Insuranks
Insuranks

Archery Insurance for Ranges & Instructors: Cost & Quotes From $45/mo

For your best business protection and savings, we recommend bundling GL with some other important coverages on one Business Owners Policy!

For your best business protection and savings, we recommend bundling GL with some other important coverages on one Business Owners Policy!

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Table of contents
1. General Liability Insurance for Archery1.1. Coverage Limits of General Liability Insurance for Archery1.2. Specific Situations Where This Insurance Can Help1.3. Add-Ons to General Liability Insurance for Archery1.4. Is General Liability Insurance Necessary for a Private Range?2. Professional Indemnity Insurance for Archery2.1. Coverage Limits to Professional Indemnity Insurance for Archery2.2. Specific Situations Where This Insurance Can Help 2.3. Do I Need Professional Indemnity Insurance if I Already Have General Liability Insurance?3. Commercial Property Insurance for Archery3.1. Coverage Limits of Commercial Property Insurance for Archery3.2. Specific Situations Where This Insurance Can  Help 3.3. Add-Ons to Commercial Property Insurance for Archery3.4. Does Commercial Property Insurance Cover Damage to My Archery Equipment While in Use?4. Business Owner’s Policy for Archery4.1. Coverage Limits of  Business Owner’s Policy for Archery4.2. Specific Situations Where This Insurance Can Help4.3. Is a Business Owner’s Policy Necessary for All Archery Businesses?5. Tools and Equipment Insurance for Archery5.1. Coverage Limits of Tools and Equipment Insurance for Archery 5.2. Specific Situations Where This Insurance Can Help5.3. Add-Ons to Tools and Equipment Insurance for Archery5.4. Is It Possible to Insure Custom-Made Archery Equipment Under This Policy?6. Commercial Auto Insurance for Archery6.1. Coverage Limits of Commercial Auto Insurance for Archery6.2. Add-Ons Commercial Auto Insurance for Archery6.3. What Types of Vehicles Are Covered under Commercial Auto Insurance for Archery?7. Accidental Medical Insurance for Archery 7.1. Coverage Limits of Accidental Medical Insurance for Archery7.2. Specific Situations Where This Insurance Can Help7.3. Is Accidental Medical Insurance for Archery Necessary for Individuals Participating in Archery Activities?8. Workers Compensation Insurance for Archery8.1. Coverage Limits of Workers Compensation Insurance for Archery8.2. Specific Situations Where This Insurance Can Help8.3. Add-Ons to Workers Compensation Insurance for Archery8.4. Is Workers’ Compensation Insurance Required for Archery Instructors Who Are Independent Contractors?9. Archery Club Insurance10. Archery Insurance Cost11. Best Archery Insurance Companies11.1. NEXT Archery Insurance 11.1.1. Pros11.1.2. Cons11.2. CoverWallet Archery Insurance  11.2.1. Pros11.2.2. Cons11.3. The Hartford Archery Insurance 11.3.1. Pros11.3.2. Cons11.4. Tivly Archery Insurance 11.4.1. Pros11.4.2. Cons11.5. Thimble Archery Insurance 11.5.1. Pros11.5.2. Cons11.6. Hiscox Archery Insurance 11.6.1. Pros11.6.2. Cons

Archery can be as fun as paintball. If you own an archery business or club or practice this sport, having proper insurance coverage is essential to protect yourself, your employees, and your assets in case of accidents or unpredicted events. This article will help and guide you by discussing the different types of insurance policies available for archery, their coverage limits, and their add-ons. Additionally, it will provide an estimate of archery insurance costs and review some of the best insurance companies in the industry.

General Liability Insurance for Archery


CoverWallet NEXT (Best)Thimble HiscoxThe Hartford
Per occurrence limit $1,000,000$1,000,000$1,000,000/$2,000,000$1,000,000$1,000,000
Aggregate limit $2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$2,000,000$2,000,000
Products and completed operations aggregate limit $2,000,000
$1,000,000$1,000,000$1,000,000Included
Advertising injury coverage aggregate limit $1,000,000$1,000,000$1,000,000$1,000,000Included
Tenant’s legal liability coverage limit $100,000
$100,000$5,000$300,000Included
Waiver of subrogation included?YesNoIncludedCan be includedExcluded
Hired/non-owned auto liability coverage included?YesNoExcludedCan be includedExcluded
Equipment breakdown floater included?No YesYesYesYes
Can you get a certificate of insurance online?YesYesYesYesYes
Name additional insureds?YesYes
YesYesYes
Deductible$0$0$0$0$0


General liability insurance for archery is an insurance policy that protects archery instructors, range owners, and clubs from claims by third parties for injury or property damage caused during archery events or activities.

Coverage Limits of General Liability Insurance for Archery

The coverage limits vary depending on the policy chosen by the archery instructor, range owner, or club. The limits usually range from $1 million to $5 million per occurrence and aggregate. 


Specific Situations Where This Insurance Can Help

  • Accidental injury to a participant or spectator during an archery event or activity

  • Damage to property caused by the archery instructor, range owner, or club during an event or activity

  • Accidents occurring during off-site events or performances

  • Negligence claims against the archery instructor, range owner, or club


Add-Ons to General Liability Insurance for Archery

  • Equipment coverage–This add-on allows general liability insurance to cover the cost of replacing bows and other archery equipment your business owns

  • Non-owned or hired automobile liability coverage–This covers the cost of accidents caused by a hired or borrowed commercial vehicle 


Is General Liability Insurance Necessary for a Private Range?

