Table of contents
As a fishing guide, you are responsible for the well-being and safety of all your clients. Nevertheless, accidents are inevitable and may happen at one point. It’s possible for you to commit a mistake while driving a boat thereby causing injuries or property damage. You can be subjected to costly lawsuits and claims. Thus to safeguard your business, ensure you have fishing guide insurance.
| CoverWallet | NEXT (Best) | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Per occurrence limit | $1,000,000 | $1,000,000 | $1,000,000/$2,000,000 | $2,000,000 | $1,000,000/$2,000,000 |
| Aggregate limit | $2,000,000 | $2,000,000 | $1,000,000/$2,000,000 | $2,000,000 | $1,000,000/$2,000,000 |
| Products and completed operations aggregate limit | $2,000,000 | $1,000,000 | $2,000,000 | $1,000,000 | $1,000,000 |
| Advertising injury coverage aggregate limit | $1,000,000 | $1,000,000 | $2,000,000 | $1,000,000 | $1,000,000 |
| Tenant’s legal liability coverage limit | $300,000/$1,000,000 | $300,000 | $100,000 | $100,000 | $1,000,000 |
| Waiver of subrogation included? | Yes | No | Included | Can be included | No |
| Hired/non-owned auto liability coverage included? | Yes | No | No | Can be included | Can be included |
| Equipment breakdown floater included? | No | Yes | Yes | Can be included | Can be included |
| Can you get a certificate of insurance online? | Yes | Yes | Yes | Yes | Yes |
| Name additional insureds? | Yes | Yes | Yes | Yes | Yes |
| Deductible | $0 | $0 | $0 | $0 | $0 |
Accidents can happen anytime. For instance, when taking a customer on a fishing trip, they can slip and fall and sustain injuries. General liability insurance for fishing guides is essential. This policy will cover:
Property damage
Bodily injury
Medical costs
Legal defense costs
Judgment costs
Advertising injury
Personal injury
But, it is essential to note that this fishing guide liability insurance alone isn’t enough. You need specialized policies for more comprehensive coverage.
General liability insurance for fishing guides has a $500,000-$1,000,000 per occurrence limit and a $1 million-$2 million aggregate limit.
No, basic general liability insurance cannot cover your fishing equipment. To insure your equipment, consider adding tools and equipment insurance to it.
Even if a client’s injury is due to their negligence, you may still be held liable. General liability insurance can help cover the legal fees associated with such incidents.
| CoverWallet | NEXT | Thimble (Best) | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Per occurrence limit | $1,000,000 | $1,000,000 | $1,000,000/$2,000,000 | $1,000,000 | $1,000,000 |
| Aggregate limit | $2,000,000 | $2,000,000 | $1,000,000/$2,000,000 | $1,000,000 | $2,000,000 |
| Name additional insureds? | Yes | Yes | Yes | Yes | Yes |
| Waiver of subrogation included? | Yes | No | Yes | Can be included | No |
| HIPAA coverage included? | No | No | No | No | No |
| Sexual misconduct coverage included? | No | No | No | No | Can be included |
| License defense coverage included? | No | No | No | No | Can be included |
| Deductible | $500 | $500 | $500 | $50/$10,000 | $500 |
Professional liability insurance covers any claims for negligence, errors, or omissions. This insurance will protect you if a customer claims your advice or service caused them harm. Some of the scenarios it can help include:
You give your client incorrect advice. For instance, you can recommend the wrong fishing gear resulting in an accident
A client can claim that you are negligent as a fishing guide—such as a failure to offer the proper safety equipment. The insurance will protect you from any legal action and offer compensation to the client
The coverage limit can range from $500,000-$1,000,000 per occurrence. For the aggregate coverage, most insurers offer up to $2,000,000. The limit will depend on the size of your business and specific risk exposure.
No, professional liability insurance does not cover intentional wrongdoing or criminal acts. It only provides coverage for claims of negligence, errors, or omissions.
Public liability insurance for fishing guides protects your business against claims of property damage or bodily injury from third parties. The policy will cover the following circumstances:
Slip and fall accidents involving clients within your business premises
Death to clients or any other third party
Property damage of third parties
Every insurance company offers a specific coverage limit. Most insurers offer a coverage limit of $1,000,000-$10,000,000.
