Compare Cheap Car Insurance Quotes From the Best Companies

So your old auto insurance policy is soon expiring - or you have just bought a new car (Mazel tov!) and now it’s time for the boring part -  finding and comparing car insurance quotes and getting the best auto insurance coverage at the cheapest possible rates! 

This process can get super frustrating to deal with, time-consuming and expensive, yet a must, if you want to follow national and local insurance laws and regulations and protect yourselves from unexpected expenses...

Luckily, shopping for the best auto insurance quotes and plans is now easier than ever before. Insuranks lets you compare auto insurance quotes and companies in just a few clicks and find the best coverages from the best insurers at the cheapest possible rates, while being part of the only insurance dedicated community, where you can explore companies and read in-depth customer reviews and rankings online before you buy insurance, helping you make the smartest possible car insurance decisions and allowing you to share your own insurance experiences with other customers and rank companies that you've been dealing with. 

How Long Does it Take to get a Car Insurance Quote?

Generally, getting car insurance quotes online can take around 10-15 minutes. While getting one car insurance quote shouldn't take more than 1-2 minutes, sometimes it depends on the specifications of the application. 

Insuranks connects you with companies within seconds, just fill in a short form, click the get quotes button - and compare results from from a wide variety of options and companies that are ranked based on how other customers experienced them. This allows you to make the smartest and most educated car insurance decisions.

Our Two Cents: click on all of the options and get quotes from all of the companies, collect quotes and have all options on your table and only then choose the best coverage for your specific needs at the best rate from the best companies.

What Are Car Insurance Quotes? 

Car insurance quotes are estimates for what your auto insurance policy would actually cost and cover for you by the specific carriers. These quotes can be estimated by the carrier itself, or by car insurance agencies, agents and brokers (licensed producers).

Auto insurance quotes are determined by the information available to the quote giver, be it a company, agency, agent or broker. Mostly, your quotes are personalized and tailored to your own specific needs as per your driver history, background, vehicle information and other information. The more information the companies have, the more accurate your quotes are.

Do Car Insurance Quotes Affect Your Credit Score?

Car Insurance quotes do not affect your credit score. 

However, every time an insurance company is accessing your credit report in order to give you quotes, an inquiry is being added to it. 

These inquiries have no effect on your credit score though and you can find them on your personal credit reports.

How much is car insurance per month?

The payment for auto insurance per month depends on many factors. Most important are how clean is your driving record, what is your credit score, your vehicle type, how many years you've been driving, your age and how much car insurance did you actually buy. 

Getting minimum liability coverage (for example: 25/50) will surely keep your rates low. To have a $39/month car insurance you will actually have to pass on comprehensive and collision coverage and keep your limits and coverages at a minimum. This is not recommended simply because it doesn't really protect you good enough. It is better and more recommended to get a better and wider coverage that greatly protects you with car insurance rates of around $70-100/month.