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Driving instructors instruct newbies on proper driving techniques and habits. Some also provide special lessons on driving commercial vehicles such as box trucks. If you’re working as a driving instructor, consider purchasing insurance. You can hurt someone while teaching a student how to drive a cargo van. Negligence is another problem that you have to think about too.
You must invest in driving instructor insurance to protect against liabilities for your business on and off the road. Read this guide to know what policies are included, the cost of premiums, and the best companies:
| CoverWallet | NEXT (Best) | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Per occurrence limit | $1,000,000 | $1,000,000 | $1,000,000/$2,000,000 | $2,000,000 | $1,000,000/$2,000,000 |
| Aggregate limit | $2,000,000 | $2,000,000 | $1,000,000/$2,000,000 | $2,000,000 | $1,000,000/$2,000,000 |
| Products and completed operations aggregate limit | $2,000,000 | $1,000,000 | $2,000,000 | $1,000,000 | $1,000,000 |
| Advertising injury coverage aggregate limit | $1,000,000 | $1,000,000 | $2,000,000 | $1,000,000 | $1,000,000 |
| Tenant’s legal liability coverage limit | $300,000/$1,000,000 | $300,000 | $100,000 | $100,000 | $1,000,000 |
| Waiver of subrogation included? | Yes | No | Included | Can be included | No |
| Hired/non-owned auto liability coverage included? | Yes | No | No | Can be included | Can be included |
| Equipment breakdown floater included? | No | Yes | Yes | Can be included | Can be included |
| Can you get a certificate of insurance online? | Yes | Yes | Yes | Yes | Yes |
| Name additional insureds? | Yes | Yes | Yes | Yes | Yes |
| Deductible | $0 | $0 | $0 | $0 | $0 |
General liability insurance can be an excellent policy addition to driving lessons insurance program. It covers liability costs for third parties for personal, property, and bodily injury. The policy can also cover any property damage to these same parties. Examples include:
A client’s electronics get damaged in your office
Your client slips and falls on your driving instructor’s business property
You say something untrue about a client, and they sue you for slander
General liability insurance generally has a coverage limit between $300,00 and $1 million.
Your driving instructor insurance average cost for general liability coverage will be around $43 per month or $500 annually.
Driving instructor insurance companies offer ways to customize your insurance policy through additional policies like:
Employment practices liability–Protects you from employee lawsuits that accuse you of workplace harassment, wrongful termination, and other related issue
Product and completed operations liability–Gives liability protection for incidents away from your business premises
No. You do not generally require general liability insurance to maintain a driving instructor business. However, general liability insurance can prevent you from a costly lawsuit with the potential to bankrupt you.
| CoverWallet | NEXT | Thimble (Best) | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Per occurrence limit | $1,000,000 | $1,000,000 | $1,000,000/$2,000,000 | $1,000,000 | $1,000,000 |
| Aggregate limit | $2,000,000 | $2,000,000 | $1,000,000/$2,000,000 | $1,000,000 | $2,000,000 |
| Name additional insureds? | Yes | Yes | Yes | Yes | Yes |
| Waiver of subrogation included? | Yes | No | Yes | Can be included | No |
| HIPAA coverage included? | No | No | No | No | No |
| Sexual misconduct coverage included? | No | No | No | No | Can be included |
| License defense coverage included? | No | No | No | No | Can be included |
| Deductible | $500 | $500 | $500 | $50/$10,000 | $500 |
Driving instructor professional indemnity insurance is a policy that protects you and your driving instructors when they make a mistake as a part of their job. Situations to use this policy include:
A driving instructor provides the wrong instruction and causes the client to get into a fender bender
The business owner makes a scheduling mistake that causes a client to lose money
Professiona liability insurance for driving lessons can offer an extended reporting period add-on for your professional liability coverage. This add-on allows you more time to file your claim.
Another add-on to consider is an excess liability insurance policy. This will let you extend your driving instructor’s professional liability insurance coverage limits.
Coverage limits for professional liability policies average around $1 million per occurrence. Your driving instructor insurance cost will be higher if you need a policy with a higher limit.
Professional liability is an important policy you want to take advantage of. You may be tempted to only look for cheap driving instructor insurance without the protection of professional liability insurance. However, going cheap can bite you later when you run into an unexpected and costly liability.