No, public liability insurance is not compulsory. But it would be best to have this insurance to protect yourself from potential legal costs and claims.
Exclusions to public liability insurance for fishing guides may vary depending on the policy and insurance provider. Some standard exclusions may include intentional acts, criminal acts, and damages or injuries caused by activities not covered by your policy.
Get all the best quotes from leading providers in a click of a button!
| CoverWallet | NEXT (Best) | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Building coverage limit (minimum) | $50,000 | $260,000 | $25,000/$500,000 | $25,000 | $35,000 |
| Contents coverage limit (minimum) | $50,000 | $22,000 | $25,000/$500,000 | $25,000 | $35,000 |
| Outdoor signs | Excluded | $2,500 | Excluded | Excluded | Excluded |
| Accounts receivable | Excluded | Excluded | $5,000/10,000 | Included | Excluded |
| Money and securities | Excluded | $2,500 | $1,000 | Included | Excluded |
| Lock and keys | Excluded | $2,500 | Excluded | Excluded | Excluded |
| Business interruption floater | Excluded | Included | Included | Included | Excluded |
| Equipment breakdown floater | Excluded | Included | Excluded | Excluded | Excluded |
| Inland marine insurance floater | Excluded | Excluded | $10,000 | Excluded | Excluded |
| Employee dishonesty floater | Excluded | $5,000 | $2,500 | Included | Excluded |
Commercial property insurance for fishing guides is also known as business property insurance. This type of insurance will protect your premises in case of an accident. This policy covers inventory, buildings, equipment, furniture, fences, landscaping, or storage sheds. It will cover perils such as fire, vandalism, theft, earthquake, or other natural disasters.
The limits of commercial property insurance is equal to the value of business property you want to be covered. For example, if the overall value of your tangible assets is $50,000, then commercial property insurance will also offer $50,000 in coverage.
Most insurance providers will include add-ons to the primary commercial property insurance policy. The add-ons will give your business additional protection. They may include:
Flood insurance–Flood insurance protects your business from damage caused by floods. This add-on is a must for businesses in flood-prone places or near lakes, rivers, or the ocean. Flood insurance might cover harm to the building, equipment, inventory, and other property caused by flooding
Business interruption insurance–Business interruption insurance helps you make up for money lost when regular operations are interrupted
If there is a fire outbreak or storm and your inventory or buildings are damaged, you must make a claim as soon as possible. Contact your insurance provider immediately. Most providers will come to your premises to estimate the losses suffered. You can also provide photographs as evidence to support your claim.
No, this type of insurance is not compulsory. But for financial protection, ensure you have a valid policy covered with a reputable insurer.
| CoverWallet | Thimble (Best) | NEXT | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| General liability aggregate limit | $2,000,000 | $2,000,000 | $2,000,000 | $300,000 | $1,000,000/$2,000,000 |
| Commercial property coverage limit | $50,000 | $500,000 | $260,000 | $25,000 | $35,000 |
| Optional policies can be added? | Yes | Yes | Yes | Yes | Yes |
| Name additional insureds for free? | Yes | Yes | Yes | Yes | Yes |
| BOP discount? | Yes | Yes | Yes | Yes | Yes |
Business Owner’s Policy (BOP) for fishing guides combines commercial property and general liability insurance. This is great for fishing guides that want a single policy that covers multiple risks. This insurance will cover the following:
Property damage
Business interruption
Bodily injury
Libel and slander
Business property damage
Tools and equipment damage
The BOP combines general liability and commercial property insurance. Thus it will also include two coverage limits. For commercial property insurance, the coverage limit can be $250,000-$1,000,000. The limits for general liability coverage, on the other hand, is $1 million-$2 million per occurrence and $2 million aggregate.
Most insurance providers offer some degree of customization for BOP coverage. You can include add-ons such as cyber liability insurance, customer property coverage, or HNOA coverage.
| NEXT | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|
| Aggregate limit | $3,000/$10,000 | $2,500/$5,000 | $15,000/$25,000 | $5,000-$10,000 |
| Covers hired and borrowed equipment? | $3,000/$10,000 | $2,500/$5,000 | No | Yes |
| Miscellaneous equipment also covered? | $5,000/$10,000 | No | Yes | Yes |
| Offered as an endorsement to general liability insurance? | Yes | Yes | Yes | Yes |
| Deductible | $500 | $500 | $0 | $0 |
Tools and equipment insurance covers your movable items, such as fishing gear. It covers perils such as theft, vandalism, or damage. This type of hunting and fishing guide insurance can help protect your business assets and ensure that you can continue to operate even if your tools are damaged or lost.
