Insuranks

Cheap Car Insurance Quotes: Compare Online

Your ultimate cheap auto insurance quotes comparison and shopping guide, online and offline.

icon Your information is secure with us and solely used to connect you to relevant insurance offers, companies and services.

Table of contents

1. What is A Car Insurance Quote?1.1. Top 4 Factors That Affect Car Insurance Quotes1.1.1. Driving Record1.1.2. Type of Vehicle1.1.3. City/State You Live In2. List of States with The Cheapest Car Insurance in 20222.1. Cost of Minimum Liability Car Insurance Quotes by State3. Car Insurance Rates Based on The Driver’s Birth Year 4. Full Coverage Car Insurance Quotes By State and Driver Age 4.1. Full Coverage Car Insurance Quotes By Age and Gender5. Cost of Car Insurance By Brand and Model 6. Car Insurance Quotes By Gender: Experienced Drivers7. Cheapest Car Insurance Quotes: Very Cheap Car Insurance, No Deposit or Low Deposit8. How Long Does It Take to Get a Car Insurance Quote?9. Do Car Insurance Quotes Affect Your Credit Score?10. Does Your Credit Score Affect Your Car Insurance?11. Car Insurance Quotes: The Ultimate Shopping Guide11.1. Car Insurance Quotes via Car Insurance Comparison Sites: 4.2/511.2. Worst and Best Car Insurance Comparison Sites Online Review11.2.1. CoverWallet: 5/511.2.2. Gabi Car Insurance Quotes Review: 5/511.2.3. CoverHound Car Insurance Quotes: 4.8/511.2.4. PolicyGenius Car Insurance Quotes Review: 4.6/511.2.5. Compare.com Car Insurance Quotes: 4.6/511.2.6. Insurify Car Insurance Quotes: 4.4/511.2.7. Insuranks.com Car Insurance Quotes: 4/511.2.8. Esurance Car Insurance Quotes: 3.6/511.2.9. The Zebra Car Insurance Quotes: 3.2/511.2.10. NetQuote Car Insurance Quotes: 2.6/511.2.11. CarInsurance.com Review: 2/511.2.12. QuoteWizard Car Insurance Quotes: 2/511.2.13. Quote.com Car Insurance Quotes: 2/511.2.14. Insure.com Review: 0.8/511.2.15. EverQuote Auto Insurance Quotes: 0.6/511.3. Auto Insurance Quotes via Agents and Brokers: 3.9/511.4. Direct Car Insurance Quotes via Insurers: 3.7/511.5. Direct Car Insurance Companies Comparison11.5.1. NEXT Auto Insurance Quotes11.5.2. Hiscox Auto Insurance Quotes: 4.9/511.5.3. Progressive Car Insurance Quotes: 4.8/511.5.4. USAA Car Insurance Quotes: 4.75/511.5.5. AAA Auto Insurance Quotes: 4/511.5.6. GEICO Car Insurance Quotes: 4.5/511.5.7. Travelers Car Insurance Quotes: 4.5/511.5.8. Amica Auto Insurance Quotes: 4.5/511.5.9. State Farm Car Insurance Quotes: 4.5/511.5.10. MetLife Car Insurance Quotes: 4.4/511.5.11. Nationwide Car Insurance Quotes: 4.3/511.5.12. Allstate Auto Insurance Quotes: 4.3/511.5.13. Mercury Car Insurance Quotes: 3.9/511.5.14. ClearCover Car Insurance Quotes: 3.8/511.5.15. American Family/Costco Ameriprise Car Insurance Quotes: 3.7/511.5.16. Farmers Car Insurance Quotes: 3.7/511.5.17. Freeway Car Insurance Quotes: 3.7/511.5.18. Liberty Mutual Car Insurance Quotes: 3.5/511.5.19. Safe Auto Insurance Quotes: 3.5/511.5.20. Root Car Insurance Quotes: 3/511.6. Car Insurance Quotes Comparison Guide: Wrapping It Up12. The Perks of Comparing Auto Insurance Quotes12.1. Car Insurance Quotes Comparison Tips12.2. How To Get The Cheapest Car Insurance Quotes?13. What is Car Insurance? 14. What Does Car Insurance Cover?14.1. Basic Auto Liability Policy14.1.1. Bodily Injury Liability Coverage14.1.2. Property Damage Liability Coverage14.2. Full Coverage Policy14.2.1. Personal Injury Protection14.2.2. Medical Payments Coverage14.2.3. Liability coverage14.2.4. Physical Damage Coverage14.2.5. Uninsured/Underinsured Driver Coverage14.2.6. GAP Insurance14.2.7. Rental Coverage15. Do I Need Car Insurance?16. Is It Safe to Buy Car Insurance Online?17. What's Next?18. Safe Driving Resources

The thing with car insurance is that companies don’t have the same rate. A carrier will be more expensive or cheaper than the others. Also, its offers might be worse or better than competitors. That said, a smart policyholder will always compare the car insurance quote of many carriers before getting covered. 

This is a comprehensive guide that will take you through the nook and crannies of car insurance quotes. We’ll provide figures, review the best companies, and provide insightful tips. At the end of the discussion, we’ll also discuss what car insurance is. 

What is A Car Insurance Quote?

An insurance quote is a document or an electronic media that shows how much you’ll pay for your car insurance. If provided as a print document, your car insurance quote will be made and given to you by an insurance agent or the carrier personally or through mail. When it is provided as an electronic media, your car insurance quote will be a page in a website or a PDF sent via email. 

The cost of premiums reflected in your car insurance quote doesn’t come from nowhere. It’s estimated by taking the following factors into account:

  • Driving history

  • Background

  • Credit score

  • Age

  • Gender

  • Location

  • The vehicle you drive 

  • Vehicle usage

  • Coverage type and amount

  • Marital status: married people are proven to be involved in fewer auto accidents than singles, divorced, and widows

  • Homeownership: homeowners pay dramatically less for their car insurance than renters similar coverage, thanks to auto and home insurance bundle discounts

  • Any other relevant information for assessing the policyholder's carried risk 


Top 4 Factors That Affect Car Insurance Quotes

Remember that in America, insurance companies are businesses. This means that they have a bottom line to maintain and must generate profit no matter how many payouts they have to give out. This is part of the reason why policies are so complicated to understand. Every insurer has to make sure they don’t lose money because of covering you. That said, here are the top  factors that affect car insurance rates


Age

The younger you are, the more you'll usually pay. Teen drivers and drivers between 20 and 24 are the most expensive to insure, while older drivers tend to get a more affordable rate. Here is the cheapest car insurance for teens and young drivers  and the cheapest cars to insure for teenage drivers.


Driving Record

The cleaner your driving record is (no accidents, traffic tickets, tax liens), the better of a deal you'll get. The worse your record is, the more you'll pay. SR-22 insurance  is the most expensive and is given to those who've had reckless driving charges or were previously charged with a DUI.


Type of Vehicle

The more expensive your vehicle is, the higher your insurance will be. Sports cars also tend to be more costly to insure since they're more likely to cause a car accident. That said, a Lamborghini is more expensive to insure than a Honda Civic, BMW, Mustang, Tesla, and Dodge Charger,


City/State You Live In

If you live in a state where accidents aren't very common, you'll  save  on your auto insurance. However, if you live in a state where accidents are more prevalent, you'll  pay more  for car insurance. Here are the states with the cheapest car insurance rates.

Compare Cheap Car Insurance Quotes Online

Get all the best quotes from leading providers in a click of a button!

List of States with The Cheapest Car Insurance in 2022

Location is one of the most significant factors that affect the cost of a car insurance quote. By location, we mean the state where you're permanently or temporarily residing. The table below shows the states which have the cheapest quotes for car insurance:


Monthly Premiums Lowest RangeMonthly Premiums Highest RangeAverage
Indiana$140$171$156
Ohio$154$189$172
West Virginia$163$200$182
Illinois$169$206$188
Alabama$171$209$190
Tennessee$172$211$192
New Hampshire$174$214$194
Vermont$175$216$196
Wyoming$171$209$190
Maine$172$210$191
Idaho$173$212$193
Oregon$174$213$194
Iowa$176$218$197
Pennsylvania$179$221$200
Arizona$177$218$198
Montana$181$223$202
South Dakota$183$226$205
Kentucky$185$230$208
North Dakota$187$235$211
Arkansas$189$289$239
North Carolina$190$295$243
Virginia$191$234$213
Oklahoma$192$236$214
Massachusetts$195$239$217
Utah$196$240$218
Kansas$203$248$226
Colorado$210$260$235
Rhode Island$215$263$239
California$217$265$241
Minnesota$228$279$254
New Mexico$238$292$265
Connecticut$239$292$266
Texas$265$325$295
Jew Jersey$271$332$302
Missouri$274$335$305
Washington$275$336$306
Delaware$283$346$315
Georgia$320$391$356
New York$324$397$361
South Carolina$370$452$411
Maryland$388$474$431
Florida$412$503$458
Louisiana$416$509$463
Nevada$488$597$543
Michigan$565$691$628
Alaska$752$919$836
Nebraska$760$930$845
Wisconsin$763$932$848
Hawaiii$765$935$850

Note: The table above shows car insurance rates by considering all factors. 


Cost of Minimum Liability Car Insurance Quotes by State

You only need the minimum liability insurance to drive a car legally aside from having a license. Here's a table showing the cheapest and most expensive states for minimum liability car insurance.

