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Not all want to ride a taxi. Uber provides a more convenient option for commuting to reach a destination. With a growing gig economy for Uber drivers, it is more important than ever to make smart investments to protect your business. As an Uber driver, you need to consider an adequate Uber insurance policy. By having insurance, you can get an edge over Lyft drivers and secure more customers. This article will cover important topics you need to know about an Uber driver insurance policy.
Uber driver insurance requirements will demand that any Uber driver has a form of auto insurance to cover property and bodily damages that might incur in an accident. Uber requires that drivers maintain their own comprehensive and collision auto coverage. Auto insurance for Uber drivers is required in virtually every state in the US. O
Uber also offers supplemental protection to their drivers to ensure the safety of their customers. An Uber driver without insurance will still have some kind of protection. In case your personal auto insurance doesn’t cover an accident, Uber offers the following protection:
$50,000 bodily injury per person
$100,000 bodily injury per accident
$25,000 property damage per accident
Other types of insurance needed to drive Uber with full protection are general liability, professional liability, and workers compensation. Having excess liability insurance is also smart.
Uber car insurance requirements state that that a driver must have $1 million auto liability coverage and $1 million property damage coverage. Contingent coverage must also be present. Moreover, protection for the driver himself or herself must be present. And so, underinsured/uninsured motorist coverage is required.
| CoverWallet | NEXT (Best) | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Per occurrence limit | $1,000,000 | $1,000,000 | $1,000,000/$2,000,000 | $300,000/$1,000,000 | $1,000,000/$2,000,000 |
| Aggregate limit | $2,000,000 | $1,000,000/$2,000,000 | $1,000,000/$2,000,000 | $300,000/$2,000,000 | $1,000,000/$2,000,000 |
| Products and completed operations aggregate limit | $2,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 |
| Advertising injury coverage aggregate limit | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 |
| Tenant’s legal liability coverage limit | $100,000 | $100,000 | $5,000 | $100,000 | $1,000,000 |
| Waiver of subrogation included? | Yes | No | Included | Can be included | No |
| Hired/non-owned auto liability coverage included? | Yes | No | Excluded | Can be included | Can be included |
| Equipment breakdown floater included? | No | Yes | Yes | Can be included | Can be included |
General liability insurance for Uber drivers protects against claims of liability from their customers for personal injury or property damage. Some times when you would want to have this type of coverage include:
A customer loses their bag in your Uber, and you are found at fault for replacing it
You accidentally injure a customer’s foot when you are pulling up to serve them
A customer slips thanks to the conditions of your car and falls and hurts themselves
General liability will typically have a coverage limit of $1 million per occurrence and $2 million in aggregate. But note that it’s possible to increase the limits of the general liability coverage of your Uber driver insurance policy. That said, you can get as much as $3 million per occurrence and aggregate limits.
Uber drivers can benefit from an additional insured add-on to extend their general liability coverage beyond the individuals or groups named on their policy.
You can also include a tools and equipment policy so that the tools you use while on the job get covered even away from your business property.
No, car insurance for Uber drivers that the company provides does not have general liability coverage. Uber’s insurance policy generally sometimes only covers the minimum amount of insurance necessary for them to operate in an area. This does not include general liability protection for their drivers.
Public liability insurance for Uber drivers takes care of claims for bodily injuries and property damage. This type Uber liability insurance is a less comprehensive form of general liability insurance. Insurance companies in the USA include the language of public liability insurance in their general liability policies.
| CoverWallet | NEXT | Thimble (Best) | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Per occurrence limit | $1,000,000 | $1,000,000 | $1,000,000/$2,000,000 | $1,000,000 | $1,000,000 |
| Aggregate limit | $2,000,000 | $2,000,000 | $1,000,000/$2,000,000 | $1,000,000 | $2,000,000 |
| Name additional insureds? | Yes | Yes | Yes | Yes | Yes |
| Waiver of subrogation included? | Yes | No | Yes | Can be included | No |
Professional liability insurance protects drivers from any mistakes or omissions they make during their job. Times when you can use this insurance include:
You making a mistake in dropping off a customer that causes them to seek financial damages
You forget to unload your client’s bag and drive off without the customer getting it
Professional liability will have a coverage limit of around $1 million per occurrence. This limit can vary based on your policy.
