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How Much is Workers Comp Insurance? Cost & Quotes From $11

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Table of contents

1. How Much is Workers Comp Insurance for a Small Business? 1.1. How Much is Workers Comp Insurance for a Restaurant? 1.2. How Much Does Workers Comp Cost for a Food Truck Business? 1.3. How Much is Workman Comp Insurance for a Coffee Shop Business? 1.4. How Much Does Workmans Comp Cost for Small Car Repair Shops?  1.5. How Much Does Workers Comp Insurance Cost for a Small Bakery Shop? 1.6. How Much is Workers Compensation Insurance for a Small Barbershop? 1.7. How Much Does Workers Compensation Insurance Cost for a Small Hair Salon? 1.8. How Much Does Workmans Comp Cost for a Grocery Retail Business? 1.9. or a Small Yoga Studio?1.10. How Much is Workman’s Comp Insurance for a Janitorial Business? 1.11. How Much for Workers Comp Insurance if the Business is a Car Wash? 1.12. How Much Does Workers Compensation Insurance Cost for a Tractor Rental Business? 1.13. How Much is Workers Comp for a Gym? 1.14. How Much is Workers Comp Insurance for a Small Business Such as a Laundry Shop? 1.15. For Dance Studios, How Much Does It Cost to Get Workers Compensation Insurance? 1.16. How Much is Workmans Comp Insurance for a Soap Making Business? 1.17. How Much is Workers Compensation Insurance for a Candle Making Business? 1.18. How Much for Workers Compensation Insurance for Excavator Service Businesses? 1.19. How Much is Worker Comp Insurance for a Heavy Equipment Rental Business? 1.20. How Much Does Workman Comp Cost Roofing Business? 1.21. oes a Garage Keeping Business Pay?1.22. How Much is Workman’s Compensation Insurance for Film Making Business? 1.23. How Much for Workers Comp on Skid Steer Services Business? 1.24. How Much Workers Compensation Cost for a Warehouse Business 1.25. How Much Does Workers Compensation Cost for  Gas Stations? 1.26. How Much is Workers Comp Insurance for a Catering Business? 1.27. How Much Does Insurance Cost for a Small Business such as a B&B? 1.28. What is the Cost of Workers Compensation Insurance for an Online Store Business? 1.29. What is the Cost of Workers Comp Insurance for a Tattoo Shop? 1.30. What is the Average Cost of Workers Compensation Insurance for a Spa Business? 1.31. How Much Does Workmans Comp Cost for a Pool Business?1.32. How Much Does Workman’s Comp Insurance Cost for a Hotel? 1.33. Web Design Firm?1.34. What is Workers Compensation Average Cost for a Web Development Business? 1.35. What is the Average Insurance Cost for Small Business, Say a Tanning Salon Planning to Buy Workers Compensation Insurance? 1.36. What is the Workers Compensation Rate for a Beauty Salon? 1.37. How Much are Workers Compensation Rates for a Nail Salon Business? 1.38. or a Cosmetology Clinic?1.39. How Much Does Employer Pay for Workers Comp if They’re Running a Plumbing Business? 1.40. How Much Does an Employer Pay for Workers Compensation if They’re Running a Bar? 1.41. How Expensive is Workers Compensation Insurance for a Carting Business? 1.42. How Much to Pay for Workers Compensation Insurance if I’m Running a Moving Business? 2. How Much Does Workers Comp Cost per Employee? 2.1. How Much is Workers Comp for 1 Employee? 2.2. How Much is Workers Comp Insurance per Employee if there are 5 People Each Receiving a $6,000 Salary? 3. Workers Compensation Rates by Occupation 3.1. How Much is Workers Comp Insurance for Truck Drivers? 3.2. How Much are Workers Comp Insurance Premiums for Real Estate Workers? 3.3. How Much Do Artisans Pay for Their Workers Compensation Insurance Premiums? 3.4. h is Workers Comp for Construction Workers?3.4.1. How Much Do Construction Workers Make a Month and How Much is Workers Comp if They’re Involved in Railroad Projects? 3.4.2. How Much Do Construction Workers Make Per Year and How Much is Workers Comp if They’re Involved in Gas Utility Construction?  3.5. How Much is Workers Comp if You’re a Model? 4. Workers Comp Rates by State 4.1. West Virginia Workers Comp Rate 4.1.1. What are the Best Workers Compensation Insurance Companies in West Virginia? 4.1.2. What Does Workers Compensation Cover in West Virginia? 4.1.3. Who Pays the Premiums for Workers Compensation Insurance in West Virginia? 4.1.4. When Does Workers Comp Pay in West Virginia? 4.2. Workers Compensation Insurance NJ Rates 4.2.1. Best Workers Comp Insurance in New Jersey 4.2.2. In New Jersey, Which Pays Workers Compensation Insurance Premiums; Employer or Employee? 4.2.3. What Does Workers Compensation Insurance Cover in New Jersey? 4.3. Kentucky Workers Comp Rates  4.3.1. Who Pays for Workers Compensation Insurance Premiums in Kentucky? 4.4. Illinois Workers Compensation Rates 4.4.1. Where to Get Workers Comp in Ilinois? 4.4.2. Who Pays Workers Compensation Premiums in Illinois? 4.5. Alabama Workers Comp Price 4.6. Iowa Workers Comp Rates 4.6.1. Do Employees Pay Workers Comp in Iowa? 4.7. Georgia Workers Compensation Rates 4.7.1. How to Purchase Workers Compensation Insurance in Georgia? 4.7.2. Who Pays for Workers Comp Insurance in Georgia? 4.8. Wisconsin Workers Comp Insurance Price 4.8.1. Where Can I Buy Workers Compensation Insurance in Wisconsin? 4.8.2. Who Pays Workers Compensation Insurance In Wisconsin? 4.9. Missouri Workers Compensation Price 4.9.1. Where to Buy Workers Comp in Missouri? 4.9.2. Does Employee Pay Workers Comp in Missouri? 4.10. Montana Workers Comp Price 4.11. Oklahoma Workers Comp Price 4.12. New York State Workers Compensation Price 4.13. Workers Compensation California Cost 4.13.1. Where to Get Workers Comp in California? 4.13.2. How Much Does an Employee Cost in California?4.14. Michigan Workers Compensation Insurance Price 4.15. Minnesota Workers Compensation Insurance Price  4.16. How Much Does It Cost to Have Employees in Minnesota? 4.17. Florida Workers Compensation Insurance Price 4.17.1. Who are Exempted from Getting Workers Comp in Florida? 4.17.2. What is Compensation Rate in Florida? 4.17.3. How to Know Average Workers Comp Claim in Florida? 4.17.4. Where to Get Cheap Workers Comp Insurance Florida? 4.17.5. How Much Does an Employee Cost an Employer in Florida? 4.18. Arizona Workers Comp Price 4.18.1. How Much Does an Employee Cost the Employer in Arizona? 4.19. Ohio Workers Comp Price 4.19.1. How Much Does an Employee Cost in Ohio? 4.20. Workers Compensation Insurance Texas Cost 4.20.1. Who Pays Workers Compensation Insurance Premiums in Texas? 4.20.2. How Often Does Workers Comp Pay in Texas? 5. How Much Does Workers Comp Pay? 5.1. How Much is Workmans Comp Pay in Texas? 5.2. How Much Does Workers Compensation Pay in West Virginia? 5.3. How Much is Workers Comp Pay in New Jersey? 5.4. How Much Will Workers Comp Pay Me if I’m in Kentucky? 5.5. How Much Do Workers Comp Pay in Illinois? 5.6. How Much Workmans Comp Pay in Iowa? 5.7. How Much Should I Pay an Employee if I am a Business in Georgia? 5.8. How Much Should I Pay Employees If I’m a Business Owner in Wisconsin? 5.9. How Much Do You Get on Workmans Comp if Employed in Missouri? 5.10. How Much Do You Get on Workers Comp if Employed in Montana? 5.11. How Much Workmans Comp Will I Get if I’m Working in New York State? 5.12. How Much Do You Get Paid for Workmans Comp if Employed in California? 5.13. How Much Do You Get for Workers Compensation if Employed in Michigan? 5.14. How Much Do You Make on Workers Comp if Employed in Florida? 6. Related Questions 6.1. What Pays More Workers Comp or Unemployment Insurance? 6.2. How to Make Workers Compensation Cheaper for a Manufacturing/Production Company? 6.3. How Much is the Average Workers Comp Claim in the US? 6.4. How Much Does It Cost to Buy a State Workers Comp Insurance? 6.5. What is Workers Comp Modification Rate in Business? 6.6. What is Dollar General Workers Comp Phone Number? 6.7. Why is Workers Comp so Expensive for Roofers? 6.8. What are the Different Types of Workers Comp Benefits? 6.9. How Much Does a Payroll Company Charge for Workers Comp? 6.10. What is a Pay as You Go Workers Compensation Insurance? 6.11. What are the Most Recommended Companies for Workers Comp Insurance in USA? 6.12. What is a Workers Compensation Ghost Policy? 6.13. What is State Farm Workers Comp Claim Address? 7. How Much Workers Compensation Do I Need?  8. How Do I Calculate My Workers Comp Rate? 8.1. How to Calculate Workers Comp Cost per Employee? 8.2. How to Calculate Workers Comp Rate Based on the Type of Business? 8.3. What is a Workers’ Comp Cost Calculator? 9. Where to Get Workers Comp Insurance at the Lowest Price?

