AVERAGE CAR INSURANCE COST: HOW MUCH IS CAR INSURANCE?

The average car insurance cost is an important factor every driver should take in to consideration, and this is what this page addresses. We provide up to date information regarding the average car insurance cost in the U.S. in 2021 as per our research and answer different common (and less common) questions, issues and concerns regarding the average auto insurance cost, per month and per year, across the United States of America.

Wondering 'how much does auto insurance cost?', we got you covered. Read on!

It is important to note that while these rates present the average cost of auto insurance, car insurance premium rates vary greatly and depend on many factors, from how clean is your driving record , how good is your credit score , your vehicle type , how many years you've been driving, what is your age and gender, state and geographical area and how much car insurance coverage you actually bought, to the risk your auto insurer carries by covering you, how much you actually drive, where do you drive to and more.

Explore our great research:

AVERAGE AUTO INSURANCE COST PER MONTH/YEAR BY CAR MANUFACTURER

Tesla insurance cost

Ford mustang insurance cost

Honda civic car insurance cost

BMW insurance cost

Dodge Charger insurance cost

Lamborghini insurance cost

Toyota Corolla insurance cost

Ford Focus insurance cost

Chevy Cruze insurance cost

Honda Accord insurance cost

Ferrari insurance cost

Hyundai Elantra insurance cost

Nissan Altima insurance cost

Nissan Sentra insurance cost

Toyota Camry insurance cost

Volkswagen Jetta insurance cost

AVERAGE CAR INSURANCE COST PER MONTH/YEAR WITH DIFFERENT COMPANIES

How much is Allstate car insurance? cost, rates & quote

How much is GEICO car insurance? cost, rates & quote

How much is Progressive car insurance: cost & rates

How much is State Farm car insurance: cost & rates

How much is USAA car insurance: cost, rates & quote

AVERAGE CAR INSURANCE COST PER MONTH/YEAR IN DIFFERENT STATES

Average car insurance cost California: How much is car insurance in California?

SR22 Insurance Cost

Cheapest Cars To Insure

Cheap Car Insurance Quotes

HOW MUCH DOES CAR INSURANCE COST PER MONTH: AVERAGE CAR INSURANCE COST PER MONTH

If you recently asked yourself:

how much is car insurance?
how much is the average car insurance cost?
how much is car insurance per month?

You will find out a lot of data that answers these questions in detail as well as many other questions on this research.

According to our research, the overall national average car insurance cost per month in all states in the U.S. in 2021 is approximately $113 per month or $1348 a year.

That doesn't necessarily mean that this is also going to be your monthly auto insurance cost, because car insurance quotes vary based on many factors as well as a personal rating system and risk management by auto insurers.

Getting minimum liability coverage, 25/50 for example, will make sure your monthly rates are low. In order to get a $39 car insurance monthly cost, you will actually have to pass on comprehensive and collision coverage and keep your limits and coverage at a minimum. This is not something we recommend, as it doesn't really give you a good enough coverage. It is a lot better to get full coverage car insurance that sufficiently protects your driving interests in case something happens from every direction and combines the minimum state coverage requirement, comprehensive insurance and collision insurance coverage.

HOW MUCH DOES CAR INSURANCE COST PER YEAR: AVERAGE CAR INSURANCE COST PER YEAR

Still wondering how much should my car insurance cost and

Below are some examples of the average vehicle insurance cost of different driver types. The chart shows the annual average cost of car insurance depending on the type of driver or given a certain circumstance, this along with other information in this page should give you a good enough idea of how much is auto insurance, how much is it to insure a car and how much should i be paying for car insurance.

Driver Status	Average Annual Rate
Good credit	$951
After speeding ticket	$1268
Poor Credit	$1671
An at-fault total loss	$1231
Married couple	$2032
After a DUI	$1687
Married couple with teenager	$2904

HOW MUCH IS FULL COVERAGE INSURANCE: AVERAGE FULL COVERAGE CAR INSURANCE COST PER MONTH/YEAR

Full coverage car insurance normally combines comprehensive and collision coverages with the minimum liability coverage requirement of each state. Based on our research, the national average full coverage car insurance cost in 2021 is $144 per month or $1,723 per year .

The cheapest full coverage car insurance can be found in Maine and New Hampshire, both with an average full coverage car insurance cost of $92 per month or $1,100 per year.

The most expensive state for full coverage insurance is Michigan, where the average costs reach approximately $263 per month or $3,150 yearly.

See more in the chart.

State	Full Coverage per month	Full Coverage per year
Alabama	$142	$1,700
Alaska	$129	$1,550
Arizona	$150	$1,800
Arkansas	$146	$1,750
California	$142	$1,700
Colorado	$163	$1,950
Connecticut	$171	$2,050
DC	$183	$2,200
Delaware	$158	$1,900
Florida	$179	$2,150
Georgia	$154	$1,850
Hawaii	$133	$1,600
Idaho	$108	$1,300
Illinois	$129	$1,550
Indiana	$104	$1,250
Iowa	$113	$1,350
Kansas	$142	$1,700
Kentucky	$196	$2,350
Louisiana	$217	$2,600
Maine	$92	$1,100
Maryland	$150	$1,800
Massachusetts	$121	$1,450
Michigan	$263	$3,150
Minnesota	$133	$1,600
Mississippi	$142	$1,700
Missouri	$150	$1,800
Montana	$163	$1,950
Nebraska	$125	$1,500
Nevada	$200	$2,400
New Hampshire	$92	$1,100
New Jersey	$167	$2,000
New Mexico	$133	$1,600
New York	$171	$2,050
North Carolina	$119	$1,425
North Dakota	$133	$1,600
Ohio	$100	$1,200
Oklahoma	$150	$1,800
Oregon	$125	$1,500
Pennsylvania	$142	$1,700
Rhode Island	$171	$2,050
South Carolina	$138	$1,650
South Dakota	$138	$1,650
Tennessee	$125	$1,500
Texas	$150	$1,800
Utah	$125	$1,500
Vermont	$117	$1,400
Virginia	$100	$1,200
Washington	$133	$1,600
West Virginia	$138	$1,650
Wisconsin	$113	$1,350
Wyoming	$150	$1,800

HOW MUCH IS LIABILITY INSURANCE FOR A CAR: AVERAGE LIABILITY CAR INSURANCE COST PER MONTH/YEAR

How much does liability insurance cost for a car? the average liability car insurance coverage cost for American drivers is approximately $550 per year or $46 per month for liability car insurance that includes both bodily injury liability and property damage liability insurance coverage.

HOW MUCH IS MINIMUM LIABILITY CAR INSURANCE COVERAGE BY STATE: AVERAGE COST PER MONTH/YEAR

We bolded the cheapest and most expensive states for average minimum liability car insurance coverage cost.

