Wondering how much does it cost to insure a Honda Civic? We address this very specific topic in detail at this page and provide you with the Honda Civic insurance rates for different models, years and drivers.
While we cover Honda Civic car insurance in detail here, let us take you first straight to the point.
In 2022, the average car insurance cost for Honda Civic is $155 per month or $1,860 per year, which is almost twice the national average car insurance cost per month . However, your actual cost can vary based on your driving background, annual mileage, location and much more, so your Honda Civic car insurance quotes reflect relevant situations.
The average car insurance cost for Honda Civic teenage drivers is much higher, with Honda Civic insurance for 18 year old drivers costing $700 monthly, or $8,400 annually on average. That is almost 5 times the cost of insuring Honda Civic adult drivers.
Please find more Honda Civic insurance rates breakdown for full coverage car insurance below.
| Year | Average Cost Per Month | Average Cost Per Year |
|---|---|---|
| 1995 | $49 | $550 |
| 1996 | $53 | $600 |
| 1997 | $57 | $650 |
| 1998 | $61 | $700 |
| 1999 | $65 | $750 |
| 2000 | $69 | $800 |
| 2001 | $73 | $850 |
| 2002 | $77 | $900 |
| 2003 | $81 | $950 |
| 2004 | $85 | $1,000 |
| 2005 | $89 | $1,050 |
| 2006 | $93 | $1,100 |
| 2007 | $97 | $1,150 |
| 2008 | $101 | $1,200 |
| 2009 | $105 | $1,250 |
| 2010 | $109 | $1,297 |
| 2011 | $117 | $1311 |
| 2012 | $113 | $1301 |
| 2013 | $121 | $1,450 |
| 2014 | $125 | $1,500 |
| 2015 | $129 | $1,550 |
| 2016 | $133 | $1,600 |
| 2017 | $137 | $1,650 |
| 2018 | $141 | $1,700 |
| 2019 | $145 | $1,750 |
| 2020 | $149 | $1,800 |
| 2021 | $153 | $1,850 |
| 2022 | $169 | $2,028 |
Here is the average insurance cost for Honda Civic per month/year in different production years:
Honda Civic 2022 insurance rates: The average 2022 Honda Civic insurance cost is $2,028 per year or $169 per month for f ull coverage . Rates may vary depending on individual factors.
is $1,850 per year or $153 per month for full coverage. Rates may vary depending on individual factors.
Honda Civic 2020 insurance rates: The average 2020 Honda Civic insurance cost is $1,800 per year or $185 per month for full coverage . Rates may vary depending on individual factors.
Honda Civic 2019 insurance rates:
The average 2019 Honda Civic insurance cost for experienced 30 year old drivers is $1,750 per year or $145 per month.
The average 2019 Honda Civic insurance cost for a 17 year old driver who is less experienced and carries more risk to insurers is significantly higher though, approximately $8,800 per year or $730 per month.
The average Honda Civic 2018 insurance rates are $141 per month or $1,700 per year for more experienced drivers.
The average 2018 Honda Civic insurance cost for 16, 17 and 18 year old drivers is approximately $8,500 per year or $710 per month.
Honda Civic 2017 insurance rates for full coverage are $137 per month or $1,650 per year on average.
Honda Civic 2016 insurance rates are $133 per month or $1,600 per year on average.
2015 Honda Civic insurance rates are $129 per month and $1,550 per year on average for full coverage.
2014 Honda Civic insurance rates are $125 per month and $1,500 per year on average for full coverage car insurance.
2013 Honda Civic insurance cost is $121 per month or $1,450 per year on average for full coverage.
2012 Honda Civic insurance cost is $113 per month or $1,301 per year on average for full coverage.
2011 Honda Civic insurance cost is $117 per month or $1,311 per year on average for full coverage.
2010 Honda Civic insurance rates are $109 per month or $1,300 per year on average.
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2009 Honda Civic insurance cost is $105 per month or $1,250 per year on average.
On average, 2008 Honda Civic insurance cost is $101 per month or $1,200 per year.