Work-related fatality rates in America have increased significantly in the past 100 years. Because of this, businesses should opt to get workers compensation insurance - not only because it’s required by most states but also because it’s the right thing to do. In this discussion, learn about how much you’ll spend on workers compensation insurance.

Also read:

How Much is Workers Comp Insurance for a Small Business?

On average, workers comp insurance carriers in the United States charge $1 per $100 of payroll for workers compensation insurance. Note that payroll and workers comp are intertwined. Businesses with a high workers comp payroll will invest more in premiums. 

There are no standard workers compensation insurance rates for small businesses. Workers compensation premiums are not firm or guaranteed. Each business has its own workers comp rates by trade or industry. That being said, some only pay as low as $101 a month or $1,212 a year while others pay more. 

Perhaps, the most effective way to give you an idea of working compensation insurance cost for small businesses is to discuss workers comp rates by trade of business. 

How Much is Workers Comp Insurance for a Restaurant?

For restaurants, how much is workman comp insurance? The average payroll of restaurants in the United States is $21,470.  And so, restaurant workers comp insurance cost $227.58 a month or $2,730.96 a year. But note that cheap workers comp insurance companies that cover restaurants charge 30% less. 

How Much Does Workers Comp Cost for a Food Truck Business?

Food truck businesses spend $22,872 on average for employee salary. The average cost of workers comp insurance for a food truck business is $258.45 a month or $3,101.4 a year. How much does workmans comp cost for food truck businesses is determined by assuming that the premiums per $100 of payroll covered is $1.13. 

How Much is Workman Comp Insurance for a Coffee Shop Business?

Coffee shop workmen compensation policy premium rates are $334.92 a month or $4,019.04 a year. How much workers compensation insurance cost is determined by considering the average payroll is $21,890 and the cost of workers comp per $100 of payroll is $1.53. 

 

How Much Does Workmans Comp Cost for Small Car Repair Shops? 

Small car repair shops spend $45,183 on average for employee payroll. That being said, automotive repair shop workers comp price is $564.79 a month or $6,777.48 a year. How much should workers comp cost for repair shops is determined by considering that workers compensation insurance costs is $1.25 per $100 payroll covered. 

How Much Does Workers Comp Insurance Cost for a Small Bakery Shop?

Small bakery shops have an average payroll of $22,970. Going with this figure, workers comp cost a small bakery shop $259.56 a month or $3,114.72 a year. How much is the workers compensation insurance for bakeries is determined by considering that the workmans comp insurance cost is $1.13 per $100 of covered payroll. 

How Much is Workers Compensation Insurance for a Small Barbershop?

On average, small barber shops have an average payroll of $43,119 and worker comp insurance cost  $250.09 a month or $3,001.08 a year. How much workers comp for a barbershop is determined by considering that the average cost for workers comp insurance per $100 of covered payroll is $0.58. 

How Much Does Workers Compensation Insurance Cost for a Small Hair Salon?

Hair salons pay $29,779 on average for salaries. The workers compensation insurance cost hair salons $172.72 a month or $2,072.64 a year. How much does workmans comp insurance cost for a hair salon is determined by considering that the cost for workers compensation insurance per $100 of covered payroll is $0.58.  Hair salons are one of the businesses enjoying cheap workmans compensation insurance. 

How Much Does Workmans Comp Cost for a Grocery Retail Business?