State	Minimum Liability Insurance Cost Per Year
Alabama	$600
Alaska	$450
Arizona	$513
Arkansas	$501
California	$574
Colorado	$553
Connecticut	$821
DC	$623
Delaware	$843
Florida	$828
Georgia	$684
Hawaii	$485
Idaho	$606
Illinois	$878
Indiana	$498
Iowa	$357
Kansas	$654
Kentucky	$1062
Louisiana	$971
Maine	$416
Maryland	$853
Massachusetts	$484
Michigan	$1,855
Minnesota	$472
Mississippi	$603
Missouri	$432
Montana	$381
Nebraska	$599
Nevada	$722
New Hampshire	$492
New Jersey	$644
New Mexico	$609
New York	$887
North Carolina	$351
North Dakota	$528
Ohio	$429
Oklahoma	$418
Oregon	$639
Pennsylvania	$502
Rhode Island	$808
South Carolina	$596
South Dakota	$281
Tennessee	$408
Texas	$538
Utah	$502
Vermont	$552
Virginia	$385
Washington	$662
West Virginia	$604
Wisconsin	$364
Wyoming	$485

HOW MUCH IS GAP INSURANCE: AVERAGE GAP INSURANCE COST PER MONTH/YEAR

How much does gap insurance cost? the average gap insurance cost when buying your gap insurance directly from insurers will be a few dollars a month or $20 to $45 per year.

Whatever you do, don't buy gap insurance at the car dealership, as it will cost you a lot more unjustly.

HOW MUCH DOES COMMERCIAL AUTO INSURANCE COST: AVERAGE COMMERCIAL AUTO INSURANCE COST PER MONTH/YEAR

The average commercial auto insurance cost varies, depending on the liability limits that the business chooses. For policies with $1M liability limit, the average commercial auto insurance cost is $83 per month and $1,000 per year.

Get the cheapest commercial auto insurance quotes here.

HOW MUCH IS TEMPORARY CAR INSURANCE: AVERAGE TEMPORARY CAR INSURANCE COST PER DAY

Temporary car insurance or short term car insurance policies are mostly sold by car rental services to cover rented vehicles for short period of times, be it one day car insurance, five days, one week or one month. Temporary car insurance covers the damages done to the rented vehicles at the time the renter was using it. Temporary car insurance cost can get quite expensive, up to $25 a day. This is why we strongly suggest you to choose non owner policy over temporary car insurance, which will allow you to save a lot of money, while keeping you covered.

HOW MUCH DOES NON OWNER CAR INSURANCE COST: AVERAGE NON OWNER CAR INSURANCE COST PER MONTH/YEAR

According to our research, the national average non owner car insurance cost is $482 per year and $41 per month.

State	Average non owner car insurance cost per month	Average non owner car insurance cost per year
Alabama	$45	$513
Alaska	$26	$309
Arizona	$41	$493
Arkansas	$40	$488
California	$24	$292
Colorado	$33	$393
Connecticut	$76	$912
Delaware	$72	$873
District of Columbia	$43	$514
Florida	$75	$917
Georgia	$53	$629
Hawaii	$37	$432
Idaho	$22	$253
Illinois	$28	$329
Indiana	$26	$299
Iowa	$21	$238
Kansas	$28	$334
Kentucky	$35	$406
Louisiana	$68	$812
Maine	$23	$276
Maryland	$66	$782
Massachusetts	$55	$661
Michigan	$89	$1068
Minnesota	$55	$653
Mississippi	$27	$319
Missouri	$31	$358
Montana	$28	$328
Nebraska	$24	$281
Nevada	$58	$688
New Hampshire	$41	$449
New Jersey	$92	$1102
New Mexico	$28	$331
New York	$40	$476
North Carolina	$33	$398
North Dakota	$28	$336
Ohio	$26	$308
Oklahoma	$27	$319
Oregon	$44	$520
Pennsylvania	$40	$477
Rhode Island	$81	$966
South Carolina	$29	$348
South Dakota	$20	$226
Tennessee	$38	$452
Texas	$44	$521
Utah	$55	$653
Vermont	$33	$388
Virginia	$24	$289
Washington	$24	$280
West Virginia	$38	$444
Wisconsin	$14	$168
Wyoming	$25	$292
National Average		$482

HOW MUCH IS CLASSIC CAR INSURANCE: CLASSIC CAR INSURANCE COST PER MONTH/YEAR

Ever wondered how driving on one of those classic cars on the road felt like? Must feel wonderful. However, it also makes one wonder how much does classic car insurance cost. Collectible car insurance is 40-50% cheaper than standard auto insurance. Conventional vehicles are more expensive to insure because of how consumers use these vehicles on a regular basis, compared to classic cars that only have limited coverage due to how rare these cars are used.

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AVERAGE CAR INSURANCE RATES BY AGE AND STATE

Please find below the average full coverage car insurance rates by age and state.

