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Honda Civic Car Insurance Cost & Cheap Quotes (2020 Updated)

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Table of contents

1. How Much is Car Insurance for a Honda Civic?2. How Much is Insurance for a Honda Civic / How Much is it to Insure a Honda Civic2.1. 2020 Honda Civic Insurance Cost2.2. 2019 Honda Civic Insurance Cost 2.3. 2018 Honda Civic Insurance Cost2.4. 2017 Honda Civic Insurance Cost2.5. 2016 Honda Civic Insurance Cost2.6. 2015 Honda Civic Insurance Cost 2.7. 2014 Honda Civic Insurance Cost2.8. 2013 Honda Civic Insurance Cost2.9. 2012 Honda Civic Insurance Cost2.10. 2011 Honda Civic Insurance Cost2.11. 2010 Honda Civic Insurance Cost2.12. 2009 Honda Civic Insurance Rates2.13. 2008 Honda Civic Insurance Rates2.14. 2007 Honda Civic Insurance Cost2.15. 2006 Honda Civic Insurance Cost2.16. 2005 Honda Civic Insurance Rates2.17. 2004 Honda Civic Insurance Cost2.18. 2003 Honda Civic Insurance Cost2.19. 2002 Honda Civic Insurance Cost 2.20. 2001 Honda Civic Insurance Cost2.21. 2000 Honda Civic Insurance Rates2.22. 1999 Honda Civic Insurance Cost2.23. 1998 Honda Civic Insurance Rates2.24. 1997 Honda Civic Insurance Cost2.25. 1996 Honda Civic Insurance Cost 2.26. 1995 Honda Civic Insurance Cost 3. Honda Civic Type R Insurance Cost 4. Honda Civic SI Insurance Cost 4.1. 2020 Honda Civic SI Insurance Cost 4.2. 2019 Honda Civic SI Insurance Cost 4.3. 2018 Civic SI Insurance Cost 5. Honda Civic Insurance for 16/17/18 Year Old6. Honda GAP Insurance6.1. Honda Financial GAP Insurance6.2. Honda Lease GAP insurance 7. Honda Civic Review7.1. Honda Civic Safety ratings7.2. Honda Civic Theft Rate7.3. Honda Civic Repair Cost7.4. Honda Civic Damage Susceptibility8. References

insurance > car insurance quotes > average car insurance cost > honda civic car insurance cost & cheap quotes (2020)


How Much is Car Insurance for a Honda Civic?

Wondering how much does it cost to insure a Honda Civic? We address this very specific topic in detail at this page and provide you with the Honda Civic insurance rates for different models, years and drivers. 

While we cover Honda Civic car insurance in detail here, let us take you first straight to the point.

In 2020, the average car insurance cost for Honda Civic is $149 per month or $1,800 per year, which is almost twice the national average car insurance cost per month. However, your actual cost can vary based on your driving background, annual mileage, location and much more, so your Honda Civic car insurance quotes reflect relevant situations.

The average car insurance cost for Honda Civic teenage drivers is much higher, with Honda Civic insurance for 18 year old drivers costing $700 monthly, or $8,400 annually on average. That is almost 5 times the cost of insuring Honda Civic adult drivers.

Please find more Honda Civic insurance rates breakdown for full coverage car insurance below.

YearAverage Cost Per MonthAverage Cost Per Year
1995$49$550
1996$53$600
1997$57$650
1998$61$700
1999$65$750
2000$69$800
2001$73$850
2002$77$900
2003$81$950
2004$85$1,000
2005$89$1,050
2006$93$1,100
2007$97$1,150
2008$101$1,200
2009$105$1,250
2010$109$1,300
2011$113$1,350
2012$117$1,400
2013$121$1,450
2014$125$1,500
2015$129$1,550
2016$133$1,600
2017$137$1,650
2018$141$1,700
2019$145$1,750
2020$149$1,800

How Much is Insurance for a Honda Civic / How Much is it to Insure a Honda Civic

Here is the average insurance cost for Honda Civic per month/year in different production years:

2020 Honda Civic Insurance Cost

Honda Civic 2020 insurance rates: The average 2020 Honda Civic insurance cost is $1,800 per year or $185 per month for full coverage. Rates may vary depending on individual factors.


2019 Honda Civic Insurance Cost 

Honda Civic 2019 insurance rates:

The average 2019 Honda Civic insurance cost for experienced 30 year old drivers is $1,750 per year or $145 per month.

The average 2019 Honda Civic insurance cost for 17 year old driver who is less experienced and carries more risk to insurers is significantly higher though, approximately $8,800 per year or $730 per month.