On average, retail businesses pay $23,601 for worker salary. Going with this figure, worker compensation insurance cost is $479.10 a month or $5,749.2 a year. How much does it cost to get workers compensation insurance for a grocery retail business is determined by considering that the workman comp insurance cost is $2.03 per $100 of covered payroll. 

or a Small Yoga Studio?

The average payroll of yoga studios is $15,556. And so, yoga workers comp cost $311.12 a month or $3,733.44 a year. How much is workmans comp for a small yoga studio is determined by considering that the cost of workers comp is $2 per $100 of covered payroll. 

How Much is Workman’s Comp Insurance for a Janitorial Business?

The cost for workers compensation for a janitorial business is $2.50 per $100 covered payroll. And so, if the average payroll amounts to $25,738, a workers compensation company charges $643.45 a month or $7,721.40 a year. 

How Much for Workers Comp Insurance if the Business is a Car Wash?

Car wash businesses pay $2.10 per $100 payroll covered for workers compensation insurance. If the average payroll is $23, 387, workers comp policy cost $491.13 a month or $5,893.56 a year. 

How Much Does Workers Compensation Insurance Cost for a Tractor Rental Business?

Tractor rental businesses pay a cost of workers compensation insurance amounting to $5 per $100 payroll covered. Tractor rental businesses with a payroll of $15,708 pay $785.40 a month or $9,424.80 a year for worker compensation policy. Note that tractor businesses can get cheap workers comp by investing in employee safety training programs. 

How Much is Workers Comp for a Gym?

The cost of workers comp insurance for a gym is $1.80 per $100 of payroll covered. Therefore, a gym with a median payroll of $32,657 pays workers' compensation insurance companies $587.83 a month or $7,053.96 a year. Contrary to the popular notion, gym’s don’t enjoy cheap workers comp.insurance. 

How Much is Workers Comp Insurance for a Small Business Such as a Laundry Shop?

Laundry shops workman's compensation insurance cost $1.20 per $100 of payroll covered. This means that a laundry shop with an average payroll of $27,996 spends $335.95 a month or $4,031.4 a year for workers' comp insurance. 

For Dance Studios, How Much Does It Cost to Get Workers Compensation Insurance?

Dance studios need business insurance and workers compensation insurance. Workers comp insurance carriers charge dance studios $1.45 per $100 of payroll covered. In essence, dance studios having a $30,952 average payroll spend $448.80 a month or $5,385.6 a year to cover workmen compensation insurance cost and comply with work compensation insurance laws. 

How Much is Workmans Comp Insurance for a Soap Making Business?

Small business workers comp insurance cost soap making businesses $2.19 per $100 of covered payroll. A soap making business with a median payroll of $17,304 spends $378.94 a month or $4,547.28 a year on workers comp for small business. 

How Much is Workers Compensation Insurance for a Candle Making Business?

Workers' compensation insurance cost candle making businesses  $2.80 per $100 of covered payroll. That said, a candle making business with an average payroll of $49,602 pays wc insurance companies $429.28 a month or $5,151.36 a year for compensation insurance. 

How Much for Workers Compensation Insurance for Excavator Service Businesses?

The costs of workers compensation insurance for excavator businesses average is $5.21 per Workers comp costs $2.13$100 of payroll covered. That said, a workers compensation insurance company demands $638.95 a month or $7,667.4 a year from excavator companies wishing to get US workers compensation insurance. Note that this work compensation insurance cost is estimated from an excavator business having a $25,456 average payroll. 

How Much is Worker Comp Insurance for a Heavy Equipment Rental Business?

 per $100 of payroll covered in heavy equipment rental businesses. Provided that the average payroll is $23,713, workers compensation companies will demand premiums amounting to $505.09 a month or $6,061.08 a year from heavy equipment hire businesses wishing to get workers' compensation insurance. 

How Much Does Workman Comp Cost Roofing Business?

Workers comp insurance for small business cost roofing businesses $11.41 per $100 of covered payroll. This means that a workers compensation insurance company will charge $609.86 a month or $7,318.32 a year for worker's compensation insurance. This average workers comp insurance cost assumes that the roofing business has a payroll of $4,345 only. 

oes a Garage Keeping Business Pay?

Workers insurance cost garage keeping businesses $1.80 per $100 of covered payroll. This means that the average cost of workers comp insurance is $408.46 a month or $4,901.52 a year. This workers compensation cost estimate assumes that the payroll is $22,692. 

How Much is Workman’s Compensation Insurance for Film Making Business?

A film making business pays $438.21 a  month or $5,258.52 a year for workers compensation insurance for small business. How much is a workers comp policy for a film making business is determined by considering that the workers compensation costs amount to $0.90 per $100 of covered payroll. 

How Much for Workers Comp on Skid Steer Services Business?

The average payroll of skid steer businesses is $35,618 and most pay $681.56 a month or $8,178.72 a year for workman's compensation insurance. How much is work comp insurance for a skid steer business is calculated by accounting that the cost of workmen compensation insurance is $3.35 per $100 of covered payroll.  Skid steer businesses can get cheap workmans comp insurance by installing units with accident prevention aftermarket devices. 

How Much Workers Compensation Cost for a Warehouse Business

On average, warehouse businesses’ payroll is $15,978. Most warehouse owners pay $289.20 a month or $3,470.4 a year for their business comp insurance . How much cost workers compensation insurance a warehouse has to pay is calculated by accounting that the cost of workmen compensation insurance per $100 of covered payroll is $1.81. 

How Much Does Workers Compensation Cost for  Gas Stations?

Gas stations have an average payroll of $22,873 and pay $462.03 a month or $5,544.36 a year for their workers compensation insurance policy. How much is workers comp insurance for gas stations is determined by considering that the average workers comp cost per $100 of covered payroll is $2.02. Gas station workers compensation small business insurance vary by jurisdiction and what we provided here is just an estimate

How Much is Workers Comp Insurance for a Catering Business?

Catering businesses have an average payroll amounting to $28,653 and invest $303.72 a month or $3,644.64 a year for workers’ compensation insurance. How much is workers compensation for catering businesses is determined by considering that the workers comp insurance average cost per $100 of covered payroll is $1.06.

How Much Does Insurance Cost for a Small Business such as a B&B?

Bed and breakfast businesses have an average payroll of $25,721 and invest $442.40 a month or $4,866.4 a year for workers compensation insurance USA. How much rates of B&B workers comp to be paid is calculated by considering that the cost of workman's compensation insurance is $1.72 per $100 of covered payroll.  Note that this is just an estimate of worker compensation insurance. In practice, the cost workers compensation policies for B&B businesses differ by jurisdiction. 

