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Are you a crafter or seller involved in the pottery industry? It’s essential to protect your business from potential risks and liabilities. Pottery insurance helps pottery business owners by safeguarding the from potential risks and liabilities. Whether you operate a pottery studio or sell pottery products, having the right insurance coverage can give you peace of mind and financial security.
This article explores various insurance policies tailored for potters and provides insights on costs, coverage, and reputable insurance companies to consider.
| CoverWallet | NEXT (Best) | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Per occurrence limit | $1,000,000 | $1,000,000 | $1,000,000/$2,000,000 | $2,000,000 | $1,000,000/$2,000,000 |
| Aggregate limit | $2,000,000 | $2,000,000 | $1,000,000/$2,000,000 | $2,000,000 | $1,000,000/$2,000,000 |
| Products and completed operations aggregate limit | $2,000,000 | $1,000,000 | $2,000,000 | $1,000,000 | $1,000,000 |
| Advertising injury coverage aggregate limit | $1,000,000 | $1,000,000 | $2,000,000 | $1,000,000 | $1,000,000 |
| Tenant’s legal liability coverage limit | $300,000/$1,000,000 | $300,000 | $100,000 | $100,000 | $1,000,000 |
| Waiver of subrogation included? | Yes | No | Included | Can be included | No |
| Hired/non-owned auto liability coverage included? | Yes | No | No | Can be included | Can be included |
| Equipment breakdown floater included? | No | Yes | Yes | Can be included | Can be included |
| Can you get a certificate of insurance online? | Yes | Yes | Yes | Yes | Yes |
| Name additional insureds? | Yes | Yes | Yes | Yes | Yes |
| Deductible | $0 | $0 | $0 | $0 | $0 |
This is a crucial policy that provides coverage for common risks and accidents associated with pottery businesses. This insurance protects you from financial losses from bodily injury, property damage, or personal injury claims against your pottery studio or business. With general liability insurance, you can focus on your craft and artistic expression while knowing you have protection against unforeseen circumstances.
Coverage limits for general liability insurance typically start at $1 million per occurrence and $2 million aggregate per month. This insurance can assist you in various situations such as:
Accidental slips and falls by customers visiting your pottery studio
Damage to third-party property caused by your pottery products or operations
Bodily injuries to customers or visitors resulting from accidents in your pottery studio
Legal claims alleging defamation or copyright infringement related to your pottery business
Product liability claims arising from defects or injuries caused by your pottery products
Product liability coverage–As a potter, if a customer claims that your pottery product caused them harm or injury, product liability coverage can protect you. It covers legal fees, medical expenses, and potential settlements related to product-related claims
Regardless of the size of your pottery studio, liability insurance is crucial. Accidents and incidents can happen at any time, and without insurance, you may be held personally liable for damages or injuries.
Does General Liability Insurance Cover Me if I Sell My Pottery Products Online?
This type of pottery liability insurance extends coverage to both physical and online sales.
Product liability insurance is designed to safeguard pottery businesses from claims arising from their products. If a customer alleges that your product caused harm, injury, or property damage, product liability insurance covers legal expenses, medical costs, and potential settlements.
Coverage limits for product liability insurance typically range from $1 million to $5 million per occurrence, depending on the policy and your pottery insurance provider. This insurance can help in situations such as:
Injuries caused by defective pottery products sold by your business
Allergic reactions or health issues resulting from the use of your pottery products
Design flaws or manufacturing defects in your pottery items leading to injuries
Failure to provide proper warnings or instructions about potential hazards associated with your pottery products
Product liability insurance is essential for all businesses involved in the pottery industry, including manufacturers, retailers, wholesalers, and even individual potters. It protects against claims arising from your pottery products, regardless of your role in the supply chain.
Get all the best quotes from leading providers in a click of a button!
| CoverWallet | NEXT (Best) | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Building coverage limit (minimum) | $50,000 | $260,000 | $25,000/$500,000 | $25,000 | $60,000 |
| Contents coverage limit (minimum) | $50,000 | $22,000 | $25,000/$500,000 | $25,000 | $60,000 |
| Outdoor signs | Excluded | $2,500 | Excluded | Excluded | Excluded |
| Accounts receivable | Excluded | Excluded | $5,000/10,000 | Included | Excluded |
| Money and securities | Excluded | $2,500 | $1,000 | Included | Excluded |
| Lock and keys | Excluded | $2,500 | Excluded | Excluded | Excluded |
| Business interruption floater | Excluded | Included | Included | Included | Excluded |
| Equipment breakdown floater | Excluded | Included | Excluded | Excluded | Excluded |
| Inland marine insurance floater | Excluded | Excluded | $10,000 | Excluded | Excluded |
| Employee dishonesty floater | Excluded | $5,000 | $2,500 | Included | Excluded |
This policy covers physical assets, such as your building, equipment, tools, inventory, and supplies. In the event of covered perils like fire, theft, or vandalism, the insurance ensures you can recover financially and resume operations smoothly.
