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Supermarkets and other big retail establishments utilize elevators so customers can move around without exerting effort. Of course, making sure that these elevators are safe and work well are elevator installers.
You face risks as an elevator installer. A commercial construction company might sue you for installing a faulty elevator. You can also injure someone accidentally. With the proper insurance coverage, you are financially protected against accidents, liability claims, and property damage.
| CoverWallet | NEXT (Best) | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Per occurrence limit | $1,000,000 | $500,000/$1,000,000 | $1,000,000/$2,000,000 | $300,000/$2,000,000 | $1,000,000 |
| Aggregate limit | $2,000,000 | $1,000,000/$2,000,000 | $1,000,000/$2,000,000 | $300,000/$2,000,000 | $2,000,000 |
| Products and completed operations aggregate limit | $2,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 |
| Advertising injury coverage aggregate limit | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 | $1,000,000 |
| Tenant’s legal liability coverage limit | $100,000 | $100,000 | $5,000 | $100,000 | $100,000 |
| Waiver of subrogation included? | Yes | No | Included | Can be included | No |
| Hired/non-owned auto liability coverage included? | Yes | No | Excluded | Can be included | No |
| Equipment breakdown floater included? | No | Yes | Yes | Can be included | Yes |
| Can you get a certificate of insurance online? | Yes | Yes | Yes | Yes | Yes |
| Name additional insureds? | Yes | Yes | Yes | Yes | Yes |
| Deductible | $0 | $0 | $0 | $0 | $0 |
General liability insurance is an insurance that protects from financial losses resulting from third-party bodily injury, property damage, or other liabilities that may arise during the course of their operations. It typically covers legal defense costs, medical expenses, restorations for property damage, and settlements or judgments resulting from covered incidents.
Coverage Limit of s typically range between $1 million and $5 million, providing substantial protection in the event of claims for property damage or bodily injury.
Bodily injury–If an elevator installation injures a client or public, general liability insurance can cover medical bills, legal fees, and settlements or rulings
Property damage–General liability insurance covers inadvertent elevator installation or maintenance damage to a client’s building or commodities
Personal injury-General liability insurance can cover lawsuits for defamation, slander, libel, and other related offenses
Third-party equipment damage–This add-on covers repairs or replacement of third-party equipment damaged by the elevator installer
Contractual liability–Elevator installers may be liable for certain accidents or losses under client contracts. General liability insurance helps meet these contractual duties
General liability insurance does not cover professional errors, omissions, or negligence claims. This means that elevator installers may not be covered under their general liability policy if they make errors during the installation process or provide incorrect advice.
| CoverWallet | NEXT | Thimble (Best) | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Per occurrence limit | $1,000,000 | $1,000,000 | $1,000,000/$2,000,000 | $1,000,000 | $1,000,000 |
| Aggregate limit | $2,000,000 | $2,000,000 | $1,000,000/$2,000,000 | $2,000,000 | $2,000,000 |
| Name additional insureds? | Yes | Yes | Yes | Yes | Yes |
| Waiver of subrogation included? | Yes | No | Yes | Yes | No |
| License defense coverage included? | No | No | No | No | Can be included |
Professional indemnity insurance protects against financial losses resulting from carelessness, errors, or omissions. This insurance policy covers legal defense, settlement or judgment fees, and related expenditures for covered claims.
The coverage limits may range from $500,000 to $1,000,000, depending on the potential for significant financial loss or damages resulting from errors or negligence.
Faulty installation–If an elevator installer makes a mistake that causes a malfunction or accident that causes financial loss or bodily injury, the insurance can cover the claims
Negligence claims–If a client claims an elevator installer’s carelessness or inability to follow industry standards caused property damage, physical injury, or financial loss; the insurance can cover legal bills, settlements, and judgments
Breach of professional duty–If an elevator installer fails to provide the necessary advice, documentation, or inspection, the insurance can cover legal fees and financial losses
Design or engineering flaws–The insurance can help with legal defense and settlements or judgements if an elevator system design or engineering defect causes property damage or bodily injury
Make sure the insurance policy covers all elevator installation risks and liabilities. Check the elevator installation insurance policy. Claims and legal fees should be covered. In the event of a claim, checking the insurer’s reputation, financial stability, and claims process ensures support. Understanding policy exclusions and restrictions prevents coverage gaps.