What is the Cost of Workers Compensation Insurance for an Online Store Business?

The average workers comp rate for an online store with a $38,051 payroll is $133.18 a month or $1,598.14 a year. Online store workers comp premium costs are determined by considering that workers comp insurance rates are $1.41 per $100 of covered payroll.

What is the Cost of Workers Comp Insurance for a Tattoo Shop?

The workers compensation insurance rate for a tattoo shop with a $32,087 average payroll is $417.13 a month or $5,005.56 a year. We estimated tattoo shop employer workers compensation cost by considering that the average cost of workers compensation insurance is $1.30 per $100 payroll covered. 

What is the Average Cost of Workers Compensation Insurance for a Spa Business?

Workers compensation cost to employer of a spa having a $36,396 average annual payroll is $211.10 a month or $2,533.2 a year. We calculated spa worker's compensation rates by considering that the workers comp insurance cost per employee payroll is $0.58. 

How Much Does Workmans Comp Cost for a Pool Business?

The typical workers comp rates for a pool business average $419.24 a month or $5,030.88 a year provided that the annual payroll is $37,432. We figured the average cost of workers compensation by accounting that workers comp price is $1.12 per $100 of covered payroll. 

How Much Does Workman’s Comp Insurance Cost for a Hotel?

The cost of workers compensation for a hotel having an annual payroll of $25,000 is $430 a month or $5,160 a year. We determined hotel worker comp rate by accounting that the workers compensation insurance cost per employee payroll is $1.72. 

Web Design Firm?

Web design firm workers compensation insurance average cost is $59.55 a month or $714.6 a year if the annual payroll is $15,269. We determined this workers comp rate by considering that the workmans comp cost per employee payroll is $0.39.

What is Workers Compensation Average Cost for a Web Development Business?

For a web development business having an average payroll of $30,412, workers compensation costs $118.61 a month or $1,423.32 a year. Workers comp prices for a web development business are estimated by accounting that the average workers comp cost per employee payroll is $0.39. 

What is the Average Insurance Cost for Small Business, Say a Tanning Salon Planning to Buy Workers Compensation Insurance?

Tanning salon workers comp employer cost $164.09 a month or $1,969.08 a year if the average payroll is $28,291. > The average insurance cost for a small business tanning salon is determined by considering that the workmans comp rates are $0.58 per $100 payroll covered. 

What is the Workers Compensation Rate for a Beauty Salon?

Beauty salon workers comp rate is $0.39 per $100 covered payroll. The workers comp insurance price for a beauty salon having a $24,500 average payroll is $142.10 a month or $1,705.2 a year. 

How Much are Workers Compensation Rates for a Nail Salon Business?

Worker comp rates for a nail salon average $0.41 per $100 of covered payroll. Workers compensation insurance price for a nail salon having an average payroll of $14,500 is $59.45 a month or $713.4 a year. Factors that affect  workers compensation pricing  are location, average payroll, number of employees, and more. 

or a Cosmetology Clinic?

Worker compensation rates for a cosmetology clinic average $0.28 per $100 of covered payroll. And so, going with this figure, estimated workers compensation prices for a cosmetology clinic with a $26,000 average payroll will be $72.80 a month or $873.60 a year. Factors that affect worker compensation rate are location, average payroll, and number of employees. 

How Much Does Employer Pay for Workers Comp if They’re Running a Plumbing Business?

Plumbing businesses that purchase workers comp insurance spend $391 a month or $4,692 a year. To determine how much do employers pay for workers comp, we considered that the average payroll is $23,000 and the workers comp estimate of rates is $1.70 per $100 of covered payroll. 

How Much Does an Employer Pay for Workers Compensation if They’re Running a Bar?

So how much do employers pay for workers compensation insurance if the business is a bar ? Workers compensation estimates indicate that if the average payroll is $23,594, then employer costs for employee compensation insurance amount to $360.99 a month or $4,331.88 a year. How much does it cost to pay for bar workers compensation coverage is determined by considering that the workers compensation expense per $100 of covered payroll is $1.53. 

How Expensive is Workers Compensation Insurance for a Carting Business?

How much to pay employees compensation insurance if you’re a carting business? Employer cost for employee compensation coverage is $326.04 a month or $3,912.48 a year, provided that the average payroll is $16,221. 

How Much to Pay for Workers Compensation Insurance if I’m Running a Moving Business?

Before finding the cost, let’s first discuss how much do moving companies pay employees? The average payroll is $20,386. Going with this figure, moving companies , including yours, will spend $295.60 a month or $3,547 a year to cover claim costs with workers compensation insurance. 

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How Much Does Workers Comp Cost per Employee?

Workers compensation cost per employee varies from business to business. Perhaps, the easiest way to provide you with an estimate of workers comp cost per employee is to consider payroll and think that the cost of workmans compensation insurance is $1 per $100 of covered payroll. 

How Much is Workers Comp for 1 Employee?

How much is workers comp insurance for one employee? If the average business payroll is $4,000 and the cost of workmans comp is $1 per $100 of covered payroll, then work insurance cost is $40 a month or $480 a year. 

How Much is Workers Comp Insurance per Employee if there are 5 People Each Receiving a $6,000 Salary?

How much does workers' comp cost per employee if the employer works with 5 people and pays $6,000 to each? If the workers compensation employer cost $1 per $100 of covered payroll, then how much does workers comp cost per employee can be figured as $60  a month or $720 a year. 




Workers Compensation Rates by Occupation

Aside from the business type and employer cost per employee, we can also determine workers compensation rates by occupation. Here’s a section that estimates the cost based on average income. 

How Much is Workers Comp Insurance for Truck Drivers?

Workers compensation insurance prices for truck drivers are $250 a month or $3,000 a year. But note that workers compensation price per $100 covered payroll is $2.14. 

How Much are Workers Comp Insurance Premiums for Real Estate Workers?

Before we can determine the cost, let’s first find out how much do real estate workers make. On average, real estate workers make $32,563 annually. And so, provided that the workers comp price is $0.25 per $100 covered payroll, workers compensation premiums will be $81.41 a month or $976.92 a year. 

How Much Do Artisans Pay for Their Workers Compensation Insurance Premiums?

The average cost of employee workers compensation for artisans is $70.17 a month or $842.04 a year. We determine the cost of an employee workers compensation for artisans by considering that the average income is $23,389 and the workers comp premium is $0.30 per $100 covered payroll. 

h is Workers Comp for Construction Workers?

There are many types of construction workers. Let’s discuss what is the rate for workers compensation of each by looking at the respective average income. 