State	Age	Average Cost Per Year
Alaska	16	$5300
Alaska	17	$4700
Alaska	18	$4200
Alaska	19	$3400
Alaska	20	$3100
Alaska	21	$2600
Alaska	22	$2350
Alaska	23	$2150
Alaska	24	$2000
Alaska	25	$1800
Alaska	30	$1550
Alaska	35	$1500
Alaska	40	$1500
Alaska	45	$1400
Alaska	50	$1300
Alaska	55	$1300
Alaska	60	$1300
Alaska	65	$1400
Alaska	70	$1500
Alaska	75	$1600
Alabama	16	$7950
Alabama	17	$6800
Alabama	18	$6000
Alabama	19	$3900
Alabama	20	$3500
Alabama	21	$2600
Alabama	22	$2400
Alabama	23	$2200
Alabama	24	$2100
Alabama	25	$1900
Alabama	30	$1700
Alabama	35	$1700
Alabama	40	$1700
Alabama	45	$1600
Alabama	50	$1550
Alabama	55	$1500
Alabama	60	$1450
Alabama	65	$1500
Alabama	70	$1550
Alabama	75	$1750
Arkansas	16	$8200
Arkansas	17	$7600
Arkansas	18	$6600
Arkansas	19	$4100
Arkansas	20	$3600
Arkansas	21	$2700
Arkansas	22	$2450
Arkansas	23	$2250
Arkansas	24	$2100
Arkansas	25	$1900
Arkansas	30	$1750
Arkansas	35	$1700
Arkansas	40	$1700
Arkansas	45	$1600
Arkansas	50	$1555
Arkansas	55	$1500
Arkansas	60	$1500
Arkansas	65	$1600
Arkansas	70	$1700
Arkansas	75	$1900
Arizona	16	$8200
Arizona	17	$7100
Arizona	18	$6400
Arizona	19	$4100
Arizona	20	$3700
Arizona	21	$2700
Arizona	22	$2500
Arizona	23	$2300
Arizona	24	$2200
Arizona	25	$2000
Arizona	30	$1800
Arizona	35	$1800
Arizona	40	$1800
Arizona	45	$1700
Arizona	50	$1700
Arizona	55	$1600
Arizona	60	$1600
Arizona	65	$1650
Arizona	70	$1700
Arizona	75	$2000
California	16	$7150
California	17	$6800
California	18	$6250
California	19	$4600
California	20	$4400
California	21	$3700
California	22	$3200
California	23	$3000
California	24	$2900
California	25	$2500
California	30	$2150
California	35	$2050
California	40	$2000
California	45	$1850
California	50	$1800
California	55	$1700
California	60	$1700
California	65	$1650
California	70	$1800
California	75	$1900
Colorado	16	$9200
Colorado	17	$7650
Colorado	18	$6850
Colorado	19	$4300
Colorado	20	$3750
Colorado	21	$2800
Colorado	22	$2600
Colorado	23	$2450
Colorado	24	$2300
Colorado	25	$2200
Colorado	30	$2000
Colorado	35	$1950
Colorado	40	$1950
Colorado	45	$1950
Colorado	50	$1850
Colorado	55	$1800
Colorado	60	$1750
Colorado	65	$1800
Colorado	70	$1800
Colorado	75	$2000
Connecticut	16	$9300
Connecticut	17	$9100
Connecticut	18	$7600
Connecticut	19	$5200
Connecticut	20	$4400
Connecticut	21	$3350
Connecticut	22	$2950
Connecticut	23	$2650
Connecticut	24	$2450
Connecticut	25	$2200
Connecticut	30	$2000
Connecticut	35	$2000
Connecticut	40	$1900
Connecticut	45	$1800
Connecticut	50	$1750
Connecticut	55	$1700
Connecticut	60	$1700
Connecticut	65	$1750
Connecticut	70	$1900
Connecticut	75	$2200
DC	16	$9450
DC	17	$7900
DC	18	$7100
DC	19	$4700
DC	20	$4150
DC	21	$3500
DC	22	$3200
DC	23	$2900
DC	24	$2650
DC	25	$2450
DC	30	$2200
DC	35	$2200
DC	40	$2150
DC	45	$2050
DC	50	$2000
DC	55	$1900
DC	60	$1900
DC	65	$2000
DC	70	$2100
DC	75	$2350
Delaware	16	$9350
Delaware	17	$9200
Delaware	18	$7600
Delaware	19	$5100
Delaware	20	$4500
Delaware	21	$3150
Delaware	22	$2850
Delaware	23	$2600
Delaware	24	$2400
Delaware	25	$2150
Delaware	30	$2000
Delaware	35	$1950
Delaware	40	$1950
Delaware	45	$1900
Delaware	50	$1800
Delaware	55	$1750
Delaware	60	$1750
Delaware	65	$1800
Delaware	70	$1900
Delaware	75	$2150
Florida	16	$8000
Florida	17	$7650
Florida	18	$6500
Florida	19	$4500
Florida	20	$4000
Florida	21	$3350
Florida	22	$3050
Florida	23	$2800
Florida	24	$2600
Florida	25	$2400
Florida	30	$2200
Florida	35	$2200
Florida	40	$2150
Florida	45	$2050
Florida	50	$1950
Florida	55	$1900
Florida	60	$1900
Florida	65	$1900
Florida	70	$2000
Florida	75	$2250
Georgia	16	$8150
Georgia	17	$7000
Georgia	18	$5800
Georgia	19	$4100
Georgia	20	$3650
Georgia	21	$3050
Georgia	22	$2800
Georgia	23	$2600
Georgia	24	$2400
Georgia	25	$2150
Georgia	30	$1900
Georgia	35	$1950
Georgia	40	$1900
Georgia	45	$1700
Georgia	50	$1650
Georgia	55	$1600
Georgia	60	$1600
Georgia	65	$1700
Georgia	70	$1800
Georgia	75	$2000
Hawaii	16	$1900
Hawaii	17	$1750
Hawaii	18	$1700
Hawaii	19	$1600
Hawaii	20	$1600
Hawaii	21	$1600
Hawaii	22	$1600
Hawaii	23	$1600
Hawaii	24	$1600
Hawaii	25	$1600
Hawaii	30	$1600
Hawaii	35	$1600
Hawaii	40	$1600
Hawaii	45	$1600
Hawaii	50	$1600
Hawaii	55	$1600
Hawaii	60	$1600
Hawaii	65	$1600
Hawaii	70	$1600
Hawaii	75	$1600
Iowa	16	$5900
Iowa	17	$4350
Iowa	18	$3850
Iowa	19	$2900
Iowa	20	$2550
Iowa	21	$2000
Iowa	22	$1800
Iowa	23	$1700
Iowa	24	$1600
Iowa	25	$1500
Iowa	30	$1360
Iowa	35	$1350
Iowa	40	$1300
Iowa	45	$1250
Iowa	50	$1200
Iowa	55	$1150
Iowa	60	$1100
Iowa	65	$1150
Iowa	70	$1200
Iowa	75	$1300
Idaho	16	$6400
Idaho	17	$5500
Idaho	18	$5000
Idaho	19	$3000
Idaho	20	$2700
Idaho	21	$2050
Idaho	22	$1900
Idaho	23	$1700
Idaho	24	$1600
Idaho	25	$1500
Idaho	30	$1300
Idaho	35	$1250
Idaho	40	$1250
Idaho	45	$1200
Idaho	50	$1100
Idaho	55	$1100
Idaho	60	$1050
Idaho	65	$1100
Idaho	70	$1200
Idaho	75	$1400
Illinois	16	$6600
Illinois	17	$5800
Illinois	18	$5100
Illinois	19	$3650
Illinois	20	$3250
Illinois	21	$2350
Illinois	22	$2200
Illinois	23	$2000
Illinois	24	$1900
Illinois	25	$1700
Illinois	30	$1550
Illinois	35	$1500
Illinois	40	$1500
Illinois	45	$1350
Illinois	50	$1300
Illinois	55	$1300
Illinois	60	$1300
Illinois	65	$1300
Illinois	70	$1400
Illinois	75	$1500
Indiana	16	$6100
Indiana	17	$5100
Indiana	18	$4400
Indiana	19	$3000
Indiana	20	$2700
Indiana	21	$2000
Indiana	22	$1900
Indiana	23	$1700
Indiana	24	$1600
Indiana	25	$1400
Indiana	30	$1300
Indiana	35	$1250
Indiana	40	$1250
Indiana	45	$1200
Indiana	50	$1150
Indiana	55	$1100
Indiana	60	$1100
Indiana	65	$1100
Indiana	70	$1150
Indiana	75	$1300
Kansas	16	$6750
Kansas	17	$5900
Kansas	18	$5150
Kansas	19	$3600
Kansas	20	$3200
Kansas	21	$2450
Kansas	22	$2300
Kansas	23	$2100
Kansas	24	$2000
Kansas	25	$1900
Kansas	30	$1700
Kansas	35	$1650
Kansas	40	$1600
Kansas	45	$1550
Kansas	50	$1500
Kansas	55	$1450
Kansas	60	$1400
Kansas	65	$1450
Kansas	70	$1500
Kansas	75	$1700
Kentucky	16	$10,400
Kentucky	17	$8800
Kentucky	18	$7400
Kentucky	19	$5350
Kentucky	20	$4800
Kentucky	21	$3750
Kentucky	22	$3500
Kentucky	23	$3200
Kentucky	24	$3000
Kentucky	25	$2700
Kentucky	30	$2400
Kentucky	35	$2400
Kentucky	40	$2350
Kentucky	45	$2250
Kentucky	50	$2150
Kentucky	55	$2100
Kentucky	60	$2100
Kentucky	65	$2150
Kentucky	70	$2250
Kentucky	75	$2550
Louisiana	16	$10,600
Louisiana	17	$8800
Louisiana	18	$7800
Louisiana	19	$5550
Louisiana	20	$5000
