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Collision Insurance Coverage
Car accidents and road crashes happen, and they happen quite frequently. A study by ASIRT found that in the United States alone, there is an average of 6 million car accidents, with 1.35 million people losing their lives as a result of them each year. While we wish you will not be involved in auto accidents, they can get you to collide with another vehicle, skid against a curb, drive into a building, to name a few common road crashes. In any case, your vehicle will likely be left with some hefty damages.
Collision Insurance coverage covers the costs of repairing the damages on your vehicle. Considering the amount of collisions per year, the damage that can be done to your vehicle, and the randomness of an accident, auto collision insurance coverage is a must. Depending on how prone you feel you are to getting in accidents (even though accidents are often out of your control), and how safe the infrastructure around you is (are there potholes? are the streets too narrow?), choose a quote that reflects your risk. If you don’t trust your ability to operate a vehicle, have a mistrust for other drivers on the road, or see a lot of bad infrastructure in your neighbourhood, you’re most likely a good fit for a low deductible plan.
