Understanding the average car insurance cost is important for every driver to take in to consideration, and this is exactlt what this article is here to address. This article provide up to date information and answer some frequently asked (and some that are less frequently asked) questions related to the average auto insurance cost per month and per year, across the United States of America.
It is important to note that while these rates represent the average cost of auto insurance, car insurance premium rates vary greatly and depend on many factors, from driving record, through credit score, vehicle type, driving experience, age, gender, state, geographical location and how much coverage you require – to things like mileage, driving purpose and other factors.
Average Auto Insurance Cost Per Month/Year By Car Manufacturer
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Hyundai Elantra insurance cost
Volkswagen Jetta insurance cost
Average Car Insurance Cost Per Month/Year of Different Carriers
How much is Allstate car insurance? cost, rates & quote
How much is GEICO car insurance? cost, rates & quote
How much is Progressive car insurance: cost & rates
How much is State Farm car insurance: cost & rates
How much is USAA car insurance: cost, rates & quote
Average Car Insurance Cost Per Month/Year by State
Average car insurance cost California: How much is car insurance in California?
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How to Get Cheap Car Insurance Quotes
How Much Does Car Insurance Cost Per Month
If you recently wondered how much is car insurance per month, you will find here a lot of data that answers this question in detail, as well as many other questions.
According to our research, the overall national average car insurance cost per month in all states in the U.S. in 2021 is approximately $113 per month or $1348 a year.
That doesn’t necessarily mean that this is also going to be your monthly auto insurance cost, because car insurance quotes vary based on many factors as well as a personal rating system and risk management by auto insurers. However, it will give you a good estimate of how much you may pay.
Getting minimum liability coverage, 25/50 for example, will make sure your monthly rates are low. In order to get a $39 car insurance a month, you will actually have to pass on comprehensive and collision coverage and keep your limits and coverage at a minimum. This is not something we recommend, as it doesn’t really give sufficient coverage. It is a lot better to get full coverage car insurance that sufficiently covers you by combining the minimum state coverage requirement, comprehensive insurance and collision insurance coverage.
How Much Does Car Insurance Cost Per Year?
While we provide plenty of detailed, in-depth information around this question across this article, keep in mind that the national average car insurance cost according to our research is around $1,348 per year. While this is a national average, average yearly car insurance rates vary based on state, gender, driving history and other factors. You should navigate around this article to find out the average yearly car insurance for more driver criteria. Read more to find out where you actually fit.
The chart shows the annual average cost of car insurance depending on the type of driver or given a certain circumstance:
| Driver Status | Average Annual Rate |
|---|---|
| Good credit | $951 |
| After speeding ticket | $1268 |
| Poor Credit | $1671 |
| An at-fault total loss | $1231 |
| Married couple | $2032 |
| After a DUI | $1687 |
| Married couple with teenager | $2904 |
How Much is Full Coverage Insurance?
Full coverage car insurance normally combines comprehensive and collision coverages with the minimum liability coverage requirement of each state. Based on our research, the national average full coverage car insurance cost is $144 per month or $1,723 per year .
The cheapest full coverage car insurance can be found in Maine and New Hampshire, both with an average full coverage car insurance cost of $92 per month or $1,100 per year.
The most expensive state for full coverage insurance is Michigan, where the average costs reach approximately $263 per month or $3,150 yearly.
Read more in the chart:
| State | Full Coverage per month | Full Coverage per year |
|---|---|---|
| Alabama | $142 | $1,700 |
| Alaska | $129 | $1,550 |
| Arizona | $150 | $1,800 |
| Arkansas | $146 | $1,750 |
| California | $142 | $1,700 |
| Colorado | $163 | $1,950 |
| Connecticut | $171 | $2,050 |
| DC | $183 | $2,200 |
| Delaware | $158 | $1,900 |
| Florida | $179 | $2,150 |
| Georgia | $154 | $1,850 |
| Hawaii | $133 | $1,600 |
| Idaho | $108 | $1,300 |
| Illinois | $129 | $1,550 |
| Indiana | $104 | $1,250 |
| Iowa | $113 | $1,350 |
| Kansas | $142 | $1,700 |
| Kentucky | $196 | $2,350 |
| Louisiana | $217 | $2,600 |
| Maine | $92 | $1,100 |
| Maryland | $150 | $1,800 |
| Massachusetts | $121 | $1,450 |
| Michigan | $263 | $3,150 |
| Minnesota | $133 | $1,600 |
| Mississippi | $142 | $1,700 |
| Missouri | $150 | $1,800 |
| Montana | $163 | $1,950 |
| Nebraska | $125 | $1,500 |
| Nevada | $200 | $2,400 |
| New Hampshire | $92 | $1,100 |
| New Jersey | $167 | $2,000 |
| New Mexico | $133 | $1,600 |
| New York | $171 | $2,050 |
| North Carolina | $119 | $1,425 |
| North Dakota | $133 | $1,600 |
| Ohio | $100 | $1,200 |
| Oklahoma | $150 | $1,800 |
| Oregon | $125 | $1,500 |
| Pennsylvania | $142 | $1,700 |
| Rhode Island | $171 | $2,050 |
| South Carolina | $138 | $1,650 |
| South Dakota | $138 | $1,650 |
| Tennessee | $125 | $1,500 |
| Texas | $150 | $1,800 |
| Utah | $125 | $1,500 |
| Vermont | $117 | $1,400 |
| Virginia | $100 | $1,200 |
| Washington | $133 | $1,600 |
| West Virginia | $138 | $1,650 |
| Wisconsin | $113 | $1,350 |
| Wyoming | $150 | $1,800 |
How Much is Liability Car Insurance?
How much does liability insurance cost for a car in America you wonder? it is approximately $550 per year or $46 per month for liability coverage that includes both bodily injury liability and property damage liability insurance coverage.
How Much is Minimum Liability Car Insurance by State?
The average minimum liability car insurance coverage cost by state can be found below. We bolded the cheapest and most expensive states.
| State | Minimum Liability Insurance Cost Per Year |
|---|---|
| Alabama | $600 |
| Alaska | $450 |
| Arizona | $513 |
| Arkansas | $501 |
| California | $574 |
| Colorado | $553 |
| Connecticut | $821 |
| DC | $623 |
| Delaware | $843 |
| Florida | $828 |
| Georgia | $684 |
| Hawaii | $485 |
| Idaho | $606 |
| Illinois | $878 |
| Indiana | $498 |
| Iowa | $357 |
| Kansas | $654 |
| Kentucky | $1062 |
| Louisiana | $971 |
| Maine | $416 |
| Maryland | $853 |
| Massachusetts | $484 |
| Michigan | $1,855 |
| Minnesota | $472 |
| Mississippi | $603 |
| Missouri | $432 |
| Montana | $381 |
| Nebraska | $599 |
| Nevada | $722 |
| New Hampshire | $492 |
| New Jersey | $644 |
| New Mexico | $609 |
| New York | $887 |
| North Carolina | $351 |
| North Dakota | $528 |
| Ohio | $429 |
| Oklahoma | $418 |
| Oregon | $639 |
| Pennsylvania | $502 |
| Rhode Island | $808 |
| South Carolina | $596 |
| South Dakota | $281 |
| Tennessee | $408 |
| Texas | $538 |
| Utah | $502 |
| Vermont | $552 |
| Virginia | $385 |
| Washington | $662 |
| West Virginia | $604 |
| Wisconsin | $364 |
| Wyoming | $485 |
How Much is Gap Insurance?
The average gap insurance cost when buying it directly from insurers will be a few dollars a month or $20 to $45 per year.
However, no matter what you do, do not buy it at the car dealership, as it will cost you a lot more and unjustly.
Learn more about gap insurance here.
How Much Does Commercial Auto Insurance Cost?
The average commercial auto insurance cost varies, depending on the liability limits that the business chooses. For policies with $1M liability limit, the average cost is $83 per month and $1,000 per year.
Get the cheapest commercial auto insurance quotes here.
How Much is Temporary Car Insurance?