Louisiana	21	$4250
Louisiana	22	$3800
Louisiana	23	$3500
Louisiana	24	$3400
Louisiana	25	$2850
Louisiana	30	$2600
Louisiana	35	$2600
Louisiana	40	$2550
Louisiana	45	$2450
Louisiana	50	$2300
Louisiana	55	$2250
Louisiana	60	$2300
Louisiana	65	$2450
Louisiana	70	$2400
Louisiana	75	$2400
Massachusetts	16	$5750
Massachusetts	17	$5450
Massachusetts	18	$5200
Massachusetts	19	$3750
Massachusetts	20	$3450
Massachusetts	21	$2950
Massachusetts	22	$1800
Massachusetts	23	$1700
Massachusetts	24	$1650
Massachusetts	25	$1550
Massachusetts	30	$1500
Massachusetts	35	$1400
Massachusetts	40	$1400
Massachusetts	45	$1400
Massachusetts	50	$1400
Massachusetts	55	$1400
Massachusetts	60	$1400
Massachusetts	65	$1050
Massachusetts	70	$1100
Massachusetts	75	$1200
Maryland	16	$7700
Maryland	17	$6500
Maryland	18	$5600
Maryland	19	$4500
Maryland	20	$3950
Maryland	21	$3050
Maryland	22	$2800
Maryland	23	$2550
Maryland	24	$2250
Maryland	25	$2000
Maryland	30	$1850
Maryland	35	$1800
Maryland	40	$1800
Maryland	45	$1800
Maryland	50	$1700
Maryland	55	$1650
Maryland	60	$1700
Maryland	65	$1850
Maryland	70	$1950
Maryland	75	$1950
Maine	16	$4000
Maine	17	$3750
Maine	18	$3350
Maine	19	$2600
Maine	20	$2350
Maine	21	$1800
Maine	22	$1650
Maine	23	$1500
Maine	24	$1400
Maine	25	$1250
Maine	30	$1050
Maine	35	$1050
Maine	40	$1050
Maine	45	$1000
Maine	50	$950
Maine	55	$950
Maine	60	$950
Maine	65	$950
Maine	70	$950
Maine	75	$950
Michigan	16	$18,000
Michigan	17	$12,500
Michigan	18	$11,000
Michigan	19	$8500
Michigan	20	$6700
Michigan	21	$5000
Michigan	22	$4700
Michigan	23	$4400
Michigan	24	$4100
Michigan	25	$3750
Michigan	30	$3500
Michigan	35	$3450
Michigan	40	$3500
Michigan	45	$3400
Michigan	50	$3300
Michigan	55	$3150
Michigan	60	$3100
Michigan	65	$3200
Michigan	70	$3500
Michigan	75	$3900
Minnesota	16	$7000
Minnesota	17	$5400
Minnesota	18	$5100
Minnesota	19	$3450
Minnesota	20	$3100
Minnesota	21	$2500
Minnesota	22	$2300
Minnesota	23	$2150
Minnesota	24	$2050
Minnesota	25	$1800
Minnesota	30	$1600
Minnesota	35	$1600
Minnesota	40	$1600
Minnesota	45	$1450
Minnesota	50	$1350
Minnesota	55	$1350
Minnesota	60	$1350
Minnesota	65	$1400
Minnesota	70	$1450
Minnesota	75	$1650
Missouri	16	$8200
Missouri	17	$6500
Missouri	18	$5800
Missouri	19	$3950
Missouri	20	$3500
Missouri	21	$2750
Missouri	22	$2450
Missouri	23	$2250
Missouri	24	$2150
Missouri	25	$2000
Missouri	30	$1800
Missouri	35	$1800
Missouri	40	$1750
Missouri	45	$1700
Missouri	50	$1600
Missouri	55	$1500
Missouri	60	$1500
Missouri	65	$1500
Missouri	70	$1600
Missouri	75	$1750
Mississippi	16	$6600
Mississippi	17	$6100
Mississippi	18	$5200
Mississippi	19	$3650
Mississippi	20	$3250
Mississippi	21	$2650
Mississippi	22	$2450
Mississippi	23	$2250
Mississippi	24	$2100
Mississippi	25	$2000
Mississippi	30	$1700
Mississippi	35	$1650
Mississippi	40	$1650
Mississippi	45	$1500
Mississippi	50	$1450
Mississippi	55	$1400
Mississippi	60	$1400
Mississippi	65	$1400
Mississippi	70	$1500
Mississippi	75	$1750
Montana	16	$8150
Montana	17	$6750
Montana	18	$5900
Montana	19	$4400
Montana	20	$4050
Montana	21	$3200
Montana	22	$2950
Montana	23	$2650
Montana	24	$2400
Montana	25	$2150
Montana	30	$1950
Montana	35	$1950
Montana	40	$1950
Montana	45	$1900
Montana	50	$1850
Montana	55	$1800
Montana	60	$1750
Montana	65	$1800
Montana	70	$1900
Montana	75	$2250
North Carolina	16	$3900
North Carolina	17	$3450
North Carolina	18	$3100
North Carolina	19	$2000
North Carolina	20	$1950
North Carolina	21	$1700
North Carolina	22	$1700
North Carolina	23	$1650
North Carolina	24	$1650
North Carolina	25	$1600
North Carolina	30	$1400
North Carolina	35	$1400
North Carolina	40	$1400
North Carolina	45	$1400
North Carolina	50	$1350
North Carolina	55	$1300
North Carolina	60	$1300
North Carolina	65	$1300
North Carolina	70	$1400
North Carolina	75	$1450
North Dakota	16	$8300
North Dakota	17	$6200
North Dakota	18	$5500
North Dakota	19	$3500
North Dakota	20	$3100
North Dakota	21	$2400
North Dakota	22	$2200
North Dakota	23	$2000
North Dakota	24	$1900
North Dakota	25	$1750
North Dakota	30	$1550
North Dakota	35	$1550
North Dakota	40	$1500
North Dakota	45	$1400
North Dakota	50	$1350
North Dakota	55	$1300
North Dakota	60	$1250
North Dakota	65	$1250
North Dakota	70	$1300
North Dakota	75	$1400
Nebraska	16	$6400
Nebraska	17	$5800
Nebraska	18	$4900
Nebraska	19	$3200
Nebraska	20	$2900
Nebraska	21	$2150
Nebraska	22	$2000
Nebraska	23	$1850
Nebraska	24	$1750
Nebraska	25	$1700
Nebraska	30	$1500
Nebraska	35	$1500
Nebraska	40	$1450
Nebraska	45	$1400
Nebraska	50	$1350
Nebraska	55	$1300
Nebraska	60	$1250
Nebraska	65	$1300
Nebraska	70	$1400
Nebraska	75	$1550
New Hampshire	16	$4100
New Hampshire	17	$3700
New Hampshire	18	$3200
New Hampshire	19	$2400
New Hampshire	20	$2100
New Hampshire	21	$1800
New Hampshire	22	$1650
New Hampshire	23	$1550
New Hampshire	24	$1500
New Hampshire	25	$1200
New Hampshire	30	$1100
New Hampshire	35	$1050
New Hampshire	40	$1050
New Hampshire	45	$950
New Hampshire	50	$925
New Hampshire	55	$900
New Hampshire	60	$950
New Hampshire	65	$1000
New Hampshire	70	$1050
New Hampshire	75	$1150
New Jersey	16	$7250
New Jersey	17	$6200
New Jersey	18	$5500
New Jersey	19	$4050
New Jersey	20	$3650
New Jersey	21	$3000
New Jersey	22	$2850
New Jersey	23	$2600
New Jersey	24	$2500
New Jersey	25	$2250
New Jersey	30	$2000
New Jersey	35	$1950
New Jersey	40	$1950
New Jersey	45	$1850
New Jersey	50	$1800
New Jersey	55	$1750
New Jersey	60	$1700
New Jersey	65	$1750
New Jersey	70	$1750
New Jersey	75	$1950
New Mexico	16	$7750
New Mexico	17	$6300
New Mexico	18	$5650
New Mexico	19	$3800
New Mexico	20	$3350
New Mexico	21	$2550
New Mexico	22	$2350
New Mexico	23	$2150
New Mexico	24	$2000
New Mexico	25	$1800
New Mexico	30	$1600
New Mexico	35	$1600
New Mexico	40	$1600
New Mexico	45	$1550
New Mexico	50	$1500
New Mexico	55	$1400
New Mexico	60	$1400
New Mexico	65	$1450
New Mexico	70	$1500
New Mexico	75	$1750
Nevada	16	$12,300
Nevada	17	$9750
Nevada	18	$8550
Nevada	19	$5800
Nevada	20	$5000
Nevada	21	$3850
Nevada	22	$3550
Nevada	23	$3250
Nevada	24	$3000
Nevada	25	$2750
Nevada	30	$2500
Nevada	35	$2500
Nevada	40	$2450
Nevada	45	$2400
Nevada	50	$2250
Nevada	55	$2200
Nevada	60	$2150
Nevada	65	$2200
Nevada	70	$2300
Nevada	75	$2650
New York	16	$6900
New York	17	$5750
New York	18	$4850
New York	19	$3850
New York	20	$3400
New York	21	$3050
New York	22	$2850