How Much Do Construction Workers Make a Month and How Much is Workers Comp if They’re Involved in Railroad Projects?

Railroad construction workers make $20,000 on average. Workers comp rates for construction projects involving railroads average $2.20 per $100 of payroll. Therefore, railroad construction workers buying workers compensation insurance spend $440 a month or $5,280 a year. 

How Much Do Construction Workers Make Per Year and How Much is Workers Comp if They’re Involved in Gas Utility Construction? 

Let’s say you’re a gas utility construction worker. How much do you get paid for construction if this is your job and how much is workers comp? Gas utility construction workers make $22,421. Workers compensation insurance is $2.7 per $100 of payroll. Going with these pieces of information,  even a low cost workers comp insurance for gas utility construction workers will be $605.37 a month or $7,264.44 a year. 

How Much is Workers Comp if You’re a Model?

To come up with an answer, let’s first figure how much do you get paid for a commercial. If the commercial costs $8,500 and the workers comp cost per $100 of covered payroll is $0.30; you’ll only have to pay $11.05 a month or $132.6 a year




Workers Comp Rates by State

Looking at workers comp cost by state is another accurate way of estimating how much you’ll pay for insurance premiums. WC rates by state vary.  If you want to get an idea of workers comp pricing based on location,  looking at workmans comp rates by state is the best method. 

In this section, know the workers compensation insurance rates by state of California, Texas, Ohio, Arizona, and more. Note that, in some sections,  we’ll also provide recommendations based on the list of workers compensation insurance companies in USA, which provide the best coverage. 

West Virginia Workers Comp Rate

Let’s begin our discussion of workers compensation rates by state with West Virginia. WV workers comp rates average $1.52 a month per $100 of covered payroll. A business with a $20,000 average payroll invests $304 a month or $3,648 a year for West Virginia workers comp insurance. 

What are the Best Workers Compensation Insurance Companies in West Virginia?

The best companies for workers comp in West Virginia are:

  • CoverWallet - A workers comp insurance broker. Best for quotes comparison online and cheapest workers comp insurance. 

  • Great American - Great American Insurance workers compensation coverage fits the needs of small businesses in West Virginia. Best for workers compensation insurance with employer’s liability. 

  • NEXT - General liability and workers comp insurance cost are discounted. Best workers comp insurance for small business that’s already bundled with other commercial policies. Note that NEXT also underwrites ap intego workers comp. For dollar general employees, Next also offers dollar general workers comp. 

  • Paychex - Best for payroll services with workers comp in West Virginia. 

Know other options by looking at this list of workers compensation insurance companies in West Virginia. 

What Does Workers Compensation Cover in West Virginia?

West Virginia workers compensation insurance coverage includes medical costs, death benefits, travel expenses, and disability payments. 

Who Pays the Premiums for Workers Compensation Insurance in West Virginia?

Upon doing workers compensation laws state by state comparison, we discovered that employers pay for workers compensation in West Virginia. 

When Does Workers Comp Pay in West Virginia?

In West Virginia, workers comp payment is granted when the employee suffers from any work-related injury or illness and the employer is notified. 

Workers Compensation Insurance NJ Rates

New Jersey WC rates vary from business to business. But on average, workers compensation insurance NJ rates are $1.45 per $100 of covered payroll.

Best Workers Comp Insurance in New Jersey

  • The Hartford - The Hartford insurance workers compensation fits the needs of small and big businesses. This company is best for large deductible workers comp.

  • Thimble - Best for short term workers compensation insurance. Thimble insurance workers compensation coverage can be availed as a temporary policy. 

  • State National Insurance - State National Insurance company workers compensation is known for its transparent claims process. 

  • State Farm - State Farm workers compensation fits the needs of specialty businesses in New Jersey. In New Jersey, this company is best for stable general liability and workers’ comp insurance cost. 

  • Gusto - Gusto workers comp company is previously known as Zenpayroll. Gusto workers compensation is known for its streamlined application process to determine the most accurate premiums for the customer. To determine price, the company accounts workers compensation payroll, business size, jobs of employees, and more. In New Jersey, Gusto provides the best payroll services workers comp add-on. 

To know other options for affordable workers compensation insurance in New Jersey, view this workers compensation insurance companies list .

In New Jersey, Which Pays Workers Compensation Insurance Premiums; Employer or Employee?

In New Jersey, premiums for workers compensation insurance are paid by the employer. State laws prohibit employees from sharing the cost of workers comp insurance with their boss. 

What Does Workers Compensation Insurance Cover in New Jersey?

What does workman’s comp cover in NJ isn’t different from the previous state we mentioned. In New Jersey, what does worker compensation cover, includes lost wages and medical payments. Furthermore, through a quick workers' compensation state by state comparison, we discovered that NJ workers comp offers legal protection against workers compensation employer liability lawsuits

Kentucky Workers Comp Rates 

Looking at the state's workers compensation database, Kentucky workers compensation rates 2020 - 2022 are $0.97 per $100 of covered payroll. 

Who Pays for Workers Compensation Insurance Premiums in Kentucky?

In Kentucky, workers compensation premiums are paid by the employers. No employer in the state is allowed to use a portion of employee wages to pay for workers comp coverage. 

Illinois Workers Compensation Rates

Illinois workers comp rates haven’t changed much as years went by. Available data show that Illinois workers' compensation rates 2021 - 2022 are $37 for low risk businesses and $100 for high-risk businesses. 

Where to Get Workers Comp in Ilinois?

Recommended companies for cheap workers compensation in Illinois are:

  • PIE Insurance - PIE workers comp reviews state that company agents are very accommodating. 

  • Travelers Insurance - This company has been offering workers comp for more than 100 years. Travelers insurance workers comp reviews state that customers enjoy a fast claims process. 

Who Pays Workers Compensation Premiums in Illinois?

So who pays the workers compensation insurance premiums in Illinois? Illinois workers compensation status states that an employer pays the workers compensation insurance premiums and is prohibited from using employee wages. 

Alabama Workers Comp Price

Alabama workers compensation rates 2019 - 2022 indicate that businesses pay $0.78 per $100 of covered payroll. What percentage does workmans comp pay in Alabama is determined by the state’s workers comp law. 

Iowa Workers Comp Rates

Iowa workers compensation rates 2019 - 2022 show that businesses pay $1.25 per $100 of covered payroll on average. But in the case of specific businesses, work comp rates can be as high as $3.00 per $100 of covered payroll. 