Temporary car insurance, or short term car insurance policies, are mostly sold by car rental services to cover rented vehicles for short period of times, be it one day car insurance, five days, one week or one month. Temporary car insurance covers the damages done to the rented vehicles at the time the renter was using it. Temporary car insurance cost can get quite expensive, up to $25 a day. This is why we strongly recommend to choose non owner policy over temporary car insurance, which will allow you to save a lot of money, while keeping you covered. How much is non owner auto insurance you wonder? read on.
How Much Does Non Owner Car Insurance Cost?
According to our research, the national average non owner car insurance cost is $482 per year and $41 per month.
| State | Cost per month | Cost per year |
|---|---|---|
| Alabama | $45 | $513 |
| Alaska | $26 | $309 |
| Arizona | $41 | $493 |
| Arkansas | $40 | $488 |
| California | $24 | $292 |
| Colorado | $33 | $393 |
| Connecticut | $76 | $912 |
| Delaware | $72 | $873 |
| District of Columbia | $43 | $514 |
| Florida | $75 | $917 |
| Georgia | $53 | $629 |
| Hawaii | $37 | $432 |
| Idaho | $22 | $253 |
| Illinois | $28 | $329 |
| Indiana | $26 | $299 |
| Iowa | $21 | $238 |
| Kansas | $28 | $334 |
| Kentucky | $35 | $406 |
| Louisiana | $68 | $812 |
| Maine | $23 | $276 |
| Maryland | $66 | $782 |
| Massachusetts | $55 | $661 |
| Michigan | $89 | $1068 |
| Minnesota | $55 | $653 |
| Mississippi | $27 | $319 |
| Missouri | $31 | $358 |
| Montana | $28 | $328 |
| Nebraska | $24 | $281 |
| Nevada | $58 | $688 |
| New Hampshire | $41 | $449 |
| New Jersey | $92 | $1102 |
| New Mexico | $28 | $331 |
| New York | $40 | $476 |
| North Carolina | $33 | $398 |
| North Dakota | $28 | $336 |
| Ohio | $26 | $308 |
| Oklahoma | $27 | $319 |
| Oregon | $44 | $520 |
| Pennsylvania | $40 | $477 |
| Rhode Island | $81 | $966 |
| South Carolina | $29 | $348 |
| South Dakota | $20 | $226 |
| Tennessee | $38 | $452 |
| Texas | $44 | $521 |
| Utah | $55 | $653 |
| Vermont | $33 | $388 |
| Virginia | $24 | $289 |
| Washington | $24 | $280 |
| West Virginia | $38 | $444 |
| Wisconsin | $14 | $168 |
| Wyoming | $25 | $292 |
| National Average | |
$482 |
How Much is Classic Car Insurance?
Ever wondered how driving on one of those classic cars on the road felt like? Must feel wonderful. If you wonder how much does classic car insurance cost, well, collectible car insurance is 40-50% cheaper than standard auto insurance. Conventional vehicles are more expensive to insure because of how consumers use these vehicles on a regular basis, compared to classic cars that only have limited coverage due to how rare these cars are used.
Average Car Insurance Rates by Age & State
Please find below the average full coverage car insurance rates by age and state:
| State | Age | Average Cost Per Year |
|---|---|---|
| Alaska | 16 | $5300 |
| Alaska | 17 | $4700 |
| Alaska | 18 | $4200 |
| Alaska | 19 | $3400 |
| Alaska | 20 | $3100 |
| Alaska | 21 | $2600 |
| Alaska | 22 | $2350 |
| Alaska | 23 | $2150 |
| Alaska | 24 | $2000 |
| Alaska | 25 | $1800 |
| Alaska | 30 | $1550 |
| Alaska | 35 | $1500 |
| Alaska | 40 | $1500 |
| Alaska | 45 | $1400 |
| Alaska | 50 | $1300 |
| Alaska | 55 | $1300 |
| Alaska | 60 | $1300 |
| Alaska | 65 | $1400 |
| Alaska | 70 | $1500 |
| Alaska | 75 | $1600 |
| Alabama | 16 | $7950 |
| Alabama | 17 | $6800 |
| Alabama | 18 | $6000 |
| Alabama | 19 | $3900 |
| Alabama | 20 | $3500 |
| Alabama | 21 | $2600 |
| Alabama | 22 | $2400 |
| Alabama | 23 | $2200 |
| Alabama | 24 | $2100 |
| Alabama | 25 | $1900 |
| Alabama | 30 | $1700 |
| Alabama | 35 | $1700 |
| Alabama | 40 | $1700 |
| Alabama | 45 | $1600 |
| Alabama | 50 | $1550 |
| Alabama | 55 | $1500 |
| Alabama | 60 | $1450 |
| Alabama | 65 | $1500 |
| Alabama | 70 | $1550 |
| Alabama | 75 | $1750 |
| Arkansas | 16 | $8200 |
| Arkansas | 17 | $7600 |
| Arkansas | 18 | $6600 |
| Arkansas | 19 | $4100 |
| Arkansas | 20 | $3600 |
| Arkansas | 21 | $2700 |
| Arkansas | 22 | $2450 |
| Arkansas | 23 | $2250 |
| Arkansas | 24 | $2100 |
| Arkansas | 25 | $1900 |
| Arkansas | 30 | $1750 |
| Arkansas | 35 | $1700 |
| Arkansas | 40 | $1700 |
| Arkansas | 45 | $1600 |
| Arkansas | 50 | $1555 |
| Arkansas | 55 | $1500 |
| Arkansas | 60 | $1500 |
| Arkansas | 65 | $1600 |
| Arkansas | 70 | $1700 |
| Arkansas | 75 | $1900 |
| Arizona | 16 | $8200 |
| Arizona | 17 | $7100 |
| Arizona | 18 | $6400 |
| Arizona | 19 | $4100 |
| Arizona | 20 | $3700 |
| Arizona | 21 | $2700 |
| Arizona | 22 | $2500 |
| Arizona | 23 | $2300 |
| Arizona | 24 | $2200 |
| Arizona | 25 | $2000 |
| Arizona | 30 | $1800 |
| Arizona | 35 | $1800 |
| Arizona | 40 | $1800 |
| Arizona | 45 | $1700 |
| Arizona | 50 | $1700 |
| Arizona | 55 | $1600 |
| Arizona | 60 | $1600 |
| Arizona | 65 | $1650 |
| Arizona | 70 | $1700 |
| Arizona | 75 | $2000 |
| California | 16 | $7150 |
| California | 17 | $6800 |
| California | 18 | $6250 |
| California | 19 | $4600 |
| California | 20 | $4400 |
| California | 21 | $3700 |
| California | 22 | $3200 |
| California | 23 | $3000 |
| California | 24 | $2900 |
| California | 25 | $2500 |
| California | 30 | $2150 |
| California | 35 | $2050 |
| California | 40 | $2000 |
| California | 45 | $1850 |
| California | 50 | $1800 |
| California | 55 | $1700 |
| California | 60 | $1700 |
| California | 65 | $1650 |
| California | 70 | $1800 |
| California | 75 | $1900 |
| Colorado | 16 | $9200 |
| Colorado | 17 | $7650 |
| Colorado | 18 | $6850 |
| Colorado | 19 | $4300 |
| Colorado | 20 | $3750 |
| Colorado | 21 | $2800 |