StateState Minimum Liability Insurance Quote Per Year50/100/50 Liability Insurance Quote Per Year100/300/100 Liability Insurance Quote Per Year
Alabama$783$900$1,490
Alaska$676$692$1,138
Arizona$740$969$1,500
Arkansas$520$940$1,662
California$997$1,268$2,090
Colorado$920$983$2,281
Connecticut$1,118$1,194$1,805
District of Columbia$833$950$1,148
Delaware$885$1,045$1,473
Florida$1,215$1,672$2,153
Georgia$1,134$1,529$1,780
Hawaii$707$870$1,450
Idaho$492$443$692
Illinois$734$838$1,474
Indiana$514$560$938
Iowa$440$530$899
Kansas$399$582$1,220
Kentucky$1,049$1,120$1,694
Louisiana$1,442$2,135$2,900
Maine$438$405$731
Maryland$1,373$1,504$1,772
Massachusetts$1,083$1,165$1,830
Michigan$1,610$1,680$2,761
Minnesota$890$892$1,388
Mississippi$608$701$1,287
Missouri$648$643$1,119
Montana$649$760$1,330
Nebraska$628$665$1,230
Nevada$1,008$1,303$1,099
New Hampshire$380$543$1,048
New Jersey$1,035$1,263$1,847
New Mexico$722$862$1,410
New York$1,546$1,658$2,374
North Carolina$524$576$1,041
North Dakota$430$458$897
Ohio$575$627$1,023
Oklahoma$705$786$1,615
Oregon$874$990$1,280
Pennsylvania$1,095$1,490$2,200
Rhode Island$1,230$1,389$2,300
South Carolina$735$858$1,360
South Dakota$390$442$970
Tennessee$650$718$1,174
Texas$600$1,075$1,840
Utah$790$865$1,765
Vermont$437$483$1,085
Virginia$601$660$1,095
Washington$1,060$1,133$1,868
West Virginia$661$719$1,315
Wisconsin$682$700$1,130
Wyoming$365$375$930


Car Insurance Rates Based on The Driver’s Birth Year

The year you were born is another factor that helps to determine the premiums of your car insurance quotes. Here’s a table showing the cost of car insurance based on this. 

Date BornCost of Car Insurance per MonthCost of Car Insurance per Year
1949 - 1970$214$2,568
1980$225$2,700
1981 - 1982$230$2,760
1983 - 1984$245$2,940
1985$250$3,000
1986$255$3,060
1987$259$3,108
1988$262$3,144
1989$268$3,216
1990$272$3,258
1991 - 1992$274$3,282
1993$283$3,396
1994$285$3,414
1995$296$3,546
1996$303$3,636
1997$308$3,690
1998$331$3,972
1999$341$4,092
2000$369$4,422
2001$409$4,908
2002$488$5,850
2003$578$6,930
2004$712$8,544
2005$721$8,646
2006 - 2010$723$8,676


Car insurance becomes expensive for younger individuals. This is due to the conception that young drivers are reckless.

On the other hand, car insurance becomes cheaper as one age.  Nonetheless, this only applies if the policyholder has no records of committing traffic violations or causing traffic accidents.  

The price of a car insurance quote will vary significantly for drivers with a poor driving history. Here’s another table showing the insurance premiums based on the driver’s age and accompanying violations:


Monthly Cost of Car Insurance Premiums for A 19-20-Year-Old Diver with Recorded Traffic Violations


LowestMedianHighest
DUI$1,469$2,059$2,720
Overspeeding$1,003$1,348$1,838
Accident$1,603$2,421$3,240


Monthly Cost of Car Insurance Premiums for A 21-22-Year-Old Driver with Recorded Traffic Violations


LowestMedianHighest
DUI$1,058$1,484$1,960
Overspeeding$724$973$1,326
Accident$1,153$1,744$2,334


Monthly Cost of Car Insurance Premiums for A 23-25-Year-Old Driver with Recorded Traffic Violations


LowestMedianHighest
DUI$807$1,131$1,493
Overspeeding$552$741$1,009
Accident$878$1,329$1,775


Monthly Cost of Car Insurance Premiums for A 26-29-Year-Old Driver with Recorded Traffic Violations


LowestMedianHighest
DUI$708$992$1,309
Overspeeding$484$650$885
Accident$770$1,164$1,557


Monthly Cost of Car Insurance Premiums for A 30-65-Year-Old Driver with Recorded Traffic Violations


LowestMedianHighest
DUI$623$873$1,152
Overspeeding$424$570$777
Accident$677$1,024$1,370


Monthly Cost of Car Insurance Premiums for A 65+-Year-Old Driver with Recorded Traffic Violations


LowestMedianHighest
DUI$671$1,028$1,192
Overspeeding$545$858$1,318
Accident$676$1,234$1,792


Full Coverage Car Insurance Quotes By State and Driver Age 

The tables below show the average auto insurance quotes for full coverage car insurance in every state in the USA for drivers of different ages. 


Full Coverage Insurance Rates for Drivers 19-20 Years Old 

StateFull Coverage per monthFull Coverage per year
North Carolina$91$1,092
Hawaii$94$1,129
Idaho$104$1,242
Maine$116$1,397
Iowa$123$1,477
Indiana$129$1,546
South Dakota$140$1,678
Wyoming$142$1,708
North Dakota$146$1,749
Alaska$149$1,792
New Hampshire$159$1,910
Ohio$160$1,921
Missouri$163$1,955
Utah$163$1,955
Arizona$164$1,973
Colorado$165$1,976
Virginia$166$1,990
Mississippi$168$2,017
New Mexico$169$2,033
Vermont$170$2,036
Oklahoma$175$2,101
South Carolina$175$2,102
Nebraska$177$2,120
Tennessee$178$2,133
Kansas$178$2,139
Wisconsin$180$2,163
Nevada$185$2,222
Alabama$188$2,259
Oregon$191$2,286
Delaware$191$2,296
Florida$196$2,356
Minnesota$204$2,445
West Virginia$219$2,631
District of Columbia$220$2,644
Illinois$220$2,645
Montana$222$2,664
California$223$2,678
Texas$233$2,793
Washington$237$2,839
Georgia$237$2,848
Kentucky$243$2,914
New Jersey$247$2,968
Arkansas$248$2,979
Louisiana$251$3,011
Pennsylvania$265$3,174
Connecticut$266$3,193
Massachusetts$277$3,322
Rhode Island$334$4,009
New York$352$4,225
Michigan$398$4,772
Maryland$482$5,781


Full Coverage Insurance Cost for Drivers 21-22

StateFull Coverage per monthFull Coverage per Year
Alabama$135$1,624
Alaska$107$1,288
Arizona$115$1,378
Arkansas$165$1,980
California$164$1,969
Colorado$115$1,381
Connecticut$186$2,236
District of Columbia$154$1,844
Delaware$132$1,580
Florida$144$1,730
Georgia$154$1,850
Hawaii$93$1,115
Idaho$71$851
Illinois$150$1,797
Indiana$95$1,136
Iowa$90$1,082
Kansas$124$1,487
Kentucky$164$1,966
Louisiana$175$2,094
Maine$81$972
Maryland$164$1,972
Massachusetts$212$2,542
Michigan$273$3,278
Minnesota$151$1,815
Mississippi$116$1,388
Missouri$119$1,426
Montana$139$1,668
Nebraska$130$1,560
Nevada$136$1,633
New Hampshire$111$1,330
New Jersey$181$2,170
New Mexico$125$1,502
New York$252$3,021
North Carolina$79$945
North Dakota$106$1,272
Ohio$160$1,921
Oklahoma$126$1,517
Oregon$132$1,585
Pennsylvania$190$2,280
Rhode Island$231$2,775
South Carolina$123$1,479
South Dakota$104$1,250
Tennessee$116$1,397
Texas$159$1,908
Utah$111$1,334
Vermont$112$1,349
Virginia$116$1,396
Washington$170$2,038
West Virginia$133$1,601
Wisconsin$120$1,434
Wyoming$104$1,249


Full Coverage Insurance Cost for Drivers 23-25

StateFull Coverage per monthFull Coverage per year
Alabama$107$1,284
Alaska$82$981
Arizona$91$1,093
Arkansas$129$1,545
California$141$1,692
Colorado$93$1,114
Connecticut$138$1,658
District of Columbia$120$1,435
Delaware$166$1,997
Florida$114$1,370
Georgia$122$1,460
Hawaii$92$1,101
Idaho$53$636
Illinois$119$1,431
Indiana$71$851
Iowa$70$843
Kansas$97$1,166
Kentucky$125$1,501
Louisiana$142$1,701
Maine$62$743
Maryland$120$1,444
Massachusetts$133$1,594
Michigan$221$2,647
Minnesota$116$1,390
Mississippi$88$1,060
Missouri$93$1,112
Montana$99$1,189
Nebraska$102$1,223
Nevada$105$1,263
New Hampshire$89$1,066
New Jersey$139$1,672
New Mexico$92$1,104
New York$194$2,332
North Carolina$74$882
North Dakota$82$978
Ohio$83$990
Oklahoma$99$1,187
Oregon$100$1,202
Pennsylvania$151$1,810
Rhode Island$174$2,086
South Carolina$97$1,158
South Dakota$104$1,250
Tennessee$88$1,053
Texas$132$1,579
Utah$83$996
Vermont$90$1,074
Virginia$91$1,093
Washington$129$1,542
West Virginia$103$1,233
Wisconsin$94$1,131
Wyoming$84$1,006