One good add-on to get for your professional liability insurance is an extended reporting period, which allows you to report claims even if your policy is canceled or lapsed.
There are a few types of risks not covered by your professional liability insurance policy. These are outlined below.
| Employee Injuries | These situations are generally covered by policies like workers’ compensation |
|---|---|
| Vehicle Business Use | Anytime you are using a business vehicle, you would need to cover liability costs through a commercial auto policy |
| Discrimination lawsuits | A separate type of insurance called employment practices liability insurance is needed to cover incidents of harassment, discrimination, or wrongful termination |
| Customer Injuries | Injuries for customers will fall under general liability insurance |
| Property Damage | Damage to your property or customer property will need separate policies and are not generally covered under professional liability |
The deductibles for this Uber driver liability insurance will range between $500-$1,000 depending on the level of risk you experience and the premium you are willing to pay.
Get all the best quotes from leading providers in a click of a button!
| CoverWallet | NEXT (Best) | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Building coverage limit (minimum) | $50,000 | $260,000 | $25,000/$500,000 | $25,000 | $60,000 |
| Contents coverage limit (minimum) | $50,000 | $22,000 | $25,000/$500,000 | $25,000 | $60,000 |
| Outdoor signs | Excluded | $2,500 | Excluded | Excluded | Excluded |
| Accounts receivable | Excluded | Excluded | $5,000/10,000 | Included | Excluded |
| Money and securities | Excluded | $2,500 | $1,000 | Included | Excluded |
| Lock and keys | Excluded | $2,500 | Excluded | Excluded | Excluded |
| Business interruption floater | Excluded | Included | Included | Included | Excluded |
| Equipment breakdown floater | Excluded | Included | Excluded | Excluded | Excluded |
| Inland marine insurance floater | Excluded | Excluded | $10,000 | Excluded | Excluded |
| Employee dishonesty floater | Excluded | $5,000 | $2,500 | Included | Excluded |
Commercial property insurance can be cheap insurance for Uber drivers because they often don’t have much commercial property to cover. This covers any property you use for business and any tools or equipment contained in it. Some of the times you might want this insurance include:
You store your vehicle in a working garage with tools, and a fire causes damage to your property
You have tools inside your garage that become stolen by a thief and need to be replaced
The average coverage limit for a commercial property policy is $60,000. The value of your property will determine the amount of coverage that you get.
Depending on the area your business operates in, you may want to add earthquake insurance, which protects your property from mudslides, landslides, and other earth movements.
No, not typically by default. If you have an accident driving Uber while you are on the road, commercial property insurance will not cover anything.
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| CoverWallet | Thimble (Best) | NEXT | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| General liability aggregate limit | $2,000,000 | $2,000,000 | $2,000,000 | $300,000 | $1,000,000/$2,000,000 |
| Commercial property coverage limit | $50,000 | $500,000 | $260,000 | $25,000 | $75,000 |
| Optional policies can be added? | Yes | Yes | Yes | Yes | Yes |
| Name additional insureds for free? | Yes | Yes | Yes | Yes | Yes |
| BOP discount? | Yes | Yes | Yes | Yes | Yes |
Business owner’s policy combines general liability and property insurance together to create one simplified policy. It may also include other types of insurance like business interruption. If you add this to your Uber insurance, you can expect it to pay off when:
You injure a customer unintentionally during your drive
Your garage door is vandalized
An accident in your garage causes your mechanic tools to get damaged and need to be replaced
The coverage of your BOP policy will be determined by the policies you select. General liability will generally be between $2 million and $4 million, and the commercial property coverage will depend on your assets.