| Colorado | 22 | $2600 |
| Colorado | 23 | $2450 |
| Colorado | 24 | $2300 |
| Colorado | 25 | $2200 |
| Colorado | 30 | $2000 |
| Colorado | 35 | $1950 |
| Colorado | 40 | $1950 |
| Colorado | 45 | $1950 |
| Colorado | 50 | $1850 |
| Colorado | 55 | $1800 |
| Colorado | 60 | $1750 |
| Colorado | 65 | $1800 |
| Colorado | 70 | $1800 |
| Colorado | 75 | $2000 |
| Connecticut | 16 | $9300 |
| Connecticut | 17 | $9100 |
| Connecticut | 18 | $7600 |
| Connecticut | 19 | $5200 |
| Connecticut | 20 | $4400 |
| Connecticut | 21 | $3350 |
| Connecticut | 22 | $2950 |
| Connecticut | 23 | $2650 |
| Connecticut | 24 | $2450 |
| Connecticut | 25 | $2200 |
| Connecticut | 30 | $2000 |
| Connecticut | 35 | $2000 |
| Connecticut | 40 | $1900 |
| Connecticut | 45 | $1800 |
| Connecticut | 50 | $1750 |
| Connecticut | 55 | $1700 |
| Connecticut | 60 | $1700 |
| Connecticut | 65 | $1750 |
| Connecticut | 70 | $1900 |
| Connecticut | 75 | $2200 |
| DC | 16 | $9450 |
| DC | 17 | $7900 |
| DC | 18 | $7100 |
| DC | 19 | $4700 |
| DC | 20 | $4150 |
| DC | 21 | $3500 |
| DC | 22 | $3200 |
| DC | 23 | $2900 |
| DC | 24 | $2650 |
| DC | 25 | $2450 |
| DC | 30 | $2200 |
| DC | 35 | $2200 |
| DC | 40 | $2150 |
| DC | 45 | $2050 |
| DC | 50 | $2000 |
| DC | 55 | $1900 |
| DC | 60 | $1900 |
| DC | 65 | $2000 |
| DC | 70 | $2100 |
| DC | 75 | $2350 |
| Delaware | 16 | $9350 |
| Delaware | 17 | $9200 |
| Delaware | 18 | $7600 |
| Delaware | 19 | $5100 |
| Delaware | 20 | $4500 |
| Delaware | 21 | $3150 |
| Delaware | 22 | $2850 |
| Delaware | 23 | $2600 |
| Delaware | 24 | $2400 |
| Delaware | 25 | $2150 |
| Delaware | 30 | $2000 |
| Delaware | 35 | $1950 |
| Delaware | 40 | $1950 |
| Delaware | 45 | $1900 |
| Delaware | 50 | $1800 |
| Delaware | 55 | $1750 |
| Delaware | 60 | $1750 |
| Delaware | 65 | $1800 |
| Delaware | 70 | $1900 |
| Delaware | 75 | $2150 |
| Florida | 16 | $8000 |
| Florida | 17 | $7650 |
| Florida | 18 | $6500 |
| Florida | 19 | $4500 |
| Florida | 20 | $4000 |
| Florida | 21 | $3350 |
| Florida | 22 | $3050 |
| Florida | 23 | $2800 |
| Florida | 24 | $2600 |
| Florida | 25 | $2400 |
| Florida | 30 | $2200 |
| Florida | 35 | $2200 |
| Florida | 40 | $2150 |
| Florida | 45 | $2050 |
| Florida | 50 | $1950 |
| Florida | 55 | $1900 |
| Florida | 60 | $1900 |
| Florida | 65 | $1900 |
| Florida | 70 | $2000 |
| Florida | 75 | $2250 |
| Georgia | 16 | $8150 |
| Georgia | 17 | $7000 |
| Georgia | 18 | $5800 |
| Georgia | 19 | $4100 |
| Georgia | 20 | $3650 |
| Georgia | 21 | $3050 |
| Georgia | 22 | $2800 |
| Georgia | 23 | $2600 |
| Georgia | 24 | $2400 |
| Georgia | 25 | $2150 |
| Georgia | 30 | $1900 |
| Georgia | 35 | $1950 |
| Georgia | 40 | $1900 |
| Georgia | 45 | $1700 |
| Georgia | 50 | $1650 |
| Georgia | 55 | $1600 |
| Georgia | 60 | $1600 |
| Georgia | 65 | $1700 |
| Georgia | 70 | $1800 |
| Georgia | 75 | $2000 |
| Hawaii | 16 | $1900 |
| Hawaii | 17 | $1750 |
| Hawaii | 18 | $1700 |
| Hawaii | 19 | $1600 |
| Hawaii | 20 | $1600 |
| Hawaii | 21 | $1600 |
| Hawaii | 22 | $1600 |
| Hawaii | 23 | $1600 |
| Hawaii | 24 | $1600 |
| Hawaii | 25 | $1600 |
| Hawaii | 30 | $1600 |
| Hawaii | 35 | $1600 |
| Hawaii | 40 | $1600 |
| Hawaii | 45 | $1600 |
| Hawaii | 50 | $1600 |
| Hawaii | 55 | $1600 |
| Hawaii | 60 | $1600 |
| Hawaii | 65 | $1600 |
| Hawaii | 70 | $1600 |
| Hawaii | 75 | $1600 |
| Iowa | 16 | $5900 |
| Iowa | 17 | $4350 |
| Iowa | 18 | $3850 |
| Iowa | 19 | $2900 |
| Iowa | 20 | $2550 |
| Iowa | 21 | $2000 |
| Iowa | 22 | $1800 |
| Iowa | 23 | $1700 |
| Iowa | 24 | $1600 |
| Iowa | 25 | $1500 |
| Iowa | 30 | $1360 |
| Iowa | 35 | $1350 |
| Iowa | 40 | $1300 |
| Iowa | 45 | $1250 |
| Iowa | 50 | $1200 |
| Iowa | 55 | $1150 |
| Iowa | 60 | $1100 |
| Iowa | 65 | $1150 |
| Iowa | 70 | $1200 |
| Iowa | 75 | $1300 |
| Idaho | 16 | $6400 |
| Idaho | 17 | $5500 |
| Idaho | 18 | $5000 |
| Idaho | 19 | $3000 |
| Idaho | 20 | $2700 |
| Idaho | 21 | $2050 |
| Idaho | 22 | $1900 |
| Idaho | 23 | $1700 |
| Idaho | 24 | $1600 |
| Idaho | 25 | $1500 |
| Idaho | 30 | $1300 |
| Idaho | 35 | $1250 |
| Idaho | 40 | $1250 |
| Idaho | 45 | $1200 |
| Idaho | 50 | $1100 |
| Idaho | 55 | $1100 |
| Idaho | 60 | $1050 |
| Idaho | 65 | $1100 |
| Idaho | 70 | $1200 |
| Idaho | 75 | $1400 |
| Illinois | 16 | $6600 |
| Illinois | 17 | $5800 |
| Illinois | 18 | $5100 |
| Illinois | 19 | $3650 |
| Illinois | 20 | $3250 |
| Illinois | 21 | $2350 |
| Illinois | 22 | $2200 |
| Illinois | 23 | $2000 |
| Illinois | 24 | $1900 |
| Illinois | 25 | $1700 |
| Illinois | 30 | $1550 |
| Illinois | 35 | $1500 |
| Illinois | 40 | $1500 |
| Illinois | 45 | $1350 |
| Illinois | 50 | $1300 |
| Illinois | 55 | $1300 |
| Illinois | 60 | $1300 |
| Illinois | 65 | $1300 |
| Illinois | 70 | $1400 |
| Illinois | 75 | $1500 |
| Indiana | 16 | $6100 |
| Indiana | 17 | $5100 |
| Indiana | 18 | $4400 |
| Indiana | 19 | $3000 |
| Indiana | 20 | $2700 |
| Indiana | 21 | $2000 |
| Indiana | 22 | $1900 |
| Indiana | 23 | $1700 |
| Indiana | 24 | $1600 |
| Indiana | 25 | $1400 |
| Indiana | 30 | $1300 |
| Indiana | 35 | $1250 |
| Indiana | 40 | $1250 |
| Indiana | 45 | $1200 |
| Indiana | 50 | $1150 |
| Indiana | 55 | $1100 |
| Indiana | 60 | $1100 |
| Indiana | 65 | $1100 |
| Indiana | 70 | $1150 |
| Indiana | 75 | $1300 |
| Kansas | 16 | $6750 |
| Kansas | 17 | $5900 |
| Kansas | 18 | $5150 |
| Kansas | 19 | $3600 |
| Kansas | 20 | $3200 |
| Kansas | 21 | $2450 |
| Kansas | 22 | $2300 |
| Kansas | 23 | $2100 |
| Kansas | 24 | $2000 |
| Kansas | 25 | $1900 |
| Kansas | 30 | $1700 |
| Kansas | 35 | $1650 |
| Kansas | 40 | $1600 |
| Kansas | 45 | $1550 |