You never plan on making mistakes, but they can still happen. The best plan is an insurance policy to give you peace of mind for your business. The lawsuits that professional liability insurance can protect you against can potentially bankrupt your business.
Driving instructor public liability insurance is policy coverage that only includes third-party injuries from the general public. This policy covers incidents when the public enters your commercial property. Some situations where you can use this policy include:
While on a driving instructor trip, a pedestrian gets injured
Someone enters your property and slips and falls on a poorly placed rug
Public liability insurance typically has coverage limits of $1 million per occurrence and $2 million in aggregate. These coverage limits will change based on your policy.
No. Public liability insurance is part of general liability insurance. A public liability insurance policy is unnecessary if you already have a general liability insurance policy.
Get all the best quotes from leading providers in a click of a button!
| CoverWallet | NEXT (Best) | Thimble | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| Building coverage limit (minimum) | $50,000 | $260,000 | $25,000/$500,000 | $25,000 | $60,000 |
| Contents coverage limit (minimum) | $50,000 | $22,000 | $25,000/$500,000 | $25,000 | $60,000 |
| Outdoor signs | Excluded | $2,500 | Excluded | Excluded | Excluded |
| Accounts receivable | Excluded | Excluded | $5,000/10,000 | Included | Excluded |
| Money and securities | Excluded | $2,500 | $1,000 | Included | Excluded |
| Lock and keys | Excluded | $2,500 | Excluded | Excluded | Excluded |
| Business interruption floater | Excluded | Included | Included | Included | Excluded |
| Equipment breakdown floater | Excluded | Included | Excluded | Excluded | Excluded |
| Inland marine insurance floater | Excluded | Excluded | $10,000 | Excluded | Excluded |
| Employee dishonesty floater | Excluded | $5,000 | $2,500 | Included | Excluded |
A commercial property insurance policy protects your business, building, and personal property. See below for a few example situations where you might use this coverage.
A thief breaks into your commercial property building and vandalizes it
A flood causes damage to the electronics in your driving instructor building
The best driving instructor insurance will offer typical commercial property coverage limits of about $60,000 or more. This coverage limit is determined by the value of your business building and the property stored in it.
Debris removal coverage can be a good pick for your policy because it allows you to get reimbursed for cleanup costs from insured events like a building fire
Earthquake insurance protects your property from landslides and earth movement-related physical damages
Sadly, even the best commercial property policies will have some exclusions. Any property damage from your negligence will be excluded from commercial property policies. This rule includes termite damage, rusted pipes, and poorly maintained facilities.
| CoverWallet | Thimble (Best) | NEXT | Hiscox | The Hartford | |
|---|---|---|---|---|---|
| General liability aggregate limit | $2,000,000 | $2,000,000 | $2,000,000 | $300,000 | $1,000,000/$2,000,000 |
| Commercial property coverage limit | $50,000 | $500,000 | $260,000 | $25,000 | $75,000 |
| Optional policies can be added? | Yes | Yes | Yes | Yes | Yes |
| Name additional insureds for free? | Yes | Yes | Yes | Yes | Yes |
| BOP discount? | Yes | Yes | Yes | Yes | Yes |
Highway driving instructor insurance must have liability and property protection to protect your business successfully. A business owner’s policy is an excellent option with general liability and commercial property coverage.
It can be a superb pick for a less expensive policy. Bundling policies with a business owner’s policy often costs less than buying multiple separate policies. Examples include:
A customer slips and falls on your business property
A thief breaks into your office and steals your electronics
You have a client whose property is damaged during your driving lessons
Business owner’s policy gives you around $500,000 on average, though driving instructors may want a higher coverage limit of around $1 million.
Some business owner’s policies allow you to include inland marine insurance. This policy protects your business property, like tools and materials, as they are transported to you or different locations over land. This protection also extends to property that is in a business’s care.
Consider cyber liability insurance, which protects you against perils from data breaches, cyber security attacks, and telling customers their data has been accessed.