Many policies will cover the cost of replacing the equipment at its current market value. It’s important to carefully review your policy and ensure that the coverage limits are sufficient to cover the cost of replacing all the equipment you use in your business.
Tools and equipment insurance can cover various equipment, including hand tools, power tools, machinery, computers, and other electronic equipment.
You can choose either a standalone policy or purchase tools and equipment insurance with general liability insurance as an add-on
Commercial auto insurance for fishing guides will safeguard your business if you are involved in a car accident and cause damage to others or yourself. This type of fishing guide service insurance is customized for those who use their vehicles to transport customers to and from the fishing locations. Here are the common coverages included in commercial auto insurance for fishing guides:
Auto liability coverage–Helps you when cause an accident while driving your commercial vehicle. This coverage will pay for damages and injuries you are legally responsible for
Collision coverage–Collision coverage covers your vehicle when it is damaged in a collision. This coverage will pay for the cost of repairs or replacement
Comprehensive coverage–Comprehensive coverage will pay for repairs or replacement if your vehicle is damaged by an event other than a collision, such as theft or vandalism
Personal injury protection–This coverage pays for your medical expenses and lost wages if you or your passengers are injured in an accident, regardless of culpability
Hired and non-owned auto coverage–If you or an employee rents or borrows a vehicle, drives it, and causes an accident
Uninsured/underinsured motorist coverage–This covers your damages and injuries caused by uninsured or underinsured drivers
Most providers will offer a coverage limit of $100,000-$1,000,000 per occurrence. But the limits can be higher depending on your covered risks.
Most insurers will offer some optional coverages to offer additional protection. Some of the common ones include:
Roadside assistance coverage–This cover provides assistance if your vehicle breaks down. This can include services like tire changes, jump-starts, fuel delivery, and towing
Trailer coverage–The cover protects your trailer from damage caused by accidents, theft, vandalism, or other covered events. Also, the coverage can cover damage to the trailer itself, as well as liability coverage if the trailer causes damage to someone else’s property or injures someone
Yes, additional drivers can be added to a commercial auto insurance policy for fishing guides, but it may affect the cost.
Fishing Guide Boat Insurance is ideal for fishing guides who use boats. If the boat is damaged or passengers are injured, this will cover all damages and medical costs. It provides coverage for:
Hull damage
Boating accidents
Personal effects such as cell phones or cameras
Medical payments
The liability coverage of fishing guide boat insurance has a $1 million-$2 million per occurrence and aggregate limit. Hull coverage, on the other hand, provides a payout equal to the actual cash value of your boat when it got damaged.
Add-ons or endorsements can be added to a fishing guide boat insurance policy to provide additional protection. Some of the common add-ons include:
Towing and assistance–Towing and assistance add-on covers you for damage to your vessel, criminal or damage charges for the driver and boat wake, liability for a passenger in your boat, and tow fees
Pollution liability–The pollution liability add-on protects you from liability for any environmental damage caused by your vessels. Pollution, leaks, and accidents are all addressed
Fishing gear coverage–The fishing gear safety add-on protects the guide and client equipment on the boat–rods, netting, bait, and additional fishing equipment. Accidental damage or loss of equipment is covered
You can cancel your policy anytime. But there may be fees or penalties. Check with your provider before discontinuing service.
Accidents can happen when you are traveling to and from the fishing destination. The travel insurance for fishing guides will cover medical expenses, trip cancellations, or lost items.
The coverage limit for travel insurance can be from $100,000-$500,000. But some insurance companies will offer higher amounts.
Yes, you can purchase travel insurance after booking your fishing trip. Still, purchasing it as soon as possible is best to ensure coverage for any unexpected events.
Accidents can happen during fishing adventures, and your employees get injured or ill. As an employer, you need to settle your employees’ medical bills if they are sick while working. Workers compensation insurance for fishing guides will cover the following:
Lost income
Medical expenses
Rehabilitation expenses
Disability benefits
Death benefits
Coverage limits for workers’ compensation insurance for fishing guides vary by state and policy but can range from around $100,000 to over $1 million for medical benefits, disability benefits, and death benefits.