| Kansas | 50 | $1500 |
| Kansas | 55 | $1450 |
| Kansas | 60 | $1400 |
| Kansas | 65 | $1450 |
| Kansas | 70 | $1500 |
| Kansas | 75 | $1700 |
| Kentucky | 16 | $10,400 |
| Kentucky | 17 | $8800 |
| Kentucky | 18 | $7400 |
| Kentucky | 19 | $5350 |
| Kentucky | 20 | $4800 |
| Kentucky | 21 | $3750 |
| Kentucky | 22 | $3500 |
| Kentucky | 23 | $3200 |
| Kentucky | 24 | $3000 |
| Kentucky | 25 | $2700 |
| Kentucky | 30 | $2400 |
| Kentucky | 35 | $2400 |
| Kentucky | 40 | $2350 |
| Kentucky | 45 | $2250 |
| Kentucky | 50 | $2150 |
| Kentucky | 55 | $2100 |
| Kentucky | 60 | $2100 |
| Kentucky | 65 | $2150 |
| Kentucky | 70 | $2250 |
| Kentucky | 75 | $2550 |
| Louisiana | 16 | $10,600 |
| Louisiana | 17 | $8800 |
| Louisiana | 18 | $7800 |
| Louisiana | 19 | $5550 |
| Louisiana | 20 | $5000 |
| Louisiana | 21 | $4250 |
| Louisiana | 22 | $3800 |
| Louisiana | 23 | $3500 |
| Louisiana | 24 | $3400 |
| Louisiana | 25 | $2850 |
| Louisiana | 30 | $2600 |
| Louisiana | 35 | $2600 |
| Louisiana | 40 | $2550 |
| Louisiana | 45 | $2450 |
| Louisiana | 50 | $2300 |
| Louisiana | 55 | $2250 |
| Louisiana | 60 | $2300 |
| Louisiana | 65 | $2450 |
| Louisiana | 70 | $2400 |
| Louisiana | 75 | $2400 |
| Massachusetts | 16 | $5750 |
| Massachusetts | 17 | $5450 |
| Massachusetts | 18 | $5200 |
| Massachusetts | 19 | $3750 |
| Massachusetts | 20 | $3450 |
| Massachusetts | 21 | $2950 |
| Massachusetts | 22 | $1800 |
| Massachusetts | 23 | $1700 |
| Massachusetts | 24 | $1650 |
| Massachusetts | 25 | $1550 |
| Massachusetts | 30 | $1500 |
| Massachusetts | 35 | $1400 |
| Massachusetts | 40 | $1400 |
| Massachusetts | 45 | $1400 |
| Massachusetts | 50 | $1400 |
| Massachusetts | 55 | $1400 |
| Massachusetts | 60 | $1400 |
| Massachusetts | 65 | $1050 |
| Massachusetts | 70 | $1100 |
| Massachusetts | 75 | $1200 |
| Maryland | 16 | $7700 |
| Maryland | 17 | $6500 |
| Maryland | 18 | $5600 |
| Maryland | 19 | $4500 |
| Maryland | 20 | $3950 |
| Maryland | 21 | $3050 |
| Maryland | 22 | $2800 |
| Maryland | 23 | $2550 |
| Maryland | 24 | $2250 |
| Maryland | 25 | $2000 |
| Maryland | 30 | $1850 |
| Maryland | 35 | $1800 |
| Maryland | 40 | $1800 |
| Maryland | 45 | $1800 |
| Maryland | 50 | $1700 |
| Maryland | 55 | $1650 |
| Maryland | 60 | $1700 |
| Maryland | 65 | $1850 |
| Maryland | 70 | $1950 |
| Maryland | 75 | $1950 |
| Maine | 16 | $4000 |
| Maine | 17 | $3750 |
| Maine | 18 | $3350 |
| Maine | 19 | $2600 |
| Maine | 20 | $2350 |
| Maine | 21 | $1800 |
| Maine | 22 | $1650 |
| Maine | 23 | $1500 |
| Maine | 24 | $1400 |
| Maine | 25 | $1250 |
| Maine | 30 | $1050 |
| Maine | 35 | $1050 |
| Maine | 40 | $1050 |
| Maine | 45 | $1000 |
| Maine | 50 | $950 |
| Maine | 55 | $950 |
| Maine | 60 | $950 |
| Maine | 65 | $950 |
| Maine | 70 | $950 |
| Maine | 75 | $950 |
| Michigan | 16 | $18,000 |
| Michigan | 17 | $12,500 |
| Michigan | 18 | $11,000 |
| Michigan | 19 | $8500 |
| Michigan | 20 | $6700 |
| Michigan | 21 | $5000 |
| Michigan | 22 | $4700 |
| Michigan | 23 | $4400 |
| Michigan | 24 | $4100 |
| Michigan | 25 | $3750 |
| Michigan | 30 | $3500 |
| Michigan | 35 | $3450 |
| Michigan | 40 | $3500 |
| Michigan | 45 | $3400 |
| Michigan | 50 | $3300 |
| Michigan | 55 | $3150 |
| Michigan | 60 | $3100 |
| Michigan | 65 | $3200 |
| Michigan | 70 | $3500 |
| Michigan | 75 | $3900 |
| Minnesota | 16 | $7000 |
| Minnesota | 17 | $5400 |
| Minnesota | 18 | $5100 |
| Minnesota | 19 | $3450 |
| Minnesota | 20 | $3100 |
| Minnesota | 21 | $2500 |
| Minnesota | 22 | $2300 |
| Minnesota | 23 | $2150 |
| Minnesota | 24 | $2050 |
| Minnesota | 25 | $1800 |
| Minnesota | 30 | $1600 |
| Minnesota | 35 | $1600 |
| Minnesota | 40 | $1600 |
| Minnesota | 45 | $1450 |
| Minnesota | 50 | $1350 |
| Minnesota | 55 | $1350 |
| Minnesota | 60 | $1350 |
| Minnesota | 65 | $1400 |
| Minnesota | 70 | $1450 |
| Minnesota | 75 | $1650 |
| Missouri | 16 | $8200 |
| Missouri | 17 | $6500 |
| Missouri | 18 | $5800 |
| Missouri | 19 | $3950 |
| Missouri | 20 | $3500 |
| Missouri | 21 | $2750 |
| Missouri | 22 | $2450 |
| Missouri | 23 | $2250 |
| Missouri | 24 | $2150 |
| Missouri | 25 | $2000 |
| Missouri | 30 | $1800 |
| Missouri | 35 | $1800 |
| Missouri | 40 | $1750 |
| Missouri | 45 | $1700 |
| Missouri | 50 | $1600 |
| Missouri | 55 | $1500 |
| Missouri | 60 | $1500 |
| Missouri | 65 | $1500 |
| Missouri | 70 | $1600 |
| Missouri | 75 | $1750 |
| Mississippi | 16 | $6600 |
| Mississippi | 17 | $6100 |
| Mississippi | 18 | $5200 |
| Mississippi | 19 | $3650 |
| Mississippi | 20 | $3250 |
| Mississippi | 21 | $2650 |
| Mississippi | 22 | $2450 |
| Mississippi | 23 | $2250 |
| Mississippi | 24 | $2100 |
| Mississippi | 25 | $2000 |
| Mississippi | 30 | $1700 |
| Mississippi | 35 | $1650 |
| Mississippi | 40 | $1650 |
| Mississippi | 45 | $1500 |
| Mississippi | 50 | $1450 |
| Mississippi | 55 | $1400 |
| Mississippi | 60 | $1400 |
| Mississippi | 65 | $1400 |
| Mississippi | 70 | $1500 |
| Mississippi | 75 | $1750 |
| Montana | 16 | $8150 |
| Montana | 17 | $6750 |
| Montana | 18 | $5900 |
| Montana | 19 | $4400 |
| Montana | 20 | $4050 |
| Montana | 21 | $3200 |
| Montana | 22 | $2950 |
| Montana | 23 | $2650 |
| Montana | 24 | $2400 |
| Montana | 25 | $2150 |
| Montana | 30 | $1950 |
| Montana | 35 | $1950 |
| Montana | 40 | $1950 |
| Montana | 45 | $1900 |
| Montana | 50 | $1850 |
| Montana | 55 | $1800 |
| Montana | 60 | $1750 |
| Montana | 65 | $1800 |
| Montana | 70 | $1900 |
| Montana | 75 | $2250 |
| North Carolina | 16 | $3900 |
| North Carolina | 17 | $3450 |
| North Carolina | 18 | $3100 |
| North Carolina | 19 | $2000 |