Gap insurance for driving instructors is additional coverage for financed vehicles. Sometimes, you will owe more on your loan than your car is worth. This situation sometimes happens because of the depreciation of the value of automobiles over time. Some situations gap insurance comes in handy include:
A car covered by your business crashes, and you owe more on the car than it is currently worth
Your auto loan has a remaining balance, and your car is totaled
To calculate gap insurance refunds, you divide the total cost of your insurance by the number of months you had the coverage. Gap insurance refunds only apply if you pay for the policy upfront.
Gap plans are not worth it if you buy your item or vehicle outright. They only are valuable if you are financing your property.
Driving instructor car insurance companies offer commercial auto insurance that protects your business vehicles from damage and you from liability. It will also include liability coverage for accidents your vehicles cause. Some situations to use this insurance include:
A business vehicle you own gets into a collision incident
Someone steals a business vehicle you own
Driving instructor car insurance is generally made up of several different policy options, which are outlined below:
Comprehensive–A comprehensive policy covers damages to your business vehicle from theft, fire, vandalism, and many events besides road collisions
Collision–This policy will cover your car’s damage in road collisions. It will help pay for the costs to repair or replace your vehicle after considering your deductible and coverage limits. It’s different from liability coverage because it only covers your car
Auto liability–Your auto liability coverage will help pay to repair or replace someone else’s car if you are at fault for causing an accident on the road. The best car insurance for driving instructors will offer coverage for property damage and bodily injuries at a competitively low price
Underinsured motorist–This provides coverage when another driver is at fault, but their insurance policy isn’t enough to cover the damage
Rental reimbursement–You get reimbursed for the rental costs you incur when renting a vehicle
Roadside assistance–This policy covers costs to tow and fix your car when it breaks down on the side of the road
Medical payments–You can use medical payments coverage to help pay medical costs for drivers and passengers. It will pay benefits regardless of who is at fault in the accident
Commercial auto coverage limits range between $100,000 and $1 million for liability protection.
The cheapest car insurance for driving instructors will be a policy with low coverage. In some states, you can meet coverage requirements without insurance. For example, you only need to pay an uninsured motorist fee of $500 annually to satisfy Virginia’s insurance requirements. However, going cheap is not a good idea. While saving money in the short term, you risk a big lawsuit or other cost in the long term.
Your driving instructor insurance quote for commercial auto is affected by driving habits, coverage limits, and which deductibles you choose. If you want a better premium quote, you can also sign up for installing anti-theft devices in your vehicles. These devices help insurers save money on coverage costs.
Workers’ compensation insurance is a policy that an employer buys that protects workers by providing medical benefits and lost wages when injured. Examples of times to use this policy are listed below.
An employee falls while on the job and can only work at a reduced capacity
A driving instructor often develops chronic pain from being in a car
Your employee gets into an accident that leaves them disabled and unable to perform their previous duties
Most states require businesses with full-time employees to purchase a workers’ compensation policy. This law ensures that workers can earn an income even if they become temporarily or permanently disabled from activities on the job. Some types of employees, like independent contractors, are not required to be covered under state laws. To get protection, these employees would need a separate policy.
The beneficiaries of worker’s compensation are employees, but employers or business owners pay for the premiums. Employees who want to get their own insurance policy to protect themselves from debilitating injuries should get disability insurance. A disability insurance policy can protect them from injuries on and off the job.
| Cost per Month | Cost per Year | Deductible | |
|---|---|---|---|
| General liability insurance | $43 | $516 | $0-$500 |
| Professional liability insurance | $60 | $720 | $1,000-$2,000 |
| Commercial property insurance | $62 | $744 | $1,000-$2,000 |
| Business owner’s policy | $72 | $864 | $1,500 |
| Commercial auto insurance | $60 | $720 | $500-$1,000 |
| Workers compensation insurance | $94 | $1,128 | $2,000-$5,000 |
The average driving instructor insurance cost is $43 per month or $516 per year for a $1 million general liability policy. Factors that affect the driving instructor insurance cost estimates are claims history, business history, policy limits, deductibles, number of employees, and location. See our driving instructor insurance comparison below, which shows the rates of the best companies for a $1 million general liability policy:
| Cost per Month | Cost per Year | Best for | |
|---|---|---|---|
| NEXT | $25 | $300 | Best overall; Fastest general liability insurance for driving instructors |
| The Hartford | $27 | $324 | Workers comp insurance for driving instructors |
| CoverWallet | $30 | $360 | Comparing driving instructor insurance quotes online |
| Tivly | $32 | $384 | Comparing driving instructor insurance quotes over the phone |
| Thimble | $36 | $432 | Short-term general liability insurance for driving instructors |
| Hiscox | $39 | $468 | Worldwide coverage for driving instructors |
| Allianz | $46 | $552 | Driving instructor expertise |
Suppose you are looking for a driving instructor insurance online quote. Click the “Get Quotes” button on this page to start.