New York	23	$2700
New York	24	$2550
New York	25	$2300
New York	30	$2100
New York	35	$2100
New York	40	$2100
New York	45	$2000
New York	50	$1950
New York	55	$1900
New York	60	$1900
New York	65	$1950
New York	70	$2000
New York	75	$2250
Ohio	16	$5750
Ohio	17	$5000
Ohio	18	$4450
Ohio	19	$2900
Ohio	20	$2550
Ohio	21	$1900
Ohio	22	$1750
Ohio	23	$1650
Ohio	24	$1550
Ohio	25	$1350
Ohio	30	$1200
Ohio	35	$1200
Ohio	40	$1150
Ohio	45	$1150
Ohio	50	$1100
Ohio	55	$1000
Ohio	60	$100
Ohio	65	$1050
Ohio	70	$1100
Ohio	75	$1250
Oklahoma	16	$7800
Oklahoma	17	$6600
Oklahoma	18	$5900
Oklahoma	19	$3900
Oklahoma	20	$3400
Oklahoma	21	$2700
Oklahoma	22	$2500
Oklahoma	23	$2300
Oklahoma	24	$2150
Oklahoma	25	$2000
Oklahoma	30	$1800
Oklahoma	35	$1800
Oklahoma	40	$1800
Oklahoma	45	$1750
Oklahoma	50	$1750
Oklahoma	55	$1600
Oklahoma	60	$1600
Oklahoma	65	$1600
Oklahoma	70	$1650
Oklahoma	75	$1750
Oregon	16	$7350
Oregon	17	$6150
Oregon	18	$5650
Oregon	19	$3525
Oregon	20	$3200
Oregon	21	$2350
Oregon	22	$2150
Oregon	23	$2000
Oregon	24	$1850
Oregon	25	$1700
Oregon	30	$1550
Oregon	35	$1550
Oregon	40	$1500
Oregon	45	$1500
Oregon	50	$1400
Oregon	55	$1350
Oregon	60	$1350
Oregon	65	$1350
Oregon	70	$1400
Oregon	75	$1600
Pennsylvania	16	$5500
Pennsylvania	17	$5100
Pennsylvania	18	$4500
Pennsylvania	19	$3700
Pennsylvania	20	$3250
Pennsylvania	21	$2750
Pennsylvania	22	$2500
Pennsylvania	23	$2300
Pennsylvania	24	$2100
Pennsylvania	25	$1850
Pennsylvania	30	$1700
Pennsylvania	35	$1700
Pennsylvania	40	$1650
Pennsylvania	45	$1550
Pennsylvania	50	$1500
Pennsylvania	55	$1450
Pennsylvania	60	$1450
Pennsylvania	65	$1500
Pennsylvania	70	$1600
Pennsylvania	75	$1750
Rhode Island	16	$10,500
Rhode Island	17	$7850
Rhode Island	18	$6850
Rhode Island	19	$4650
Rhode Island	20	$4100
Rhode Island	21	$3400
Rhode Island	22	$3100
Rhode Island	23	$2800
Rhode Island	24	$2600
Rhode Island	25	$2250
Rhode Island	30	$2100
Rhode Island	35	$2050
Rhode Island	40	$2000
Rhode Island	45	$2000
Rhode Island	50	$1950
Rhode Island	55	$1850
Rhode Island	60	$2000
Rhode Island	65	$2400
Rhode Island	70	$2400
Rhode Island	75	$2450
South Carolina	16	$6450
South Carolina	17	$5200
South Carolina	18	$4600
South Carolina	19	$3500
South Carolina	20	$3100
South Carolina	21	$2500
South Carolina	22	$2350
South Carolina	23	$2150
South Carolina	24	$2000
South Carolina	25	$1800
South Carolina	30	$1600
South Carolina	35	$1600
South Carolina	40	$1550
South Carolina	45	$1500
South Carolina	50	$1400
South Carolina	55	$1350
South Carolina	60	$1350
South Carolina	65	$1450
South Carolina	70	$1500
South Carolina	75	$1700
South Dakota	16	$8100
South Dakota	17	$6450
South Dakota	18	$5700
South Dakota	19	$3500
South Dakota	20	$3150
South Dakota	21	$2450
South Dakota	22	$2250
South Dakota	23	$2100
South Dakota	24	$2000
South Dakota	25	$1800
South Dakota	30	$1600
South Dakota	35	$1600
South Dakota	40	$1550
South Dakota	45	$1450
South Dakota	50	$1350
South Dakota	55	$1300
South Dakota	60	$1300
South Dakota	65	$1350
South Dakota	70	$1350
South Dakota	75	$1500
Tennessee	16	$9100
Tennessee	17	$7050
Tennessee	18	$5850
Tennessee	19	$3650
Tennessee	20	$3150
Tennessee	21	$2400
Tennessee	22	$2200
Tennessee	23	$2000
Tennessee	24	$1850
Tennessee	25	$1700
Tennessee	30	$1500
Tennessee	35	$1500
Tennessee	40	$1450
Tennessee	45	$1350
Tennessee	50	$1250
Tennessee	55	$1250
Tennessee	60	$1200
Tennessee	65	$1300
Tennessee	70	$1450
Tennessee	75	$1750
Texas	16	$5550
Texas	17	$4600
Texas	18	$4350
Texas	19	$3900
Texas	20	$3550
Texas	21	$2800
Texas	22	$2650
Texas	23	$2500
Texas	24	$2400
Texas	25	$2050
Texas	30	$1800
Texas	35	$1800
Texas	40	$1800
Texas	45	$1700
Texas	50	$1650
Texas	55	$1600
Texas	60	$1600
Texas	65	$1700
Texas	70	$1750
Texas	75	$1900
Utah	16	$7900
Utah	17	$6600
Utah	18	$5750
Utah	19	$3700
Utah	20	$3200
Utah	21	$2300
Utah	22	$2100
Utah	23	$1950
Utah	24	$1800
Utah	25	$1700
Utah	30	$1500
Utah	35	$1500
Utah	40	$1500
Utah	45	$1450
Utah	50	$1400
Utah	55	$1300
Utah	60	$1300
Utah	65	$1350
Utah	70	$1400
Utah	75	$1600
Virginia	16	$4650
Virginia	17	$3900
Virginia	18	$3450
Virginia	19	$2800
Virginia	20	$2500
Virginia	21	$1900
Virginia	22	$1800
Virginia	23	$1650
Virginia	24	$1500
Virginia	25	$1300
Virginia	30	$1200
Virginia	35	$1200
Virginia	40	$1150
Virginia	45	$1050
Virginia	50	$1000
Virginia	55	$1000
Virginia	60	$1000
Virginia	65	$1050
Virginia	70	$1150
Virginia	75	$1300
Vermont	16	$4650
Vermont	17	$4050
Vermont	18	$3700
Vermont	19	$3200
Vermont	20	$2900
Vermont	21	$2150
Vermont	22	$2000
Vermont	23	$1900
Vermont	24	$1800
Vermont	25	$1550
Vermont	30	$1400
Vermont	35	$1350
Vermont	40	$1350
Vermont	45	$1250
Vermont	50	$1200
Vermont	55	$1200
Vermont	60	$1200
Vermont	65	$1250
Vermont	70	$1300
Vermont	75	$1500
Washington	16	$6550
Washington	17	$6000
Washington	18	$5250
Washington	19	$3400
Washington	20	$3050
Washington	21	$2500
Washington	22	$2325
Washington	23	$2150
Washington	24	$2000
Washington	25	$1900
Washington	30	$1650
Washington	35	$1600
Washington	40	$1600
Washington	45	$1500
Washington	50	$1450
Washington	55	$1400
Washington	60	$1400
Washington	65	$1450
Washington	70	$1500
Washington	75	$1650
Wisconsin	16	$7800
Wisconsin	17	$5600
Wisconsin	18	$4900
Wisconsin	19	$3000
Wisconsin	20	$2600
Wisconsin	21	$2100
Wisconsin	22	$1900
Wisconsin	23	$1800
Wisconsin	24	$1650
Wisconsin	25	$1450
Wisconsin	30	$1300
Wisconsin	35	$1300
Wisconsin	40	$1300
Wisconsin	45	$1250
Wisconsin	50	$1200
Wisconsin	55	$1150
Wisconsin	60	$1100
Wisconsin	65	$1150
Wisconsin	70	$1200
Wisconsin	75	$1325
West Virginia	16	$7000
West Virginia	17	$6100
West Virginia	18	$5300
West Virginia	19	$4100
West Virginia	20	$3700
West Virginia	21	$2700
West Virginia	22	$2500
West Virginia	23	$2300
West Virginia	24	$2050
West Virginia	25	$1800
West Virginia	30	$1650
West Virginia	35	$1650
West Virginia	40	$1600
West Virginia	45	$1500
West Virginia	50	$1450
West Virginia	55	$1400
West Virginia	60	$1400
West Virginia	65	$1450
West Virginia	70	$1525
West Virginia	75	$1750
Wyoming	16	$6600
Wyoming	17	$5300
Wyoming	18	$4650
Wyoming	19	$3650
Wyoming	20	$3300
Wyoming	21	$3000
Wyoming	22	$2650
Wyoming	23	$2500
Wyoming	24	$2400
Wyoming	25	$1900
Wyoming	30	$1700
Wyoming	35	$1700
Wyoming	40	$1700
Wyoming	45	$1600
Wyoming	50	$1550
Wyoming	55	$1450
Wyoming	60	$1450
Wyoming	65	$1500
Wyoming	70	$1550
Wyoming	75	$1800