Full Coverage Insurance Cost for Drivers 26-29

StateFull Coverage per monthFull Coverage per year
Alabama$95$1,136
Alaska$110$1,319
Arizona$82$986
Arkansas$110$1,319
California$124$1,485
Colorado$86$1,026
Connecticut$125$1,496
District of Columbia$108$1,296
Delaware$94$1,131
Florida$104$1,249
Georgia$107$1,286
Hawaii$91$1,087
Idaho$47$567
Illinois$105$1,256
Indiana$64$772
Iowa$63$760
Kansas$86$1,029
Kentucky$113$1,357
Louisiana$128$1,537
Maine$54$645
Maryland$112$1,345
Massachusetts$123$1,479
Michigan$204$2,451
Minnesota$104$1,243
Mississippi$79$942
Missouri$87$1,041
Montana$89$1,073
Nebraska$90$1,085
Nevada$98$1,175
New Hampshire$77$924
New Jersey$124$1,493
New Mexico$82$986
New York$170$2,038
North Carolina$71$850
North Dakota$72$860
Ohio$71$857
Oklahoma$92$1,101
Oregon$91$1,096
Pennsylvania$137$1,645
Rhode Island$156$1,873
South Carolina$84$1,009
South Dakota$69$833
Tennessee$78$935
Texas$115$1,377
Utah$76$906
Vermont$79$948
Virginia$79$947
Washington$114$1,371
West Virginia$93$1,111
Wisconsin$82$985
Wyoming$72$862


Full Coverage Insurance Cost for Drivers 30-65

StateFull Coverage per monthFull Coverage per year
Alabama$82$988
Alaska$64$764
Arizona$73$876
Arkansas$93$1,110
California$106$1,276
Colorado$78$935
Connecticut$111$1,334
District of Columbia$96$1,156
Delaware$89$1,064
Florida$96$1,153
Georgia$90$1,075
Hawaii$89$1,071
Idaho$41$490
Illinois$90$1,080
Indiana$58$693
Iowa$56$675
Kansas$74$890
Kentucky$98$1,179
Louisiana$114$1,372
Maine$45$545
Maryland$110$1,325
Massachusetts$115$1,379
Michigan$188$2,254
Minnesota$93$1,110
Mississippi$68$810
Missouri$82$984
Montana$80$957
Nebraska$79$947
Nevada$92$1,109
New Hampshire$65$780
New Jersey$109$1,310
New Mexico$75$897
New York$305$3,660
North Carolina$67$805
North Dakota$63$750
Ohio$61$730
Oklahoma$86$1,030
Oregon$83$990
Pennsylvania$957$11,480
Rhode Island$138$1,659
South Carolina$72$860
South Dakota$60$715
Tennessee$67$800
Texas$96$1,150
Utah$69$825
Vermont$68$820
Virginia$66$790
Washington$103$1,230
West Virginia$81$970
Wisconsin$71$850
Wyoming$59$710


Full Coverage Insurance Cost for Drivers 65+

StateFull Coverage per monthFull Coverage per year
Alabama$89$1,063
Alaska$65$785
Arizona$71$848
Arkansas$84$1,010
California$119$1,430
Colorado$95$1,140
Connecticut$126$1,507
District of Columbia$87$1,040
Delaware$90$1,080
Florida$110$1,314
Georgia$107$1,280
Hawaii$89$1,070
Idaho$57$687
Illinois$96$1,148
Indiana$58$690
Iowa$56$671
Kansas$69$825
Kentucky$115$1,375
Louisiana$134$1,610
Maine$50$595
Maryland$121$1,450
Massachusetts$104$1,245
Michigan$199$2,390
Minnesota$104$1,250
Mississippi$72$869
Missouri$83$990
Montana$82$984
Nebraska$80$960
Nevada$106$1,274
New Hampshire$72$863
New Jersey$103$1,231
New Mexico$74$882
New York$383$4,599
North Carolina$65$780
North Dakota$60$725
Ohio$66$790
Oklahoma$85$1,020
Oregon$93$1,112
Pennsylvania$117$1,401
Rhode Island$137$1,645
South Carolina$79$950
South Dakota$64$773
Tennessee$70$840
Texas$64$764
Utah$82$986
Vermont$63$760
Virginia$71$855
Washington$105$1,260
West Virginia$84$1,005
Wisconsin$77$920
Wyoming$65$774


Full Coverage Car Insurance Quotes By Age and Gender

Another main factor determining your full coverage auto insurance quotes is your age and gender. Studies show that young drivers are more reckless on the wheels.  Females usually pay less for car insurance than males on average since males are considered a higher risk due to overconfidence, which often leads to accidents. Below is average full coverage car insurance quotes per year by age and gender. Of course, the rates may vary by many other factors, including your state and vehicle type.

AgeMaleFemale
16$ 6,900$6 ,400
17$ 6,850$ 6,400
18$ 6,500$ 6,750
19$ 6,000$ 5,400
20$5,300$4,800
21$4,500$4,000
22$4,150$3,950
23$3,900$3,700
24$3,700$3,500
25$3,250$3,150


Cost of Car Insurance By Brand and Model 

Insurance companies look at the make and model of your car when determining premiums. Take a look at this table that shows the estimated rates of car insurance quotes for the most popular car brands in the USA:

Brand and ModelCost per MonthCost per Year
Volkswagen Jetta$120$1,438
Toyota Camry$128$1,532
Nissan Sentra$197$2,361
Nissan Altima$130$1,560
Hyundai Elantra$360$4,316
Honda Accord$125$1,500
Ford Focus$143$1,716
Toyota Corolla$123$1,473
Lamborghini Aventador$567$6,800
Lamborghini Huracan$433$5,200
Lamborghini Murcielago$350$4,200
Lamborghini Gallardo$350$4,200
Lamborghini Urus$500$6,000
Tesla 3$153$1,832
Tesla S$246$2,946
Tesla X$207$2,481
Tesla Y$230$2,756
Tesla Roadster$150$1,800


Car Insurance Quotes By Gender: Experienced Drivers

Experienced drivers pay less for auto insurance. Insurers provide them with lower quotes thanks to a lower risk due to experience. Of course, many other factors can affect these prices. If you are an experienced driver with a terrible driving record, you are less likely to enjoy lower car insurance quotes. Please find some typical car insurance quotes by gender for professional drivers per year across the USA.

GenderAverage car insurance quote per year
Male$1,548
Female$1,468


Aside from gender, it’s also worth knowing the average annual auto insurance quotes based on credit score and marital status. 

Driver Credit Score/Marital StatusAverage Annual Quote
Good credit$951
Poor Credit$1,671
Married couple$2,032
A married couple with a teenager$2,904

Rank and Review Insurance Companies

Help others make better decisions

Show more

Cheapest Car Insurance Quotes: Very Cheap Car Insurance, No Deposit or Low Deposit

Trusted companies do not offer any no-deposit or no-down-payment car insurance. You still have to pay at least the first month's premium in advance rather than the annual lump sum at once, which makes it a reasonably affordable deal. While paying your premiums all at once can save some money on your car insurance, it is less convenient for some. Therefore you can simply get very cheap car insurance with a low deposit or down-payment.

Below you can find a list of very cheap car insurance with low deposit/down-payment providers that offer the best car insurance rates with an average car insurance cost per month of $100 or less and our rating of each auto insurance provider. It should help you find the best, cheapest car insurance deposit possible without compromising on the quality of your provider.

Here are the cheapest car insurance companies with relatively low down payments:

CompanyInsuranks RatingAverage Monthly QuoteBest For
USAA4.75/5$34Military families
GEICO4.5/5$40Cheapest car insurance quotes if you're not in the army
State Farm4.5/5$52Peace of mind
ClearCover3.8/5$55Technology-centric car insurance
Gabi4/5$60Online auto insurance comparison
Progressive4.8/5$63Coverage standards and high-risk drivers
Root3/5$65Low rates; Tech-savvy drivers looking to get rewarded for improving their driving through the app
Mercury3.9/5$70Cheapest rates for a basic coverage
NJM4.5/5$79Best car insurance for DUI in NJ, PA, CT, and OH
Costco Ameriprise3.7/5$86Discounts
Erie4.1/5$87New Drivers
Amica4.5/5$100Customer satisfaction
Travelers4.5/5$100Tailored car insurance policies at affordable rates
Freeway3.7/5$100High-risk drivers, Spanish speakers & drivers in need of SR22

As you can see from the comparison table, the cheapest car insurance company is USAA, with an average car insurance cost of $35 per month. But you have to be in the military or be related to someone in the military to get covered.

Also, check out our review of the best and cheapest car insurance companies of 2021.

As said earlier, auto insurance companies determine your rates based on many factors, like age, gender, state of residence and location, vehicle type, driving record, driving habits, credit score, and coverage type. Although the prices vary due to these factors, premium quotes can be predicted for the average car insurance company. Take a look at the national average full coverage and minimum coverage car insurance quotes for some of the most popular car insurance companies in 2022.


Company
Full coverage quote per yearFull coverage quote per monthMinimum coverage quote per yearMinimum coverage quote per month





Allstate$1,850$154$785$65
GEICO$1,175$98$480$40
Progressive$1,390$116$750$63
State Farm$1,250$104$625$52
USAA$885$74$405$34


How Long Does It Take to Get a Car Insurance Quote?

Generally, getting car insurance quotes online can take around 10-15 minutes.

While getting one car insurance quote shouldn't take more than 1-2 minutes, sometimes it depends on the specifications of the application.


Our Two Cents: Go through as many options and get car insurance quotes from many companies, collect quotes and have all options on your table, and only then choose the best coverage for your specific auto insurance needs at the best rate from the best rated companies.


Do Car Insurance Quotes Affect Your Credit Score?

Car Insurance quotes do not affect, nor hurt, your credit score.

However, every time car insurance companies run your credit report so they can give you their free quotes, an inquiry is being added to your credit report.

