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Home › Business Insurance › Golf Clubs Insurance for Golf Equipment
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Ofir is the founder and CEO of Insuranks. He established Insuranks in 2019 from scratch and has been running educational...
Some of the products on this page come from partners who may compensate us when you click on their links or take specific actions. This helps us keep our content free. That said, our opinions are our own and based on independent analysis.
Golf is well-known as a sport admired by many, with more than 50 million people engaging in it.Golf equipment is expensive and the priciest is the golf clubs. They can get damaged or stolen.
So, can I insure my golf clubs? Yes. Golf clubs can be insured through golf clubS insurance similar to how golf instructors can be insured through golf instructor insurance.
This article will guide you through this coverage.
Golf clubs insurance provides cover to your golf clubs. Situations, where this can be useful, are:
This policy is available as a stand-alone policy or as an inclusion in golf equipment insurance coverage, which is a policy included in golfer’s insurance.
So how does golf clubs insurance cover work? Insurance for golf clubs gives you $10,000 – $100,000 coverage. You can use the insurance money to replace a stolen or totaled golf club or repair a golf club that’s damaged.
Golfers insurance is a tailored product insurance companies offer for amateur and professional golfers. Policies included in golfers insurance are golf equipment coverage, legal liability insurance, motor vehicle coverage, and personal accident coverage.
Golf equipment insurance coverage reimburses losses if you lose or damage your golf clubs, golf bag, tees, and other golfing equipment while traveling or playing. You can decide to insure all equipment using this coverage or schedule specific items that you want to be covered.
Legal liability insurance in golfers insurance covers your legal liability while in the golf course’s grounds. This one covers costs if you’re accused of injuring someone, vandalizing the golf course, or causing a public disturbance.
Golf Clubs Insurance for Rental Businesses
Golf clubs insurance is only available for golfers. Businesses that rent golf clubs can’t cover their stocks with it. Nonetheless, there are alternative business insurance policies that can be used such as business equipment insurance or stocks and contents insurance.
Just to be clear, golf clubs insurance does not only pertain to coverage for golf clubs – as in the equipment you’re using to hit the golf ball. It can also mean an insurance policy for a golf club – meaning organization of people who love to play golf.
Insurance for a golf club, again an organization in this sense, is a business insurance policy offering protection against the cost of lawsuits, property damage, and more. Insurance policies included are:
Golf club liability insurance takes care of personal injury or property damage lawsuits. With this, a golf club can pay for settlement, lawyer fees, and other legal costs. Liability insurance comes in different types depending on what’s covered. Liability policies golf clubs usually purchase are:
Commercial property insurance for golf clubs provides reimbursements if tangible assets got lost or damaged because of fire, storm, lightning, vandalism, theft, riot, and other named perils.
Golf club commercial property insurance includes equipment coverage and rented premises coverage.
Golf club equipment insurance coverage provides reimbursement if materials inside the golf club’s office got damaged or lost because of fire, theft, vandalism, storm, fire, and other named perils.
A basic commercial property insurance only covers damage to the building the golf club owns.
In other words, the insurance won’t work if the building is rented. That’s why there’s rented premises coverage available. Through a rented premises coverage, the golf club can pay the property owner or shoulder the cost of repairs.
Carriers have their own specific pricing. However, all use the following factors to calculate insurance premiums.
Provided that your golf clubs are brand new and not that pricey, then expect to pay $15 a month or $180 a year. But still, there are companies that charge their customers only $2 a month or $24 a year.
Golf Club Insurance Cost
On average, the cost of insurance for golf clubs and golf organizations is $50 a month or $600 a year for a $1 million general liability insurance.
Get all the best quotes from leading providers in a click of a button!
Best Golf Club Insurance: Review of the Top Companies
CoverWallet is a reputable company offering insurance coverage to golf clubs. They have three options for you:
Basic (General Liability)
The basic plan includes:
Standard (General liability + property)
Pro (General liability + property + workers’ compensation)
Our rating : 10/10
This is a reputable insurance company with several decades of experience. They have been operating for more than 70 years. Westfield signature knows the suitable policies for golf clubs, and they offer competitive rates.
Westfield Signature Insurance offers the following:
Average cost : $56 per month
Next Gen covers your golf club equipment with its golf clubs insurance that’s underwritten by Travelers. Coverage applies if theft or damage happens while using the golf clubs or traveling. Next Gen offers a mobile app where you can easily manage your golf clubs insurance and file a claim.
Average cost: $2 per month
Malayan covers golf clubs with its golfers insurance that comes with personal golf equipment coverage.
This company’s equipment coverage extends further to other golfing equipment with the exception of tees and golf balls. If you’re looking for golfer’s insurance aside from golf clubs insurance.
Average cost: Call Malayan insurance for accurate pricing
Ofir is the founder and CEO of Insuranks. He established Insuranks in 2019 from scratch and has been running educational insurance websites since 2009 on a mission to help businesses...See full bio.
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
Decent experience with Hiscox business insurance
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
Best insurance ever
Coolest concept, I wish this was applied to other insurance products too.