An add-on that makes sense for your business owner’s policy is commercial crime insurance. This protects your business from the damaging actions of employees like theft and fraud
You can also opt-in for earthquake insurance, which protects your business property from landslide and earthquake damage
Business interruption insurance protects your Uber business in case a physical event like a fire or flood prevents you from performing regular work duties. Some examples of when to use this coverage include:
A flood causes your Uber driving activities to halt for a week
An out-of-control fire causes interruptions in picking up clients in your Uber car
Commercial auto insurance is perhaps one of the most important types of insurance for an Uber driver. This protects your vehicle if it gets involved in an accident when serving customers and many other situations. Here are a few examples of when this Uber vehicle insurance can come in handy.
While driving your Uber car, you get into a collision accident
Someone sideswipes your car while you are parked waiting for a customer
The coverage limits of Uber auto insurance is set at a minimum of $25,000 per bodily injury, $25,000 per property damage, and $50,000 per accident.
One add-on that is vital to get for Uber drivers is roadside assistance coverage. This Uber car insurance policy will help get you moving again if the car breaks down or gets stuck while you are driving.
Another good-on to the commercial car insurance for Uber drivers is engine protection coverage that covers some of the overhauling expenses if the engine is damaged due to a covered peril.
Yes, personal auto insurance does not cover accidents that happen when you are on the job. Commercial auto insurance is a necessary policy to protect your vehicle from excess damage.
Uber gap insurance is a good option to consider to supplement your commercial auto insurance.
Gap insurance for Uber drivers covers any “gaps” in your coverage due to coverage limits. This can happen if your vehicle has been totaled but there’s still debt on it you must pay. Gap insurance will help you cover the remaining balance to the lender.
Uber fleet insurance is a highly comprehensive version of a commercial auto policy. While a normal commercial auto coverage can only cover 5 vehicles at most, a fleet coverage can be used to insure 10-20 vehicles. Fleet insurance provides a cost effective way of insuring numerous vehicles used for Uber.
Excess liability insurance adds extra coverage to the limit of a policy. For example, if your general liability insurance only offers $1 million and a customer files a $2 million lawsuit, excess liability insurance will cover the amount that you would’ve otherwise paid yourself.
No, Uber umbrella insurance provides additional coverage above the original policy, while excess liability just covers losses above the limits of your primary insurance policy. An umbrella policy changes the rules and coverage, while excess liability pays claims the same way the original policy does. The result is that claims that would be excluded under an underlying policy are similarly excluded under excess liability.
Workers compensation for Uber drivers is an insurance policy that covers any additional drivers you hire. This will cover lost wages, death benefits, and other related expenses in case an occupational injury or disease happens. You will need this Uber accident policy in events like the ones listed below.
One of your drivers gets injured by changing a tire and cannot work temporarily
A driver that works for you cuts their arm on a shard of broken glass, requiring medical attention
Yes, this Uber accident insurance is legally required for businesses with regular employees in virtually every state. Texas is a state that doesn’t have a strict requirement but will still require workers comp in some situations like government contracting.
In the states of Ohio, North Dakota, Wyoming, and Washington, workers comp insurance is handled by a state entity rather than a private insurer.
Uber disability insurance is a type of insurance that provides benefits to a worker who is prevented from earning income due to a temporary or permanent disability. Disability insurance is obtained from the US government through the social security system. Some examples of times to use this insurance include:
You experience a broken arm that prevents you from driving on the road
A permanent spine injury prevents you from sitting for long hours in the car
A group disability insurance plan can replace up to a certain percentage of your income if you get disabled. They are usually subsidized by your employer and come in three main categories.