AVERAGE CAR INSURANCE RATES BY AGE AND GENDER PER YEAR

Car insurance rates vary greatly in different states, age groups, and even genders, as these are a few of the most crucial factors that are being be taken in to account when a company determines their car insurance prices. Please find below a chart showing statistical data of the average car insurance cost by age and gender.

AVERAGE COST OF FULL COVERAGE CAR INSURANCE BY AGE AND GENDER PER YEAR

Please find average full coverage car insurance cost per year by age and gender below.

Age	Male	Female
16	$ 6,900	$6 ,400
17	$ 6,850	$ 6,400
18	$ 6,500	$ 6,750
19	$ 6,000	$ 5,400
20	$5,300	$4,800
21	$4,500	$4,000
22	$4,150	$3,950
23	$3,900	$3,700
24	$3,700	$3,500
25	$3,250	$3,150

AVERAGE CAR INSURANCE COST BY GENDER (EXPERIENCED DRIVERS) PER YEAR

The following is the typical car insurance cost by gender for experienced drivers across the states per year.

Gender	Average car insurance payment per year
Male	$1470
Female	$1480

HOW MUCH IS INSURANCE FOR A NEW DRIVER: AVERAGE FULL COVERAGE CAR INSURANCE COST FOR A 16 YEAR OLD NEW DRIVER PER MONTH/YEAR

The average car insurance cost for a 16 year old new driver is $618 per month or $7,421 per year for full coverage.

Please refer to 'Average cost of full coverage car insurance by age and gender', 'Average car insurance rates by age and state' below and the next answers for more details.

HOW MUCH IS CAR INSURANCE FOR A 16 YEAR OLD: AVERAGE CAR INSURANCE COST FOR A 16 YEAR OLD MALE AND FEMALE DRIVER PER MONTH/YEAR

Let's dig in to the next question - how much is car insurance for a 16 year old boy? The average monthly car insurance cost for a 16 year old is $618 per month or $7,421 per year for full coverage car insurance.

The average car insurance cost for a 16 year old female is 533$ per month or $6,400 a year.

The average car insurance cost for a 16 year old male is 575$ a month or $6,900 per year.

Michigan is the most expensive state for 16 year old drivers with a typical average monthly car insurance payment of $1,500 or $18,000 per year (!) for full coverage, which makes the average car insurance premium rates in Michigan quite expensive.

On the other hand, the cheapest full coverage car insurance cost per month for a 16 year old male driver can be obtained in Hawaii for $158 a month or $1,900 a year. So if you're a teenager that want to save on your car insurance costs, move to Hawaii!

The cheapest vehicles for 16 year old drivers to insure are simple cars with low MSRP, such as a sedan.

A good student discount can save you up to $43 per month on your car insurance.

Please find the average car insurance cost for 16 year old drivers per month and per year for full coverage in the following table. We hope it helps you figure out how much is car insurance for a 16 year old driver.

