Insuranks
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Hunting Liability Insurance for Lease & Clubs: Cost & Quotes From $56/mo

For your best business protection and savings, we recommend bundling GL with some other important coverages on one Business Owners Policy!

For your best business protection and savings, we recommend bundling GL with some other important coverages on one Business Owners Policy!

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Table of contents
1. General Liability Insurance for Hunting Clubs and Land Lease1.1. What Are the Coverage Limits for General Liability Insurance?1.2. What Add-Ons Should My Hunting Club or Land Lease Consider for General Liability Insurance?1.3. Is General Liability Insurance Important?1.4. I s Product Liability Insurance Included in General Liability Policy? 2. Public Liability Insurance for Hunting Clubs and Land Lease2.1. What Are the Coverage Limits for Public Liability Insurance for Hunting Clubs and Land Lease?3. Commercial Property Insurance for Hunting Clubs and Land Lease3.1. Which Commercial Property Add-Ons Should I Select?3.2. What Are the Coverage Limits for Commercial Property Insurance?4. Business Owner’s Policy for Hunting Clubs and Land Lease4.1. What Add-Ons Do I Need From a Business Owner’s Policy?4.2. What Are the Coverage Limits for Business Owner’s Policy?5. Tools and Equipment Insurance for Hunting Clubs and Land Lease5.1. What Add-Ons Do I Need for Tools and Equipment Insurance?5.2. What Are the Coverage Limits for Tools and Equipment Insurance?6. Commercial Auto Insurance for Hunting Clubs and Land Lease7. Workers’ Compensation Insurance for Hunting Clubs and Land Lease7.1. Is Workers Compensation Insurance Required?8. Hunting Trip Insurance8.1. What Add-Ons Should I Get With Hunting Trip Insurance?9. Hunting Clubs and Land Lease Insurance Cost10. Best Hunting Clubs and Land Lease Insurance Companies10.1. NEXT Hunting Club and Land Lease Insurance 10.1.1. Pros10.1.2. Cons10.2. The Hartford Hunting Club and Land Lease Insurance 10.2.1. Pros10.2.2. Cons10.3. CoverWallet Hunting Club and Land Lease Insurance 10.3.1. Pros10.3.2. Cons10.4. Tivly Hunting Club and Land Lease Insurance 10.4.1. Pros10.4.2. Cons10.5. Thimble Hunting Club and Land Lease Insurance 10.5.1. Pros10.5.2. Cons10.6. Hiscox Hunting Club and Land Lease Insurance 10.6.1. Pros10.6.2. Cons10.7. National Deer Association Insurance 10.7.1. Pros10.7.2. Cons

There were 15 million hunting license holders in the US. In some states, it is challenging to hunt effectively because of the amount of private land ownership. For example, in Nebraska, 97% of the land is privately owned. 

This is where your hunting club or land lease business comes in. Hunting clubs offer members exclusive hunting access, whereas hunting land leasing is where a group of hunters come together to pay for a land lease.

One of the most important considerations you should be making for your business is investing in hunting insurance to protect your assets from financial ruin. In this article, you will learn the basics of hunting liability insurance and other policies. 

General Liability Insurance for Hunting Clubs and Land Lease


CoverWallet NEXT (Best)Thimble HiscoxThe Hartford
Per occurrence limit $1,000,000$1,000,000$1,000,000/$2,000,000$300,000/$1,000,000$1,000,000/$2,000,000
Aggregate limit $2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$300,000/$2,000,000$1,000,000/$2,000,000
Products and completed operations aggregate limit $2,000,000
$1,000,000$1,000,000$1,000,000$1,000,000
Advertising injury coverage aggregate limit $1,000,000$1,000,000$1,000,000$1,000,000$1,000,000
Tenant’s legal liability coverage limit $100,000
$100,000$5,000$100,000$1,000,000
Waiver of subrogation included?YesNoIncludedCan be includedNo
Hired/non-owned auto liability coverage included?YesNoExcludedCan be includedCan be included
Equipment breakdown floater included?No YesYesCan be includedCan be included


General liability is a hunting insurance policy covers your business from injury claims and property damage that your business operations cause. These can also include legal fees from lawsuits and medical fees from injured parties. Some examples of situations where you need this policy include:

  • While leasing your land out to a customer, they trip over some misplaced machinery

  • During a hunting club activity, a member is injured while hanging a stand

  • A hunting group with a land lease fails to properly care for the hunting property, causing someone to get injured


What Are the Coverage Limits for General Liability Insurance?