Get all the best quotes from leading providers in a click of a button!
We have reviewed the companies that will save you money through liability protections in their policy options. Read on to know their pros, cons, and average rate for a $1 million general liability policy.
Best overall
Issues an online proof of insurance instantly
Fastest general liability insurance for driving instructors
Great customer service and reputation
Excellent rates
Outstanding value for money
Get a 10% discount if you buy two or more policies
NEXT has policies that offer collision protection, rental reimbursement, and property damage for driving instructors. You can pick up a general liability policy, professional liability, commercial property insurance, and many more options. The company has an excellent premium price and a suite of policies you can build a good driving instructor policy around. Next has an A- rating with AM Best, a high mark for financial security. They also have high customer satisfaction, as evidenced by their Better Business Bureau rating of B+. NEXT’s driving instructor insurance price is $25 per month.
Best for: Best overall; Fastest general liability insurance for driving instructors
Average cost: $25 per month
Our rating: 10/10
Education industry-focused policies
Developed by a team of underwriting experts
Discounts and benefits for AARP members
Policies don’t cover every state
The Hartford has industry experience with educators and can develop a policy from which a driving instructor can benefit. They offer policies or your driving instructor’s business like general liability, commercial property, and commercial auto. The Hartford has an A- rating from AM Best. They have over 200 years of experience in the insurance industry and write $11 billion in premiums annually.
Best for: Workers comp insurance for driving instructors
Average cost: $27 per month
Our rating: 10/10
Digital marketplace to make it easy to compare quotes
Specialized industry insurance
Helps you find cost-effective policies
Not an insurance company but an insurance broker
CoverWallet acts as your digital wallet to build the perfect driving instructor insurance policy. They have general liability, commercial auto, professional liability, business owner’s policy, and more options to construct an excellent policy. They let you easily compare quotes with different partners and have a BBB rating of A+ for their high customer reviews.
Best for: Comparing driving instructor insurance quotes online
Average cost: $30 per month
Our rating: 10/10
Connects you with the right insurance companies
Over 200 partners to choose from
Easy to customize and update insurance policies
Doesn’t write the policies
Tivly is one of the best driving instructor insurance brokers because they have over 200 partners to build your policies from. They offer critical policies like general liability, professional liability, and commercial property but also have specialized policy suggestions so you know what policy to get. Tivly has an A rating from the BBB and is experienced in the online and digital marketplace. Call now to compare quotes over the phone.
Best for: Comparing driving instructor insurance quotes over the phone
Average cost: $32 per month
Our rating: 10/10
Easy-to-use app
Lots of informative resources for first-time buyers
Lets you set your policy duration down to the month, day, and hour.
Online-only customer service experience
Thimble is an A+ rated insurance company from the Better Business Bureau. They offer general liability, professional liability, business owner’s policy, and professional liability policies that a driving instructor will need for their business. Thimbles Business owners policy includes unique options like business building and contents insurance, providing extra protection. Their app is straightforward and has received accolades from respected magazines like Forbes.
Best for: Short-term general liability insurance for driving instructors
Average cost: $36 per month
Our rating: 10/10
14-day refund policy
Customize insurance to risks specific to your business
User-friendly website and excellent customer experience
Buying multiple policies from Hiscox gets you a discount
Some policies don’t cover every state
Hiscox offers you personalized policies that their agents provide by working closely with you and analyzing your business needs. They have options for driving instructors like general liability, professional liability, business owner’s policy, and worker’s compensation. Hiscox earned an A rating from AM Best for its financial strength. They serve mainly small businesses that comprise most of their client base.