| North Carolina | 20 | $1950 |
| North Carolina | 21 | $1700 |
| North Carolina | 22 | $1700 |
| North Carolina | 23 | $1650 |
| North Carolina | 24 | $1650 |
| North Carolina | 25 | $1600 |
| North Carolina | 30 | $1400 |
| North Carolina | 35 | $1400 |
| North Carolina | 40 | $1400 |
| North Carolina | 45 | $1400 |
| North Carolina | 50 | $1350 |
| North Carolina | 55 | $1300 |
| North Carolina | 60 | $1300 |
| North Carolina | 65 | $1300 |
| North Carolina | 70 | $1400 |
| North Carolina | 75 | $1450 |
| North Dakota | 16 | $8300 |
| North Dakota | 17 | $6200 |
| North Dakota | 18 | $5500 |
| North Dakota | 19 | $3500 |
| North Dakota | 20 | $3100 |
| North Dakota | 21 | $2400 |
| North Dakota | 22 | $2200 |
| North Dakota | 23 | $2000 |
| North Dakota | 24 | $1900 |
| North Dakota | 25 | $1750 |
| North Dakota | 30 | $1550 |
| North Dakota | 35 | $1550 |
| North Dakota | 40 | $1500 |
| North Dakota | 45 | $1400 |
| North Dakota | 50 | $1350 |
| North Dakota | 55 | $1300 |
| North Dakota | 60 | $1250 |
| North Dakota | 65 | $1250 |
| North Dakota | 70 | $1300 |
| North Dakota | 75 | $1400 |
| Nebraska | 16 | $6400 |
| Nebraska | 17 | $5800 |
| Nebraska | 18 | $4900 |
| Nebraska | 19 | $3200 |
| Nebraska | 20 | $2900 |
| Nebraska | 21 | $2150 |
| Nebraska | 22 | $2000 |
| Nebraska | 23 | $1850 |
| Nebraska | 24 | $1750 |
| Nebraska | 25 | $1700 |
| Nebraska | 30 | $1500 |
| Nebraska | 35 | $1500 |
| Nebraska | 40 | $1450 |
| Nebraska | 45 | $1400 |
| Nebraska | 50 | $1350 |
| Nebraska | 55 | $1300 |
| Nebraska | 60 | $1250 |
| Nebraska | 65 | $1300 |
| Nebraska | 70 | $1400 |
| Nebraska | 75 | $1550 |
| New Hampshire | 16 | $4100 |
| New Hampshire | 17 | $3700 |
| New Hampshire | 18 | $3200 |
| New Hampshire | 19 | $2400 |
| New Hampshire | 20 | $2100 |
| New Hampshire | 21 | $1800 |
| New Hampshire | 22 | $1650 |
| New Hampshire | 23 | $1550 |
| New Hampshire | 24 | $1500 |
| New Hampshire | 25 | $1200 |
| New Hampshire | 30 | $1100 |
| New Hampshire | 35 | $1050 |
| New Hampshire | 40 | $1050 |
| New Hampshire | 45 | $950 |
| New Hampshire | 50 | $925 |
| New Hampshire | 55 | $900 |
| New Hampshire | 60 | $950 |
| New Hampshire | 65 | $1000 |
| New Hampshire | 70 | $1050 |
| New Hampshire | 75 | $1150 |
| New Jersey | 16 | $7250 |
| New Jersey | 17 | $6200 |
| New Jersey | 18 | $5500 |
| New Jersey | 19 | $4050 |
| New Jersey | 20 | $3650 |
| New Jersey | 21 | $3000 |
| New Jersey | 22 | $2850 |
| New Jersey | 23 | $2600 |
| New Jersey | 24 | $2500 |
| New Jersey | 25 | $2250 |
| New Jersey | 30 | $2000 |
| New Jersey | 35 | $1950 |
| New Jersey | 40 | $1950 |
| New Jersey | 45 | $1850 |
| New Jersey | 50 | $1800 |
| New Jersey | 55 | $1750 |
| New Jersey | 60 | $1700 |
| New Jersey | 65 | $1750 |
| New Jersey | 70 | $1750 |
| New Jersey | 75 | $1950 |
| New Mexico | 16 | $7750 |
| New Mexico | 17 | $6300 |
| New Mexico | 18 | $5650 |
| New Mexico | 19 | $3800 |
| New Mexico | 20 | $3350 |
| New Mexico | 21 | $2550 |
| New Mexico | 22 | $2350 |
| New Mexico | 23 | $2150 |
| New Mexico | 24 | $2000 |
| New Mexico | 25 | $1800 |
| New Mexico | 30 | $1600 |
| New Mexico | 35 | $1600 |
| New Mexico | 40 | $1600 |
| New Mexico | 45 | $1550 |
| New Mexico | 50 | $1500 |
| New Mexico | 55 | $1400 |
| New Mexico | 60 | $1400 |
| New Mexico | 65 | $1450 |
| New Mexico | 70 | $1500 |
| New Mexico | 75 | $1750 |
| Nevada | 16 | $12,300 |
| Nevada | 17 | $9750 |
| Nevada | 18 | $8550 |
| Nevada | 19 | $5800 |
| Nevada | 20 | $5000 |
| Nevada | 21 | $3850 |
| Nevada | 22 | $3550 |
| Nevada | 23 | $3250 |
| Nevada | 24 | $3000 |
| Nevada | 25 | $2750 |
| Nevada | 30 | $2500 |
| Nevada | 35 | $2500 |
| Nevada | 40 | $2450 |
| Nevada | 45 | $2400 |
| Nevada | 50 | $2250 |
| Nevada | 55 | $2200 |
| Nevada | 60 | $2150 |
| Nevada | 65 | $2200 |
| Nevada | 70 | $2300 |
| Nevada | 75 | $2650 |
| New York | 16 | $6900 |
| New York | 17 | $5750 |
| New York | 18 | $4850 |
| New York | 19 | $3850 |
| New York | 20 | $3400 |
| New York | 21 | $3050 |
| New York | 22 | $2850 |
| New York | 23 | $2700 |
| New York | 24 | $2550 |
| New York | 25 | $2300 |
| New York | 30 | $2100 |
| New York | 35 | $2100 |
| New York | 40 | $2100 |
| New York | 45 | $2000 |
| New York | 50 | $1950 |
| New York | 55 | $1900 |
| New York | 60 | $1900 |
| New York | 65 | $1950 |
| New York | 70 | $2000 |
| New York | 75 | $2250 |
| Ohio | 16 | $5750 |
| Ohio | 17 | $5000 |
| Ohio | 18 | $4450 |
| Ohio | 19 | $2900 |
| Ohio | 20 | $2550 |
| Ohio | 21 | $1900 |
| Ohio | 22 | $1750 |
| Ohio | 23 | $1650 |
| Ohio | 24 | $1550 |
| Ohio | 25 | $1350 |
| Ohio | 30 | $1200 |
| Ohio | 35 | $1200 |
| Ohio | 40 | $1150 |
| Ohio | 45 | $1150 |
| Ohio | 50 | $1100 |
| Ohio | 55 | $1000 |
| Ohio | 60 | $100 |
| Ohio | 65 | $1050 |
| Ohio | 70 | $1100 |
| Ohio | 75 | $1250 |
| Oklahoma | 16 | $7800 |
| Oklahoma | 17 | $6600 |
| Oklahoma | 18 | $5900 |
| Oklahoma | 19 | $3900 |
| Oklahoma | 20 | $3400 |
| Oklahoma | 21 | $2700 |
| Oklahoma | 22 | $2500 |
| Oklahoma | 23 | $2300 |
| Oklahoma | 24 | $2150 |
| Oklahoma | 25 | $2000 |
| Oklahoma | 30 | $1800 |
| Oklahoma | 35 | $1800 |
| Oklahoma | 40 | $1800 |
| Oklahoma | 45 | $1750 |
| Oklahoma | 50 | $1750 |
| Oklahoma | 55 | $1600 |
| Oklahoma | 60 | $1600 |
| Oklahoma | 65 | $1600 |
| Oklahoma | 70 | $1650 |
| Oklahoma | 75 | $1750 |
| Oregon | 16 | $7350 |
| Oregon | 17 | $6150 |
| Oregon | 18 | $5650 |
| Oregon | 19 | $3525 |
| Oregon | 20 | $3200 |
| Oregon | 21 | $2350 |
| Oregon | 22 | $2150 |
| Oregon | 23 | $2000 |
| Oregon | 24 | $1850 |
| Oregon | 25 | $1700 |
| Oregon | 30 | $1550 |