These inquiries have no effect on your credit score. It doesn't hurt your credit in any way and you can find them on your personal credit reports.

Does Your Credit Score Affect Your Car Insurance?

92% of insurers now take credit into account when determining auto insurance quotes. 

Why? Taking your credit into account helps them predict their losses and the risk they are carrying by covering you.

If you have an excellent credit score, you will receive cheaper car insurance quotes compared to the quotes a driver with a bad credit score would get.

Also read: States with Cheapest Car Insurance Rates


Car Insurance Quotes: The Ultimate Shopping Guide

When it comes to getting the best deal on your car insurance rates, there are several paths you can follow in how to compare car insurance quotes. You can use car insurance comparison sites, contact a broker or agency, or simply go directly to the insurance agent to get cheap auto insurance online. Each approach has its advantages and disadvantages, but it can be hard to work out which one works best for you, given the vast choice of options.

That's why we've put together "The ultimate shopping guide for auto insurance quotes. " We've looked at 12 key parameters that you need to consider when you're looking for low-cost auto insurance, namely:

  • Time: How much time and effort is needed to source the car insurance quotes?

  • Online: Can you search for auto insurance quotes online and buy car insurance online?

  • Phone: Can you use your phone to call and get car insurance quotes?

  • Face to face: Can you source affordable car insurance via a face-to-face meeting?

  • Rates: Can you get cheap car insurance rates using this method?

  • Coverage: How good is the policy offered? How much does it fits your needs rather than providing you with insufficient coverage or coverage that is beyond what you need?

  • Choice: Can you compare car insurance rates from a range of companies?

  • Speed: How fast is it to get car insurance quotes? How long does it take to implement a new policy once you get the quotes?

  • Saving: Are there cheap car insurance quotes that offer worthwhile discounts and savings?

  • All States: Do these free car insurance quotes can be applied in all states?

  • High Risk: Is cheap insurance for young drivers, learners, and other high-risk drivers available?

  • Ease: How easy is the process when you compare car insurance quotes?

We'll consider the main pros and cons of each approach to sourcing auto insurance quotes. Then we'll use the same metrics to compare auto insurance from specific companies, brokers, and car insurance comparison sites. We've used 1 to 5 scale ratings on our review:

  • 5: Excellent

  • 4: Good

  • 3: Fair

  • 2: Bad

  • 1: Very bad


Car Insurance Quotes via Car Insurance Comparison Sites: 4.2/5

For convenience, speed, and ease of use, it's hard to beat auto insurance quotes comparison sites that offer free and instant car insurance quotes online. By simply providing information, clicking a button, and hey presto - you have a fast car insurance quotes comparison of what's on offer, making it easy to compare and contrast rates from a range of different companies and coverage options. What's not to like?

Well, there are several potential downsides to using an online comparison site. First, it may be giving undue prominence to sponsored deals which aren't necessarily the best solution for you. Second, the market coverage may be limited, meaning you could be missing out on specific deals that are only available directly. And probably most important of all, it may not be comparing like with like. Those cheap auto insurance quotes might look good on paper, but they may be hiding conditions like high deductibles or no accidental damage.

Having pointed out some of the shortcomings of online comparison sites, it's important to stress that, for the most part, they're a handy and welcome tool. These sites make it easy to compare auto insurance quotes, and if your time is limited, they're a great choice. You could spend a week phoning around all the different insurance companies, but if you end up saving yourself $25, was it worth it? Plus, the other side of the equation is that some great online deals can save you serious amounts of cash.

PROS

  • Just so quick and easy to use

  • Rates from a range of companies

  • Instant coverage is available

CONS

  • You may be missing out on certain deals, plus some companies may not be listed online on certain sites

ParameterRating
Time5
Online5
Phone3
Face to face1
Rates5
Coverage4
Choice5
Speed5
Savings5
All States4
High Risk3
Ease5

Worst and Best Car Insurance Comparison Sites Online Review

With so many car insurance quotes comparison sites to choose from, we sometimes wonder whether there's a need for a comparison site for all the online comparison sites out there!

That said, going online is the best option for auto insurance quote comparisons, and if you want to buy cheap auto insurance online, they're the way to go. You want to find the site that is most relevant to your online auto insurance needs.

Comparison sites fall into three categories: 

  • Actual insurance companies or agencies

  • Websites that genuinely compare rate

  • Lead generator sites that collect your details then send them to their partners - typically insurance companies or agents, in this instance.

In our experience, the leading sites are generally similar in terms of results and the services they offer. The most important thing you should check is how many insurance companies the website covers. Some sites are better than others in this respect, and many select their network of agents more carefully than others.

For comparison purposes, we've considered the following:

  • Type: Insurance company or agency (ICA), comparison site (CS), and lead generator (LG)

  • Online quotes: Direct availability of car insurance quotes

  • Scope: The number of companies being compared to (e.g., excellent, good, fair, poor)

  • Accuracy: Comparison of initial auto insurance quote to the final auto insurance premium payment

  • Speed: Time it takes to process auto insurance quoting

  • Ease: User-friendliness of the website

We've then given an overall score, plus our assessment of the pros and cons of each site. So here's our rating of the worst and best car insurance comparison sites:

WebsiteInsuranks Score
CoverWallet5/5
Gabi5/5
CoverHound4.8/5
Compare.com4.6/5
PolicyGenius4.6/5
Insurify4.4/5
Insuranks.com4/5
Esurance3.6/5
The Zebra3.2/5
NetQuote2.6/5
CarInsurance.com2/5
QuoteWizard2/5
Quote.com2/5
Insure.com0.8/5
EverQuote0.6/5

CoverWallet: 5/5

CoverWallet is an insurance broker and an online quotes comparison platform that will allow you to compare car insurance quotes of trusted carriers such as Chubb, Hiscox, The Hartford, etc. All you need to do is provide some basic information. 

PROS

  • Buy car insurance immediately - no need to contact the carrier providing the coverage

  • Online policy management

  • Free certificate of insurance

CONS

  • A partner of reputable insurance companies

BEST FOR: Commercial car insurance quotes comparison and purchase online 

ParameterRating
TypeComparison Site
Online quotesMostly no
ScopeExcellent
AccuracyExcellent
SpeedExcellent
EaseExcellent

Gabi Car Insurance Quotes Review: 5/5

Thanks to its ease of use and low-cost quotes, Gabi is one of the best car insurance quotes comparison sites and the highest-ranked one. Gabi is a free auto insurance comparison engine that helps you compare quotes online for your precise coverage requirements and find the best options fast from over 40 top insurance companies they've partnered with. It is a fully licensed insurance broker in all states, where its average car insurance cost is $60 per month.

PROS

  • Excellent rates; Claims it saves $961 per year on average

  • Ease of use

  • Over 40 insurance companies

  • Fast online car insurance quotes comparison

  • Offers even lower rates for home and auto insurance bundles

CONS

  • Requires a sign-up

  • Shows the cheapest rates first by default (not always the best thing)

BEST FOR: Cheap auto insurance quotes through an online comparison engine

ParameterRating
TypeComparison Site
Online quotesYes
ScopeExcellent
AccuracyExcellent
SpeedExcellent
EaseExcellent

CoverHound Car Insurance Quotes: 4.8/5

CoverHound.com has some of the best comparison technologies in the market. It also works in partnership with several other sites.

PROS

  • Excellent user experience

  • Technologically advanced

  • Provides many different coverage options from multiple companies

  • Allows you to edit your required coverage details, customize them and add coverage as you wish to receive quotes for your exact auto insurance needs

  • Automatically calculate discounts

  • Accurate final rates due to a direct relationship with 26 auto insurance carriers

CONS

  • Not available in Alaska, Hawaii, and Massachusetts

  • Some of the best car insurance providers are not included in their comparison

BEST FOR: User experience and quote accuracy.

ParameterRating
TypeInsurance Agency
Online quotesYes
ScopeGood
AccuracyExcellent
SpeedExcellent
EaseExcellent


PolicyGenius Car Insurance Quotes Review: 4.6/5

PolicyGenius.com is one of the fastest-growing, independent comparison sites and works in partnership with CoverHound. It brings an innovative, user-friendly approach to online car insurance quote shopping and comparison.

PROS

  • A fresh, innovative approach

  • Easy to use

CONS

  • Not auto insurance-focused, offering all types of insurance

BEST FOR: Bundle discounts

ParameterRating
TypeComparison Site & Insurance Agency
Online quotesYes
ScopeGood
AccuracyGood
SpeedExcellent
EaseExcellent


Compare.com Car Insurance Quotes: 4.6/5

Compare.com is a car insurance comparison shopping website and licensed agency. It is a sister company of Confused.com, a UK car insurance comparison pioneer owned by Admiral, an international insurance group. Compare.com's average car insurance cost is $79 per month.

PROS

  • Compares auto insurance rates from over 50 companies

  • Auto insurance-focused

  • Trusted brand

CONS

  • Other websites offer a greater choice of customizable options.

BEST FOR: Multiple payment options

ParameterRating
TypeInsurance Agency
Online quotesYes
ScopeExcellent
AccuracyExcellent
SpeedGood
EaseGood


Insurify Car Insurance Quotes: 4.4/5

Insurify.com is a highly innovative insurance start-up and comparison site.

PROS

  • Fills in your vehicle information based on a photo of your license plate!

