Next Insurance launched its business insurance company in 2015 by several Israeli entrepreneurs, in an attempt to deliver cheaper small business insurance online that is tailored to the business needs without any middlemen involved by heavily investing and leveraging technology to sell and underwrite small business insurance policies online. The most awesome thing about Next is that they tailor their policies to different industries to get these businesses coverage that is tailored to them. This results in small business insurance policies for as little as $11 a month for fitness trainers, professionals and businesses, for example, as well as general liability policies that start from $12.5 per month. Next offers business general liability insurance, professional liability insurance, Errors & Omissions (E&O) Insurance, Commercial auto insurance and workers compensation insurance coverages that are tailored to a wide variety of industries. Next offers up to 10% bundle discounts. Next Insurance is best for construction businesses, contractors and personal fitness trainers, as well as millennials and anyone else who is looking for instant business insurance online in cheap rates with fully online quoting and purchase process. Their low cost system allows them to provide their policyholders with more affordable business insurance policies, which is very cool. Next is one of the fastest to provide quotes online and also provides its policyholders with live insurance certificates accessible online 24/7 free of charge, which reduces annoying paperwork. Next allows policyholders to add one extra certificate holder free of charge to their policy instantly online. It doesn't have any cancellation fees either and offers prorated refunds. It also has $0 deductible general liability insurance policies. On the downside, Next doesn't offer a mobile app yet. It processes claims online, with the help of its in-house representatives which are all licensed agents, and guarantees claims resolution within 48 hours, excluding special instances. However, some of its claims are handled by a third party claims services company, which makes the process longer... Next also doesn't offer BOP - Business owner policy. Our rating: 4.75/5 ~~ SHARE YOUR EXPERIENCE WITH NEXT INSURANCE BELOW!