| Oregon | 35 | $1550 |
| Oregon | 40 | $1500 |
| Oregon | 45 | $1500 |
| Oregon | 50 | $1400 |
| Oregon | 55 | $1350 |
| Oregon | 60 | $1350 |
| Oregon | 65 | $1350 |
| Oregon | 70 | $1400 |
| Oregon | 75 | $1600 |
| Pennsylvania | 16 | $5500 |
| Pennsylvania | 17 | $5100 |
| Pennsylvania | 18 | $4500 |
| Pennsylvania | 19 | $3700 |
| Pennsylvania | 20 | $3250 |
| Pennsylvania | 21 | $2750 |
| Pennsylvania | 22 | $2500 |
| Pennsylvania | 23 | $2300 |
| Pennsylvania | 24 | $2100 |
| Pennsylvania | 25 | $1850 |
| Pennsylvania | 30 | $1700 |
| Pennsylvania | 35 | $1700 |
| Pennsylvania | 40 | $1650 |
| Pennsylvania | 45 | $1550 |
| Pennsylvania | 50 | $1500 |
| Pennsylvania | 55 | $1450 |
| Pennsylvania | 60 | $1450 |
| Pennsylvania | 65 | $1500 |
| Pennsylvania | 70 | $1600 |
| Pennsylvania | 75 | $1750 |
| Rhode Island | 16 | $10,500 |
| Rhode Island | 17 | $7850 |
| Rhode Island | 18 | $6850 |
| Rhode Island | 19 | $4650 |
| Rhode Island | 20 | $4100 |
| Rhode Island | 21 | $3400 |
| Rhode Island | 22 | $3100 |
| Rhode Island | 23 | $2800 |
| Rhode Island | 24 | $2600 |
| Rhode Island | 25 | $2250 |
| Rhode Island | 30 | $2100 |
| Rhode Island | 35 | $2050 |
| Rhode Island | 40 | $2000 |
| Rhode Island | 45 | $2000 |
| Rhode Island | 50 | $1950 |
| Rhode Island | 55 | $1850 |
| Rhode Island | 60 | $2000 |
| Rhode Island | 65 | $2400 |
| Rhode Island | 70 | $2400 |
| Rhode Island | 75 | $2450 |
| South Carolina | 16 | $6450 |
| South Carolina | 17 | $5200 |
| South Carolina | 18 | $4600 |
| South Carolina | 19 | $3500 |
| South Carolina | 20 | $3100 |
| South Carolina | 21 | $2500 |
| South Carolina | 22 | $2350 |
| South Carolina | 23 | $2150 |
| South Carolina | 24 | $2000 |
| South Carolina | 25 | $1800 |
| South Carolina | 30 | $1600 |
| South Carolina | 35 | $1600 |
| South Carolina | 40 | $1550 |
| South Carolina | 45 | $1500 |
| South Carolina | 50 | $1400 |
| South Carolina | 55 | $1350 |
| South Carolina | 60 | $1350 |
| South Carolina | 65 | $1450 |
| South Carolina | 70 | $1500 |
| South Carolina | 75 | $1700 |
| South Dakota | 16 | $8100 |
| South Dakota | 17 | $6450 |
| South Dakota | 18 | $5700 |
| South Dakota | 19 | $3500 |
| South Dakota | 20 | $3150 |
| South Dakota | 21 | $2450 |
| South Dakota | 22 | $2250 |
| South Dakota | 23 | $2100 |
| South Dakota | 24 | $2000 |
| South Dakota | 25 | $1800 |
| South Dakota | 30 | $1600 |
| South Dakota | 35 | $1600 |
| South Dakota | 40 | $1550 |
| South Dakota | 45 | $1450 |
| South Dakota | 50 | $1350 |
| South Dakota | 55 | $1300 |
| South Dakota | 60 | $1300 |
| South Dakota | 65 | $1350 |
| South Dakota | 70 | $1350 |
| South Dakota | 75 | $1500 |
| Tennessee | 16 | $9100 |
| Tennessee | 17 | $7050 |
| Tennessee | 18 | $5850 |
| Tennessee | 19 | $3650 |
| Tennessee | 20 | $3150 |
| Tennessee | 21 | $2400 |
| Tennessee | 22 | $2200 |
| Tennessee | 23 | $2000 |
| Tennessee | 24 | $1850 |
| Tennessee | 25 | $1700 |
| Tennessee | 30 | $1500 |
| Tennessee | 35 | $1500 |
| Tennessee | 40 | $1450 |
| Tennessee | 45 | $1350 |
| Tennessee | 50 | $1250 |
| Tennessee | 55 | $1250 |
| Tennessee | 60 | $1200 |
| Tennessee | 65 | $1300 |
| Tennessee | 70 | $1450 |
| Tennessee | 75 | $1750 |
| Texas | 16 | $5550 |
| Texas | 17 | $4600 |
| Texas | 18 | $4350 |
| Texas | 19 | $3900 |
| Texas | 20 | $3550 |
| Texas | 21 | $2800 |
| Texas | 22 | $2650 |
| Texas | 23 | $2500 |
| Texas | 24 | $2400 |
| Texas | 25 | $2050 |
| Texas | 30 | $1800 |
| Texas | 35 | $1800 |
| Texas | 40 | $1800 |
| Texas | 45 | $1700 |
| Texas | 50 | $1650 |
| Texas | 55 | $1600 |
| Texas | 60 | $1600 |
| Texas | 65 | $1700 |
| Texas | 70 | $1750 |
| Texas | 75 | $1900 |
| Utah | 16 | $7900 |
| Utah | 17 | $6600 |
| Utah | 18 | $5750 |
| Utah | 19 | $3700 |
| Utah | 20 | $3200 |
| Utah | 21 | $2300 |
| Utah | 22 | $2100 |
| Utah | 23 | $1950 |
| Utah | 24 | $1800 |
| Utah | 25 | $1700 |
| Utah | 30 | $1500 |
| Utah | 35 | $1500 |
| Utah | 40 | $1500 |
| Utah | 45 | $1450 |
| Utah | 50 | $1400 |
| Utah | 55 | $1300 |
| Utah | 60 | $1300 |
| Utah | 65 | $1350 |
| Utah | 70 | $1400 |
| Utah | 75 | $1600 |
| Virginia | 16 | $4650 |
| Virginia | 17 | $3900 |
| Virginia | 18 | $3450 |
| Virginia | 19 | $2800 |
| Virginia | 20 | $2500 |
| Virginia | 21 | $1900 |
| Virginia | 22 | $1800 |
| Virginia | 23 | $1650 |
| Virginia | 24 | $1500 |
| Virginia | 25 | $1300 |
| Virginia | 30 | $1200 |
| Virginia | 35 | $1200 |
| Virginia | 40 | $1150 |
| Virginia | 45 | $1050 |
| Virginia | 50 | $1000 |
| Virginia | 55 | $1000 |
| Virginia | 60 | $1000 |
| Virginia | 65 | $1050 |
| Virginia | 70 | $1150 |
| Virginia | 75 | $1300 |
| Vermont | 16 | $4650 |
| Vermont | 17 | $4050 |
| Vermont | 18 | $3700 |
| Vermont | 19 | $3200 |
| Vermont | 20 | $2900 |
| Vermont | 21 | $2150 |
| Vermont | 22 | $2000 |
| Vermont | 23 | $1900 |
| Vermont | 24 | $1800 |
| Vermont | 25 | $1550 |
| Vermont | 30 | $1400 |
| Vermont | 35 | $1350 |
| Vermont | 40 | $1350 |
| Vermont | 45 | $1250 |
| Vermont | 50 | $1200 |
| Vermont | 55 | $1200 |
| Vermont | 60 | $1200 |
| Vermont | 65 | $1250 |
| Vermont | 70 | $1300 |
| Vermont | 75 | $1500 |
| Washington | 16 | $6550 |
| Washington | 17 | $6000 |
| Washington | 18 | $5250 |
| Washington | 19 | $3400 |
| Washington | 20 | $3050 |
| Washington | 21 | $2500 |
| Washington | 22 | $2325 |
| Washington | 23 | $2150 |
| Washington | 24 | $2000 |
| Washington | 25 | $1900 |
| Washington | 30 | $1650 |
| Washington | 35 | $1600 |
| Washington | 40 | $1600 |
| Washington | 45 | $1500 |
| Washington | 50 | $1450 |
| Washington | 55 | $1400 |
| Washington | 60 | $1400 |