  • Provides an intelligent chatbot throughout the quoting process and customer support

  • Utilizes its great technology to match you based on your individual risk profile to carriers its AI thinks is best for you

  • Has direct partnerships with leading insurers (provided results from over ten insurers)

  • Claims to save $489 per year on average

CONS

  • Less comprehensive when it comes to post quoting, aka the purchase process

BEST FOR: Comparing auto insurance quotes from large, leading car insurance companies

ParameterRating
TypeInsurance Agency
Online quotesYes
ScopeGood
AccuracyGood
SpeedExcellent
EaseGood

Insuranks.com Car Insurance Quotes: 4/5

Insuranks.com is the insurance comparison website you are currently visiting. It is an educational resource for insurance consumers that gives them higher awareness. Insuranks.com partners and ranks insurers, agencies, and even comparison sites based on customer ratings, reviews, and experiences. Its comparison tool connects you with the broadest variety of companies while educating you about them through content and customer reviews. Insuranks.com provides the best car insurance quotes you can find online.

To compare car insurance quotes through Insuranks.com, simply hop over to the top of this page and enter your ZIP code.

PROS

  • Superb coverage and choice of companies

  • Wonderfully simple

  • User-friendly interface

  • Very customer-centric and educational

  • Providing a large overview by partnering with everyone, insurance companies, agencies, brokers, aggregators, and other comparison sites

  • Customer reviews and ratings are available.

CONS

  • It doesn't list quotes

  • Only connects you to places where you can get them

BEST FOR: Education, ease of use, largest selection of insurance companies, deals you cannot find on other comparison sites

ParameterRating
TypeComparison Site
Online quotesMostly no
ScopeExcellent
AccuracyExcellent
SpeedExcellent
EaseExcellent


Esurance Car Insurance Quotes: 3.6/5

Esurance.com is a direct insurance company that is a wholly-owned subsidiary of Allstate, targeted at customers who prefer to buy insurance online or on the phone.

PROS

  • Trusted brand

  • Great interface, handy online tools, and powerful apps

CONS

  • Only provides suggestions for few other insurers, without providing real-time quotes, its sole purpose is to sell its policies rather than those of other insurers

  • Only available in 42 states at the moment, but constantly expanding

BEST FOR: Time-poor, tech-savvy users

ParameterRating
TypeInsurance Company
Online quotesYes
ScopeFair
AccuracyPoor
SpeedExcellent
EaseExcellent


The Zebra Car Insurance Quotes: 3.2/5

Zebra insurance quotes promise insurance in black and white, hence the name!

In real life, their user experience is excellent for collecting the information and required coverage details. However, receiving only one actual priced quote was disappointing, with four other options practically ads within their top 5 quotes.

After scrolling down to look at other results, five other actual-priced quotes weren't cheap at all.

When clicking on one of the results, we were transferred to the partner company's website with the information pre-filled, yet our real-life quote at the partner website was almost double the zebra car insurance quotes.

The average car insurance cost we got through The Zebra was $120 per month.

PROS

  • Simple to use, friendly interface

CONS

  • It doesn't always show actual quotes, and when it does, it wasn't accurate

BEST FOR: User-friendliness

ParameterRating
TypeComparison Site / Agency
Online quotesInconsistent
ScopeGood
AccuracyPoor
SpeedGood
EaseExcellent


NetQuote Car Insurance Quotes: 2.6/5

NetQuote.com is one of the longest established lead-generation type comparison sites.

Their lead form consists of 5 stages: vehicle, drivers, coverage, incidents, and contact information. Very user-friendly and to the point. After filling up the information, we received online ads. No accurate quotes. They also sell your lead information to their company and agent partners, who then get in touch with you to give you offers based on this information.

PROS

  • It covers other insurance types

  • Complete one user-friendly form for multiple quotes

CONS

  • Be ready to receive LOTS of calls as such sites sell your lead information to whoever pays for them

BEST FOR: Those who want to receive direct calls about car insurance rather than get it done online

ParameterRating
TypeLead Generation
Online quotesNo
ScopeFair
AccuracyPoor
SpeedExcellent
EaseExcellent


CarInsurance.com Review: 2/5

CarInsurance.com is a lead generator owned by QuinStreet Inc, an online digital marketplace pioneer. It doesn't provide online quotes, and after you fill in your details, itsimply connects you with minimal 1 to 5 auto insurance options, which you can click on to get your quotes from, but you will have to fill in your details all over again.

PROS

  • Easy to use interface

CONS

  • It doesn't provide quotes. It only sells your leads and connects you to third-party partner sites where you will have to re-enter your details all over again.

  • A very limited number of results (1 to 5)

BEST FOR: Drivers in a rush to get coverage who don't mind the poor selection and experience

ParameterRating
TypeLead Generator
Online quotesNo
ScopePoor
AccuracyPoor
SpeedExcellent
EaseExcellent


QuoteWizard Car Insurance Quotes: 2/5

QuoteWizard.com claims to compare carrier and agent rates nationally and locally. Lending Tree owns it. Its review is identical to that of Quote.com as it provides the exact experience.

PROS

  • Friendly interface

CONS

  • Matched us with one result without an online quote

BEST FOR: Friendly interface for form filling

ParameterRating
TypeLead Generation
Online quotesNo
ScopePoor
AccuracyPoor
SpeedExcellent
EaseExcellent


Quote.com Car Insurance Quotes: 2/5

Quote.com claims to provide insurance quotes from leading carriers. However, a lead generation website collects your information and matches you with its partners in real life.

After filling out their online form several times with different information, we only received two matches online of the same two leading carriers with no accurate quotes, claiming that 15 others were "below rate threshold ". Upon clicking through, we were referred to their websites with the entered information pre-filled on their website, so we just had to fill out a bit more required information to get an actual quote.

PROS

  • Intuitive and easy to use the form

CONS

  • Only matched us with two carriers online with no accurate quotes

BEST FOR: Form ease of use

ParameterRating
TypeLead Generation
Online quotesNo
ScopePoor
AccuracyPoor
SpeedExcellent
EaseExcellent


Insure.com Review: 0.8/5

Similar to CarInsurance.com, Insure.com is another comparison site owned by leading online digital company QuinStreet Inc.

PROS

  • User-friendly interface

CONS

  • Much like its sister company, CarInsurance.com, Insure.com doesn't provide rates but gives back car insurance ads after filling in their detailed form, which is then sold as a lead to their partners, which will contact you

BEST FOR: Same as Everquote.

ParameterRating
TypeLead Generation
Online quotesNo
ScopePoor
AccuracyPoor
SpeedPoor
EaseGood


EverQuote Auto Insurance Quotes: 0.6/5

EverQuote.com is one of the biggest lead generators in the insurance space.

PROS

  • Unavailable

CONS

  • It doesn't provide any quotes or added value, just car insurance ads, even very few ad options

  • Long and exhausting form filling that doesn't end up with any quotes, only with ads, they then sell your information as a lead to anyone that buys it from them, beware

BEST FOR: Drivers who want their lead information sold to auto insurance carriers and agents through EverQuote.

ParameterRating
TypeLead Generation
Online quotesNo
ScopePoor
AccuracyPoor
SpeedPoor
EaseFair


Auto Insurance Quotes via Agents and Brokers: 3.9/5

One of the greatest disadvantages of the Internet is that it's made us forget the value, pleasure, and security of doing business face to face. You can use your computer to get cheap car insurance quotes online or make a call on your phone. But, sometimes, nothing beats the experience of a good old-fashioned personal business relationship.

Using a broker or an agency to get free car insurance quotes sometimes offers many advantages over buying car insurance online. Yes, the process usually takes a little longer, particularly initially, but over time, you may find that using a broker or agent will save you time.

Before going any further, it's essential to explain the difference between an insurance broker and an insurance agent. A broker is fully independent and can recommend solutions from any insurance company that allows brokers to sell their policies. In that respect, the broker is working for you, the buyer. They make their money through commissions or fees on the products they sell.

An agent, on the other hand, is an extension of the insurer. A captive agent typically represents one or two companies, whereas an independent agent works on behalf of multiple insurers. Some captive agents are salaried, but for the most part, agents also make their money through commissions or fees on the products they sell. By the way, both brokers and agents should provide you with details of their commission structures on any products they sell.

But regardless of commissions and fees, both brokers and agencies are insurance experts. It's their business to know about all the policy options, latest offers, and new product developments. They know the auto insurance market inside out, and you can benefit directly from their experience. They'll take the time to talk to you so they fully understand your exact needs and can then recommend affordable auto insurance that suits you down to the ground.

There's more. The advice they offer is impartial, and because of their wide knowledge and experience, they'll often recommend companies or deals that you didn't even know existed. Brokers and agents also offer proactive advice and are on hand to provide expert assistance in the event of a claim. If you're a people person who wants a quality auto quote, an agent or broker is the way to go.

Having listed all the advantages of using an agent or broker, are there any downsides? The answer is a coded yes. The most obvious drawback is that using a broker typically takes up more of your time.

By going online, on the other hand, you can compare cheap auto insurance quotes online at the click of a mouse. Using an agent or broker is a more drawn-out process, although that's not necessarily a problem for many people.

But there's also another potential issue. When choosing an agent or broker, you want to make sure that you get a good one! As with any line of work, there are highly professional insurance brokers and agents out there, but some are not so good. You can make your judgments, but in our experience, the best idea is to ask people you know for a personal recommendation.

PROS

  • You can benefit directly from their expertise and market knowledge

  • Choice of coverage from many different companies

  • The personal touch

CONS

  • It takes time, plus the risk of choosing a dud broker or agent

ParameterRating
Time1
Online2
Phone5
Face to face5
Rates5
Coverage5
Choice5
Speed3
Savings5
All States3
High Risk5
Ease3


Direct Car Insurance Quotes via Insurers: 3.7/5

When looking for free auto insurance quotes, one of the best ideas is to contact insurance providers directly. Although you could use one of the price comparison sites to look for cheap car insurance online, there are some disadvantages. Firstly, some insurers don't feature on such sites, and secondly, specific deals are only available if you go direct.

