship with 26 auto insurance carriers

CONS

• Not available in Alaska, Hawaii, and Massachusetts

• Some of the best car insurance providers are not included in their comparison

BEST FOR: User experience and quote accuracy.

PolicyGenius Car Insurance Quotes Review: 4.6/5

PolicyGenius.com is one of the fastest-growing, independent comparison sites and works in partnership with CoverHound. It brings an innovative, user-friendly approach to online car insurance quote shopping and comparison.

PROS

• A fresh, innovative approach

• Easy to use

CONS

• Not auto insurance-focused, offering all types of insurance

BEST FOR: Bundle discounts

Compare.com Car Insurance Quotes: 4.6/5

Compare.com is a car insurance comparison shopping website and licensed agency. It is a sister company of Confused.com, a UK car insurance comparison pioneer owned by Admiral, an international insurance group. Compare.com's average car insurance cost is $79 per month.

PROS

• Compares auto insurance rates from over 50 companies

• Auto insurance-focused

• Trusted brand

CONS

• Other websites offer a greater choice of customizable options.

BEST FOR: Multiple payment options

Insurify Car Insurance Quotes: 4.4/5

Insurify.com is a highly innovative insurance start-up and comparison site.

PROS

• Fills in your vehicle information based on a photo of your license plate!

• Provides an intelligent chatbot throughout the quoting process and customer support

• Utilizes its great technology to match you based on your individual risk profile to carriers its AI thinks is best for you

• Has direct partnerships with leading insurers (provided results from over ten insurers)

• Claims to save $489 per year on average

CONS

• Less comprehensive when it comes to post quoting, aka the purchase process

BEST FOR: Comparing auto insurance quotes from large, leading car insurance companies

Insuranks.com Car Insurance Quotes: 4/5

Insuranks.com is the insurance comparison website you are currently visiting. It is an educational resource for insurance consumers that gives them higher awareness. Insuranks.com partners and ranks insurers, agencies, and even comparison sites based on customer ratings, reviews, and experiences. Its comparison tool connects you with the broadest variety of companies while educating you about them through content and customer reviews. Insuranks.com provides the best car insurance quotes you can find online.

To compare car insurance quotes through Insuranks.com, simply hop over to the top of this page and enter your ZIP code.

PROS

• Superb coverage and choice of companies

• Wonderfully simple

• User-friendly interface

• Very customer-centric and educational

• Providing a large overview by partnering with everyone, insurance companies, agencies, brokers, aggregators, and other comparison sites

• Customer reviews and ratings are available.

CONS

• It doesn't list quotes

• Only connects you to places where you can get them

BEST FOR: Education, ease of use, largest selection of insurance companies, deals you cannot find on other comparison sites

Esurance Car Insurance Quotes: 3.6/5

Esurance.com is a direct insurance company that is a wholly-owned subsidiary of Allstate, targeted at customers who prefer to buy insurance online or on the phone.

PROS

• Trusted brand

• Great interface, handy online tools, and powerful apps

CONS

• Only provides suggestions for few other insurers, without providing real-time quotes, its sole purpose is to sell its policies rather than those of other insurers

• Only available in 42 states at the moment, but constantly expanding

BEST FOR: Time-poor, tech-savvy users

The Zebra Car Insurance Quotes: 3.2/5

Zebra insurance quotes promise insurance in black and white, hence the name!

In real life, their user experience is excellent for collecting the information and required coverage details. However, receiving only one actual priced quote was disappointing, with four other options practically ads within their top 5 quotes.

After scrolling down to look at other results, five other actual-priced quotes weren't cheap at all.

When clicking on one of the results, we were transferred to the partner company's website with the information pre-filled, yet our real-life quote at the partner website was almost double the zebra car insurance quotes.

The average car insurance cost we got through The Zebra was $120 per month.

PROS

• Simple to use, friendly interface

CONS

• It doesn't always show actual quotes, and when it does, it wasn't accurate

BEST FOR: User-friendliness

NetQuote Car Insurance Quotes: 2.6/5

NetQuote.com is one of the longest established lead-generation type comparison sites.

Their lead form consists of 5 stages: vehicle, drivers, coverage, incidents, and contact information. Very user-friendly and to the point. After filling up the information, we received online ads. No accurate quotes. They also sell your lead information to their company and agent partners, who then get in touch with you to give you offers based on this information.