2018 Honda Civic Insurance Cost

The average Honda Civic 2018 insurance rates are $141 per month or $1,700 per year for more experienced drivers. 

The average 2018 Honda Civic insurance cost for 16, 17 and 18 year old drivers is approximately $8,500 per year or $710 per month.

2017 Honda Civic Insurance Cost

Honda Civic 2017 insurance rates for full coverage are $137 per month or $1,650 per year on average.


2016 Honda Civic Insurance Cost

Honda Civic 2016 insurance rates are $133 per month or $1,600 per year on average.


2015 Honda Civic Insurance Cost

2015 Honda Civic insurance rates are $129 per month and $1,550 per year on average for full coverage.


2014 Honda Civic Insurance Cost

2014 Honda Civic insurance rates are $125 per month and $1,500 per year on average for full coverage car insurance.


2013 Honda Civic Insurance Cost

2013 Honda Civic insurance cost is $121 per month or $1,450 per year on average for full coverage.


2012 Honda Civic Insurance Cost

2012 Honda Civic insurance cost is $117 per month or $1,400 per year on average for full coverage.


2011 Honda Civic Insurance Cost

2011 Honda Civic insurance cost is $113 per month or $1,350 per year on average for full coverage.


2010 Honda Civic Insurance Cost

2010 Honda Civic insurance rates are $109 per month or $1,300 per year on average.

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2009 Honda Civic Insurance Rates

2009 Honda Civic insurance cost is $105 per month or $1,250 per year on average.


2008 Honda Civic Insurance Rates

On average, 2008 Honda Civic insurance cost is $101 per month or $1,200 per year.


2007 Honda Civic Insurance Cost

2007 Honda Civic insurance rates are $97 per month or $1,150 per year.


2006 Honda Civic Insurance Cost

2006 Honda Civic Insurance cost should be around $1,100 per year or $93 per month


2005 Honda Civic Insurance Rates

2005 Honda Civic insurance is $89 per month or $1,050 per year on average.


2004 Honda Civic Insurance Cost

2004 Honda Civic insurance rates are $85 per month or $1,000 per month approximately on average.


2003 Honda Civic Insurance Cost

2003 Honda Civic insurance rates are roughly $81 per month or $950 per year on average.


2002 Honda Civic Insurance Cost

2002 Honda Civic Insurance rates are approximately $77 per month or $900 per year on average.


2001 Honda Civic Insurance Cost

2001 Honda Civic insurance rates are approximately $73 per month or $850 per year on average.


2000 Honda Civic Insurance Rates

2000 Honda Civic insurance cost is roughly $69 per month or $800 per year on average.


1999 Honda Civic Insurance Cost

1999 Honda Civic insurance rates are $65 per month or $750 per year.


1998 Honda Civic Insurance Rates

1998 Honda Civic insurance cost is roughly $61 per month or $700 per year.


1997 Honda Civic Insurance Cost

1997 Honda Civic insurance rates are approximately $57 per month or $650 per year.


1996 Honda Civic Insurance Cost

1996 Honda Civic insurance rates are estimated to be $53 per month or $600 per year.


1995 Honda Civic Insurance Cost

1995 Honda Civic insurance rates are approximately $49 per month or $550 per year.

Honda Civic Type R Insurance Cost 

A 2020 Honda Civic type R insurance cost is approximately $2,500 per year or $208 per month on average.

A 2019 Honda Civic Type R insurance cost is approximately $2,400 per year or $200 per month.

A 2018 Honda Civic Type R insurance cost should be around $2,300 per year or $192 per month.

Honda Civic Type R 2017 insurance cost is $2,200 per year or $184 per month.

YearPer MonthPer Year
2020$208$2,500
2019$200$2,400
2018$192$2,300
2017$184$2200


Honda Civic SI Insurance Cost 

Below you will find estimated Honda Civic SI insurance rates.

2020 Honda Civic SI Insurance Cost

A 2020 Honda Civic SI insurance cost is $3,200 per year or $267 per month.

2019 Honda Civic SI Insurance Cost

A 2019 Honda Civic SI insurance cost is approximately $3,100 per year or $258 per month.

2018 Civic SI Insurance Cost

A 2018 Honda Civic SI insurance cost is approximately $3,000 per year or $250 per month.

Rates mary vary depending on individual factors.

YearPer MonthPer Year
2020$267$3,200
2019$258$3,100
2018$250$3,000


Honda Civic Insurance for 16/17/18 Year Old

In general, Honda Civic insurance for 17 year old drivers, as well as 16 year old drivers and 18 year old drivers, which are considered teenage drivers, is 3.5 times more expensive than that of  30 year old drivers. 