Best for: Worldwide coverage for driving instructors
Average cost: $39 per month
Our rating: 10/10
Informative resources
Budget-friendly insurance
Pupil personal accident with 24/7 coverage
Lacks some options compared to others
Allianz driving instructor insurance is an insurer that has experience in the school and education industry. They offer a pupil personal accident policy that helps you get 24/7 attention to the claims of your driving instructor pupils. They offer policies like niche insurance that can cover you when other policy products may not. Allianz has an A+ rating from the BBB and an impressive A+ rating from AM Best.
Best for: Driving instructor expertise
Average cost: $46 per month
Our rating: 10/10
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Simple online quoting and purchase. excellent mobile app. claims filing via phone, website or app. Combines competitive rates with excellent customer experience. Progressive provides all of the coverage a small business needs. not to mention its financial strength
10 / 10
Excellent business insurance coverage tailored to your business needs in good rates, professional customer service, pays claims fast and fairly. Recommended!
0 / 10
Not recommended, worst company I've dealt with. Denying claims regularly.
9.4 / 10
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
2.8 / 10
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
0 / 10
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
2 / 10
I never purchased the policy. The person I spoke with "Bruce" was condescending and argumentative. He kept repeating himself and talking in circles telling me what I HAVE TO DO, basically trying to bully me into purchasing commercial insurance. I wouldn't use this company if they were paying me!
2.8 / 10
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
10 / 10
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
10 / 10
Highest level of plan and customer service
10 / 10
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
7.7 / 10
Decent experience with Hiscox business insurance
10 / 10
Best insurance ever
10 / 10
Coolest concept, I wish this was applied to other insurance products too.
9.4 / 10
Very pleased with Hiscox - their small business insurance rates are very good and they specialize in small business which gives me a peace of mind as a small business owner. So far so good!
10 / 10
Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
0.6 / 10
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
10 / 10
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
10 / 10
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
10 / 10
My experience with AAA's business insurance was fairly good. Customer service is excellent, coverage is broad, claims process was efficient. I do recommend them.
10 / 10
Simple online quoting and purchase. excellent mobile app. claims filing via phone, website or app. Combines competitive rates with excellent customer experience. Progressive provides all of the coverage a small business needs. not to mention its financial strength
0 / 10
State Farm's business insurance was such a bad choice for us. Worst communication, very unprofessional. Been insured for over 12 years through a local statefarm agent who we were having insurance for our own home, our personal cars, our own health insurance, workers compensation, all of our commercial autos that serve our business - our agent didn't inform us of raising our premium rates, of certain inspections, and send us very rude emails upon our policy cancellations that were caused by his... Read More
10 / 10
Extremely helpful, kind and knowledgable customer service team! I received a business insurance package that was tailored and personalized to my exact business needs! Excellent liability insurance. Their pricing for business insurance is not the most affordable you'll find, however it's better to pay more and know that you are covered well. We got coverage for $1M. In regards to claims, I haven't had any experience so cannot attest, but the rest was excellent so I'm sure claims will be great as... Read More
10 / 10
Customer service is fast and efficient. They were very caring about issues that we faced, checked them all and resolved our claims fast. State Farm is an excellent company. They gave us excellent business insurance coverage that was customized to our precise needs. We worked together to build the most suitable coverage to our needs, nothing more or less, while making sure the rate is good enough. State Farm's business insurance cost was very good compared to other companies, while maintaining a... Read More
10 / 10
Excellent business insurance coverage tailored to your business needs in good rates, professional customer service, pays claims fast and fairly. Recommended!
10 / 10
highly recommended!
9.8 / 10
Chubb provides business insurance coverage for all size of businesses, from small local ones to huge multinational corporates, they are very fast to respond to your claims, their business insurance coverage is very advanced while being tailored to your needs, aka covering you from all sides without over-covering you to make you pay more like some companies do. I'm a very satisfied customer.
9.7 / 10
Very annoyed in 2020 they do not offer online quotes, however they are great at everything else. The coverage is amazing, customer service is world class, value of money is great (even when their rates are not the cheapest), fast and excellent handling of claims, very dedicated and business focused. The only other issue is since they cover all types and sizes of businesses, they do not seem to specialize in any of them specifically.
Not all those who wander are lost.
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