Get all the best quotes from leading providers in a click of a button!
| CoverWallet | NEXT (Best) | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Building coverage limit (minimum) | $50,000 | $25,000 | $25,000/$500,000 | $25,000 | $60,000 |
| Contents coverage limit (minimum) | $50,000 | $25,000 | $25,000/$500,000 | $15,000 | $60,000 |
| Outdoor signs | Excluded | $2,500 | Excluded | Included | Excluded |
| Accounts receivable | Excluded | Excluded | $5,000/$10,000 | Included | Excluded |
| Money and securities | Excluded | $2,500 | $1,000 | Included | Excluded |
| Lock and keys | Excluded | $2,500 | Excluded | Included | Excluded |
| Business interruption floater | Excluded | Included | Included | Included | Excluded |
| Equipment breakdown floater | Excluded | Included | Excluded | Included | Excluded |
| Inland marine insurance floater | Excluded | Excluded | $10,000 | Excluded | Excluded |
| Employee dishonesty floater | Excluded | $5,000 | $2,500 | Excluded | Excluded |
Commercial property insurance is designed to protect elevator installation businesses and their assets against a variety of risks and potential losses. This insurance protects the physical property, apparatus, and stock of elevator installation businesses.
Typically, the coverage limits will be determined based on factors such as the value of the insured property, the potential risks involved, and the financial capacity of the insured. In general, it ranges from $15,000 to $50,000.
Fire damage–If a fire damages the insured property, the insurance can cover the cost of repairs or rebuilding
Theft or vandalism–Coverage for losses caused by theft, burglary, or vandalism of property, inventory, or equipment
Equipment breakdown–Coverage for the cost of repairing or replacing machinery, equipment, or systems used in elevator installation in the event of mechanical failures or malfunctions
Accidental damage–It protects against inadvertent property damage, such as that caused by a contractor’s negligence during installation
Installation floater–Covers materials and equipment in transit or temporary storage on job sites
Employee dishonesty insurance–Covers financial losses when employees commit forgery, embezzlement, social engineering, and other dishonest acts
| CoverWallet | NEXT (Best) | Hiscox | Thimble | The Hartford | |
|---|---|---|---|---|---|
| General liability aggregate limit | $2,000,000 | $500,000/$2,000,000 | $300,000/$2,000,000 | $1,000,000/$2,000,000 | $1,000,000/$2,000,000 |
| Commercial property coverage limit | $50,000 | $25,000 | $25,000 | $25,000/$500,000 | $75,000 |
| Optional policies can be added? | Yes | Yes | Yes | Yes | Yes |
| Name additional insureds for free? | Yes | Yes | Yes | Yes | Yes |
| BOP discount? | Yes | Yes | Yes | Yes | Yes |
A business owner’s insurance policy for elevator installers combines multiple types of coverage into a single package. Installers of elevators are exposed to specific liabilities related to their work, and a BOP provides essential protection against these risks.
The coverage limits for a business owner’s policy vary depending on the specific policy and insurer. It typically includes general liability coverage ranging from $100,000 to $2,000,000 and property coverage based on the value of the insured property.
BOP can cover the cost of repairs or replacement if fire, theft, vandalism, or natural disasters damage your business’s property or equipment, such as tools, machinery, or inventory
If an elevator installation or repair performed by your business results in property damage or a bodily injury after the project has been completed, BOP can cover the claims or lawsuits
Equipment breakdown coverage–Can protect against financial losses caused by the sudden failure, malfunction, or damage of elevators, motors, controls, and other machinery
Professional liability insurance–Protects against claims arising from professional mistakes, errors, or negligence
| NEXT (Best) | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|
| Aggregate limit | $3,000/$10,000 | $2,500/$5,000 | $15,000/$25,000 | $5,000-$10,000 |
| Covers hired and borrowed equipment? | $3,000/$10,000 | $2,500/$5,000 | No | Yes |
| Miscellaneous equipment also covered? | $5,000/$10,000 | No | Yes | Yes |
| Offered as an endorsement to general liability insurance? | Yes | Yes | Yes | Yes |
| Deductible | $500 | $500 | $0 | $0 |
Tools and equipment insurance is designed to protect the tools, apparatus, and equipment used by elevator installers. This insurance helps elevator installers recover the costs associated with repairing or replacing their essential tools and equipment if these items are damaged, stolen, or lost.
