Average Car Insurance Cost Per Month in 2020

Learn how much is car insurance per month, on average, in different states in the US.

How much does car insurance cost per month on average?

The average car insurance cost per month depends on many factors. The most important factors are how clean is your driving record, how good or bad is your credit score, what is your vehicle type, how many years you've been driving, your age and how much car insurance coverage did you actually buy. That said, according to our research, the overall average car insurance cost per month in all states in the US in 2020 is $131 per month. That doesn't necessarily mean that this is also going to be your monthly auto insurance cost, because car insurance quotes vary individually based on a personal rating system.

Getting minimum liability coverage (for example: 25/50) will make sure your rates are low. In order to get a $39 car insurance monthly cost, you will actually have to pass on comprehensive and collision coverage and keep your limits and coverage at a minimum. This is definitely not something we recommended, As it doesn't really give you a good enough coverage. It is better and a lot more recommended to get a wide coverage that sufficiently protects your interests in case something happens.

How much does car insurance cost per month for a 16 year old?

The average monthly car insurance cost for a 16 year old is $263. Louisiana is the most expensive state for 16 year old drivers with a typical car insurance cost of $1365 per month average car insurance costs. The cheapest vehicles for 16 year old drivers to insure are simple cars with low MSRP, such as a sedan. A good student discount will save you up to $43 per month.

How much does car insurance cost per month in California?

The average car insurance cost for a minimum coverage in California is $47 per month. The average full coverage car insurance cost in California is $149 per month.

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