| Washington | 65 | $1450 |
| Washington | 70 | $1500 |
| Washington | 75 | $1650 |
| Wisconsin | 16 | $7800 |
| Wisconsin | 17 | $5600 |
| Wisconsin | 18 | $4900 |
| Wisconsin | 19 | $3000 |
| Wisconsin | 20 | $2600 |
| Wisconsin | 21 | $2100 |
| Wisconsin | 22 | $1900 |
| Wisconsin | 23 | $1800 |
| Wisconsin | 24 | $1650 |
| Wisconsin | 25 | $1450 |
| Wisconsin | 30 | $1300 |
| Wisconsin | 35 | $1300 |
| Wisconsin | 40 | $1300 |
| Wisconsin | 45 | $1250 |
| Wisconsin | 50 | $1200 |
| Wisconsin | 55 | $1150 |
| Wisconsin | 60 | $1100 |
| Wisconsin | 65 | $1150 |
| Wisconsin | 70 | $1200 |
| Wisconsin | 75 | $1325 |
| West Virginia | 16 | $7000 |
| West Virginia | 17 | $6100 |
| West Virginia | 18 | $5300 |
| West Virginia | 19 | $4100 |
| West Virginia | 20 | $3700 |
| West Virginia | 21 | $2700 |
| West Virginia | 22 | $2500 |
| West Virginia | 23 | $2300 |
| West Virginia | 24 | $2050 |
| West Virginia | 25 | $1800 |
| West Virginia | 30 | $1650 |
| West Virginia | 35 | $1650 |
| West Virginia | 40 | $1600 |
| West Virginia | 45 | $1500 |
| West Virginia | 50 | $1450 |
| West Virginia | 55 | $1400 |
| West Virginia | 60 | $1400 |
| West Virginia | 65 | $1450 |
| West Virginia | 70 | $1525 |
| West Virginia | 75 | $1750 |
| Wyoming | 16 | $6600 |
| Wyoming | 17 | $5300 |
| Wyoming | 18 | $4650 |
| Wyoming | 19 | $3650 |
| Wyoming | 20 | $3300 |
| Wyoming | 21 | $3000 |
| Wyoming | 22 | $2650 |
| Wyoming | 23 | $2500 |
| Wyoming | 24 | $2400 |
| Wyoming | 25 | $1900 |
| Wyoming | 30 | $1700 |
| Wyoming | 35 | $1700 |
| Wyoming | 40 | $1700 |
| Wyoming | 45 | $1600 |
| Wyoming | 50 | $1550 |
| Wyoming | 55 | $1450 |
| Wyoming | 60 | $1450 |
| Wyoming | 65 | $1500 |
| Wyoming | 70 | $1550 |
| Wyoming | 75 | $1800 |
Average Car Insurance Rates by Age & Gender
Rates vary greatly in different states, age groups, and even genders, as these are few of the most crucial factors that determine auto insurance rates. Please find below a chart showing statistical data of the average car insurance cost per year by age and gender.
Average Cost of Full Coverage Car Insurance by Age & Gender
Here are our findings for average full coverage car insurance cost per year by age and gender below.
| Age | Male | Female |
|---|---|---|
| 16 | $ 6,900 | $6 ,400 |
| 17 | $ 6,850 | $ 6,400 |
| 18 | $ 6,500 | $ 6,750 |
| 19 | $ 6,000 | $ 5,400 |
| 20 | $5,300 | $4,800 |
| 21 | $4,500 | $4,000 |
| 22 | $4,150 | $3,950 |
| 23 | $3,900 | $3,700 |
| 24 | $3,700 | $3,500 |
| 25 | $3,250 | $3,150 |
Average Car Insurance Cost by Gender for Experienced Drivers
Here is the typical auto insurance cost per year by gender for experienced drivers in America.
| Gender | Average cost per year |
|---|---|
| Male | $1470 |
| Female | $1480 |
How Much is Insurance for a New Driver?
The average car insurance cost for a new 16 year old driver is $618 per month or $7,421 per year for full coverage. These high rates are sue to the high financial risk insurers sees in new and teenage drivers.
Average Car Insurance Cost for a 16 Year Old Male & Female Driver
Let’s dig in to the next question – how much is car insurance for a 16 year old boy? The average monthly car insurance cost for a 16 year old is $618 – or $7,421 per year, for full coverage car insurance.
The average cost for a 16 year old female is 533$ per month or $6,400 a year.
The average cost for a 16 year old male is 575$ a month or $6,900 per year.
Michigan is the most expensive state for 16 year old drivers with a typical average monthly car insurance premium of $1,500 or $18,000 per year (!) for full coverage, which makes the average car insurance rates in Michigan quite expensive.
On the other hand, the cheapest full coverage car insurance cost per month for a 16 year old male driver can be obtained in Hawaii for $158 a month or $1,900 a year. So if you’re a teenager that want to save on your car insurance costs, move to the stunning rainbow state. It’s a true paradise!
The cheapest vehicles for 16 year old drivers to insure are simple cars with low MSRP (manufacturer’s suggested retail price), such as sedans.
A good student discount can save you up to $43 per month on your car insurance.
That said, here is a full table of the average full coverage car insurance cost for 16 year old drivers per month & per year.
| State | monthly cost | annual cost |
|---|---|---|
| AK | $442 | $5,300 |
| AL | $663 | $7,950 |
| AR | $683 | $8,200 |
| AZ | $683 | $8,200 |
| CA | $596 | $7,150 |
| CO | $767 | $9,200 |
| CT | $775 | $9,300 |
| DC | $788 | $9,450 |
| DE | $780 | $9,350 |
| FL | $667 | $8,000 |
| GA | $679 | $8,150 |
| HI | $158 | $1,900 |
| ID | $533 | $6,400 |
| IA | $492 | $5,900 |
| IL | $550 | $6,600 |
| IN | $508 | $6,100 |
| KS | $563 | $6,750 |
| KY | $867 | $10,400 |
| LA | $883 | $10,600 |
| ME | $333 | $4,000 |
| MA | $479 | $5,750 |
| MD | $642 | $7,700 |
| MI | $1,500 | $18,000 |
| MN | $583 | $7,000 |
| MO | $683 | $8,200 |
| MS | $550 | $6,600 |
| MT | $679 | $8,150 |
| NE | $533 | $6,400 |
| NC | $325 | $3,900 |
| ND | $692 | $8,300 |
| NH | $342 | $4,100 |
| NJ | $604 | $7,250 |
| NM | $646 | $7,750 |
| NV | $1,025 | $12,300 |
| NY | $575 | $6,900 |
| OH | $479 | $5,750 |
| OK | $650 | $7,800 |
| OR | $613 | $7,350 |
| PA | $458 | $5,500 |
| RI | $875 | $10,500 |
| SC | $538 | $6,450 |
| SD | $675 | $8,100 |
| TN | $758 | $9,100 |
| TX | $463 | $5,550 |
| UT | $658 | $7,900 |
| VA | $388 | $4,650 |
| VT | $388 | $4,650 |
| WA | $546 | $6,550 |
| WV | $583 | $7,000 |
| WI | $650 | $7,800 |
| WY | $550 | $6,600 |
How Much is Car Insurance for a 17 Year Old?