The coverage limit for Elevator Installers’ Tools and Equipment Insurance can vary depending on the policy and insurance provider selected. It starts from $100,000 to $1,000,000.
Theft: If valuable tools or equipment are stolen from a job site, Tools and Equipment Insurance can reimburse the insured for the cost of the stolen items, up to the coverage limit.
Accidental–In the event of inadvertent damage to tools or equipment, such as a heavy piece of machinery being dropped or a tool being damaged during transport, Tools and Equipment Insurance can cover the repair or replacement costs
Fire or natural disasters–Tools and equipment insurance can cover the cost of repairs or replacement if tools and equipment are damaged or destroyed as a result of a fire, flood, earthquake, or other natural disaster
Replacement cost coverage–This will reimburse the total cost of replacing lost or damaged tools and equipment with brand-new items
Elevator installers must determine the total value of their tools, apparatus, equipment, and other specialized devices. This evaluation should include equipment that is both possessed and leased or rented. Accurately estimating the value of these products is essential for establishing an adequate coverage limit.
Commercial auto insurance for elevator installers is a form of coverage designed to safeguard businesses and individuals engaged in elevator installation and maintenance against financial losses resulting from accidents that occur while operating their vehicles for business purposes. It covers business vehicles such as trucks, trailers, and other commercial automobiles.
The coverage limit for elevator installers’ commercial auto insurance can vary based on the specific policy and insurance provider. It often covers $100,000 to $1,000,000.
In the event of an accident caused by another driver, commercial auto insurance can help cover your medical expenses if the driver at-fault doesn’t have insurance or does not have coverage in place to begin with
If your business vehicles are damaged by accidents, vandalism, theft, or natural disasters such as fire, hail, or flood, the insurance will cover the cost of repairs or replacement
It can also cover specialized equipment, tools, and materials transported in company vehicles
Commercial auto insurance can cover the medical treatment of third parties injured in an accident that your commercial vehicle caused
Comprehensive coverage–This coverage protects against incidents other than collisions, such as larceny, vandalism, fire, and severe weather
Medical payments coverage–This coverage can help cover medical expenses for injuries sustained by the insured vehicle’s driver and passengers, regardless of culpability
Elevator installers should emphasize numerous factors while choosing commercial auto insurance. First, the policy’s coverage kinds and limitations must match the business’s needs. Liability, collision, comprehensive, and uninsured/underinsured driver coverage is crucial. Second, balancing cost and coverage requires assessing insurance premiums and deductible affordability.
Excess liability insurance provides extended financial protection for unforeseen accidents or incidents and safeguards against high-value claims.
Excess Liability Insurance for Elevator Installers’ coverage limits typically ranges from $100,000 to $1 million, depending on the specific policy and the needs of the policy and installer needs.
Workers’ compensation insurance benefits elevator installers and technicians who sustain work-related injuries or illnesses. Elevator installation and maintenance work can involve certain risks and hazards, making it essential for employers in this industry to have workers’ compensation coverage.
The coverage limits for this elevator business insurance may vary depending on which state you’re working.
Workers’ compensation insurance would cover medical costs, rehabilitation expenses, and lost wages resulting from such incidents
This coverage guarantees that the cost of repairing or replacing the equipment is covered, thereby minimizing the financial impact on the business
Employer’s liability coverage–This add-on protects employers against lawsuits made by employees who sustained a work-related injury or disease
Training and certification in elevator installation safety can affect workers comp insurance costs. When assessing risk and determining premiums, insurance companies frequently consider the safety practices and qualifications of the insured.
| Cost per Month | Cost per Year | Deductible | |
|---|---|---|---|
| General liability insurance | $44 | $528 | $0-$500 |
| Professional liability insurance | $51 | $612 | $1,000-$2,000 |
| Commercial property insurance | $60 | $720 | $1,000-$2,000 |
| Business owner’s policy | $95 | $1,140 | $1,500 |
| Tools and equipment insurance | $46 | $552 | $500-$1,000 |
| Commercial auto insurance | $58 | $696 | $500-$1,000 |
| Workers compensation insurance | $103 | $1,236 | $2,500-$5,000 |
The average elevator installer insurance cost is $44 per month or $528 per year. Factors that affect premiums are claims history, business history, policy limits, deductibles, annual revenues, location, and number of employees. Here’s a table showing the cost of a $1 million general liability policy from the best companies:
| Cost per Month | Cost per Year | Best for | |
|---|---|---|---|
| NEXT | $25 | $300 | Best overall; Fastest general liability insurance for elevator installers |
| CoverWallet | $27 | $324 | Comparing elevator installer insurance quotes online |
| The Hartford | $32 | $384 | Workers compensation insurance for elevator installers |
| Tivly | $36 | $432 | Comparing elevator installer insurance quotes over the phone |
| Hiscox | $42 | $504 | Elevator installer insurance with worldwide coverage |
| Thimble | $49 | $588 | On-demand coverage for elevator installers |
Get all the best quotes from leading providers in a click of a button!