Fastest ever online insurance quote and purchase! Also, great rates and professional customer reps that helps with whatever you need, if you need. Nice company!
Embroker sells a product that it doesn't honor. We purchased a combination D&O and EPLI policy. However, when it came to renewal, it told us that we only had D&O coverage even through our ACCORD certificate clearly mentions we have both. Basically they refused to honor the EPLI coverage and will leave you hanging with the bag. At time of renewal, they more than doubled our quote to get similar coverage. Basically BAIT & SWITCH. Unacceptable tactics. Easy to buy and pay but you may not be... Read More
Great platform. Terrible policy. There is no teeth behind it. No coverage. It's a fake policy that they sell. Sold us an EPLI policy that later we came to find out had no EPLI coverage. Amazing that they can get away with outright fraud. Check the positive reviews. They are all 'Anonymous' posted by Emroker staff. Stay away and find a real policy that will actually provide you coverage. We've been bitten by them and hope to find restitution via a lawsuit.
Paul Burns Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
It has been 70 days since I made a claim on the roof of my building. No one from the company will return calls. We are in hurricane season and located in Louisiana. My building is tarped to secure it.
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
They are the worst, my truck was hit in January 23 and the claim adjuster has not been out to this very day! They have every excuse in the book as to why. They have not been to the collision shop. PLEASE AVOID THESE SCAM ARTIST!
Felicia Broadus Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
Avoid these SCAM ARTISTS! They don’t pay claims!!! Save yourself the trouble and money!
Kasey Arey Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
This company gives you a price that was in place for a year and when you have to use it there is fine print were they can go back and charge you more. Would not recommend them to any one. Crooks
John Murphy Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
Worst insurance comapny I have ever dealt with. A commercial vehicle represented by GUARD t boned my wife and daughters family vehicle in the middle of the day. Driver was cited and insurance claim insued. Fast forward 4 months and refusal of full amount of claim is still happening. Driver was found guilty, repairs started on my vehicle and when it comes to the final bill and diminished value we cannot get any help. I am out a family car, have an injured and traumatized wife and children,... Read More
Harshadray Patel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
Extremely bad service, when you call , will make you wait on the phone for ever (over an Hour) and still no one to answer , so you end up hanging up. To cancel the policy, bounce you from one department to the other. They are supposed to refund from the date other insurance started and after sending the proof of other insurance policy, still they did not refund based on that actual date instead they use the date i managed to get hold of them. They charged me $7000.00 for a year's insurance on... Read More
Aaron Wensel Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
Guard Insurance is terrible. They were so bad I cancelled them because them couldn't figure out why I would never get a paper copy of the bill . Verified my address with them and still intermittent billing. I cancelled them in March through my local broker. Today 6/27 I get a letter in the mail from a collections company saying I owe 87.97. This was the first myself or my broker heard of owing this money. Here is some advice for this failure of a company send me a god damn bill and I will pay.... Read More
Michael Swink Insuranker
Policy Type: Business Insurance
Company name: Berkshire Hathaway GUARD Insurance Companies
My employer had to have workers compensation by law. He obtained a policy through this Berkshire Hathaway GUARD and they failed me. I fell from a ladder and fractured my spine in 7 different places, my clavicle in 4 places, and the base of my skull. Going to my Dr visits I was prescribed medication for pain and the insurance company placed a pre-authorization hold on me picking up the medication from Walgreens. The hold lasted 5 days! My weekly benefits have never been on time, right now... Read More
Liberty Mutual is one of the more simple companies to deal with. I had to file a claim for my business owner policy after I caught one of my employees stealing a large amount of products from my business. Liberty mutual paid the claim fast and with no efforts. I wish the legal process was as easy…
For me this company has proven to be the best to do business with and worth my hard earned money. Contractors this is your company look no further.
Decent experience with Hiscox business insurance
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Their customer service is absolutely fantastic. Very patient, knowledgable and provided excellent explanation of the purchased policy. I would highly recommend this insurance company to anyone that's looking to protect their business from unexpected expense. Thank you Hiscox for doing a great job for my business!
STAY AWAY! I wouldn't recommend hiscox small business liability insurance to anyone. Better not waste both your money and your time. Hiscox customer service is extremely unpleasant, not organized and not professional. It is the worst company we have dealt with in almost 25 years in business!
Good company. Good and knowledgable customer service. If they don't know something they will pass you on to a more experienced rep that is more knowledgable. So far so good.
Extremely fast and simple. Wasted a lot of time and money until I found these guys! I feel like my business is in good hands now.
Hiscox's the best! My business is insured with them for over 12 years and am not planning to switch!
Excellent experience with Hiscox BOP for my coffee shop. They provided all it needed.
My HI barbershop is well covered with their great BOP product for 5 years already! not planning to switch!
Best insurance ever
Coolest concept, I wish this was applied to other insurance products too.
Great experience
Didn't relate to the concept much, but it makes sense if you need insurance to go
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Excellent concept which is useful to many small businesses!
Been waiting for this type of solution for a long time!
Love their business insurance solutions for freelancers! Great app!
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