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A pet brings both joy and a bit of responsibility. When you welcome a pet into your home, you get a playful companion and an adventure partner. However, it is worth noting that pets come with healthcare costs.
In most states, veterinary care does not come cheap. This means you need to have ready cash for taking care of all the medical needs of your pet.
Alternatively, you can have cheap pet insurance which makes the health costs if the cuddly partner quite affordable.
This cheap pet insurance guide reveals the importance of pet insurance plans, the types of plans, the common health issues affecting most pets and how to find the best pet insurance companies in your state.
Pets are cuddly members of your family and their health should be taken care of. Pet insurance acts like a financial cushion when the pets get sick, get involved in an accident, or suffer from injuries while playing outside. You could also get pet insurance that covers pre existing conditions so you can have those chronic issues taken care of.
Routine checkups and vaccinations require money and having insurance can make sure they receive the best pet care without breaking the bank.
Moreover, pet insurance protects your money. If you do not have insurance for your adventure partners, you will have to pay out-of-pocket which may be quite expensive. To avoid such expensive medical costs, you should just find cheap pet insurance quotes and plans.
When looking for the right insurance plan for your pet, you may wonder, how much is pet insurance? There are a few aspects you should keep in mind regarding the pet insurance cost. One of these aspects is the balance between premiums and deductibles.
Premiums are the monthly or annual payments you make towards fulfilling your insurance costs. On the other hand, deductibles refer to the money you should pay right before the insurance takes effect.
Note that these two aspects are inversely related. This means if you pay a lower deductible, you will be required to pay a higher premium and vice versa.
Notably, you can get it right with these two if your pet health and budget are fine. For example, a young pet who is healthy can attract a high deductible. This means you will get a lower premium for every month.
Pet Insurance will cover emergency cases, accidents, chronic illnesses, surgery, and more. It is therefore good to be sure of what your plan will cover before signing the fine print.
You should be aware of the common per illnesses so that you can pick the plan. Here are the issues that affect cats and dogs:
Eye Problems
Cats play a lot and they may sustain eye injuries as they have fun. Most cat’s eye issues can come from foreign debris, accidental scratches, or even infections.
Such problems can bring discomfort and if left untreated, it can lead to severe issues which might be expensive to treat.
Therefore, you need a reliable pet insurance plan that can help you deal with these unexpected eye problems. This makes sure the cat enjoys comfort and can have fun without any pains.
Foreign Objects
You know cats can often try to feed on some items thinking they are edible. Even worse, cats can try to eat toys which may end up in their digestive tract or even the throat.
In this case, the cat may have severe internal damage which will make them dull buddies or may even lead to their death.
Thus, you must make sure the cat gets quick medical care. If you have insurance for your pets, they will receive the best emergency services and will be treated without having to splash any money on their treatment.
Heat Stroke
Cats may often suffer from overheating of their bodies because they are not so good at regulating their body temperature like dogs. When they suffer from heat stroke, you must seek quick help because this is a dangerous issue.
You may have to take it to the veterinary clinic. If you have insurance, you have nothing to worry about since they will benefit from its emergency coverage.
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Insect Stings
Cats play or move around without necessarily trying to find out if the environment is safe for them. Sometimes, they may pass through areas infested by dangerous insects such as wasps, bees, and other stinging insects.
When stung by such insects, the cats will experience so much discomfort. Also, the affected areas will swell. The cats may also start to experience some allergic reactions. In this case, you need a good insurance plan that covers emergency cases and one that can take care of all the quick medical attention of your adventure buddy.
Fractures and Ligament Damage
Cats like climbing and passing through high places in search of adventure and food. In some cases, they may fall and this may lead to ligament strains or some fractures.
In such a case, the pet must undergo X-rays and then an emergency surgery to restore its health. Without a good insurance plan, you may have to part with a lot of money to have the cat treated.
Here are the dog’s health issues you may have to deal with if you have one as your favorite pet:
Cancer
With pet insurance, you will rest assured your dog will get treatment for cancer. That way, you will not spend a lot of money on the dog’s surgery or radiation.