Here are the best elevator installer insurance companies. Read some of the reviews below to know their pros, cons, and average rate for a $1 million general liability policy.
It offers specialized coverage and is familiar with the risks and challenges encountered by elevator installers. They offer custom-tailored insurance policies that provide comprehensive coverage for potential incidents, property damage, and legal liabilities associated with elevator installation
The company has extensive elevator installation experience. They understand the work’s complexity and may offer policyholders personalized solutions and advise. Their expertise helps analyze hazards and determine coverage levels
NEXT offers coverage to protect elevator installers from unexpected events
Couldn’t find any
NEXT is a specialized insurance provider that offers elevator installers and contractors coverage. The company focuses on safeguarding these professionals against the various hazards and liabilities associated with their line of work.
Best for: Best overall; Fastest general liability insurance for elevator installers
Average cost: $25 per month
Our rating: 10/10
CoverWallet’s online platform makes it simple for small businesses to research, compare, and purchase insurance policies. The user-friendly interface enables digital policy quoting, customization, and administration
CoverWallet offers individualized insurance solutions that take into consideration the specific needs of small businesses
Not an insurance company but an insurance broker
CoverWallet is an insurance platform that makes it easier for small enterprises to obtain coverage. It provides a vast array of insurance products and services for elevator installers. Moreover, this company further allows for a streamlined policy management experience through its online dashboard.
Best for: Comparing elevator installer insurance quotes online
Average cost: $27 per month
Our rating: 10/10
Offers an extensive range of insurance products, enabling elevator installers to obtain coverage that is tailored to their specific needs and potential risks
It has extensive insurance business knowledge. They advise elevator installers on risk assessment, coverage, and guidance based on their industry understanding
It is a reputable insurance corporation with strong finances. Policyholders trust their stability and dependability to process claims swiftly
Limited add-ons to general liability insurance
The Hartford provides many insurance products and services, including coverage alternatives for various industries and professions. They are well-known for their expertise providing small and medium-sized enterprises with comprehensive insurance solutions.
Best for: Workers compensation insurance for elevator installers
Average cost: $32 per month
Our rating: 10/10
Offers customizable policies which can meet the unique needs of elevators installers
Elevator installers may easily compare insurance policies from several suppliers to acquire the best policy at the greatest price
Offers a variety of products, such as general liability and workers’ compensation
Given that it is a new insurance provider, some contractors may be hesitant to use their services
Elevator installers can benefit from a unique dual-sided marketplace that connects them with insurance providers. Tivly’s objective is to simplify the insurance process for businesses and providers alike. By utilizing Tivly’s platform, businesses can gain access to a diversified network of many insurance agents, brokers, and carriers actively seeking consumers.
This marketplace enables businesses to research various insurance options and obtain coverage that is suited to their specific elevator installation needs. Call now to compare quotes over the phone.
Best for: Comparing elevator installer insurance quotes over the phone
Average cost: $36 per month
Our rating: 9/10
Thimble lets businesses with shifting workloads buy hourly, daily, and monthly insurance policies on-demand
Digital tools and a user-friendly interface make applying quick and easy
On-demand insurance coverage are often affordable for small businesses
Allows policyholders choose their coverage limits and duration, saving money
Thimble offers short-term insurance and may not be suitable for businesses seeking long-term coverage
Thimble is an insurance technology company that offers flexible, on-demand insurance coverage to small businesses and independent contractors. They aim to offer insurance options that accommodate the evolving needs of the freelance economy and flexible work arrangements.