2007 Honda Civic insurance rates are $97 per month or $1,150 per year.
2006 Honda Civic Insurance cost should be around $1,100 per year or $93 per month
2003 Honda Civic insurance rates are roughly $81 per month or $950 per year on average.
2002 Honda Civic Insurance rates are approximately $77 per month or $900 per year on average.
2001 Honda Civic insurance rates are approximately $73 per month or $850 per year on average.
2000 Honda Civic insurance cost is roughly $69 per month or $800 per year on average.
1999 Honda Civic insurance rates are $65 per month or $750 per year.
1998 Honda Civic insurance cost is roughly $61 per month or $700 per year.
1997 Honda Civic insurance rates are approximately $57 per month or $650 per year.
1996 Honda Civic insurance rates are estimated to be $53 per month or $600 per year.
1995 Honda Civic insurance rates are approximately $49 per month or $550 per year.
A 2022 Honda Civic type R insurance cost is approximately $2,700 per year or $225 per month on average.
A 2021 Honda Civic type R insurance cost is approximately $2,567 per year or $213.92 per month on average.
A 2020 Honda Civic type R insurance cost is approximately $2,500 per year or $208 per month on average.
A 2019 Honda Civic Type R insurance cost is approximately $2,400 per year or $200 per month.
A 2018 Honda Civic Type R insurance cost should be around $2,300 per year or $192 per month.
A Honda Civic Type R 2017 insurance cost is $2,200 per year or $184 per month.
| Year | Per Month | Per Year |
|---|---|---|
| 2022 | $2,700 | $225 |
| 2021 | $2,567 | $213.92 |
| 2020 | $208 | $2,500 |
| 2019 | $200 | $2,400 |
| 2018 | $192 | $2,300 |
| 2017 | $184 | $2200 |
Below you will find estimated Honda Civic SI insurance rates.
A 2022 Honda Civic SI insurance cost is $317 per month or $3,804 per year.
A 2021 Honda Civic SI insurance cost is $286 per month or $3,432 per year.
A 2020 Honda Civic SI insurance cost is $3,200 per year or $267 per month.
A 2019 Honda Civic SI insurance cost is approximately $3,100 per year or $258 per month.
A 2018 Honda Civic SI insurance cost is approximately $3,000 per year or $250 per month.
Rates may vary depending on individual factors.
| Year | Per Month | Per Year |
|---|---|---|
| 2022 | $317 | $3,804 |
| 2021 | $286 | $3,432 |
| 2020 | $267 | $3,200 |
| 2019 | $258 | $3,100 |
| 2018 | $250 | $3,000 |
In general, Honda Civic insurance for 17 year old drivers, as well as 16 year old drivers and 18 year old drivers, which are considered teenage drivers, is 3.5 times more expensive than that of 30 year old drivers.
The average Honda GAP insurance cost should be around $20 per year if you buy it directly from the company rather than from car dealerships. Honda GAP insurance is provided by Honda Financial Services, which also serves as a Honda insurance company.
Honda Financial GAP insurance let's Honda Financial Services, which is owned by the car manufacturing company Honda, provide you with Guaranteed Asset Protection for your Honda Civic.
Honda Care GAP insurance can waive the difference between how much is left on your car financing and your Honda insurance depreciated value.
What Honda Care GAP insurance coverage does:
- Covers your investment in new and pre-owned Honda Civic vehicles
- Waives up to $50,000 of covered losses
- Covers your Honda Civic insurance deductibles up to $1,000
When you lease a Honda Civic, you are also eligible for Honda GAP insurance coverage and it is many times included in your purchase.
For more information visit https://www.hondafinancialservices.com/finance/gap-coverage
Honda Civic is a Japanese vehicle. Its production started back in 1972. Originally a subcompact car, Honda Civic has gone through significant changes over the years, a move that affected Honda Civic's car insurance cost for its consumers.
Its insurance cost varies by age, model, year, location and other factors.
For many reasons, Honda and specifically Honda Civic became one of America's most popular vehicles. Not only is it one of the cheapest cars to insure among the most popular ones, but it also has immense value thanks to its powerful balance of excellent crash protection, safety standards, fuel efficiency and reliability.
We know you are interested in Honda Civic insurance cost, whether you are an actual Civic owner or perhaps a potential owner.
This review details Honda Civic's characteristics for 4 important vehicle elements that insurers use to assess and determine car insurance rates for a specific vehicle, and particularly Honda Civic car insurance rates, like safety rating, theft rates, repair costs, and overall damage susceptibility.
Both the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute of Highway Safety (IIHS) ranked the 2013 Version as the safest automotive in its group. The 2022 Honda Civic was also given 5 stars out of 5 for its overall safety rating by the NHTSA . It is also rated a 2022 Top Safety Pick by IIHS .