Do Employees Pay Workers Comp in Iowa?

Employees never pay for workers comp in Iowa. Iowa’s workers compensation laws demand that employers should shoulder the burden. 

Georgia Workers Compensation Rates

Workers compensation Georgia rates show that businesses $2.15 per $100 of covered payroll. 

How to Purchase Workers Compensation Insurance in Georgia?

Georgia allows businesses to get covered by private workers comp insurance companies. Through workers compensation state by state comparison, we discovered that businessmen who get rejected by carriers can opt to self-insure but must meet state-specified requirements. If not self-insurance, then businesses can opt to get workers compensation ghost policy Georgia coverage. 

Who Pays for Workers Comp Insurance in Georgia?

In Georgia, the employer is the one who pays for workers compensation insurance. Sanctions are in place for employers who use a portion of employee wages for workers comp. 

Wisconsin Workers Comp Insurance Price

Wisconsin workers compensation rates 2019 - 2022 show that businesses pay $1.45 per $100 of covered payroll. 

Where Can I Buy Workers Compensation Insurance in Wisconsin?

Wisconsin allows businesses to get insured by any of the 300 commercial insurance companies licensed to offer coverage in the state. Those who fail to get covered by an insurance company can get workers comp through the Wisconsin Compensation Insurance Pool. 

Who Pays Workers Compensation Insurance In Wisconsin?

Employers pay the cost of workers compensation insurance in Wisconsin. 

Missouri Workers Compensation Price

Missouri workers compensation rates 2020 - 2021 tell us that businesses pay $1.11 per $100 of covered payroll. However, businesses with good workers comp mod rate pay premiums much lower than the figure we mentioned. 

Where to Buy Workers Comp in Missouri?

Missouri allows businesses to purchase workers comp from any private carrier selling workers comp insurance. If unable to get coverage from an insurance company, businesses can get covered through the state’s Alternative Insurance Fund. 

Does Employee Pay Workers Comp in Missouri?

So do employees pay workers comp in Missouri? Absolutely not. Missouri worker's compensation laws state that employers should be the one to shoulder the cost of premiums. 

Montana Workers Comp Price

Montana workers compensation rates average $1.77 per month per $100 of covered payroll. 

Oklahoma Workers Comp Price

Oklahoma workers compensation rates 2019 - 2022 average $1.12 per $100 of covered payroll. 

New York State Workers Compensation Price

NYS workers compensation rates 2019 - 2022 show that the cost of workers comp insurance is $1.44 per $100 of covered payroll. However, it’s also fitting to look at the rates of specific business industries:

  • NY workers comp rates for food businesses amount to $1.20 per $100 of covered payroll

  • NYS workers compensation rates for equipment rental businesses are $1.50 per $100 of covered payroll

  • NY workers compensation rates for landscaping businesses are $1.75 per $100 of covered payroll

  • Workers compensation rates NY for car rental businesses is $0.80 per $100 of covered payroll

Workers Compensation California Cost

Workers compensation insurance California rates show that businesses spend $1.56 per $100 of covered payroll. But still, we can get a better estimate of the cost if we look at the specific workers compensation insurance California small business premiums

Workers compensation California rates for restaurants in the state are $1.30 per $100 of covered payroll. 

CA workers compensation rates for fitness centers or gyms show that business owners spend $1.75 per $100 of covered payroll. 

Workers compensation rates California is $0.78 per $100 of covered payroll for car wash businesses purchasing workers comp insurance. 

California workers compensation rates show that consulting agencies pay $0.50 per $100 of covered payroll. 

Where to Get Workers Comp in California?

California allows businesses to self-insure or get covered by commercial insurance companies. Companies with the best workers comp insurance California tailored service are:

  • CoverWallet - Best for California workers compensation rate comparison online

  • State Farm workers comp - Best for fast claims process

  • Berkshire Hathaway workers comp insurance - Best for comprehensive coverage in Southern California

  • Liberty Mutual insurance workers comp - Best for small businesses

  • Farm Bureau workers comp insurance - Best for membership-based coverage

  • Thimble - Best for short-term workers comp quotes California

  • Intuit - Intuit has an office in California and offers payroll and workers comp services in the state 

How Much Does an Employee Cost in California?

On average, employees in California earn $30 per hour. This means that an employer with an 8 - hour workload for employees will pay a weekly wage of $1,200. 

Michigan Workers Compensation Insurance Price

Workers compensation Michigan rates average $0.66 per $100 of covered payroll. 

Minnesota Workers Compensation Insurance Price 

The cost of workers comp insurance in Minnesota is $1 per $100 payroll covered. Note that failure to provide coverage will be taken care of by the Minnesota Workers Compensation Bureau. 

How Much Does It Cost to Have Employees in Minnesota?

So you’re planning to get at least 2 employees for your business in Minnesota, how much do they cost? The average hourly wage in Minnesota is $18. And so how much do employees cost, provided you’re hiring 2, will be $3,456 in weekly wage. 

Florida Workers Compensation Insurance Price

How much does workers comp cost in Florida? According to popular sources, workmans comp Florida rates average $1.24 per $100 of covered payroll. However, the best way to estimate cost is to look at the rates of some specific business using the State of Florida workers comp database:

  • Using the workers comp Florida database, we found out that the cost of farm workers compensation insurance is $4.31 per $100 covered payroll. 

  • Workers comp database Florida shows that orchard businesses $6.19 per $100 of covered payroll

  • The Florida work comp database indicates that sugar cane plantations spend $3.52 per $100 of covered payroll

  • The Florida worker comp database shows that farm machinery rental businesses spend $5.07 per $100 covered payroll. 

  • According to the Florida workers comp database, vineyards invest $3.34 per $100 covered payroll

  • Workers compensation database Florida shows that tree service businesses invest $9 per $100 covered payroll

  • The State of Florida workers compensation database tells us that fish hatchery businesses spend $4.28 per $100 covered payroll

  • FL workers comp database shows that coal mining businesses pay $5.85 per $100 covered payroll

  • Florida workers compensation database indicates that candy businesses spend $2.88 per $100 of covered payroll 

Who are Exempted from Getting Workers Comp in Florida?

To know the specific businesses exempted from getting workers comp, we suggest visiting these Forida workers comp exemption database:

  • Myfloridacfo.com workers comp database

  • Floir.com workers comp database

What is Compensation Rate in Florida?

Workers compensation in Florida pays ⅔ of the employees' average weekly wage. And so, an employee having a weekly wage of $1,200 will receive $792 in workers compensation. 