State	Average full coverage car insurance cost per month for a 16 year old	Average full coverage car insurance cost per year for a 16 year old
AK	$442	$5,300
AL	$663	$7,950
AR	$683	$8,200
AZ	$683	$8,200
CA	$596	$7,150
CO	$767	$9,200
CT	$775	$9,300
DC	$788	$9,450
DE	$780	$9,350
FL	$667	$8,000
GA	$679	$8,150
HI	$158	$1,900
ID	$533	$6,400
IA	$492	$5,900
IL	$550	$6,600
IN	$508	$6,100
KS	$563	$6,750
KY	$867	$10,400
LA	$883	$10,600
ME	$333	$4,000
MA	$479	$5,750
MD	$642	$7,700
MI	$1,500	$18,000
MN	$583	$7,000
MO	$683	$8,200
MS	$550	$6,600
MT	$679	$8,150
NE	$533	$6,400
NC	$325	$3,900
ND	$692	$8,300
NH	$342	$4,100
NJ	$604	$7,250
NM	$646	$7,750
NV	$1,025	$12,300
NY	$575	$6,900
OH	$479	$5,750
OK	$650	$7,800
OR	$613	$7,350
PA	$458	$5,500
RI	$875	$10,500
SC	$538	$6,450
SD	$675	$8,100
TN	$758	$9,100
TX	$463	$5,550
UT	$658	$7,900
VA	$388	$4,650
VT	$388	$4,650
WA	$546	$6,550
WV	$583	$7,000
WI	$650	$7,800
WY	$550	$6,600

HOW MUCH IS CAR INSURANCE FOR A 17 YEAR OLD: AVERAGE CAR INSURANCE COST FOR A 17 YEAR OLD DRIVER PER MONTH/YEAR

Car insurance for a 17 year old costs $521.5 per month or $6,258 per year on average across the states.

Please find below the average car insurance cost per month and per year for a 17 year old driver for full coverage.

State	Average Full Coverage Cost Per Month for a 17 Year Old	Average Full Coverage Cost Per Year for a 17 Year Old
Alaska	$392	$4700
Alabama	$567	$6800
Arkansas	$633	$7600
Arizona	$592	$7100
California	$567	$6800
Colorado	$637.5	$7650
Connecticut	$758	$9100
DC	$658	$7900
Delaware	$767	$9200
Florida	$637.5	$7650
Georgia	$583	$7000
Hawaii	$146	$1750
Iowa	$362.5	$4350
Idaho	$458	$5500
Illinois	$483	$5800
Indiana	$425	$5100
Kansas	$492	$5900
Kentucky	$733	$8800
Louisiana	$733	$8800
Massachusetts	$454	$5450
Maryland	$542	$6500
Maine	$312.5	$3750
Michigan	$1,042	$12,500
Minnesota	$450	$5400
Missouri	$542	$6500
Mississippi	$508	$6100
Montana	$562.5	$6750
North Carolina	$287.5	$3450
North Dakota	$517	$6200
Nebraska	$483	$5800
New Hampshire	$308	$3700
New Jersey	$517	$6200
New Mexico	$525	$6300
Nevada	$812.5	$9750
New York	$479	$5750
Ohio	$417	$5000
Oklahoma	$550	$6600
Oregon	$512.5	$6150
Pennsylvania	$425	$5100
Rhode Island	$654	$7850
South Carolina	$433	$5200
South Dakota	$537.5	$6450
Tennessee	$587.5	$7050
Texas	$383	$4600
Utah	$550	$6600
Virginia	$325	$3900
Vermont	$337.5	$4050
Washington	$500	$6000
Wisconsin	$467	$5600
West Virginia	$508	$6100
Wyoming	$442	$5300
National Average	$521.5	$6258

AVERAGE CAR INSURANCE RATES BY STATE PER YEAR

Car insurance cost varies depending on the state you are a resident of as well. Below is a table that displays a state by state rates for minimum coverage, full coverage and a general average auto insurance rate by state.

Minimum liability coverage only pays for damages that you incur on others and their properties, so your car is not covered by the minimum policy in accidents where you are at fault.

Full coverage includes collision insurance and comprehensive insurance, which means damages to your car caused by accidents, natural disasters, fire, damage done by animals, and theft.

The total average auto insurance rate shows the overall average car insurance rates by state annually.

It is important to note that among all the states, Michigan has the highest average price of car insurance, with a minimum coverage cost of $1,855 and an average full coverage cost of $3,150. Michigan’s average minimum coverage costs even more than the average full coverage costs of the 16th highest insurance rate, Texas, which is $1,823.

State	Minimum Coverage	Full Coverage	Total Average Rate
Alabama	$600	$1,700	$1,725
Alaska	$450	$1,550	$1,525
Arizona	$513	$1,800	$1,800
Arkansas	$501	$1,750	$1,740
California	$574	$1,700	$1,850
Colorado	$553	$1,950	$2,000
Connecticut	$821	$2,050	$2,000
DC	$623	$2,200	$1,950
Delaware	$843	$1,900	$2,200
Florida	$828	$2,150	$1,850
Georgia	$684	$1,850	$1,600
Hawaii	$485	$1,600	$1,250
Idaho	$606	$1,300	$1,550
Illinois	$878	$1,550	$1,300
Indiana	$498	$1,250	$1,350
Iowa	$357	$1,350	$1,650
Kansas	$654	$1,700	$2,400
Kentucky	$1062	$2,350	$2,600
Louisiana	$971	$2,600	$1,050
Maine	$416	$1,100	$1,850
Maryland	$853	$1,800	$1,450
Massachusetts	$484	$1,450	$3,450
Michigan	$1,855	$3,150	$1,600
Minnesota	$472	$1,600	$1,700
Mississippi	$603	$1,700	$1,800
Missouri	$432	$1,800	$1,950
Montana	$381	$1,950	$1,500
Nebraska	$599	$1,500	$2,500
Nevada	$722	$2,400	$1,050
New Hampshire	$492	$1,100	$2,000
New Jersey	$644	$2,000	$1,600
New Mexico	$609	$1,600	$1,750
New York	$887	$2,050	$1,400
North Carolina	$351	$1,425	$1,550
North Dakota	$528	$1,600	$1,200
Ohio	$429	$1,200	$1,800
Oklahoma	$418	$1,800	$1,550
Oregon	$639	$1,500	$1,700
Pennsylvania	$502	$1,700	$1,690
Rhode Island	$808	$2,050	$1,600
South Carolina	$596	$1,650	$1,600
South Dakota	$281	$1,650	$1,500
Tennessee	$408	$1,500	$1,800
Texas	$538	$1,800	$1,500
Utah	$502	$1,500	$1,375
Vermont	$552	$1,400	$1,200
Virginia	$385	$1,200	$1,650
Washington	$662	$1,600	$1,650
West Virginia	$604	$1,650	$1,300
Wisconsin	$364	$1,350	$1,700
Wyoming	$485	$1,800	$1,700

AVERAGE AUTO INSURANCE COST: COMPANY RATES COMPARISON

How much does car insurance cost monthly and yearly with auto insurance companies like Allstate, GEICO, Progressive, State Farm, and USAA ? You are about to find out!

Auto insurance companies determine your auto insurance rates based on many different factors, like age, gender, your state of residence, vehicle type and many others. Although the prices vary due to these factors, the average car insurance company premium prices can be predictable. Please find the national average full coverage and minimum coverage car insurance cost per month and per year for some of the most popular car insurance companies, as of 2021.

Company	Full coverage cost per year	Full coverage Cost Per Month	Minimum coverage cost per year	Minimum coverage cost per month
Allstate	$1,850	$154	$785	$65
GEICO	$1,175	$98	$480	$40
Progressive	$1,390	$116	$750	$63
State Farm	$1,250	$104	$625	$52
USAA	$885	$74	$405	$34

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AVERAGE AUTO INSURANCE COST BY CAR TYPES

Just like how driving record, age, gender, and state of residence are factors that determine auto insurance prices, car models are no exception and play a role in your auto insurance rates as well. Different car brands and models have varying values and safety levels, especially when it comes to car repair and car parts. Please find a chart of few of the most popular car models: BMW, Ford Mustang, Dodge Charger and Honda Civic as well as their respective average auto insurance costs for 2017, 2018, and 2019 model years, all for 30 year old drivers.