Coverage limits for commercial property insurance vary based on the value of your property and assets. Typically, policies start with coverage limits ranging from $100,000 to several million dollar. The insurance can help you in situations such as:
Fire or smoke damage to your pottery studio and its contents
Theft or vandalism resulting in the loss or damage of pottery equipment and inventory
Damage caused by natural disasters such as storms, floods, or earthquakes
Business interruption due to property damage, leading to loss of income and additional expenses
Business interruption coverage–In the event of a covered loss that forces your pottery studio to suspend operations, the coverage can provide financial support by covering lost income and ongoing expenses during the downtime
Equipment breakdown coverage–Pottery studios rely heavily on specialized equipment. Equipment breakdown coverage can protect you from the costs of repairs or replacements if your pottery kilns, wheels, or other essential equipment break down unexpectedly
Commercial property insurance may cover your pottery inventory stored off-site depending on your pottery insurance policy. It’s crucial to check with your insurance provider and consider adding specific coverage for off-premises inventory if necessary.
| CoverWallet | Thimble (Best) | NEXT | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| General liability aggregate limit | $2,000,000 | $2,000,000 | $2,000,000 | $300,000 | $1,000,000/$2,000,000 |
| Commercial property coverage limit | $50,000 | $500,000 | $260,000 | $25,000 | $75,000 |
| Optional policies can be added? | Yes | Yes | Yes | Yes | Yes |
| Name additional insureds for free? | Yes | Yes | Yes | Yes | Yes |
| BOP discount? | Yes | Yes | Yes | Yes | Yes |
A business owner’s policy (BOP) is a comprehensive insurance package designed for small to medium-sized pottery businesses. It combines general liability and commercial property insurance into a single policy, offering convenience and cost savings.
Coverage limits for a BOP vary depending on your business needs and your chosen insurance provider. Typical coverage limits start at $1 million per occurrence for general liability. Commercial property coverage, on the other hand, is $100,000. This insurance can help in situations such as:
Business interruption due to unforeseen events, such as a power outage or equipment failure
Loss of income and extra expenses incurred during the repair or restoration of your pottery studio
Damage to your business records or important documents
Liability claims arising from advertising injuries or copyright infringement
Cyber liability insurance–In today’s digital world, protecting your pottery business from cyber threats is essential. Cyber liability insurance helps cover the costs associated with data breaches, cyberattacks, and related legal obligations
Flood insurance–This endorsement can be used to cover the repair or replacement of business assets that got damaged or destroyed due to coastal surge, flash floods, and other related perils
You can typically customize the coverage limits of a Business Owner’s Policy to align with your pottery business’s requirements. Discuss your specific needs with your pottery studio insurance provider to ensure you get the best from them.
| NEXT | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|
| Aggregate limit | $3,000/$10,000 | $2,500/$5,000 | $15,000/$25,000 | $5,000-$10,000 |
| Covers hired and borrowed equipment? | $3,000/$10,000 | $2,500/$5,000 | No | Yes |
| Miscellaneous equipment also covered? | $5,000/$10,000 | No | Yes | Yes |
| Offered as an endorsement to general liability insurance? | Yes | Yes | Yes | Yes |
| Deductible | $500 | $500 | $0 | $0 |
The insurance protects your pottery studios’ valuable tools and equipment. This policy covers repairing, replacing, or reimbursing your pottery-specific tools, such as kilns, wheels, hand tools, and other specialized equipment.
The coverage limit range varies based on the value and quantity of your pottery tools and equipment, typically ranging from $10,000 to $100,000 or more. This insurance can help in situations such as:
Theft or damage to pottery tools, kilns, wheels, and other equipment
Accidental breakage or loss of specialized pottery tools
Equipment breakdown or mechanical failures impacting your pottery production
Damage to molds, brushes, glazing equipment, and other pottery supplies
Loss or damage of materials used in pottery production, such as clay or glazes
Inland marine coverage–This coverage extends protection for your tools and equipment beyond your pottery studio’s premises. It can cover your items while transported or used off-sites, such as during exhibitions or workshops
Rental equipment coverage–If you rent additional tools or equipment for specific projects or events, adding this coverage ensures that those rented items are also protected against damage or theft
While general liability and commercial property insurance cover different aspects of your pottery business, they may not provide specific coverage for your tools and equipment. Tools and equipment insurance is tailored to protect the valuable items used in pottery, ensuring you have dedicated coverage for their repair or replacement.
Workers’ compensation insurance is vital if you have employees working in your pottery studio or business. This policy covers medical expenses, lost wages, and rehabilitation costs for employees who suffer work-related injuries or illnesses.