How to Know Average Workers Comp Claim in Florida?

Visit the Florida workers compensation claims database to know the specific figures. But note that Florida workers compensation database claims that, on average, work-related injuries settle at $900 for all kinds of employees. 

Where to Get Cheap Workers Comp Insurance Florida?

Use our free tool that generates free workers comp quote Florida pricing. To start, click the “Get Quotes” button and fill-up the form. 

How Much Does an Employee Cost an Employer in Florida?

So how much does it cost to have an employee in Florida? Available data show that the average hourly wage is $17. And so, how much does an employee cost a company in Florida will be about $952 in weekly wage. 

Arizona Workers Comp Price

Businesses in Arizona pay $0.78 per $100 of covered payroll. By the way, who is covered by Arizona’s workers compensation insurance? Arizona workers compensation fee schedule of benefits applies to local or foreign, part-time, full-time, and seasonal employees. 

How Much Does an Employee Cost the Employer in Arizona?

Available data states that the mean wage in Arizona is $27.07 an hour. This means that an employee costs an employer $1,082.8 in weekly wage. 

Ohio Workers Comp Price

Ohio workers compensation premium rates are $0.74 per $100 of covered payroll. 

How Much Does an Employee Cost in Ohio?

The mean rate of laborers in Ohio is $15.64 per hour. Employers can expect to pay $625.6 a week. 

Workers Compensation Insurance Texas Cost

Workers compensation insurance Texas cost is $0.55 per $100 of covered payroll. 

Who Pays Workers Compensation Insurance Premiums in Texas?

In Texas, premiums for workers' compensation insurance are paid by the employer. In the Lone Star State, it can never happen that the cost of workers compensation insurance is usually paid by the employees. 

How Often Does Workers Comp Pay in Texas?

In Texas, worker comp pay for 104 weeks starting from the date of the injury. 



How Much Does Workers Comp Pay?

Workers compensation how much does it pay? There is no standard workers comp salary. Just like cost, how much does workman comp pay can be determined by looking at the workers comp insurance rules of different states. In states, where there’s a workers comp gusto, employees can be paid a lot. In this point of discussion, know how much do you get from workers comp of each state. 

How Much is Workmans Comp Pay in Texas?

How much workers comp pay in Texas is determined by this formula:

  • Average weekly wage - projected earnings during the injury x.70 or.75

How Much Does Workers Compensation Pay in West Virginia?

How much does workman's comp pay in Virginia is expressed as 66.67% or ⅔ of the employee's average weekly wage.

How Much is Workers Comp Pay in New Jersey?

How much does it pay for workers compensation in New Jersey is expressed as 70% of the employee's average weekly wage. 

How Much Will Workers Comp Pay Me if I’m in Kentucky?

Similar to West Virginia, how much does worker comp pay in Kentucky is 66.67% or ⅔ of your average weekly salary. 

How Much Do Workers Comp Pay in Illinois?

Does workers comp pay a lot in Illinois? How much workers compensation pay in Illinois is expressed as 66.67% or ⅔ of the employees total average weekly pay. Note that the maximum workers compensation rate of pay will not be more than $1,400 or less than $500.

How Much Workmans Comp Pay in Iowa?

Does workers comp pay 100 percent in Iowa? The answer is no. How much is the pay for workers compensation salary in Iowa is 60% of the employees gross weekly wage. The minimum workers comp coverage pay is $168.76 for workers earning $843.81 on average. 

How Much Should I Pay an Employee if I am a Business in Georgia?

Employee workers compensation salaries in Georgia are capped at $575 per week. Therefore, how much pay to give is $575 or something lower. What percentage does workers comp pay in Georgia anyway? In Georgia, the percentage of workers comp pay is ⅔ or 6.67%. 

How Much Should I Pay Employees If I’m a Business Owner in Wisconsin?

In Wisconsin, business owners are required to give a workers compensation salary not more than $1,051. What percentage does workmans comp pay in Wisconsin? The percentage of workmans comp pay in Wisconsin mandated by the state’s workers comp laws is ⅔ of the employee’s average weekly wage. 

How Much Do You Get on Workmans Comp if Employed in Missouri?

Missouri’s workers compensation percentage of pay is 66.67%. How much do you get for workers comp in Missouri is your salary multiplied by the percentage we mentioned. But note that the workers compensation salary shouldn't exceed $1,011.92 a week (only applies to injuries that happened in July 2020 or June 2021 and onwards).

How Much Do You Get on Workers Comp if Employed in Montana?

How much do you get for workmans comp in Montana is ⅔ or 66.67% of your average weekly salary. Workers compensation amounts shouldn’t exceed the limits mandated by Montana’s workers compensation laws. Note that Montana’s workers compensation pay rate are subject to change so always check the state’s workers compensation pay chart

How Much Workmans Comp Will I Get if I’m Working in New York State?

How much can you get from workers comp in NYS is equal to your average weekly salary multiplied by the workers comp percentage of payroll, which is 66.67%. Another thing, your workers comp pay will not exceed the weekly amount provided by New York State's workers compensation insurance laws. 

How Much Do You Get Paid for Workmans Comp if Employed in California?

How much do you get paid for workers comp in California is expressed as your average weekly salary multiplied by workers comp percentage of pay, which is 66.67%. The maximum workers compensation pay in California is $1,299 per week.  Note that workers comp percentage of salary in California can change anytime. 

How Much Do You Get for Workers Compensation if Employed in Michigan?

How much do you get paid on workers comp in Michigan is determined by multiplying your average weekly salary by the workmans comp percentage amounting to 80%. By the way, what percentage is workers comp maximum pay in Michigan? The maximum worker compensation payment is 90% of the state’s weekly average wage for all employees. 

How Much Do You Make on Workers Comp if Employed in Florida?

How much do you get paid on workmans comp is expressed as your average weekly salary multiplied by the workers compensation percentage of 66.67%. In Florida, the maximum workers comp insurance money or workers comp payments is $971 a week. 

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What Pays More Workers Comp or Unemployment Insurance?

Workers' compensation insurance pays more than unemployment insurance. The reason is that injured or sick employees need more assistance. In practice, unemployment insurance only gives $200 or $400 in a span of 20 weeks or more. On the other hand, workers comp can provide more than half of the employee’s average weekly salary for 500 - 700 weeks. 

How to Make Workers Compensation Cheaper for a Manufacturing/Production Company?

In managing production worker compensation, managers or business owners must invest in employee safety programs and risk management programs. Many carriers provide discounts to customers who do these.