PROS

• It covers other insurance types

• Complete one user-friendly form for multiple quotes

CONS

• Be ready to receive LOTS of calls as such sites sell your lead information to whoever pays for them

BEST FOR: Those who want to receive direct calls about car insurance rather than get it done online

CarInsurance.com Review: 2/5

CarInsurance.com is a lead generator owned by QuinStreet Inc, an online digital marketplace pioneer. It doesn't provide online quotes, and after you fill in your details, itsimply connects you with minimal 1 to 5 auto insurance options, which you can click on to get your quotes from, but you will have to fill in your details all over again.

PROS

• Easy to use interface

CONS

• It doesn't provide quotes. It only sells your leads and connects you to third-party partner sites where you will have to re-enter your details all over again.

• A very limited number of results (1 to 5)

BEST FOR: Drivers in a rush to get coverage who don't mind the poor selection and experience

QuoteWizard Car Insurance Quotes: 2/5

QuoteWizard.com claims to compare carrier and agent rates nationally and locally. Lending Tree owns it. Its review is identical to that of Quote.com as it provides the exact experience.

PROS

• Friendly interface

CONS

• Matched us with one result without an online quote

BEST FOR: Friendly interface for form filling

Quote.com Car Insurance Quotes: 2/5

Quote.com claims to provide insurance quotes from leading carriers. However, a lead generation website collects your information and matches you with its partners in real life.

After filling out their online form several times with different information, we only received two matches online of the same two leading carriers with no accurate quotes, claiming that 15 others were "below rate threshold ". Upon clicking through, we were referred to their websites with the entered information pre-filled on their website, so we just had to fill out a bit more required information to get an actual quote.

PROS

• Intuitive and easy to use the form

CONS

• Only matched us with two carriers online with no accurate quotes

BEST FOR: Form ease of use

Insure.com Review: 0.8/5

Similar to CarInsurance.com, Insure.com is another comparison site owned by leading online digital company QuinStreet Inc.

PROS

• User-friendly interface

CONS

• Much like its sister company, CarInsurance.com, Insure.com doesn't provide rates but gives back car insurance ads after filling in their detailed form, which is then sold as a lead to their partners, which will contact you

BEST FOR: Same as Everquote.

EverQuote Auto Insurance Quotes: 0.6/5

EverQuote.com is one of the biggest lead generators in the insurance space.

PROS

• Unavailable

CONS

• It doesn't provide any quotes or added value, just car insurance ads, even very few ad options

• Long and exhausting form filling that doesn't end up with any quotes, only with ads, they then sell your information as a lead to anyone that buys it from them, beware

BEST FOR: Drivers who want their lead information sold to auto insurance carriers and agents through EverQuote.

Auto Insurance Quotes via Agents and Brokers: 3.9/5

One of the greatest disadvantages of the Internet is that it's made us forget the value, pleasure, and security of doing business face to face. You can use your computer to get cheap car insurance quotes online or make a call on your phone. But, sometimes, nothing beats the experience of a good old-fashioned personal business relationship.

Using a broker or an agency to get free car insurance quotes sometimes offers many advantages over buying car insurance online. Yes, the process usually takes a little longer, particularly initially, but over time, you may find that using a broker or agent will save you time.

Before going any further, it's essential to explain the difference between an insurance broker and an insurance agent. A broker is fully independent and can recommend solutions from any insurance company that allows brokers to sell their policies. In that respect, the broker is working for you, the buyer. They make their money through commissions or fees on the products they sell.

An agent, on the other hand, is an extension of the insurer. A captive agent typically represents one or two companies, whereas an independent agent works on behalf of multiple insurers. Some captive agents are salaried, but for the most part, agents also make their money through commissions or fees on the products they sell. By the way, both brokers and agents should provide you with details of their commission structures on any products they sell.

But regardless of commissions and fees, both brokers and agencies are insurance experts. It's their business to know about all the policy options, latest offers, and new product developments. They know the auto insurance market inside out, and you can benefit directly from their experience. They'll take the time to talk to you so they fully understand your exact needs and can then recommend affordable auto insurance that suits you down to the ground.

There's more. The advice they offer is impartial, and because of their wide knowledge and experience, they'll often recommend companies or deals that you didn't even know existed. Brokers and agents also offer proactive advice and are on hand to provide expert assistance in the event of a claim. If you're a people person who wants a quality auto quote, an agent or broker is the way to go.

Having listed all the advantages of using an agent or broker, are there any downsides? The answer is a coded yes. The most obvious drawback is that using a broker typically takes up more of your time.

By going online, on the other hand, you can compare cheap auto insurance quotes online at the click of a mouse. Using an agent or broker is a more drawn-out process, although that's not necessarily a problem for many people.