For centuries, Honda Civic has become one of the most popular and top selling cars in general and particularly for Honda.
Civic is very well known for its reliability and dependability. Usually, Civic owners enjoy low ownership costs, efficient fuel saving and nice ride quality.
The latest Civic is built on a specially engineered body structure designed to sustain more stress and is fitted standard with upgraded airbags, brake controls with braking assistance, car's stability assistance, daylight and a multi-angle, rear view camera.
According to Honda, their car is safer than ever due to the 'strengthened safety of vehicle occupants'. New buyers are also accompanied by dynamic low-speed cruise control.
However, Honda has confirmed that the security tech provided by competitors, including blind spot alert and back-cross traffic alert, is not available for their Civics.
Honda Civic has always been on the top of robbery lists, year by year, with Honda Accord, Civic's bigger brother.
5 thefts per 1,000 makes it the most stolen vehicle in 2022 . However, Honda Civic theft rate went down by 15% compared to 2019.
Despite the surprisingly high value of stolen components, it can be replaced at a relatively low cost over newer models. The ignition mechanisms of the previous vehicles are easily compromised.
For this reason, although the Civic is having a terrible theft rate in the eyes of both the insurers and the buyers, the effect is probably much lower than you would expect. Newer versions are more successful at lowering down its theft rates because of newer and better safety precautions against theft.
The average Honda Civic car repair cost is $231. The estimated maintenance and repair costs for Honda Civic are ranging between $80 and $3,200. As with other imports, the value of auto repair parts in its group is higher compared to its local counterparts. The ubiquity and general affordability of the vehicle make it a cheap car for insurers to fix and cover its repair costs. Honda parts are also very easy to find as there are many Honda dealerships in the U.S. that are well supplied.
Insurance companies heavily rely on state data provided by NHTSA to disclose the overall car insurance cost in events like collisions.
Honda Civic index (109) is above the total average (100), yet below the average compared to other vehicles in its group (119).
We hope we answered most of your Honda insurance cost queries. In case you'd like to find any different information in this page or we missed some Honda Civic insurance price that you're after, get in touch with us and tell us what you would like to find !
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Terrible company when it comes to honor their liability for other automobilists. Their driver crossed right light, destroyed my vehicle and liberty mutual denied my claim. First, for months they did not respond our emails. Than I called and their agent Danelle Bechard asked me to email her the details of the accident. another two months passed and again, no response from her. I called again and she was like, let me check your email and said, your claim is denied. She decided in few seconds after checking my email. In fact she never read my emails, just wanted to give me false hope. They could do investigation, they could read my emails, they could go through pictures but hey had already decided to deny my claim. They knew that I do not have a camera in my car or any witness. I am an Uber driver, I lost my car, and my job because of this accident. I had to borrow money from friends to purchase another car and I still owe money. Just because I cannot prove it, does not mean it did not happen. I could not do anything so just writing this review.
THE WORST INSURANCE COMPANY IN THE WORLD. Had the for 5 years, cost doubled neve had a claim of ticket, no service dept. They keep changing my policy without my approval. AND paid payment on line. They took a extra $4000 . Took a year to get them to admit there wrong. Customer service is like talking to 4 year old. I wouldn't trust this company with a dime. Now have a good HONEST company thats $489 cheaper on my auto policy alone. NEVER trust aaa..
I was hopeful about going with Travelers. My cousin oversees the building of large hotels (the W and Virgin in Nashville) and told me that is who he had used commercially. But after having roof damage from a storm, I have had a really bad experience. From the very first person I dealt with, it became quickly clear from my first dealings and was confirmed throughout the process, is how little they care about the people they insure and how they truly want to pay as little as possible. While my neighbors were having positive experiences with their insurance companies after the storm, mine has been terrible. I would highly recommend staying far away from Travelers Insurance and going with literally anyone else but them. —Jason McAnally
AAA is only good if you never have to use them. My daughter was borrowing my car and got hit by a hit-and-run driver who left the scene. AAA would not pay for damages on my car because she was not on the policy and I didn't have full coverage on my car I did have uninsured motorists but they still would not pay the claim so I have a wrecked car and now AAA is canceling my insurance What a waste of time and money. We reported to insurance board and still nothing was done. I'm going back to allstate, atleast they pay claims.
The quote they gave me was not the correct price. it turned out to be twice the amount they said. Plus the agency is in California 1500 miles away and I received bad customer service.
Not all those who wander are lost.
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