Of course, the biggest downside to contacting companies directly is that it takes a lot of time and effort on your part. The attraction of finding a great deal by going direct rather loses its appeal when you have to repeat all your details for the 15th time!

That said, you can be smart and short circuit the process. How so? By asking your friends, family, and colleagues who they use for their auto insurance. Their advice will be based on real-life experience and is guaranteed to be impartial. Armed with their recommendations, it's much easier to draw up a more focused target list of companies to contact.

PROS

  • Often, you can get the best deals by going direct

  • You're not paying commission to a broker or online site

  • Greater choice and flexibility on policy options

CONS

  • It takes a lot of effort on your part to contact every single company

ParameterRating
Time1
Online5
Phone5
Face to face3
Rates5
Coverage3
Choice1
Speed5
Savings5
All States5
High Risk5
Ease1

Direct Car Insurance Companies Comparison

We've selected some of the best car insurance companies and providers in America and compared them on our range of metrics. Here's our review of getting direct car insurance quotes from the best, cheap auto insurance companies.

Direct Car Insurance Quotes Comparison: Companies & Rates Table

CompanyInsuranks ScoreAverage Monthly QuoteBest For
NEXT5/5$62.5 Commercial auto insurance for independent professionals 
Hiscox4.9/5$64Commercial auto insurance with worldwide coverage
Progressive4.8/5$63Coverage standards and high risk drivers
USAA4.75/5$35Military people and their families
GEICO4.5/5$50Cheap car insurance rates
State Farm4.5/5$52Peace of mind
Amica4.5/5$100Customer satisfaction
Travelers4.5/5$100Tailored car insurance policies at affordable rates
MetLife4.4/5$130New car owners
Nationwide4.3/5$120Poor credit
Allstate4.3/5$110Customer service & coverage options
Erie4.1/5$87New drivers
Root3/5$65Low rates; Millennials looking to get rewarded for improving as drivers
Mercury3.9/5$70Basic coverage rates
ClearCover3.8/5$55Technology-centric car insurance
Farmers3.7/5$125Teenagers and young drivers
Freeway3.7/5$100High-risk drivers, Spanish speakers & SR22
Costco Ameriprise3.7/5$86Discounts
Safe Auto3.5/5$110High-risk drivers


NEXT Auto Insurance Quotes

NEXT only sells commercial auto insurance. This company provides fast online quotes within minutes. Also, discounts apply if you choose to buy other business insurance policies from this company. 

Average car insurance cost per month : $62.5

PROS

  • Responsive agents

  • Fast quotes

  • Policy cancellation with no charges

CONS

  • Has a lot of customer complaints in BBB

BEST FOR:Commercial auto insurance for independent professionals

ParameterRating
Time5
Online5
Phone5
Face to face5
Rates5
Coverage3
Choice4
Speed5
Savings5
All States3
High Risk5
Ease5


Hiscox Auto Insurance Quotes: 4.9/5

Hiscox is another insurance company that only offers commercial auto insurance. This company provides worldwide coverage for commercial vehicles.

Average car insurance cost per month: $64

PROS

  • Worldwide coverage

  • Accurate quotes

  • No hidden charges 

CONS

  • Poor third party reviews

BEST FOR: Commercial auto insurance with worldwide coverage

ParameterRating
Time4
Online3
Phone5
Face to face5
Rates4
Coverage3
Choice4
Speed3
Savings5
All States3
High Risk5
Ease5


Progressive Car Insurance Quotes: 4.8/5

Progressive is the 3rd largest car insurance provider in America. To get your Progressive auto insurance quote, visit Progressive.

Average car insurance cost per month : $63

PROS

  • Excellent coverage as standard

  • Unbelievable choice of options

  • Brilliant range of online resources, including the quote tool

CONS

  • Not the best for high-risk drivers

BEST FOR: Setting fantastic standards for any coverage.

ParameterRating
Time5
Online5
Phone5
Face to face5
Rates5
Coverage5
Choice5
Speed5
Savings5
All States5
High Risk3
Ease5

Read more: How much is Progressive car insurance cost.


USAA Car Insurance Quotes: 4.75/5

USAA is the leading provider of insurance to military members, veterans, and their families, known for its excellent rates and reliability. To apply for your USAA auto insurance quote, visit USAA.

: $35

PROS

  • Great deals for military personnel and their families

  • Excellent reputation for customer service

  • Useful additional benefits

  • Among the cheapest car insurance quotes

CONS

  • Not open to non-military customers

BEST FOR: Military members, veterans, and their families.

ParameterRating
Time5
Online5
Phone5
Face to face5
Rates5
Coverage5
Choice3
Speed5
Savings5
All States5
High Risk4
Ease5

Read more: How much is USAA car insurance cost


AAA Auto Insurance Quotes: 4/5

AAA (American Automobile Assurance) doesn't provide insurance but offers some great auto insurance policies via its partners. To read reviews and apply for AAA auto insurance quotes, visit AAA Insurance.

Average car insurance cost per month : $100

PROS

  • Great personal service

  • Some useful additional benefits

  • Very competitive rates for AAA members

CONS

  • Insurance is provided via a third party

ParameterRating
Time3
Online5
Phone5
Face to face5
Rates5
Coverage3
Choice3
Speed5
Savings5
All States3
High Risk3
Ease3


GEICO Car Insurance Quotes: 4.5/5

GEICO is the 2nd largest provider of auto insurance in America. To apply for your GEICO auto insurance quote, visit GEICO.

Average car insurance cost per month: $50

PROS

  • Trusted brand

  • Excellent customer service

  • User-friendly website and app

  • Great rates

CONS

  • Only available direct

BEST FOR: Cheap car insurance rates

ParameterRating
Time5
Online5
Phone5
Face to face5
Rates5
Coverage5
Choice1
Speed5
Savings5
All States5
High Risk3
Ease5

Read more: How much is GEICO car insurance cost


Travelers Car Insurance Quotes: 4.5/5

Travelers is a long-established, top 10 company in car insurance. To get your Travelers auto insurance quote, visit Travelers.

Average car insurance cost per month : $100

PROS

  • Excellent multi-policy discounts

  • Easy to tailor your policy

  • Trusted brand

CONS

  • Certain features not available in some states

BEST FOR: Drivers who require an affordable car insurance policy that's tailored to their specific needs from a trusted company.

ParameterRating
Time5
Online5
Phone5
Face to face5
Rates5
Coverage5
Choice1
Speed5
Savings5
All States3
High Risk5
Ease5


Amica Auto Insurance Quotes: 4.5/5

Amica is America's longest-established mutual insurer of automobiles. To apply for your Amica auto insurance quote, visit Amica.

Average car insurance cost per month: $100

PROS

  • Fantastic customer service

  • Excellent choice of auto insurance policies and coverage options

  • Still a mutual

CONS

  • Not available in all states

ParameterRating
Time3
Online5
Phone5
Face to face5
Rates5
Coverage5
Choice5
Speed5
Savings5
All States3
High Risk5
Ease4


State Farm Car Insurance Quotes: 4.5/5

State Farm is the number one provider of car insurance in America. To get your State Farm auto insurance quote, visit State Farm.

Average car insurance cost per month: $52

PROS

  • Top brand

  • Personalized service

  • Great coverage

  • Cheap rates

  • Mutual

CONS

  • Not enough choice of coverages

  • Not the ideal company for high-risk drivers

BEST FOR: Drivers who want to be on the safe side and seek the peace of mind that there is a reliable company behind them, that they are well covered and get good service

ParameterRating
Time5
Online5
Phone5
Face to face5
Rates5
Coverage5
Choice1
Speed5
Savings5
All States5
High Risk3
Ease5

Read more: How much is State Farm car insurance cost


MetLife Car Insurance Quotes: 4.4/5

MetLife has been providing insurance services to customers since 1863. To apply for your MetLife auto insurance quote, visit MetLife Insurance.

Average car insurance cost per month : $130

PROS

  • Reasonable rates via workplace affiliations

  • Great range of policies and options

  • Trusted brand

CONS

  • Customer service can be patchy at times

BEST FOR: New auto owners.

ParameterRating
Time5
Online5
Phone5
Face to face5
Rates3
Coverage5
Choice1
Speed5
Savings5
All States5
High Risk3
Ease5


Nationwide Car Insurance Quotes: 4.3/5

Nationwide is one of the top 10 car insurance companies in America. To apply for your Nationwide auto insurance quote, visit Nationwide.

Average car insurance cost per month: $120

PROS

  • The online quote tool is really good

  • Some nice add-ons, perks, and additional resources

  • Easy to do business with

CONS

  • Some policies lack flexibility

BEST FOR: Drivers with poor credit.

ParameterRating
Time5
Online5
Phone5
Face to face5
Rates2
Coverage3
Choice1
Speed5
Savings5
All States5
High Risk5
Ease5


Allstate Auto Insurance Quotes: 4.3/5

Allstate is one of the top 4 auto insurance companies in America. To apply for your Allstate auto insurance quote, visit Allstate.

Average car insurance cost per month: $110

PROS

  • Super local service via agents

  • Great range of auto insurance policies

  • It covers all your insurance needs

CONS

  • Quality comes at a price

BEST FOR: Customer service & coverage options

ParameterRating
Time3
Online5
Phone5
Face to face5
Rates5
Coverage5
Choice2
Speed5
Savings3
All States5
High Risk3
Ease5

Read more: How much does Allstate car insurance cost?