Many small hunting businesses will purchase a general liability policy for their commercial hunting insurance with a $1 million per occurrence limit and as much as a $2 million aggregate limit.


What Add-Ons Should My Hunting Club or Land Lease Consider for General Liability Insurance?

An umbrella policy might be a good add-on for hunting businesses because it extends coverage to help cover unusually high losses when another part of your hunters insurance policy is used up.

Another add-on that you might want to include in this hunting lease liability insurance is cyber liability coverage that protects your company against incidents like cyber security breaches and privacy law violations.

This hunting club liability insurance policy would also benefit from tools & equipment coverage to provide additional coverage for guns, HVAC, seats, computers, heater, or any other kind of business equipment that gets damaged or destroyed.


Is General Liability Insurance Important?

Yes, general liability is one of the most crucial pickups for your hunting insurance policy. You never know when a costly claim can come up during your normal business operations that can cause severe financial harm. General liability policies offer broad protection against common liability incidents like slips and falls.


Is Product Liability Insurance Included in General Liability Policy?

Yes, product liability insurance is typically included in a general liability policy. This makes it an excellent addition to this hunting club insurance, where you also sell souvenirs to guests. 


Public Liability Insurance for Hunting Clubs and Land Lease

Public liability insurance is a hunting land liability insurance policy that explicitly covers claims made by the general public that are harmed through your business. Some examples of where you might need this policy are listed below:

  • A potential hunting club customer slips and falls while on your business property

  • You knock over a cup of coffee on a member of the public’s electronics while they are inquiring about your business in the hunting lodge


What Are the Coverage Limits for Public Liability Insurance for Hunting Clubs and Land Lease?

For your insurance, you will want to seek out a $2 million aggregate limit as a baseline, but you should also talk to an expert insurance agent if you want to ensure you get the right amount of coverage. Hunting camp insurance packages can offer a public liability policy with a $3 million-$4 million per occurrence and aggregate if you need more protection. 

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Commercial Property Insurance for Hunting Clubs and Land Lease


CoverWalletNEXT (Best)ThimbleThe HartfordHiscox
Building coverage limit (minimum)$50,000$340,000$25,000/$500,000$35,000$25,000
Contents coverage limit (minimum)$50,000$35,000$25,000/$500,000$35,000$15,000
Outdoor signsExcluded$2,500ExcludedExcludedIncluded
Accounts receivable ExcludedExcluded$5,000/$10,000ExcludedIncluded
Money and securitiesExcluded$2,500$1,000ExcludedIncluded
Lock and keys Excluded$2,500ExcludedExcludedIncluded
Business interruption floaterExcludedIncludedIncludedExcludedIncluded
Equipment breakdown floaterExcludedIncludedExcludedExcludedIncluded
Inland marine insurance floaterExcludedExcluded$10,000ExcludedExcluded
Employee dishonesty floaterExcluded$5,000$2,500ExcludedExcluded


Hunting property insurance will protect your business building and contents against damages. This policy would cover every hunter listed on your lease as well as long as they are on your commercial property premises. Some examples of when to use this insurance include:

  • Fire causes damage to your hunting club building

  • Someone vandalizes your hunting property and causes damage to it

  • A storm damages a sign advertising your business


Which Commercial Property Add-Ons Should I Select?

Umbrella coverage is a good choice when building the best hunting lease insurance for commercial property. It allows you to get additional coverage once you exceed your limits with other policies. Business ordinance coverage can also help you cover the costs of maintaining your hunting lodge and getting into compliance with updated building codes.


What Are the Coverage Limits for Commercial Property Insurance?

Your commercial property coverage limit is determined by the value of your commercial building and the property contained within it, but there is an average, typical limit of about $60,000.