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Starting a small business can be a great way to become your own boss, earn a living doing what you love, and have control over your work-life balance.
How do you know what type of small business you should start? To help with this decision, Insuranks has created this content that can help steer you in the right direction, based on your skills and interests.
If you are good at using social media or have any experience with social media marketing then you have a great chance to be successful.
You can start your business by helping businesses with; SEO, paid ads, email marketing, manage social media accounts, create content, and run social and digital marketing campaigns.
If you have a talent for online marketing as well as creating content that’s engaging and trendy, this could be a very profitable small business idea for you. Good digital marketers are making $150,000 a year.
Virtual assistants provide administrative and technical support to businesses and individuals. This can include tasks such as scheduling appointments, managing email, and creating presentations.
This is a job that can offer flexibility, as virtual assistants can work from anywhere in the world. It’s also cost-effective, as this role can save businesses money on office space and equipment.
Really great virtual assistants can make $70,000 a year. Just imagine starting small and building your own army of virtual assistants for hire..
With the rise of digital content, there is a growing demand for freelance writers and editors. According to the U.S. Bureau of Labor Statistics, one area especially with projected job growth by 2031 is the field of tech writing.
Good writers earning around $100,000 a year, just start here and grow your own content writing agency to reach great heights.
If you are creative and have a good eye for design, you can start a graphic design business. You can help businesses create logos, websites, marketing materials, and other visual content.
you can build and grow your graphic design small business into a profitable venture. Graphic designers make $75,000 a year.
Pet services are in high demand, and they can be very profitable.Services you can provide include pet grooming, dog walking, and/or pet sitting.
If you have experience training animals, you can also include pet training services. There’s an estimated job growth of 30% for animal care and service workers by 2031, according to the U.S. Bureau of Labor Statistics.
| Pet Service | Annual Income |
| Pet Grooming | $70,000 |
| Dog Walking | $240,000 |
| Pet Sitting | $70,000 |
| Pet Training | $115,000 |
As interest in health and wellness grows, personal trainers and fitness coaches are in high demand.
The U.S. Bureau of Labor Statistics estimates job growth for trainers to jump 19% by 2031. Your small business could include offering one-on-one coaching, group fitness classes, or virtual coaching sessions.
And with good personal trainers making around $150,000 a year, you’ll be able to grow and start hiring personal trainers for your business.
Virtual event planning is a growing industry as more and more businesses are turning to virtual events for conferences, training sessions, and more.
If you have experience in event planning, you can help businesses plan and execute virtual events, whether for one day or longer.
There is also an anticipated 18% employment growth in this field by 2031, according to the U.S. Bureau of Labor Statistics. And making $100,000 a year if you are good at it won’t be so difficult.
Cleaning services are in high demand, and they can be very profitable. With busy and hectic lives, most people are willing to pay for a professional cleaning service to keep their homes clean. Your cleaning service doesn’t have to be restricted to just homes though, you can offer your cleaning services commercially.
According to the U.S. Bureau of Labor Statistics, employment growth for cleaning workers is expected to rise 12% by 2031, while solid cleaning businesses make about $100,000 a year on average.
The popularity of food trucks and mobile catering has exploded in recent years, as consumers crave new and unique food experiences.
Food trucks especially are a popular choice for entrepreneurs who want to start their own business. This business anticipates a job growth of 14% by 2031 in the job market for food preparation and serving-related workers.
| Food Business | Annual Income |
| Mobile Catering | $250,000 |
| Food Truck | $375,000 |
With more students than ever learning online, there is a growing demand for online tutoring services. According to BLS data, tutoring occupations are expected to grow about 15% by 2031.
Some common online tutoring subjects include preparing for college entrance exams, teaching a foreign language, and helping with math at all levels.
Solid online tutoring and course businesses make about $150,000 a year and with good marketing and business skills.
If you have experience in web design, you can help businesses create and maintain their websites. You can also help them with SEO and other online marketing strategies. The outlook for software developers looks promising, with an expected growth of 22% by 2029.
App development is projected that there will be four billion-plus mobile device users by 2023. Launch your business to help build and update apps for clients big and small.
| Service | Annual Income |
| Web Design | $70,000 |
| App Dev | $125,000 |
For small businesses, insurance is one of the essential tools at their disposal as it mitigates unforeseen risks and losses. Here are the major insurance policies that small enterprises need to take into consideration.
Liability Insurance: Provides protection to other people against the complaint of carelessness or in the case of injury to customers or employees. Property Insurance: Pays for the loss or damage to business assets and buildings from their equipment.
Workers’ Compensation Insurance: Is required in a number of states and covers employees who become injured while at work.
Business Interruption Insurance: Makes up for a business’s lost income in the event it is required to suspend operations for a limited period of time.
Cyber Insurance: Businesses that store confidential information need this type of insurance as it affects cyber crimes and information theft.
By the acquisition of insurance policies, a business has a guarantee that it will survive through rough patches which can indirectly support Digital PR initiatives. Some of the ways insurance promotes Digital PR are as follows:
Risk Management: Through the acquisition of insurance policies, the financial risks are reduced and as such the company can work on establishing the image and reputation of their brand without the fear of any such occurrences.
Crisis Management: When a crisis does strike, appropriate insurance covers can aid to cushion the business against the monetary destruction and allow the company to continue to maintain a positive public image.
For media inquiries, please contact media@digitalthirdcoast.net.
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10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
10 / 10
Hiscox's the best! My business is insured with them for over 12 years and am not planning to switch!
10 / 10
Excellent experience with Hiscox BOP for my coffee shop. They provided all it needed.
10 / 10
My HI barbershop is well covered with their great BOP product for 5 years already! not planning to switch!
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
10 / 10
Great experience
6 / 10
Didn't relate to the concept much, but it makes sense if you need insurance to go
0 / 10
It doesn't really feel sustainable to me and doesn't offer business interruption, product liability and commercial property insurance. They have no local agents and despite their technology first approach you cannot file claims online. Additionally, product manufacturers are not covered by Thimble and they don't provide enterprise solutions.
10 / 10
As a contractor that works 3 times a week for a few hours, Thimble gets really handy for me and saves me money. I have no use for these massive business insurance coverages offered by traditional insurance companies.
10 / 10
Excellent concept which is useful to many small businesses!
10 / 10
Been waiting for this type of solution for a long time!
10 / 10
Love their business insurance solutions for freelancers! Great app!
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