Coverage limits for workers’ compensation insurance vary based on state requirements and your number of employees. The coverage is usually provided through statutory limits defined by the state. This insurance can help in situations and incidents such as:
An employee suffers from respiratory issues or occupational illnesses due to exposure to pottery materials or chemicals
If an employee experiences a workplace accident, such as getting hit by falling objects or being caught in machinery
Voluntary compensation coverage–If you have independent contractors or freelance artists working in your pottery studio, adding voluntary compensation coverage can extend benefits similar to workers’ compensation to these individuals, providing them with coverage in case of work-related injuries
Occupational accident coverage–This is an alternative option to traditional workers’ compensation insurance. It provides some benefits for work-related injuries but may offer more flexibility and cost savings for certain situations
Most employees, including full-time, part-time, and temporary workers, are covered by workers’ compensation insurance. However, coverage requirements can vary by jurisdiction and may have specific exemptions. Consult with your insurance provider to ensure compliance with local regulations.
The insurance premiums are typically calculated based on factors such as the number of employees, their job classifications, and the risk level associated with pottery operations. Your pottery insurance provider will assess these factors to determine the appropriate premium amount.
Excess liability insurance provides an additional layer of liability protection above and beyond the limits of your primary liability policies, such as general liability and product liability insurance. It acts as a safety net, offering higher coverage limits to protect your pottery business from catastrophic liability claims. Coverage limits for excess liability insurance typically start at $1 million and can extend to $3 million, depending on your specific needs and the pottery insurance provider.
| Cost per Month | Cost per Year | Deductible | |
|---|---|---|---|
| General Liability Insurance | $35 | $420 | $0-$500 |
| Excess liability insurance | $48 | $576 | $1,000-$2,000 |
| Commercial property insurance | $50 | $600 | |
| Business owner’s policy | $85 | $1,020 | $1,500 |
| Tools and equipment insurance | $37 | $444 | $1,000-$2,000 |
| Workers compensation insurance | $90 | $1,080 | $2,000-$5,000 |
The average pottery insurance cost is $35 per month or $420 per year for a $1 million general liability policy. Your actual rate may be the same or different depending on
Coverage types–The specific insurance policies you choose, such as general liability, product liability, commercial property, etc., will impact the overall cost
Coverage limits–Higher coverage limits will generally result in higher premiums
Business size–The size and scale of your pottery business, including the number of employees and the value of your assets, can affect the premiums for pottery studio insurance
Business location–The location of your pottery studio or business can impact the insurance cost due to regional factors, such as local laws, crime rates, and property values
Claim history–Your past claims history can influence the insurance cost. A history of frequent or high-value claims may lead to higher premiums
To get an accurate cost estimate for pottery insurance, it’s recommended to request quotes from reputable companies. Here’s a table showing the cost of a $1 million general liability policy from the recommended carriers:
| Cost per Month | Cost per Year | Best for | |
|---|---|---|---|
| NEXT | $18 | $216 | Best overall; Fastest general liability insurance for potteries |
| CoverWallet | $20 | $240 | Comparing pottery insurance quotes online |
| The Hartford | $22 | $264 | Established pottery businesses with complex insurance needs and a preference for personalized service |
| Tivly | $24 | $288 | Comparing pottery insurance quotes over the phone |
| Thimble | $26 | $312 | On-demand coverage for potteries |
| Hiscox | $28 | $336 | Pottery businesses with higher coverage needs and a preference for comprehensive liability protection |
Get all the best quotes from leading providers in a click of a button!
Below are some top companies you should consider for your pottery business. Read some of the reviews below to know their pros, cons, and average rate for a $1 million general liability policy.
Cheap quotes from numerous carriers
24/7 client service and online policy management
Excellent customer service
Comfortable compensation options
No cancellation fees
Not available in all states
If you’re looking for instant insurance online at reasonable rates, NEXT Insurance is a top choice. They provide affordable quotes from numerous carriers, ensuring you get the best coverage options.
Best for: Best overall; Fastest general liability insurance for potteries
Average cost: $18 per month
Our rating: 10/10
Simple and streamlined online application process
Wide range of coverage options
Dedicated support from licensed insurance advisors
Competitive pricing
Convenient policy management through an online portal
Not an insurance company but an insurance broker
When it comes to simplifying the insurance purchasing process, CoverWallet is your go-to option. They understand that as a pottery business owner, you need a streamlined approach to insurance. CoverWallet offers a user-friendly platform that allows you to compare quotes easily and select the right coverage for your needs.