| Short-term disability | Pays a benefit for a limited time, typically not longer than a year |
|---|---|
| Basic long-term disability | Pays the benefit for a period of two or more years |
| Voluntary long-term disability | is The same as a long-term disability, but the employee volunteers to pay the premium |
| Cost per Month | Cost per Year | Deductible | |
|---|---|---|---|
| General liability insurance | $40 | $480 | $0-$500 |
| Excess liability insurance | $55 | $660 | $500-$1,000 |
| Commercial property insurance | $70 | $840 | $1,000-$2,000 |
| Business owner’s policy | $110 | $1,320 | $1,500 |
| Business interruption insurance | $85 | $1,020 | $500-$1,000 |
| Commercial auto insurance | $90 | $1,080 | $500-$1,000 |
| Workers compensation insurance | $116 | $1,392 | $2,500-$5,000 |
| Disability insurance | $113 | $1,356 | $1,000-$2,000 |
The average Uber driver insurance cost is $40 per month or $480 per year for a $1 million general liability insurance. On the other hand, the average Uber car insurance cost is $90 per month or $1,080 per year. Factors that affect the cost of premiums are claims history, business history, policy limits, deductibles, and location. Here’s a table showing the recommended companies’ $1 million general liability insurance rates for Uber drivers:
| Cost per Month | Cost per Year | Best for | |
|---|---|---|---|
| Next | $15 | $180 | Best overall; Fastest general liability insurance for Uber drivers |
| The Hartford | $23 | $276 | Workers compensation insurance for Uber drivers |
| CoverWallet | $29 | $348 | Comparing Uber driver insurance quotes online |
| Tivly | $39 | $468 | Comparing Uber driver insurance quotes over the phone |
| Thimble | $33 | $396 | Short-term general liability insurance for Uber drivers |
| Hiscox | $30 | $360 | Uber driver insurance with a 14-day money-back guarantee |
| Farmers | $159 | $1,908 | Rideshare policy |
| Allstate | $154 | $1,848 | Personal policy addons |
| GEICO | $167 | $2,004 | Commercial auto insurance for Uber drivers |
| AAA | $88 | $1,056 | Member discounts |
| USAA | $87 | $1,044 | Military veterans working as Uber drivers |
| Statefarm | $52 | $624 | 24/7 claims filing |
| Progressive | $165 | $1,980 | Experienced auto agents |
Get all the best quotes from leading providers in a click of a button!
A good insurance policy that covers what you need will need to be provided by one of the best insurance companies for Uber drivers. See how these insurance companies compare in our reviews below.
Best overall
Issues an online proof of insurance instantly
Fastest general liability insurance for Uber drivers
Great customer service and reputation
Excellent rates
Outstanding value for money
Get a 10% discount if you buy two or more policies
Couldn’t find any
NEXT has great policy options for Uber drivers that cover things like towing, property damage, collisions, injuries, rental reimbursement and more. With their policy, you can insure ten vehicles and up to 15 drivers. This company has an AM Best rating of A- (excellent) and a Better Business Bureau rating of B+.
Best for: Best overall; Fastest general liability insurance for Uber drivers
Average cost: $15 per month
Our rating: 10/10
Lots of policy options
Renowned company for workers compensation insurance
Underwrites comprehensive policies for high-risk customers
Doesn’t cover every state
The Hartford has a nice collection of policies like commercial property, general liability, collision coverage, bodily injury, and medical payments coverage that can be combined for your Uber driver’s insurance. This company does not offer rideshare insurance, so you do lose out on some convenience you could have with your personal auto policy. The company has an A+ rating from AM Best, making it very financially secure, so you can be assured your claims will be fulfilled.
Best for: Workers compensation insurance for Uber drivers
Average cost: $23 per month
Our rating: 10/10
Quote process is fast
Compare quotes online
HNOA coverage automatically included in general liability insurance
Discounted premiums if you pay for the whole year
To buy a policy, you need to be helped on the phone.
CoverWallet offers options for physical damage, auto liability, towing, bodily injury, general liability, and other policies that Uber drivers care about. You can choose between different options on a digital marketplace. The company offers great guides on making the most out of your coverage in its resources section. They are an established marketplace with an A+ rating from BBB.