Honda GAP Insurance

The average Honda GAP insurance cost should be around $20 per year if buy it directly from the company rather than from car dealerships. Honda GAP insurance is provided by Honda Financial Services, which also serves as a Honda insurance company.

Honda Financial GAP Insurance

Honda Financial GAP insurance lets Honda Financial Services, which is owned by the car manufacturing company Honda, provide you with Guaranteed Asset Protection for your Honda Civic.

Honda Care GAP insurance can waive the difference between how much is left on your car financing and your Honda insurance depreciated value. 

What Honda Care GAP insurance coverage does:

- Covers your investment in new and pre-owned Honda Civic vehicles

- Waives up to $50,000 of covered losses

- Covers your Honda Civic insurance deductibles up to $1,000


Honda Lease GAP insurance

When you lease a Honda Civic, you are also eligible for Honda GAP insurance coverage and it is many times included in your purchase.

For more information visit https://www.hondafinancialservices.com/finance/gap-coverage

Honda Civic Review

Honda civic is a Japanese vehicle. Its production started back in 1972. Originally a subcompact car, Honda civic has gone through significant changes over the years, a move that affected Honda Civic's car insurance cost for its consumers. 

Its insurance cost vary by age, model, year, location and other factors. 

For many reasons, Honda and specifically Honda Civic became one of America's most popular vehicles. Not only is it one of the cheapest cars to insure among the most popular ones, but it also has immense value thanks to its powerful balance of excellent crash protection, safety standards, fuel efficiency and reliability. 

We know you are interested in Honda Civic insurance cost, whether you are an actual Civic owner or perhaps a potential owner. 

This review details Honda Civic's characteristics for 4 important vehicle elements that insurers use to assess and determine car insurance rates for a specific vehicle, and particularly Honda Civic car insurance rates, like safety rating, theft rates, repair costs, and overall damage susceptibility. 

Honda Civic Safety ratings

Both the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute of Highway Safety (IIHS) ranked the 2013 Version as the safest automotive on its group. The 2020 Honda civic was also given 5 stars out of 5 for its overall safety rating by the NHTSA. It is also rated a 2020 Top Safety Pick by IIHS. (you can find links under 'References' by the end of this page)

For centuries, Honda Civic has become one of the most popular and top selling cars in general and particularly for Honda. 

Civic is very well known for its reliability and dependability. Usually, Civic owners enjoy low ownership costs, efficient fuel saving and nice ride quality. 

The latest Civic is built on a specially engineered body structure designed to sustain more stress and is fitted standard with upgraded airbags, brake controls with braking assistance, car's stability assistance, daylight and a multi-angle, rear view camera. 

According to Honda, their car is safer than ever due to the 'strengthened safety of vehicle occupants'. New buyers are also accompanied by dynamic low-speed cruise control. 

However, Honda has confirmed that the security tech provided by competitors, including blind spot alert and back-cross traffic alert, is not available for their Civics.


Honda Civic Theft Rate

Honda Civic has always been on the top of robbery lists, year by year, with Honda Accord, Civic's bigger brother. 

5 thefts per 1,000 makes it the most stolen vehicle in 2020. However, Honda Civic theft rate went down by 15% compared to 2019.

Despite the surprisingly high value of stolen components, it can be replaced at a relatively low cost over newer models. The ignition mechanisms of the previous vehicles are easily compromised. 

For this reason, although the Civic is having terrible theft rate in the eyes of both the insurers and the buyers, the effect is probably much lower than you would expect. Newer versions are more successful at lowering down its theft rates because of newer and better safety precautions against theft.


Honda Civic Repair Cost

The average Honda Civic car repair cost is $231. The estimated maintenance and repair costs for Honda Civic are ranging between $80 and $3,200. As with other imports, the value of auto repair parts in its group is higher compared to its local counterparts. The ubiquity and general affordability of the vehicle make it a cheap car for insurers to fix and cover its repair costs. Honda parts are also very easy to find as there are many Honda dealership in the U.S. that are well supplied.


Honda Civic Damage Susceptibility

Insurance companies heavily rely on state data provided by NHTSA to disclose the overall car insurance cost in events like collisions. 

Honda Civic index (109) is above the total average (100), yet below the average compared to other vehicles in its group (119).



We hope we answered most of your Honda insurance cost queries. In case you'd like to find any different information in this page or we missed some Honda Civic insurance price that you're after, get in touch with us and tell us what you would like to find!

COMPARE CHEAP HONDA CIVIC CAR INSURANCE QUOTES

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