Obesity
If your dog gets obesity-related problems like heart disease, you can have it taken care of by your insurance.
Broken Bones
Broken bones is yet another issue that might affect your dog. When it happens, your dog insurance will cover the costs of its treatment.
You can find the best insurance firm if you consider these aspects:
Lori Conway Insuranker
Policy Type: Pet Insurance
Company name: Fetch Pet Insurance by the Dodo (Formerly PetPlan)
2 / 10
Do NOT sign up with this company. I have used dog and cat insurance my whole life, they will not pay anything on anything. They will keep asking for additional info and then after 60 days, they will decline. ITS A SCAM. I have reported them on BBB. And they do not ever answer phone calls or emails. Do not use this scam pet insurance
Netza hualcoyotl Roldan Insuranker
Policy Type: Pet Insurance
Company name: Fetch Pet Insurance by the Dodo (Formerly PetPlan)
2 / 10
I had the unfortunate experience of dealing with Fetch Incorporated, Pet Insurance, and let me tell you, it was an absolute nightmare. This company not only operates as a shameless scam, but they also have no qualms about abusing people's privacy and changing policies whenever it suits them. It's nothing short of a money-stealing operation! Their customer service is appalling. When I finally realized Fetch Pet Insurance was a scam and called to cancel my policy, a year before calling again and... Read More
2 / 10
I got pet insurance through lemonade. For the insurance they have you go to the vet to get a health check up. During the health check up my cat was healthy, but had a lump. The vet did a cytology and determined that it was a cyst. There was some hardened material, but the results showed no cancerous material and I was referred out to a surgical center to have the cyst removed. 2 months later, when she went in to have the cyst checked the vet was worried it might be more. They checked her... Read More
Insuranker
Policy Type: Pet Insurance
Company name: Fetch Pet Insurance by the Dodo (Formerly PetPlan)
8.8 / 10
Happy with petplan insurance, the coverage is more than enough for my baby and could be customised to our needs. Its cost was also a very important consideration.
Insuranker
Policy Type: Pet Insurance
Company name: Fetch Pet Insurance by the Dodo (Formerly PetPlan)
2 / 10
Do NOT sign up with this company. I have used dog and cat insurance my whole life, they will not pay anything on anything. They will keep asking for additional info and then after 60 days, they will decline. ITS A SCAM. I have reported them on BBB. And they do not ever answer phone calls or emails. Do not use this scam pet insurance
Insuranker
Policy Type: Pet Insurance
Company name: Fetch Pet Insurance by the Dodo (Formerly PetPlan)
2 / 10
Pet Plan is an Absolute SCAM. You’re premium goes up every year excessively in jumps like £15 to £20. Started off at £35 and eight years later is £105 . They cover absolutely nothing . The £780 dental work was considered cosmetic and not covered . I have stopped the insurance now as the first time I make a claim because my dog got sick, nothing was covered because I had to pay 20% excess deductible which was the cost of the visit and so Pet Plan wiggled their way out of paying... Read More
Insuranker
Policy Type: Pet Insurance
Company name: Fetch Pet Insurance by the Dodo (Formerly PetPlan)
2 / 10
I had the unfortunate experience of dealing with Fetch Incorporated, Pet Insurance, and let me tell you, it was an absolute nightmare. This company not only operates as a shameless scam, but they also have no qualms about abusing people's privacy and changing policies whenever it suits them. It's nothing short of a money-stealing operation! Their customer service is appalling. When I finally realized Fetch Pet Insurance was a scam and called to cancel my policy, a year before calling again and... Read More
Insuranker
Policy Type: Pet Insurance
Company name: Fetch Pet Insurance by the Dodo (Formerly PetPlan)
2 / 10
I had the unfortunate experience of dealing with Fetch Incorporated, Pet Insurance, and let me tell you, it was an absolute nightmare. This company not only operates as a shameless scam, but they also have no qualms about abusing people's privacy and changing policies whenever it suits them. It's nothing short of a money-stealing operation! Their customer service is appalling. When I finally realized Fetch Pet Insurance was a scam and called to cancel my policy, a year before calling again and... Read More
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