Best for: Comparing Uber driver insurance quotes online
Average cost: $29 per month
Our rating: 10/10
Has 200+ partners to choose from
Compare Uber insurance quotes across different providers over the phone
Can take you to a partner that matches your risk profile
You need to call to get a quote
Tivly offers Uber insurance policies for any vehicle with options for general liability, professional liability, commercial auto and more. They have over 200 partners covering a wide range of policies, including names like The Hartford and Progressive. Tivly has been selling insurance for 20 years and has an A rating from the BBB for its customer satisfaction. Call now to compare quotes over the phone.
Best for: Comparing Uber driver insurance quotes over the phone
Average cost: $39 per month
Our rating: 10/10
Great options for general liability
High customer reviews
General liability insurance is available as a short-term coverage
You can’t reach customer service by calling
Thimble offers a suite of policies that Uber drivers might need on the road. They have general liability, professional liability, commercial property, commercial auto, and many others. The company’s great general liability selection allows you to get the right policy arranged right from Thimble and fit your situation. They also offer flexible insurance that can be purchased in the short term for freelancers and small businesses.
Best for: Short-term general liability insurance for Uber drivers
Average cost: $60 per month
Our rating: 10/10
14-day money-back guarantee
Has numerous upgrades to your base policies
Offers a discount if you buy two or more policies
Online quoting not available all the time due to periodic site maintenance
Hiscox has general liability, professional liability, workers’ compensation, and a few other options that might work for your Uber driver policy. The advantage of using Hiscox is that their agents personalize and tailor your experience to get the most for your dollar. Hiscox offers a podcast for side hustlers and entrepreneurs to learn from that greatly benefits Uber drivers. They have an A (excellent) rating from AM Best.
Best for: Uber driver insurance with a 14-day money-back guarantee
Average cost: $30 per month
Our rating: 10/10
Rideshare policy for Uber drivers
Simplified claim process
Isn’t offered in all states
Uber farmers insurance has a special rideshare insurance policy that lets you get covered when you are waiting for a ride. Farmers also offers commercial auto, commercial property, workers’ compensation, and general liability.
Best for: Rideshare policy
Average cost: $159 per month
Our rating: 8/10
Agents have experience with rideshare businesses
Great auto policy options
Lower customer satisfaction rating
Allstate insurance for Uber drivers have nice optional add-ons in addition to the standard policies that Uber drivers want. The rideshare insurance lets you add coverage right to your personal car insurance policy. The ride-for-hire insurance of Allstate also gives you gap coverage when you aren’t transporting a customer.
Best for: Personal policy addons
Average cost: $154 per month
Our rating: 8/10
Great selection of commercial auto policies
One of the best insurance apps
Some policies are sourced from partners
GEICO Uber driver insurance has what you need for commercial auto insurance. They offer options like bodily injury, property damage, combined single limit, medical payments, comprehensive coverage, and collision coverage. GEICO insurance for Uber drivers can also come with endorsements such as roadside assistance, GAP, and personal effects coverage. GEICO has an A++ rating from AM Best, and their customers love them with their 97% customer satisfaction rate.
Best for: Commercial auto insurance for Uber drivers
Average cost: $167 per month
Our rating: 8/10
Pros
Auto insurance discount for members
Can combine multiple policies
Cons
Rideshare addon only in some states
AAA insurance for Uber drivers drivers is an excellent option thanks to their addons like rideshare insurance and gap insurance. AAA also offers OEM exterior repair coverage, which pays for manufacturer parts that are original.
Best for: Member discounts
Average cost: $88 per month
Our rating: 8/10
Switch and save program
Caters to the needs of military veterans now working as Uber drivers
Competitive premiums to members
Requires you or your family to have served in the military
USAA Uber insurance is a great plan if you can qualify. They only offer policies to members of the military and their families. USAA has business owner’s policy, general liability, and workers’ compensation policies in addition to auto policies and options. AM Best gave USAA an A++ rating for its financial security.