Mercury Car Insurance Quotes: 3.9/5

Mercury is one of the best providers of low-cost car insurance. To apply for your Mercury auto insurance quote, visit Mercury.

Average car insurance cost per month: $70

PROS

  • Affordable rates

  • Good for military families

  • Wide range of discounts

CONS

  • Coverage is fairly basic compared to some competitors

  • Only available in a limited number of states

BEST FOR: Low-maintenance drivers who seek cheap car insurance rates on very basic coverage.

ParameterRating
Time4
Online5
Phone5
Face to face5
Rates5
Coverage3
Choice1
Speed5
Savings5
All States1
High Risk3
Ease5


ClearCover Car Insurance Quotes: 3.8/5

ClearCover is one of the newer players on the market and has a great technology focus. To apply for your ClearCover auto insurance quote, visit ClearCover.

Average car insurance cost per month : $55

PROS

  • Great for techies!

  • Competitive car insurance rates

  • Innovative approach

CONS

  • Not available in all states

BEST FOR: Technology-centric car insurance

ParameterRating
Time5
Online5
Phone5
Face to face1
Rates5
Coverage3
Choice1
Speed5
Savings5
All States3
High Risk3
Ease5


American Family/Costco Ameriprise Car Insurance Quotes: 3.7/5

American Family Insurance provides Costco Ameriprise for Costco members. To apply for a Costco Ameriprise auto insurance quote, visit Costco.

Average car insurance cost per month: $86

PROS

  • Excellent rates and savings

  • Standard coverage is generous

  • Additional benefits for members

CONS

  • Online experience on both website and app could be better

BEST FOR: Discounts

ParameterRating
Time3
Online3
Phone5
Face to face1
Rates5
Coverage5
Choice1
Speed5
Savings5
All States5
High Risk3
Ease3


Farmers Car Insurance Quotes: 3.7/5

Farmers is one of the top ten providers of car insurance in America. To apply for your Farmers auto insurance quote, visit Farmers.

Average car insurance cost per month : $125

PROS

  • Wide range of customizable products

  • Excellent local presence

  • Good one-stop-shop

CONS

  • The quality of customer service can depend on how good your agent is

BEST FOR: Teenagers and young drivers

ParameterRating
Time3
Online5
Phone5
Face to face5
Rates3
Coverage5
Choice1
Speed5
Savings5
All States5
High Risk3
Ease4


Freeway Car Insurance Quotes: 3.7/5

Freeway Insurance is America's largest privately-owned insurance distribution company. To apply for your Freeway Insurance auto insurance quote, visit Freeway Insurance.

Average car insurance cost per month: $100

PROS

  • Wonderfully easy-to-use website

  • Low rates

  • Good for high-risk drivers

CONS

  • Charge a fee for their services, plus the coverage is via a third party

BEST FOR: High-risk drivers, Spanish speakers, and SR22

ParameterRating
Time5
Online5
Phone5
Face to face3
Rates5
Coverage3
Choice5
Speed5
Savings5
All States3
High Risk5

Ease
5


Liberty Mutual Car Insurance Quotes: 3.5/5

Liberty Mutual is one of the biggest and longest-established auto insurance companies. To apply for your Liberty Mutual auto insurance quote, visit Liberty Mutual.

Average car insurance cost per month: $150

PROS

  • Outstanding online experience via website and apps

  • Will consider high-risk drivers

CONS

  • Not the best rates we found

  • Only available direct

  • Denies too many claims

  • Customers complain about bad customer service

BEST FOR: Teen drivers

ParameterRating
Time5
Online5
Phone5
Face to face5
Rates1
Coverage3
Choice1
Speed3
Savings1
All States5
High Risk4
Ease5


Safe Auto Insurance Quotes: 3.5/5

SafeAuto specializes in providing car insurance to customers who may not source it elsewhere, such as high-risk drivers. To get a Safe Auto car insurance quote, visit Safe Auto.

Average car insurance cost per month: $110

PROS

  • Flexible coverage is available

  • Good for high-risk drivers

CONS

  • Customer service is not always the best

BEST FOR: High-risk drivers

ParameterRating
Time4
Online3
Phone3
Face to face3
Rates3
Coverage4
Choice2
Speed5
Savings5
All States3
High Risk5
Ease3

.

Root Car Insurance Quotes: 3/5

Root is a new and innovative player in the car insurance market that bases its rates on driver behavior and rewards good drivers through an AI-based app that tracks your driving. To download the app and apply for your Root auto insurance quote, visit Root Car Insurance.

Average car insurance cost per month: $65

PROS

  • Low rates

  • Rewards safe drivers

  • Some excellent benefits included roadside assistance

CONS

  • Quote process is slow and requires a test drive for several weeks where the Root app's AI measures your driving habits initially

  • Doesn't accept bad or high-risk drivers to maintain a high quality

  • Not available in all states

BEST FOR: Cheap car insurance rates and millennial drivers looking to become better drivers and get rewarded for it with even better rates!

ParameterRating
Time1
Online5
Phone3
Face to face1
Rates5
Coverage3
Choice3
Speed3
Savings5
All States1
High Risk1
Ease5


Check out our review of the  best and cheapest car insurance companies of 2022


Car Insurance Quotes Comparison Guide: Wrapping It Up

Whether you buy your car insurance directly, online, or broker, each approach has advantages and disadvantages. Which route works best for you depends on your specific needs, technical skills, time constraints, and whether you value service and personal touch over cheap car insurance rates and discounts. We hope the insights here help you make the best choice for yourself regarding comparing auto insurance quotes to get you on the road fast, protect you well and fit your budget. You are, of course, invited to use our car insurance quotes comparison tool.

Car Insurance Quotes Comparison MethodInsuranks Score
Comparison Sites4.2/5
Agents & Brokers3.9/5
Direct 3.7/5

Compare Cheap Car Insurance Quotes Online

Get all the best quotes from leading providers in a click of a button!

The Perks of Comparing Auto Insurance Quotes

Comparing auto insurance quotes will give you a more comprehensive view of your options. Well, a wide variety of choices will easily overwhelm you at first. Your decision-making may get clouded, but you have to decide on an insurance product and company that fits you.

Some insurance companies would bombard you with attractive options, even discounts or freebies. However, you must dismiss that "halo effect " and decide what car insurance coverage matches your actual needs, budget and profile.

Rates would also differ because it depends mainly on certain factors such as credit history, age, gender, car type and value, driving record, location or ZIP code, number of miles per year, state, and a whole lot of other factors.

With that in mind, it would be impossible to compare the quotes of a 20-year-old male from Hawaii with the auto insurance prices a 60-year-old female driver from Michigan would receive. Many variables would be counted in to determine the auto insurance rates for a specific client or individual.

When comparing rates, after making sure you have all your needs covered, check the company's average score, as well as car insurance promos or discounts that you may qualify for. Once you have shortlisted some of the best car insurance companies with the right auto insurance coverage, products, rates, and ratings, you should do a background check and read some reviews and ratings that other customers have left on their company page.

This will help you gain a more refined or realistic perspective of what the company can offer and treat its clients and policyholders. While the advertising mumbo jumbo can reel you into a company's offers, feedback from real users would give you a fresh and real-time perspective on the credibility, performance, service, coverage, and trustworthiness of an auto insurance company.

When shopping for car insurance, you are most likely to choose a titan in the industry or a reputable, large, well-known auto insurer. Well, this makes sense. After all, you would want to invest in a company that has earned its stripes in the industry. A company's staying power has a lot to say about its resilience, financial strength, and relevance in the market. It is assumed that large-scale auto insurance companies are sometimes more resilient and more likely to afford to pay your claims. But this is not always true, and this is why you should check a company's online reputation and reviews by their customers ahead of choosing it.

On the other hand, some perks follow through by signing up with a smaller car insurance company. These startups can offer a fresh, modern, digital, and customized service to their clients because the young blood in the industry tends to bring innovation and personalization first in their roster of services, along with other things.

Car Insurance Quotes Comparison Tips

  • Dig up more information on this website about car insurance companies and understand their online reputation. Read customer reviews, ratings, and testimonials online and observe how their customers have experienced them. This reveals a lot about the company's overall experience and reliability.

  • Check on your state's insurance department to determine the car insurance type mandated by law. In general, most states would require liability insuranceand minimum coverage for property damage and bodily injury.

  • Ask for recommendations and referrals from family and friends regarding auto insurance companies and agents. Word-of-mouth remains a powerful determining factor when deciding on what car insurance company to trust.

  • Get maximum auto insurance quotes from as many different companies as possible: Request product brochures and quotes from different insurance companies through this website or a local agent/agency and then compare them one by one. You want all of the options on your table before making such an important decision. What's the rate? What does it cover? How reputed is the company? Pay more attention to the little details such as payment options, deductibles, exclusions, discounts, and hidden fees.

  • Make a shortlist of your preferred car insurance providers, quotes, and offers and then verify their legitimacy and licensure with your state's insurance department.

  • Take note of some questions you might have about the car insurance coverage and other details. Ask car insurance company representatives and/or agents if your credit history would affect rates in different companies, if the coverage would cover rental cars when traveling, or if speeding ticket/driving history would affect the premium.

  • Prioritize paying your premiums on time. Non-payment of premiums could result in a lapse in your vehicle insurance coverage. There are auto insurance carriers who would offer direct withdrawal from your checking account to prevent lost coverage.


How To Get The Cheapest Car Insurance Quotes?