Best for: On-demand coverage for elevator installers
Average cost: $49 per month
Our rating: 9/10
It offers customizable insurance plans for many professions, including elevator installers
It is a reputable insurance company with a lengthy history, providing policyholders who value stability and dependability with peace of mind
Hiscox understands business risks and challenges from working with many sectors
Doesn’t offer coverage in Alaska
Hiscox is a well-established global insurance company specializing in providing businesses, professionals, and individuals with various insurance coverage. They are well-known for customizing insurance solutions to satisfy the needs of various industries and professions.
Best for: Elevator installer insurance with worldwide coverage
Average cost: $42 per month
Our rating: 8/10
2 / 10
I purchased a year long policy for my small business I paid for the year up front. First they sent me the incorrect paperwork and acted as if I had something to do with the mistake. About three weeks later I received a bill for the policy. I then sent countless email as the payment did clear my account. About a week later I'm told they have no record of my payment. Now I have to send any documents proving I said then. It went on for weeks. More requests of proof from this person then another.... Read More
10 / 10
Simple online quoting and purchase. excellent mobile app. claims filing via phone, website or app. Combines competitive rates with excellent customer experience. Progressive provides all of the coverage a small business needs. not to mention its financial strength
10 / 10
Excellent business insurance coverage tailored to your business needs in good rates, professional customer service, pays claims fast and fairly. Recommended!
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
2 / 10
I never purchased the policy. The person I spoke with "Bruce" was condescending and argumentative. He kept repeating himself and talking in circles telling me what I HAVE TO DO, basically trying to bully me into purchasing commercial insurance. I wouldn't use this company if they were paying me!
9.8 / 10
Chubb provides business insurance coverage for all size of businesses, from small local ones to huge multinational corporates, they are very fast to respond to your claims, their business insurance coverage is very advanced while being tailored to your needs, aka covering you from all sides without over-covering you to make you pay more like some companies do. I'm a very satisfied customer.
9.7 / 10
Very annoyed in 2020 they do not offer online quotes, however they are great at everything else. The coverage is amazing, customer service is world class, value of money is great (even when their rates are not the cheapest), fast and excellent handling of claims, very dedicated and business focused. The only other issue is since they cover all types and sizes of businesses, they do not seem to specialize in any of them specifically.
2 / 10
I purchased a year long policy for my small business I paid for the year up front. First they sent me the incorrect paperwork and acted as if I had something to do with the mistake. About three weeks later I received a bill for the policy. I then sent countless email as the payment did clear my account. About a week later I'm told they have no record of my payment. Now I have to send any documents proving I said then. It went on for weeks. More requests of proof from this person then another.... Read More
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
Simple online quoting and purchase. excellent mobile app. claims filing via phone, website or app. Combines competitive rates with excellent customer experience. Progressive provides all of the coverage a small business needs. not to mention its financial strength
0 / 10
State Farm's business insurance was such a bad choice for us. Worst communication, very unprofessional. Been insured for over 12 years through a local statefarm agent who we were having insurance for our own home, our personal cars, our own health insurance, workers compensation, all of our commercial autos that serve our business - our agent didn't inform us of raising our premium rates, of certain inspections, and send us very rude emails upon our policy cancellations that were caused by his... Read More
10 / 10
Extremely helpful, kind and knowledgable customer service team! I received a business insurance package that was tailored and personalized to my exact business needs! Excellent liability insurance. Their pricing for business insurance is not the most affordable you'll find, however it's better to pay more and know that you are covered well. We got coverage for $1M. In regards to claims, I haven't had any experience so cannot attest, but the rest was excellent so I'm sure claims will be great as... Read More
10 / 10
Customer service is fast and efficient. They were very caring about issues that we faced, checked them all and resolved our claims fast. State Farm is an excellent company. They gave us excellent business insurance coverage that was customized to our precise needs. We worked together to build the most suitable coverage to our needs, nothing more or less, while making sure the rate is good enough. State Farm's business insurance cost was very good compared to other companies, while maintaining a... Read More
10 / 10
Excellent business insurance coverage tailored to your business needs in good rates, professional customer service, pays claims fast and fairly. Recommended!
10 / 10
highly recommended!
10 / 10
Their business insurance products are by far the best business decision I've made financially. Got us covered when we needed it and for such a bargain cost. Couldn't recommend more!
10 / 10
Excellent business insurance policies at cheap rates. Claim process was easy and helped us cover financial loss.
10 / 10
Great rates and excellent service. Our business feels safe.
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
Not all those who wander are lost.
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