Recent Reviews

Toshebia Williams Insuranker

Policy Type: Auto Insurance

Company name: GEICO Insurance

4.8 / 5

I just noticed the Geico Mobile app deducts points from their customer if someone tailgates you, it deducts points from the customer. If you driving on a Main Rd, and someone is getting ready to run a stop sign, and you have to stop even though you have the right of way, the Geico Mibile App detects this, like a car was in front of you. So the Mobile App needs some improvements. When I drive. My ex-husband always tells me, I'm too far away from cars, and I need to get closer, Geico Mobile App has detected me, Like I'm close on cars, and a lot of times, I think the app is detected the cars in back of you, are surrounding you. But not necessarily you while you are driving, the app needs to improve in being able to distinguish the difference in your car from what another car behind you is doing. Because I get tailgated a lot when driving, the mobile app detected this as it was my fought.

jeff dejuliannie Insuranker

Policy Type: Auto Insurance

Company name: Progressive Insurance

1 / 5

I have Progressive and was Rear ended by a guy that also had Progressive Insurance His Fault In Minnesota took over 4 months to be contacted for est then they send me a check no explanation of why they didn't cover mechanical repairs caused by accident and decided $60 hr for auto body labor -I charge $120 hr I restore Classic cars - lost my business

Arthur Sambito Insuranker

Policy Type: Auto Insurance

Company name: GEICO Insurance

1.6 / 5

I been a loyal customer of Geico for 30 years. On Christmas Day 2021, I was stopping at a red light to make a left turn. I was stopped next to a police car, when an elderly driver approaching from the opposite direction crossed several lanes and hit me head on. It was purely the elderly lady’s fault. A few days later, the Geico adjuster gave my car a cursory look over, and estimated the hangar to be $6500. All body shops were booked until February, so my car was towed to my house so it wouldn’t incur additional storage fees. On the 3rd week following the accident, I contacted the body shop of my choice, who sent a tow truck to pick up my car, at which time the tow truck driver noticed that as a cause of the accident, the driveshaft was pushed into the engine and made a huge hole in the engine. At that point I notified my Geico claims adjuster, who, a couple days later, went down and wrote a supplemental report totaling my car, (this was on a Thursday). He indicated it would take 3days before they would issue a check. I contacted him on The following Monday, when he indicated he should have the check on Wednesday, and would hand deliver it to me. Wednesday came, and after 4 phone calls and a few texts, I never received a check, and he and his boss stopped returning my calls. All other parties, the body shop, storage facility, etc. received payment, I have not! They say they care, and want to provide great service, but the do not live up to their word. I’ve been without a car now for 33 days. I purchased one, but can’t take delivery till I receive the check from Geico. The adjuster has also been aware of this. Geico, our adjuster, and his manager do not appear to have have a sense of urgency. Being loyal customer for 30 years appears to not make a difference. I’m planning on insuring my Vehicles, including my RV with a company who has my back!!!!!

Matthew Spigner Insuranker

Policy Type: Auto Insurance

Company name: GEICO Insurance

2.6 / 5

I was a loyal GEICO customer for 15 years, with a pristine unblemished driving history and high coverage levels [and had never filed a previous claim]. I recently had a minor fender bender that was deemed by GEICO Claims to be '100% my fault.' Shortly thereafter, I received a form follow-up letter from GEICO stating that, for that reason, GEICO would not pay for damage repairs to my vehicle. A shocker to me. Does an insurance policy with these terms really represent meaningful protection? Thank G-d that it was a minor accident. I now do business with a carrier that has my back. BUYER BEWARE! It was definitely an eye opener for me. An elderly 86 y.o. male driver, with minimal situational awareness swerves abruptly into my lane, dragging his driver side panel against my front passenger side bumper. No witnesses, other than this unintelligible elderly male driver, his wife and a police officer that showed up on the scene twenty minutes later to record statements. The icing on the cake --- The 'final' verdict was rendered by Claims Adjuster #2, that contacted me several weeks after I was informed by Claims Adjuster #2, that the case was closed, and that the fault was clearly that of the elderly gentleman, and that they would be receiving no claims monies [Again, a complete absence of anything resembling 'no-fault coverage' on either side].

Judith Akin Insuranker

Policy Type: Auto Insurance

Company name: Allstate Insurance

5 / 5

We had Allstate roadside assistance through their SUV insurance coverage and were always delighted by their fair service and treatment.

How Much is Car Insurance per Month? Average Cost

Table of contents

HOW MUCH DOES CAR INSURANCE COST PER MONTH: AVERAGE CAR INSURANCE COST PER MONTH

HOW MUCH DOES CAR INSURANCE COST PER YEAR: AVERAGE CAR INSURANCE COST PER YEAR

HOW MUCH IS FULL COVERAGE INSURANCE: AVERAGE FULL COVERAGE CAR INSURANCE COST PER MONTH/YEAR

HOW MUCH IS LIABILITY INSURANCE FOR A CAR: AVERAGE LIABILITY CAR INSURANCE COST PER MONTH/YEAR

HOW MUCH IS MINIMUM LIABILITY CAR INSURANCE COVERAGE BY STATE: AVERAGE COST PER MONTH/YEAR

HOW MUCH IS GAP INSURANCE: AVERAGE GAP INSURANCE COST PER MONTH/YEAR

HOW MUCH DOES COMMERCIAL AUTO INSURANCE COST: AVERAGE COMMERCIAL AUTO INSURANCE COST PER MONTH/YEAR

HOW MUCH IS TEMPORARY CAR INSURANCE: AVERAGE TEMPORARY CAR INSURANCE COST PER DAY

HOW MUCH DOES NON OWNER CAR INSURANCE COST: AVERAGE NON OWNER CAR INSURANCE COST PER MONTH/YEAR

HOW MUCH IS CLASSIC CAR INSURANCE: CLASSIC CAR INSURANCE COST PER MONTH/YEAR

GET A CHEAPER CAR INSURANCE THAN THE AVERAGE

AVERAGE CAR INSURANCE RATES BY AGE AND STATE

AVERAGE CAR INSURANCE RATES BY AGE AND GENDER PER YEAR

AVERAGE COST OF FULL COVERAGE CAR INSURANCE BY AGE AND GENDER PER YEAR

AVERAGE CAR INSURANCE COST BY GENDER (EXPERIENCED DRIVERS) PER YEAR

HOW MUCH IS INSURANCE FOR A NEW DRIVER: AVERAGE FULL COVERAGE CAR INSURANCE COST FOR A 16 YEAR OLD NEW DRIVER PER MONTH/YEAR

HOW MUCH IS CAR INSURANCE FOR A 16 YEAR OLD: AVERAGE CAR INSURANCE COST FOR A 16 YEAR OLD MALE AND FEMALE DRIVER PER MONTH/YEAR

HOW MUCH IS CAR INSURANCE FOR A 17 YEAR OLD: AVERAGE CAR INSURANCE COST FOR A 17 YEAR OLD DRIVER PER MONTH/YEAR

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AVERAGE CAR INSURANCE RATES BY STATE PER YEAR

AVERAGE AUTO INSURANCE COST: COMPANY RATES COMPARISON

GET A CHEAPER CAR INSURANCE THAN THE AVERAGE

AVERAGE AUTO INSURANCE COST BY CAR TYPES

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