Some factors that are out of your control determine your car insurance quotes, like your gender and age. However, you have total control of a couple of factors, like your credit score, driving record, mileage, type or brand of car, and the amount of car insurance coverage.

Basically, your car insurance cost would depend on the risk factors auto insurance providers take into account. So, they would want to weigh in on the probability that you'll be filing claims on your car insurance.

To get the cheapest car insurance quotes, you must research and compare quotes from different car insurance companies. At the beginning of this guide, we provided a list of inexpensive car insurance companies with an average car insurance cost of $100 per month or less and their rating. This list should help you look into the car insurance providers that combine that good match of affordability with excellent customer service.

You also have to check on your credit report and driving record to ensure it's clean and in good standing. A car insurance company would assess your likelihood of getting into an accident and filing claims. So, if you have citations for DUI, incurred accidents, or other driving violations, you will be considered a high-risk client and would have higher insurance rates than someone who has a clean driving record and high credit score.

If you're a safe driver, several car insurance companies would give you discounts for that, plus also get lower rates over time. An app is used to monitor and assess your driving behavior, which will be the basis for discounts.

Also, if you happen to have a costly car repair and mechanical breakdown car, then your car insurance rates would also increase. However, with older cars, your car insurance company could give you discounts or a reduction in prices.

Choosing the lowest amount of auto insurance coverage also helps you save on your car insurance fees. You may also opt to choose a higher deductible, which translates to less risk for your auto insurance company and minimal costs for you.

Another option to get cheap auto insurance quotes is to take advantage of your company's auto insurance discounts. Discounts such as paperless billing, good student discounts, multi-policy discounts, and multi-car discounts will give you more savings on your auto insurance fees.


What is Car Insurance?

Car insurance is a contract between you and an auto insurance company. In exchange for a premium, the company covers the potential cost of possible damages and financial loss resulting from driving and vehicle ownership.

We've all been there; accidentally bumping into a car while trying to back into a parking spot, stopping short, and getting rear-ended - the list of car accident possibilities is seemingly endless. But one thing is for sure, getting the damage fixed can be incredibly costly if you are not covered!

But that's where auto insurance comes into play. There are many different types of auto policies ( such as bodily injury and property damage, the two main facets that auto insurance policies cover). Some typical cover accidents. Others consider vehicle theft, weather risks, bumping into animals, and depreciating car values.

If you're reading this right now, then the chances are that you've been wondering how to choose car insurance, or you're wondering exactly what does car insurance covers. Here, we'll give you a quick crash course in car insurance. Below, we'll discuss the following:

  • What does car insurance cover?

  • The difference between basic liability and full coverage insurance.


What Does Car Insurance Cover?

The law requires all drivers to maintain an auto insurance policy while driving a vehicle on public roadways. While this may seem a bit unfair, you also have to consider that we're living in America where two truths are evident:

  • Medical and hospital costs are incredibly high.

  • Cars and automobiles are costly.

Without insurance, a small two-driver car crash with no fatalities can easily cost the two drivers upwards of $15,000 or more after paying for medical bills and vehicle repairs! The average cost for an ambulance ride alone can be upwards of $300 per mile. Repairingthe front end on a car can easily cost $2,000 to $3,000, not including anything else that may have been damaged.

Car insurance ensures that drivers only have to pay a small amount out of pocket in the event of an accident. This is known as your deductible. For example, if you have a $1,000 deductible and sustain $8,000 worth of damages to your car, then you'll pay $1,000, and your insurer will pay the remaining $7,000 (if you're at fault, that is).

Car insurance also ensures that the other driver is covered as well. For example, if you're found at fault and crash into somebody else, your insurance will pay for their medical bills so that you don't have to face a lawsuit and pay for their medical bills out of pocket.

We suggest you take a minute to think aboutyourrisk as a driver to the car insurance company.

  • Are you a new driver?

  • Living in a place with lots of potholes?

  • Driving an old car?

  • Or maybe just a bad driver?


All of this impacts your auto premiums. This shouldn't deter you, however. The cost of a car accident is still much higher!

Car accidents cost the United States about $231 billionevery year. Yes, you read that right. And accidents usually cost in the thousands. That's why being covered is so important and mandatory in most states.

Your policy will have liability coverage limits. In auto insurance, this limit is usually broken down into three components:

  • The maximum amount of money the insurance company will spend on your injuries

  • The maximum amount of money the insurance company will spend on people you injure

  • The maximum amount of money the insurance company will spend on property damage

Be sure to know what the liability limits are on your auto insurance plan.

While there are different levels of auto insurance, they are typically broken down into:

  • Basic liability coverage

  • Full coverage

What does car insurance covers will depend if you bought it as a basic liability coverage or full coverage. Let’s discuss how these two work.


Basic Auto Liability Policy

The purpose of a basic liability policy is to cover expenses if ever you caused a vehicular accident and are responsible for the losses or damages sustained by third parties.

When owning a car, it’s a requirement to be covered for the state-mandated insurance minimums. Each state has laws that regulate how much coverage each driver must be insured for, which you can view here. You'll generally pay more for coverage in states that have a high percentage of automotive accidents and less in states with a lower percentage of accidents.

Basic liability insurance typically doesn't cover your personal costs. It only helps you pay for the losses of damages of third parties.

By the way, a basic auto liability insurance policy for your car can be categorized as bodily injury liability coverage or property damage liability coverage.


Bodily Injury Liability Coverage

Pays for the other driver's medical bills and compensation (if you're at fault).


Property Damage Liability Coverage

Pays to repair the other driver's vehicle (if you're at fault).


Full Coverage Policy

Full coverage policies don’t only cover your liability for vehicular accidents. It offers a plethora of coverages for your vehicle such as:

  • Personal injury protection

  • Medical payments coverage

  • Liability coverage

  • Physical damage coverage

  • Gap insurance

  • Rental coverage

  • Uninsured/underinsured motorist coverage

While these are usually double or triple the cost of a basic liability policy, full coverage policies are worth it because they’re designed to be an all-inclusive protection that covers almost everything that could happen to your vehicle. Below is a quick explanation of the different full coverage auto insurance types and coverage options


Personal Injury Protection

There are currently twelve "no-fault states" where drivers must pay for their medical bills. In these states, drivers must have personal injury protection (PIP) coverage added to their basic liability policy to cover the costs of any injuries sustained in an accident.


Medical Payments Coverage

If you're in a non “no-fault” state, then medical payments coverage is what you need to get instead of personal injury protection. Medical payments coverage works the same way as personal injury protection but has a more limited scope.


Liability coverage

Full coverage includes all of the basic liability coverages listed above that cover the other driver's vehicle and medical bills.


Physical Damage Coverage

Physical damage coverage covers expenses if your car gets damaged. This can be categorized as collision and comprehensive coverage:

  • Collision physical damage coverage covers expenses if your vehicle incurred damage after colliding with another vehicle or an object. Read more aboutcollision insurance coverage.
  • Comprehensive physical damage coverage covers expenses if the damage to the vehicle is due to non-collision accidents such as theft, windstorm, vandalism, hail, fire, and other covered perils

Uninsured/Underinsured Driver Coverage

It covers your repairs and medical bills if you're hit by somebody who doesn't have insurance or who doesn't have enough insurance to cover your costs. Read more about uninsured/underinsured driver clause coverage.


GAP Insurance

If you financed your vehicle and it's declared a " total loss " by the insurance company, GAP insurance pays off the remainder of your auto loan.


Rental Coverage

It covers the cost of renting a vehicle if your car is getting repaired or declared a total loss.


Do I Need Car Insurance?

Yes, you do. A valid car insurance policy is required by law.

The only state where car insurance is not required by law is New Hampshire. Still, you must be able to prove that you can afford to cover the damages in case an at-fault accident occurs, which can cost thousands upon thousands of dollars, to meet New Hampshire motor vehicle financial responsibility requirements


Is It Safe to Buy Car Insurance Online?

Generally yes, you can safely buy car insurance online and it is recommended by theNational Association of Insurance Commissionersin order to get lower rates through good car insurance quotes comparison.

However, as you are sharing important information when buying car insurance online such as your social security number, which insurers need to check your driving record, it is recommended to follow these safety tips to reassure your online safety when buying car insurance:

  • Make sure you buy on a secure website with a high level of encryption

  • Make sure you are using a browser with a high level of encryption - normally the latest versions of Google Chrome, Safari, Firefox, and Explorer will do

  • Carefully check their reviews

  • Avoid spam sites

  • Use a credit card or a secondary debit card since it offers identity theft protection - just make sure that there are no fraudulent charges on the card

  • Check the insurance company's security and privacy pages


What's Next?

  • Make a list of your needs. What are you looking for? What is not important to you? Which of the auto insurance plan types best suits your needs?

  • Determine your risk based on the factors we discussed.

  • Compare a maximum number of quotes, companies, and plans, to ensure that you have all of the options on your table and that you only find the best, most affordable, and reliable car insurance near you that is the most suitable for you and your needs.

  • Don't hesitate to reread this page and go through other car insurance-related resources that are linked below. Education is key when it comes to auto insurance!

To sum up, driving and vehicle ownership can be fun and exciting. For many, a vehicle can reduce the time spent commuting to work or allow individuals to travel more flexibly around a town, city, state, and even a country.

Vehicle ownership is liberating - let's keep it this way by driving safely, avoiding car accidents, and having the best coverage for unexpected financial expenses.

And now that you're well aware of the bigger picture, it's time for you to purchase the best car insurance online by comparing quotes!


References

  • How long does it take to get car insurance quotes?

  • Do car insurance quotes affect your credit score?

Safe Driving Resources


Recent Reviews

Recent Posts