Best for: Comparing pottery insurance quotes online
Average cost: $20 per month
Our rating: 10/10
A trusted and reputable insurance provider
Comprehensive coverage tailored for pottery businesses
Specialized risk management solutions
Excellent financial strength and stability
Variety of optional coverages to customize your policy
Premium rates may be higher compared to some competitors
If you have an established pottery business with complex insurance needs, The Hartford is the company for you. They specialize in providing comprehensive insurance solutions tailored to your specific requirements. With personalized service and guidance throughout the insurance process, The Hartford ensures that your pottery business is well protected
Best for: Established pottery businesses with complex insurance needs and a preference for personalized service
Average cost: $22 per month
Our rating: 10/10
Has affordable insurance solutions
Getting a quote with Tivly is fast and easy
Easy policy management
Limited availability
When it comes to specialized coverage for pottery businesses, Tivly is the ideal choice. They understand the unique risks and challenges you face and provide insurance options designed specifically for potters. Call now to compare quotes over the phone.
Best for: Comparing pottery insurance quotes over the phone
Average cost: $24 per month
Our rating: 9/10
The possibility to buy coverage for your business for a brief duration, such as 1 month, 1 day, or even just 1 hour
They are financially stable
Instant policy issuance
May not be as comprehensive as some other providers.
Thimble offers on-demand coverage, allowing you to purchase insurance for specific projects or time periods. With their streamlined online platform and mobile app, you can easily manage your policy and enjoy the convenience of flexible coverage.
Best for: On-demand coverage for potteries
Average cost: $26 per month
Our rating: 9/10
Specialized insurance coverage for artisans and crafters
Tailored policies to meet the unique needs of pottery businesses
High financial strength ratings
Responsive and knowledgeable customer service
Flexible coverage options and customizable policies
Higher pricing
Over the years, Hiscox has grown into a global provider of specialized insurance solutions, serving individuals and businesses in various industries. Today, Hiscox operates in multiple countries and has become a trusted name in the insurance industry.
Best for: Pottery businesses with higher coverage needs and a preference for comprehensive liability protection
Average cost: $28 per month
Our rating: 9/10
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Simple online quoting and purchase. excellent mobile app. claims filing via phone, website or app. Combines competitive rates with excellent customer experience. Progressive provides all of the coverage a small business needs. not to mention its financial strength
10 / 10
Excellent business insurance coverage tailored to your business needs in good rates, professional customer service, pays claims fast and fairly. Recommended!
0 / 10
Not recommended, worst company I've dealt with. Denying claims regularly.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
2 / 10
I never purchased the policy. The person I spoke with "Bruce" was condescending and argumentative. He kept repeating himself and talking in circles telling me what I HAVE TO DO, basically trying to bully me into purchasing commercial insurance. I wouldn't use this company if they were paying me!
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
Highest level of plan and customer service
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
10 / 10
My experience with AAA's business insurance was fairly good. Customer service is excellent, coverage is broad, claims process was efficient. I do recommend them.
10 / 10
Simple online quoting and purchase. excellent mobile app. claims filing via phone, website or app. Combines competitive rates with excellent customer experience. Progressive provides all of the coverage a small business needs. not to mention its financial strength
0 / 10
State Farm's business insurance was such a bad choice for us. Worst communication, very unprofessional. Been insured for over 12 years through a local statefarm agent who we were having insurance for our own home, our personal cars, our own health insurance, workers compensation, all of our commercial autos that serve our business - our agent didn't inform us of raising our premium rates, of certain inspections, and send us very rude emails upon our policy cancellations that were caused by his... Read More
10 / 10
Extremely helpful, kind and knowledgable customer service team! I received a business insurance package that was tailored and personalized to my exact business needs! Excellent liability insurance. Their pricing for business insurance is not the most affordable you'll find, however it's better to pay more and know that you are covered well. We got coverage for $1M. In regards to claims, I haven't had any experience so cannot attest, but the rest was excellent so I'm sure claims will be great as... Read More
10 / 10
Customer service is fast and efficient. They were very caring about issues that we faced, checked them all and resolved our claims fast. State Farm is an excellent company. They gave us excellent business insurance coverage that was customized to our precise needs. We worked together to build the most suitable coverage to our needs, nothing more or less, while making sure the rate is good enough. State Farm's business insurance cost was very good compared to other companies, while maintaining a... Read More
10 / 10
Excellent business insurance coverage tailored to your business needs in good rates, professional customer service, pays claims fast and fairly. Recommended!
10 / 10
highly recommended!
9.8 / 10
Chubb provides business insurance coverage for all size of businesses, from small local ones to huge multinational corporates, they are very fast to respond to your claims, their business insurance coverage is very advanced while being tailored to your needs, aka covering you from all sides without over-covering you to make you pay more like some companies do. I'm a very satisfied customer.
9.7 / 10
Very annoyed in 2020 they do not offer online quotes, however they are great at everything else. The coverage is amazing, customer service is world class, value of money is great (even when their rates are not the cheapest), fast and excellent handling of claims, very dedicated and business focused. The only other issue is since they cover all types and sizes of businesses, they do not seem to specialize in any of them specifically.
Not all those who wander are lost.
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