But there's also another potential issue. When choosing an agent or broker, you want to make sure that you get a good one! As with any line of work, there are highly professional insurance brokers and agents out there, but some are not so good. You can make your judgments, but in our experience, the best idea is to ask people you know for a personal recommendation.

PROS

• You can benefit directly from their expertise and market knowledge

• Choice of coverage from many different companies

• The personal touch

CONS

• It takes time, plus the risk of choosing a dud broker or agent

Direct Car Insurance Quotes via Insurers: 3.7/5

When looking for free auto insurance quotes, one of the best ideas is to contact insurance providers directly. Although you could use one of the price comparison sites to look for cheap car insurance online, there are some disadvantages. Firstly, some insurers don't feature on such sites, and secondly, specific deals are only available if you go direct.

Of course, the biggest downside to contacting companies directly is that it takes a lot of time and effort on your part. The attraction of finding a great deal by going direct rather loses its appeal when you have to repeat all your details for the 15th time!

That said, you can be smart and short circuit the process. How so? By asking your friends, family, and colleagues who they use for their auto insurance. Their advice will be based on real-life experience and is guaranteed to be impartial. Armed with their recommendations, it's much easier to draw up a more focused target list of companies to contact.

PROS

• Often, you can get the best deals by going direct

• You're not paying commission to a broker or online site

• Greater choice and flexibility on policy options

CONS

• It takes a lot of effort on your part to contact every single company

Direct Car Insurance Companies Comparison

We've selected some of the best car insurance companies and providers in America and compared them on our range of metrics. Here's our review of getting direct car insurance quotes from the best, cheap auto insurance companies.

Direct Car Insurance Quotes Comparison: Companies & Rates Table

NEXT Auto Insurance Quotes

NEXT only sells commercial auto insurance. This company provides fast online quotes within minutes. Also, discounts apply if you choose to buy other business insurance policies from this company. 

Average car insurance cost per month : $62.5

PROS

• Responsive agents

• Fast quotes

• Policy cancellation with no charges

CONS

• Has a lot of customer complaints in BBB

BEST FOR:Commercial auto insurance for independent professionals

Hiscox Auto Insurance Quotes: 4.9/5

Hiscox is another insurance company that only offers commercial auto insurance. This company provides worldwide coverage for commercial vehicles.

Average car insurance cost per month: $64

PROS

• Worldwide coverage

• Accurate quotes

• No hidden charges 

CONS

• Poor third party reviews

BEST FOR: Commercial auto insurance with worldwide coverage

Progressive Car Insurance Quotes: 4.8/5

Progressive is the 3rd largest car insurance provider in America. To get your Progressive auto insurance quote, visit Progressive.

Average car insurance cost per month : $63

PROS

• Excellent coverage as standard

• Unbelievable choice of options

• Brilliant range of online resources, including the quote tool

CONS

• Not the best for high-risk drivers

BEST FOR: Setting fantastic standards for any coverage.

Read more: How much is Progressive car insurance cost.

USAA Car Insurance Quotes: 4.75/5

USAA is the leading provider of insurance to military members, veterans, and their families, known for its excellent rates and reliability. To apply for your USAA auto insurance quote, visit USAA.

: $35

PROS

• Great deals for military personnel and their families

• Excellent reputation for customer service

• Useful additional benefits

• Among the cheapest car insurance quotes

CONS

• Not open to non-military customers

BEST FOR: Military members, veterans, and their families.

Read more: How much is USAA car insurance cost

AAA Auto Insurance Quotes: 4/5

AAA (American Automobile Assurance) doesn't provide insurance but offers some great auto insurance policies via its partners. To read reviews and apply for AAA auto insurance quotes, visit AAA Insurance.

Average car insurance cost per month : $100

PROS

• Great personal service

• Some useful additional benefits

• Very competitive rates for AAA members

CONS

• Insurance is provided via a third party

GEICO Car Insurance Quotes: 4.5/5

GEICO is the 2nd largest provider of auto insurance in America. To apply for your GEICO auto insurance quote, visit GEICO.

Average car insurance cost per month: $50

PROS

• Trusted brand

• Excellent customer service

• User-friendly website and app

• Great rates

CONS

• Only available direct

BEST FOR: Cheap car insurance rates

Read more: How much is GEICO car insurance cost

Travelers Car Insurance Quotes: 4.5/5

Travelers is a long-established, top 10 company in car insurance. To get your Travelers auto insurance quote, visit Travelers.

