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Pizza delivery is a lucrative business due to the high demand for pizza. With all the risks associated with this business, it is important to get pizza delivery insurance. Insurance for pizza delivery protects you against various liabilities that could cost you heavily.
This guide discusses pizza delivery insurance packages in detail, including pizza delivery insurance requirements, and why it is important. We will also mention its cost and some of the best companies from whom you can get it.
A pizza delivery business insurance policy is vital for your pizza delivery business.The risk associated with pizza delivery is overwhelming. In fact, according to the Labour Department statistics, pizza delivery and other drive-related businesses are the fifth riskiest.
The situation is so bad that for every 100,000 workers, there are 40 deaths due to accidents, assaults, or robberies.
Therefore, similarly to getting food vendor insurance, it is important to get an insurance policy that covers all the risks your pizza delivery business faces. Generally, pizza delivery insurance has policies like;
A commercial auto insurance for pizza delivery drivers policy protects your pizza delivery business from various risks
It is an all-inclusive business car insurance for pizza delivery drivers policy that protects pizza delivery businesses from risks arising from company vehicles. When a driver causes an accident delivering pizza, this insurance covers it.
This insurance policy combines a variety of insurance covers into one. It includes property damage insurance, business interruption insurance, and general liability insurance.
As a business owner, you can choose from two or three separate commercial auto insurance for pizza delivery drivers policies These policies include company-owned coverage and employee-owned coverage. It is important to note that all your employees should be listed on this policy to benefit from it, but you may also explore pay as you go delivery insurance options for flexibility.
The average pizza delivery insurance cost is around $50 per month or about $600 annually for $1m pizza delivery liability insurance (general liability).
Several factors determine the delivery driver insurance cost for pizza businesses:
Some of them include
Here is a summary of the delivery driver insurance cost from some of the best pizza delivery insurance companies, listed monthly and annually.
| Company | Monthly | Yearly | Best for |
| Dominos | $35 | $400 | Domino’s pizza delivery drivers |
| State Farm | $60 | $680 | Nationwide pizza delivery businesses |
| Progressive | $45 | $520 | Start-up pizza delivery business |
| Geico | $55 | $630 | Wide-reach pizza delivery businesses |
| Pizza Hut | $58 | $650 | Pizza Hut Delivery Businesses |
Get all the best quotes from leading providers in a click of a button!
Many companies offer pizza delivery insurance, but not all of them are reliable or meet pizza delivery insurance requirements for your business. It is for that reason that we have sampled some of the best pizza delivery insurance companies that offer this policy. Read to know their pros, cons, and pricing for a $1 million general liability coverage.
Domino’s delivery driver insurance covers general and professional liability. For instance, when your driver causes an accident, dominos insurance for drivers will cover it. This will help protect against severe financial losses. Furthermore, Domino’s business car insurance for pizza delivery drivers covers your vehicle against possible damage.
Average cost: $35
With State Farm, your pizza delivery car insurance policy covers your business against almost all claims. Be it third-party property damage or a driver sustaining injuries in an accident; this policy covers it all. You can also get tailored insurance that protects against your business’s specific risks.
Average cost; $60
Progressive Insurance offers tailored coverage for pizza delivery businesses. Their policies cover both general and professional liability. They have comprehensive insurance coverage that protects your business against many risks, including pay as you go delivery insurance options. What makes it unique is that third-party damage is included in its cheap pizza delivery insurance quotes package.
Average cost: $45
Geico Insurance is one of the most popular insurance companies in the US. It has offices in all states in the country, with its services easily accessible. This company offers one of the most comprehensive policies for the pizza delivery business.
Average cost: $55
Pizza Hut is an established company. Being a pizza-making company, Pizza Hut understands what policies fit a pizza delivery business.
Pizza Hut offers a wide range of insurance policies. Some of them include general liability, professional liability, and third-party-related liabilities.
Average cost : $58
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
10 / 10
Hiscox's the best! My business is insured with them for over 12 years and am not planning to switch!
10 / 10
Excellent experience with Hiscox BOP for my coffee shop. They provided all it needed.
10 / 10
My HI barbershop is well covered with their great BOP product for 5 years already! not planning to switch!
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
10 / 10
Great experience
6 / 10
Didn't relate to the concept much, but it makes sense if you need insurance to go
0 / 10
It doesn't really feel sustainable to me and doesn't offer business interruption, product liability and commercial property insurance. They have no local agents and despite their technology first approach you cannot file claims online. Additionally, product manufacturers are not covered by Thimble and they don't provide enterprise solutions.
10 / 10
As a contractor that works 3 times a week for a few hours, Thimble gets really handy for me and saves me money. I have no use for these massive business insurance coverages offered by traditional insurance companies.
10 / 10
Excellent concept which is useful to many small businesses!
10 / 10
Been waiting for this type of solution for a long time!
10 / 10
Love their business insurance solutions for freelancers! Great app!
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