How Much is the Average Workers Comp Claim in the US?

If you’re wondering how much does a workers compensation claim cost a company then know that data from 2018 -2019 shows that the average cost of workers comp claim in the United States is $42,008. 

The National Council on Compensation Insurance further provides insights and states that the most costly workers compensation claims are those resulting from vehicular accidents. The average cost of workplace injury caused by motor accidents is $81,971. 

How Much Does It Cost to Buy a State Workers Comp Insurance?

Did you fail to get covered by private carriers and are now wondering how much would it cost to buy a state workers comp coverage? Then the cost will typically start at $.30 per $100 covered payroll or higher, as stated by the workers comp class code of the jurisdiction where your business is located. 

What is Workers Comp Modification Rate in Business?

You might have heard someone saying that workers compensation modification rate affects the cost of premiums. This is true. So what is workers compensation mod rate anyway?

If your business is a car to be insured, then mod rate workers comp serves as a driving record. In other words, workers comp mod rate allows carriers to probe if your business has incurred any work-related injuries to workers in the past and if there are any, how often? Mod rate is determined by your business’s industry and OSHA records. 

What is Dollar General Workers Comp Phone Number?

Those working for dollar general and experienced a workplace accident are handled by the company’s workers comp department. The workers comp department’s phone number is unavailable online. Get  dollar general workers comp phone number by emailing the company directly. 

Why is Workers Comp so Expensive for Roofers?

Roofing workers comp class code of each state uniformly have a workers comp rate of $3 or more per $100 of covered payroll. But note that, setting roofers aside, workers comp insurance is also expensive for other businesses. 

What are the Different Types of Workers Comp Benefits?

The most common types of workers compensation insurance benefits are:

  • Death benefits

  • Lost wages benefits

  • Temporary disability benefits

  • Temporary impairment benefits

  • Permanent disability benefits

  • Permanent impairment benefits

How Much Does a Payroll Company Charge for Workers Comp?

Most payroll companies offering workers comp ask for a minimum premium of $150 on average. Payroll companies usually offer pay as you go workers comp insurance which might be cheaper than standard workers comp. 

What is a Pay as You Go Workers Compensation Insurance?

Pay as you go workers comp is no different from a standard workers comp insurance in terms of coverage. What makes workers comp pay as you go coverage different is that premiums are calculated based on the actual payroll of the business, not the projected average payroll for the whole year. 

So what makes workers compensation insurance pay as you go scheme advantageous? Pay as you go workers compensation allows businesses to save on premiums since their premiums aren't fixed for the whole year. 

Which companies offer workers compensation pay as you go coverage you ask? Some options are The Hartford, Paychex, CoverWallet, and Gusto. 

The table below shows the best overall options for workers comp insurance in the United States. 


Cost per Month  Cost per Year Best for
CoverWallet $0.74 per $100 of Covered payroll
Workers comp insurance quotes comparison online
Thimble $42 $504 Shot-term workers comp insurance and other commercial insurance products
Next $44 $528 Workers comp that’s already bundled with other business insurance products
Hiscox $52 $624 Workers comp for multinational businesses


What is a Workers Compensation Ghost Policy?

A workers compensation ghost policy is a dummy coverage that businesses can get if they fail to get workers comp insurance. This is usually purchased by contractors who need to bid for a project. 

Ghost policy for workers comp is already banned in most states. However, some states still practice this and one example is North Carolina. NC workers compensation insurance ghost policy is mostly purchased by businesses who can’t self insure, get covered by a commercial carrier, or qualify for a state insurance risk pool. 

As was said, workers comp ghost policy NC offers no real coverage. If you’re planning to do business there, beware of contractors who might have this. Filing a complaint might be impossible if you’ve been victimized as workers compensation ghost policy NC is legal, at least in the state. 

What is State Farm Workers Comp Claim Address?

State Farm workers compensation claims address (mailing address) is - State Farm Insurance Companies, Insurance Support Center – East P.O. Box 588002 North Metro, GA 30029. 



How Much Workers Compensation Do I Need? 

Aside from thinking about how to buy cheap workers comp insurance, it’s also important to ask yourself, how much workers compensation insurance do I need? Experts say that you should carry at least $100,000 in workers compensation. However, note that the adequate workers compensation amount is stated by the workers comp laws of the state where your business is located. And so, it’s best to follow that. 

Workers compensation amount affects the cost of premiums. Only having $100,000 in workers compensation will allow you to enjoy insurance prices much cheaper than if you decided to get a $1 million coverage or more. 



How Do I Calculate My Workers Comp Rate?

Are you curious about how to calculate workers comp premium? Doing this needs some practice as calculating workers comp insurance rates can be done in many ways. In this section, we’ll teach you how to calculate workers comp based on the type of business and number of employees.  



How to Calculate Workers Comp Cost per Employee?

This is how to calculate workers compensation cost per employee

  • Figure out the average payroll of the employee

  • Divide it by 100

  • Multiply the quotient with rate of an insurance carrier (e.g. $0.67)

With that said, how to calculate workers' compensation cost per employee can be expressed as:

Workers compensation cost per employee = the employee’s average payroll/100 x cost of workers comp per $100 of covered payroll

How to Calculate Workers Comp Rate Based on the Type of Business?

This is how to calculate workers comp rates according to the type of business:

  • Look for the workers compensation class code of the business in the state (you’ll have to visit workers compensation databases for this)

  • Look for the average payroll of the business

  • Divide the average payroll by 100

  • Multiply the quotient with the rate indicated by the workers comp class code of the business (For example, in the case of restaurants, the workers comp rate indicated in most class codes is $0.58)

Calculating workers comp insurance rate by yourself is possible. However, as we said, it will need practice.  There’s an alternative way if you don’t want to do the legwork, and that is to use workers’ compensation insurance cost calculator. 

What is a Workers’ Comp Cost Calculator?

A workers comp cost calculator is a simple tool that can be used to determine the cost of premiums per employee, by state or type of business. In fact, you can make your own workers compensation cost calculator using excel or sheets if you’re an expert in using formulas. 

But we’re not going to teach you that. Instead, we’ll tell you where to find free workers comp calculator online.  Workers comp insurance calculator you should try are:



Where to Get Workers Comp Insurance at the Lowest Price?

The cheapest place to buy depends on your own choice. The best way to get cheap workers comp insurance is to compare quotes. Use our online workers compensation insurance quotes generator. Click the “Get Quotes” button and have the affordable workers comp insurance quotes of different carriers in one go. 

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