Yes, workers’ compensation insurance is typically required by law for businesses with employees, including fishing guide services.
If an employee is injured on the job, it’s essential to provide immediate medical attention. Later report the injury to the workers’ compensation insurance provider.
| Cost per Month | Cost per Year | Deductible | |
|---|---|---|---|
| General liability insurance | $82 | $984 | $0-$500 |
| Professional liability insurance | $90 | $1,080 | $500-$1,000 |
| Commercial property insurance | $85 | $1,020 | $1,000-$2,000 |
| Business owner’s policy | $167 | $2,004 | $500-$1,000 |
| Tools and equipment insurance | $83 | $996 | $500-$1,000 |
| Workers compensation insurance | $120 | $1,440 | $2,500-$5,000 |
| Travel insurance | $90 | $1,080 | $1,000-$2,000 |
| Commercial auto insurance | $110 | $1,320 | $500-$1,000 |
| Boat insurance | $130 | $1,560 | $500-$1,000 |
The average fishing guide insurance cost is $82 per month or $984 per year for a $1 million general liability policy. Factors that affect the cost of premiums are claims history, deductibles, policy limits, revenue, and location. Here’s a table showing the rates of companies we recommend:
| Cost per Month | Cost per Year | Best for | |
|---|---|---|---|
| NEXT | $60 | $720 | Best overall; Fastest general liability insurance for fishing guides |
| CoverWallet | $75 | $900 | Fishing businesses looking for customizable and multiple coverage options |
| Thimble | $79 | $948 | On-demand coverage for fishing guides |
| Hiscox | $80 | $960 | Small businesses looking for fishing guide insurance with automatic renewal |
| GEICO | $80 | $960 | Commercial auto insurance for fishing guides |
| Tivly | $90 | $1,080 | Fishing business owners that are bust and need to acquire insurance coverage quickly |
| The Hartford | $100 | $1,200 | Fishing businesses looking for an insurance company that offers specialized coverage options |
Get all the best quotes from leading providers in a click of a button!
When choosing an insurance company, check their credibility and insurance rates. We have reviewed some of the most reputable insurance companies in the market, and they include:
Best overall
Issues an online proof of insurance instantly
Fastest general liability insurance for fishing guides
Great customer service and reputation
Excellent rates
Outstanding value for money
Get a 10% discount if you buy two or more policies
Couldn’t find any
NEXT is another insurance provider that sells various insurance products virtually. You can choose to select either individual or package policies. They also avail their certificates on the digital platform. This is the best company for fishing businesses that need fast coverage.
Best for: Best overall; Fastest general liability insurance for fishing guides
Average cost: $60 per month
Our rating: 10/10
Easy-to-use digital platform
Customizable policies
Competitive prices
Not an insurance company but an insurance broker
CoverWallet is an insurance provider that operates online. They have created a straightforward website where small business owners can easily buy insurance policies. This company has invested in technology that enables it to price policies correctly and ensures they are affordable compared to its competitors.
Best for: Fishing businesses looking for customizable and multiple coverage options
Average cost: $75 per month
Our rating: 10/10
Unique benefits for registered AARP members
Has local agents who can quickly assist customers
A wide array of insurance products
Not ideal for non-AARP members
The Hartford is a reputable insurance company that offers multiple coverage options. The company is known for offering auto insurance coverage options for drivers. But it also provides customized coverage options for fishing businesses.
Best for: Fishing businesses looking for an insurance company that offers specialized coverage options
Average cost: $100 per month
Our rating: 10/10
Compare quotes over the phone
Collaborated with more than 200 insurance providers
Connects businesses to a policy that meets their needs
No online quotes
Tivly matches business owners with an insurance policy that meets their needs. Whether you are looking for professional liability insurance, workers’ compensation insurance, or general liability insurance, they can help you. Call now to compare quotes over the phone.
Best for: Fishing business owners that are bust and need to acquire insurance coverage quickly
Average cost: $90 per month
Our rating: 9/10
Has a scalable model
Instant insurance quoted
Flexible insurance policies
Don’t sell businesses commercial auto insurance
Thimble offers several coverage options and claims for businesses. They mainly target fast-moving businesses. Their insurance policies range from general liability coverage to business equipment insurance and professional liability. They have a scalable model giving you flexibility.