Average car insurance cost per month : $100

PROS

• Excellent multi-policy discounts

• Easy to tailor your policy

• Trusted brand

CONS

• Certain features not available in some states

BEST FOR: Drivers who require an affordable car insurance policy that's tailored to their specific needs from a trusted company.

Amica Auto Insurance Quotes: 4.5/5

Amica is America's longest-established mutual insurer of automobiles. To apply for your Amica auto insurance quote, visit Amica.

Average car insurance cost per month: $100

PROS

• Fantastic customer service

• Excellent choice of auto insurance policies and coverage options

• Still a mutual

CONS

• Not available in all states

State Farm Car Insurance Quotes: 4.5/5

State Farm is the number one provider of car insurance in America. To get your State Farm auto insurance quote, visit State Farm.

Average car insurance cost per month: $52

PROS

• Top brand

• Personalized service

• Great coverage

• Cheap rates

• Mutual

CONS

• Not enough choice of coverages

• Not the ideal company for high-risk drivers

BEST FOR: Drivers who want to be on the safe side and seek the peace of mind that there is a reliable company behind them, that they are well covered and get good service

Read more: How much is State Farm car insurance cost

MetLife Car Insurance Quotes: 4.4/5

MetLife has been providing insurance services to customers since 1863. To apply for your MetLife auto insurance quote, visit MetLife Insurance.

Average car insurance cost per month : $130

PROS

• Reasonable rates via workplace affiliations

• Great range of policies and options

• Trusted brand

CONS

• Customer service can be patchy at times

BEST FOR: New auto owners.

Nationwide Car Insurance Quotes: 4.3/5

Nationwide is one of the top 10 car insurance companies in America. To apply for your Nationwide auto insurance quote, visit Nationwide.

Average car insurance cost per month: $120

PROS

• The online quote tool is really good

• Some nice add-ons, perks, and additional resources

• Easy to do business with

CONS

• Some policies lack flexibility

BEST FOR: Drivers with poor credit.

Allstate Auto Insurance Quotes: 4.3/5

Allstate is one of the top 4 auto insurance companies in America. To apply for your Allstate auto insurance quote, visit Allstate.

Average car insurance cost per month: $110

PROS

• Super local service via agents

• Great range of auto insurance policies

• It covers all your insurance needs

CONS

• Quality comes at a price

BEST FOR: Customer service & coverage options

Read more: How much does Allstate car insurance cost?

Mercury Car Insurance Quotes: 3.9/5

Mercury is one of the best providers of low-cost car insurance. To apply for your Mercury auto insurance quote, visit Mercury.

Average car insurance cost per month: $70

PROS

• Affordable rates

• Good for military families

• Wide range of discounts

CONS

• Coverage is fairly basic compared to some competitors

• Only available in a limited number of states

BEST FOR: Low-maintenance drivers who seek cheap car insurance rates on very basic coverage.

ClearCover Car Insurance Quotes: 3.8/5

ClearCover is one of the newer players on the market and has a great technology focus. To apply for your ClearCover auto insurance quote, visit ClearCover.

Average car insurance cost per month : $55

PROS

• Great for techies!

• Competitive car insurance rates

• Innovative approach

CONS

• Not available in all states

BEST FOR: Technology-centric car insurance

American Family/Costco Ameriprise Car Insurance Quotes: 3.7/5

American Family Insurance provides Costco Ameriprise for Costco members. To apply for a Costco Ameriprise auto insurance quote, visit Costco.

Average car insurance cost per month: $86

PROS

• Excellent rates and savings

• Standard coverage is generous

• Additional benefits for members

CONS

• Online experience on both website and app could be better

BEST FOR: Discounts

Farmers Car Insurance Quotes: 3.7/5

Farmers is one of the top ten providers of car insurance in America. To apply for your Farmers auto insurance quote, visit Farmers.

Average car insurance cost per month : $125

PROS

• Wide range of customizable products

• Excellent local presence

• Good one-stop-shop

CONS

• The quality of customer service can depend on how good your agent is

BEST FOR: Teenagers and young drivers

Freeway Car Insurance Quotes: 3.7/5

Freeway Insurance is America's largest privately-owned insurance distribution company. To apply for your Freeway Insurance auto insurance quote, visit Freeway Insurance.

Average car insurance cost per month: $100

PROS

• Wonderfully easy-to-use website

• Low rates

• Good for high-risk drivers

CONS

• Charge a fee for their services, plus the coverage is via a third party

BEST FOR: High-risk drivers, Spanish speakers, and SR22