Car insurance for a 17 year old costs $521.5 per month or $6,258 per year on average across the states.
Please find the average full coverage cost for a 17 year old driver below:
| State | Monthly | Annually |
|---|---|---|
| Alaska | $392 | $4700 |
| Alabama | $567 | $6800 |
| Arkansas | $633 | $7600 |
| Arizona | $592 | $7100 |
| California | $567 | $6800 |
| Colorado | $637.5 | $7650 |
| Connecticut | $758 | $9100 |
| DC | $658 | $7900 |
| Delaware | $767 | $9200 |
| Florida | $637.5 | $7650 |
| Georgia | $583 | $7000 |
| Hawaii | $146 | $1750 |
| Iowa | $362.5 | $4350 |
| Idaho | $458 | $5500 |
| Illinois | $483 | $5800 |
| Indiana | $425 | $5100 |
| Kansas | $492 | $5900 |
| Kentucky | $733 | $8800 |
| Louisiana | $733 | $8800 |
| Massachusetts | $454 | $5450 |
| Maryland | $542 | $6500 |
| Maine | $312.5 | $3750 |
| Michigan | $1,042 | $12,500 |
| Minnesota | $450 | $5400 |
| Missouri | $542 | $6500 |
| Mississippi | $508 | $6100 |
| Montana | $562.5 | $6750 |
| North Carolina | $287.5 | $3450 |
| North Dakota | $517 | $6200 |
| Nebraska | $483 | $5800 |
| New Hampshire | $308 | $3700 |
| New Jersey | $517 | $6200 |
| New Mexico | $525 | $6300 |
| Nevada | $812.5 | $9750 |
| New York | $479 | $5750 |
| Ohio | $417 | $5000 |
| Oklahoma | $550 | $6600 |
| Oregon | $512.5 | $6150 |
| Pennsylvania | $425 | $5100 |
| Rhode Island | $654 | $7850 |
| South Carolina | $433 | $5200 |
| South Dakota | $537.5 | $6450 |
| Tennessee | $587.5 | $7050 |
| Texas | $383 | $4600 |
| Utah | $550 | $6600 |
| Virginia | $325 | $3900 |
| Vermont | $337.5 | $4050 |
| Washington | $500 | $6000 |
| Wisconsin | $467 | $5600 |
| West Virginia | $508 | $6100 |
| Wyoming | $442 | $5300 |
| National Average | $521.5 | $6258 |
Average Car Insurance Rates by State
Your state of residency affect your auto insurance premium rates as well. Below you’ll find a table that shows state by state rates for minimum coverage, full coverage and a general average auto insurance cost by state.
Minimum liability coverage only pays for damages that you incur on others and their properties, so your car is not covered by the minimum policy in accidents where you are at fault.
Full coverage includes collision insurance and comprehensive insurance, which means damages to your car caused by accidents, natural disasters, fire, damage done by animals, and theft.
The total average auto insurance rate shows the overall average car insurance rates by state annually.
It is important to note that among all the states, Michigan has the highest average price of car insurance, with a minimum coverage cost of $1,855 and an average full coverage cost of $3,150. Michigan’s average minimum coverage costs even more than the average full coverage costs of the 16th highest insurance rate, Texas, which is $1,823.
| State | Minimum Coverage | Full Coverage | Overall Average Rate |
|---|---|---|---|
| Alabama | $600 | $1,700 | $1,725 |
| Alaska | $450 | $1,550 | $1,525 |
| Arizona | $513 | $1,800 | $1,800 |
| Arkansas | $501 | $1,750 | $1,740 |
| California | $574 | $1,700 | $1,850 |
| Colorado | $553 | $1,950 | $2,000 |
| Connecticut | $821 | $2,050 | $2,000 |
| DC | $623 | $2,200 | $1,950 |
| Delaware | $843 | $1,900 | $2,200 |
| Florida | $828 | $2,150 | $1,850 |
| Georgia | $684 | $1,850 | $1,600 |
| Hawaii | $485 | $1,600 | $1,250 |
| Idaho | $606 | $1,300 | $1,550 |
| Illinois | $878 | $1,550 | $1,300 |
| Indiana | $498 | $1,250 | $1,350 |
| Iowa | $357 | $1,350 | $1,650 |
| Kansas | $654 | $1,700 | $2,400 |
| Kentucky | $1062 | $2,350 | $2,600 |
| Louisiana | $971 | $2,600 | $1,050 |
| Maine | $416 | $1,100 | $1,850 |
| Maryland | $853 | $1,800 | $1,450 |
| Massachusetts | $484 | $1,450 | $3,450 |
| Michigan | $1,855 | $3,150 | $1,600 |
| Minnesota | $472 | $1,600 | $1,700 |
| Mississippi | $603 | $1,700 | $1,800 |
| Missouri | $432 | $1,800 | $1,950 |
| Montana | $381 | $1,950 | $1,500 |
| Nebraska | $599 | $1,500 | $2,500 |
| Nevada | $722 | $2,400 | $1,050 |
| New Hampshire | $492 | $1,100 | $2,000 |
| New Jersey | $644 | $2,000 | $1,600 |
| New Mexico | $609 | $1,600 | $1,750 |
| New York | $887 | $2,050 | $1,400 |
| North Carolina | $351 | $1,425 | $1,550 |
| North Dakota | $528 | $1,600 | $1,200 |
| Ohio | $429 | $1,200 | $1,800 |
| Oklahoma | $418 | $1,800 | $1,550 |
| Oregon | $639 | $1,500 | $1,700 |
| Pennsylvania | $502 | $1,700 | $1,690 |
| Rhode Island | $808 | $2,050 | $1,600 |
| South Carolina | $596 | $1,650 | $1,600 |
| South Dakota | $281 | $1,650 | $1,500 |
| Tennessee | $408 | $1,500 | $1,800 |
| Texas | $538 | $1,800 | $1,500 |
| Utah | $502 | $1,500 | $1,375 |
| Vermont | $552 | $1,400 | $1,200 |
| Virginia | $385 | $1,200 | $1,650 |
| Washington | $662 | $1,600 | $1,650 |
| West Virginia | $604 | $1,650 | $1,300 |
| Wisconsin | $364 | $1,350 | $1,700 |
| Wyoming | $485 | $1,800 | $1,700 |
Average Car Insurance Cost by Company
How much does car insurance cost monthly and yearly with auto insurance companies like Allstate, GEICO, Progressive, State Farm, and USAA ? You are about to find out!
Auto insurance companies determine your auto insurance rates based on many different factors, like age, gender, your state of residence, vehicle type and many others. Although the prices vary due to these factors, the average car insurance company premium prices can be predictable. Please find the national average full coverage and minimum coverage car insurance cost per month and per year for some of the most popular car insurance companies.
| Company | Full coverage cost per year | Full coverage Cost Per Month | Minimum coverage cost per year | Minimum coverage cost per month |
|---|---|---|---|---|
| Allstate | $1,850 | $154 | $785 | $65 |
| GEICO | $1,175 | $98 | $480 | $40 |
| Progressive | $1,390 | $116 | $750 | $63 |
| State Farm | $1,250 | $104 | $625 | $52 |
| USAA | $885 | $74 | $405 | $34 |
Average Auto Insurance Cost by Car Type
Just like how driving record, age, gender, and state of residence are factors that determine auto insurance prices, car models are no exception and play a role in your auto insurance rates as well. Different car brands and models have varying values and safety levels, especially when it comes to car repair and car parts. Please find a chart of few of the most popular car models: BMW, Ford Mustang, Dodge Charger and Honda Civic as well as their respective average auto insurance costs for 2017, 2018, and 2019 model years, all for 30 year old drivers.