Best for: On-demand coverage for fishing guides
Average cost: $79 per month
Our rating: 9/10
You can obtain quotes online
Offers up to 5% discount when you buy several products
Their professional liability covers are global
Only advantageous for small businesses
Hiscox has been a renowned insurance provider in the market for many years. This company has more than 500,000 small business clients. It offers a wide range of insurance products, including fishing guide insurance. You can easily purchase an insurance policy from the company’s website.
Bes for: Small businesses looking for fishing guide insurance with automatic renewal
Average cost: $80 per month
Our rating: 9/10
Outstanding customer service
Customizable policies
A wide array of coverage options
Limited local agents
GEICO is known for having friendly initiatives and being an innovative company. It offers several insurance products, such as auto, business, and home insurance. GEICO fishing guide insurance comes with competitive prices. You can get general liability coverage, equipment insurance, and professional liability.
Best for: Commercial auto insurance for fishing guides
Average cost: $80 per month
Our rating: 9/10
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Simple online quoting and purchase. excellent mobile app. claims filing via phone, website or app. Combines competitive rates with excellent customer experience. Progressive provides all of the coverage a small business needs. not to mention its financial strength
10 / 10
Excellent business insurance coverage tailored to your business needs in good rates, professional customer service, pays claims fast and fairly. Recommended!
0 / 10
Not recommended, worst company I've dealt with. Denying claims regularly.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
2 / 10
I never purchased the policy. The person I spoke with "Bruce" was condescending and argumentative. He kept repeating himself and talking in circles telling me what I HAVE TO DO, basically trying to bully me into purchasing commercial insurance. I wouldn't use this company if they were paying me!
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
Highest level of plan and customer service
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
10 / 10
My experience with AAA's business insurance was fairly good. Customer service is excellent, coverage is broad, claims process was efficient. I do recommend them.
10 / 10
Simple online quoting and purchase. excellent mobile app. claims filing via phone, website or app. Combines competitive rates with excellent customer experience. Progressive provides all of the coverage a small business needs. not to mention its financial strength
0 / 10
State Farm's business insurance was such a bad choice for us. Worst communication, very unprofessional. Been insured for over 12 years through a local statefarm agent who we were having insurance for our own home, our personal cars, our own health insurance, workers compensation, all of our commercial autos that serve our business - our agent didn't inform us of raising our premium rates, of certain inspections, and send us very rude emails upon our policy cancellations that were caused by his... Read More
10 / 10
Extremely helpful, kind and knowledgable customer service team! I received a business insurance package that was tailored and personalized to my exact business needs! Excellent liability insurance. Their pricing for business insurance is not the most affordable you'll find, however it's better to pay more and know that you are covered well. We got coverage for $1M. In regards to claims, I haven't had any experience so cannot attest, but the rest was excellent so I'm sure claims will be great as... Read More
10 / 10
Customer service is fast and efficient. They were very caring about issues that we faced, checked them all and resolved our claims fast. State Farm is an excellent company. They gave us excellent business insurance coverage that was customized to our precise needs. We worked together to build the most suitable coverage to our needs, nothing more or less, while making sure the rate is good enough. State Farm's business insurance cost was very good compared to other companies, while maintaining a... Read More
10 / 10
Excellent business insurance coverage tailored to your business needs in good rates, professional customer service, pays claims fast and fairly. Recommended!
10 / 10
highly recommended!
9.8 / 10
Chubb provides business insurance coverage for all size of businesses, from small local ones to huge multinational corporates, they are very fast to respond to your claims, their business insurance coverage is very advanced while being tailored to your needs, aka covering you from all sides without over-covering you to make you pay more like some companies do. I'm a very satisfied customer.
9.7 / 10
Very annoyed in 2020 they do not offer online quotes, however they are great at everything else. The coverage is amazing, customer service is world class, value of money is great (even when their rates are not the cheapest), fast and excellent handling of claims, very dedicated and business focused. The only other issue is since they cover all types and sizes of businesses, they do not seem to specialize in any of them specifically.
Not all those who wander are lost.
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