Best for: Military veterans working as Uber drivers
Average cost: $87 per month
Our rating: 8/10
Rideshare coverage
Transportation network coverage
File claims 24/7
No online quotes
State Farm insurance for Uber drivers gives you full protection that includes limits and deductibles from your personal auto policy thanks to rideshare coverage. They also offer transportation network coverage that can extend your coverage with Uber itself. State Farm has an A++ rating from AM Best and a similarly impressive A+ rating from BBB.
Best for: 24/7 claims filing
Average cost: $52 per month
Our rating: 8/10
Agents have vast experience with the auto industry
Customizable commercial auto insurance limits
Numerous unique add-ons to commercial auto insurance
Missing coverage in some states
Uber and progressive insurance make a great combination thanks to their rideshare coverage that you can add to your personal auto insurance. They also offer general liability, professional liability, workers’ compensation, and more. Progressive has an A+ rating from BBB and an identical A+ rating from AM Best.
Best for: Experienced auto agents
Average cost: $165 per month
Our rating: 8/10
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Simple online quoting and purchase. excellent mobile app. claims filing via phone, website or app. Combines competitive rates with excellent customer experience. Progressive provides all of the coverage a small business needs. not to mention its financial strength
10 / 10
Excellent business insurance coverage tailored to your business needs in good rates, professional customer service, pays claims fast and fairly. Recommended!
0 / 10
Not recommended, worst company I've dealt with. Denying claims regularly.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
2 / 10
I never purchased the policy. The person I spoke with "Bruce" was condescending and argumentative. He kept repeating himself and talking in circles telling me what I HAVE TO DO, basically trying to bully me into purchasing commercial insurance. I wouldn't use this company if they were paying me!
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
Highest level of plan and customer service
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
10 / 10
My experience with AAA's business insurance was fairly good. Customer service is excellent, coverage is broad, claims process was efficient. I do recommend them.
10 / 10
Simple online quoting and purchase. excellent mobile app. claims filing via phone, website or app. Combines competitive rates with excellent customer experience. Progressive provides all of the coverage a small business needs. not to mention its financial strength
0 / 10
State Farm's business insurance was such a bad choice for us. Worst communication, very unprofessional. Been insured for over 12 years through a local statefarm agent who we were having insurance for our own home, our personal cars, our own health insurance, workers compensation, all of our commercial autos that serve our business - our agent didn't inform us of raising our premium rates, of certain inspections, and send us very rude emails upon our policy cancellations that were caused by his... Read More
10 / 10
Extremely helpful, kind and knowledgable customer service team! I received a business insurance package that was tailored and personalized to my exact business needs! Excellent liability insurance. Their pricing for business insurance is not the most affordable you'll find, however it's better to pay more and know that you are covered well. We got coverage for $1M. In regards to claims, I haven't had any experience so cannot attest, but the rest was excellent so I'm sure claims will be great as... Read More
10 / 10
Customer service is fast and efficient. They were very caring about issues that we faced, checked them all and resolved our claims fast. State Farm is an excellent company. They gave us excellent business insurance coverage that was customized to our precise needs. We worked together to build the most suitable coverage to our needs, nothing more or less, while making sure the rate is good enough. State Farm's business insurance cost was very good compared to other companies, while maintaining a... Read More
10 / 10
Excellent business insurance coverage tailored to your business needs in good rates, professional customer service, pays claims fast and fairly. Recommended!
10 / 10
highly recommended!
9.8 / 10
Chubb provides business insurance coverage for all size of businesses, from small local ones to huge multinational corporates, they are very fast to respond to your claims, their business insurance coverage is very advanced while being tailored to your needs, aka covering you from all sides without over-covering you to make you pay more like some companies do. I'm a very satisfied customer.
9.7 / 10
Very annoyed in 2020 they do not offer online quotes, however they are great at everything else. The coverage is amazing, customer service is world class, value of money is great (even when their rates are not the cheapest), fast and excellent handling of claims, very dedicated and business focused. The only other issue is since they cover all types and sizes of businesses, they do not seem to specialize in any of them specifically.
Not all those who wander are lost.
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