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Uninsured motorist coverage, or uninsured motorist clause, is an auto insurance policy extension that covers any injuries caused to you from uninsured drivers.
There are reckless drivers out there. They are all around us. That is why it is even more concerning that more than 1/8 drivers on the road are uninsured, and the uninsured rate continues to rise.
So if an uninsured driver gets in to an auto accident with you, and the collision injures you in any level, he or she may not have any insurance and may not be able to afford your medical costs coverage.
Uninsured motorist insurance coverage, also known as uninsured motorist clause, may be your safest option to protect yourself from the recklessness of others on the road.
This is particularly important if you live in a state where many people are uninsured, which are usually the ones where accidents are less frequent.
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We had Allstate roadside assistance through their SUV insurance coverage and were always delighted by their fair service and treatment.
I have Allstate truck insurance for 7 years by now and never had any issues with them. Service is fast, honest, dedicated and professional. Replies to any requests within a day. My full coverage (including towing, etc.) is the best you can get in that rate, which is particularly awesome, and I shopped around so I'm saving you some research time here. With other companies you only get personal liability and property damage at the same rate. They really give you the best value for the least amount of money which is hard to find with insurance companies. Reputable and Reliable. Allstate is highly recommended for every insurance need!
As a Florida citizen, car insurance rates are expensive here. With COVID-19 being around, working from home becoming a norm and we drive less. Allstate was very understanding of the situation and offered us a pay per mile car insurance. It was a very pleasant surprise. There's a daily rate as well as a per mile rate. It is brilliant as I will save roughly $300 compared to my previous insurer offered 15% COVID-19 discount. Very thankful.
I have been an Allstate customer for roughly 5 years after switching from State Farm. The car insurance policy is much cheaper. I never experienced any issue with my car since I became a policyholder (touch wood) so I cannot attest about their claims handling, however they are really great and easy to work with and I have utilized their good driver discounts a couple of times, as well as other discounts.
I'm an AAA member for years, and they have an outstanding customer service. have a home and auto bundle which I received discount for, always have someone available to help with any claims. I highly recommend them!