This type of archery range insurance is required for private ranges, as accidents can still occur even in a private setting. In case of an accident or incident, the range owner could be held liable for any injuries or damages, making it essential to have liability coverage in place.


Professional Indemnity Insurance for Archery


CoverWallet NEXT Thimble (Best)HiscoxThe Hartford
Per occurrence limit $1,000,000$1,000,000$1,000,000/$2,000,000$1,000,000$1,000,000
Aggregate limit $2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$1,000,000$1,000,000
Name additional insureds?YesYesYesYesYes
Waiver of subrogation included?YesNoYesCan be includedNo
License defense coverage includedNoNoNoNoNo
Deductible $500$500$500$50/$10,000$500


As an archery professional, you may be at risk of claims arising from allegations of professional negligence or mistakes made while providing your services. This is where professional indemnity insurance (PII) comes in. This archery range and archery instructor insurance policy is designed to protect from such allegations errors and omissions. 


Coverage Limits to Professional Indemnity Insurance for Archery

The coverage limits for PII vary depending on the policy chosen by the archery business. The limits usually range from $1 million to $5 million.


Specific Situations Where This Insurance Can Help 

  • Providing incorrect advice to a client on equipment selection or usage

  • Failure to properly instruct a client on proper archery techniques, leading to injury or damage

  • Damage to a client's property during a session

  • Loss of client's equipment due to negligence


Do I Need Professional Indemnity Insurance if I Already Have General Liability Insurance?

It is commendable to have both policies in place. While general liability insurance covers bodily injury and property damage claims, it may not cover claims of professional negligence or errors and omissions made by the archery professional. PII explicitly covers these types of claims, protecting your business.

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Commercial Property Insurance for Archery


CoverWalletNEXT (Best)ThimbleHiscoxThe Hartford
Building coverage limit (minimum)$50,000$350,000$25,000/$500,000$25,000$50,000
Contents coverage limit (minimum)$50,000$18,000$25,000/$500,000$25,000$50,000
Outdoor signsExcluded$2,500ExcludedExcludedIncluded
Accounts receivable ExcludedExcluded$5,000/$10,000IncludedIncluded
Money and securitiesExcluded$2,500$1,000IncludedIncluded
Lock and keys Excluded$2,500ExcludedExcludedIncluded
Business interruption floaterExcludedIncludedIncludedIncludedExcluded
Equipment breakdown floaterExcludedIncludedExcludedExcludedExcluded
Inland marine insurance floaterExcludedExcluded$10,000ExcludedExcluded
Employee dishonesty floaterExcluded$5,000$2,500IncludedExcluded


Commercial property insurance is a type of insurance policy that covers physical damage to your business property, including buildings, equipment, and inventory. As an archery business owner, having this insurance can protect you against financial losses from damage or destruction of your property caused by fire, theft, vandalism, or severe weather conditions.


Coverage Limits of Commercial Property Insurance for Archery

The coverage limits for commercial property insurance will depend on the policy chosen by the archery business owner. The limits usually range from $100,000 to $5 million.


Specific Situations Where This Insurance Can  Help 

  • Damage to your archery equipment or inventory due to a covered incident, such as a fire or theft

  • Damage to your building caused by a covered event, such as a natural disaster or vandalism

  • Loss of income due to business interruption caused by a covered event, such as damage to your property that prevents you from operating your business as usual


Add-Ons to Commercial Property Insurance for Archery

Some common add-ons for commercial property insurance in the archery industry include:

  • Equipment breakdown coverage, which covers the cost of repairs or replacement of equipment that has malfunctioned or been damaged due to a mechanical breakdown

  • Outdoor property coverage, which covers damage to outdoor property such as target stands, backstops, and netting

  • Inland marine coverage, which covers damage or loss to equipment while it is being transported or in transit


Does Commercial Property Insurance Cover Damage to My Archery Equipment While in Use?

Commercial property insurance may not cover damage to your archery equipment while it is in use. However, you may be able to purchase additional coverage, such as equipment breakdown coverage or outdoor property coverage, to ensure that your equipment is protected. Reviewing your policy carefully and speaking with your insurance provider to understand exactly what is covered is essential.


Business Owner’s Policy for Archery


CoverWalletThimble NEXT Hiscox (Best) The Hartford  
General liability aggregate limit $2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$2,000,000
Commercial property coverage limit $50,000$25,000/$500,000$350,000$25,000$50,000
Optional policies can be added?YesYesYesYesYes
Name additional insureds for free?YesYesYesYesYes
BOP discount?YesYesYesYesYes


A business owner’s policy (BOP) for archery is a bundled insurance policy that combines various insurance coverages for small businesses in the archery industry, including general liability insurance, commercial property insurance, and business interruption insurance. The BOP is designed to protect archery business owners against various risks and liabilities that may arise while running their businesses.


Coverage Limits of  Business Owner’s Policy for Archery

The coverage limits of this archery range and archery instructor insurance will depend on the policy chosen by the archery business owner. The limits typically range from $1 million to $4 million.


Specific Situations Where This Insurance Can Help

  • Bodily injury or property damage to a third party caused by the archery business operations or products sold

  • Damage or destruction of business property, such as buildings, equipment, and inventory, caused by a covered event such as fire, theft, or vandalism

  • Business interruption due to a covered event, such as property damage that prevents the archery business from operating as usual


Is a Business Owner’s Policy Necessary for All Archery Businesses?

All archery businesses should consider a business owner's policy as it provides comprehensive coverage against various risks and liabilities. However, the specific insurance needs of each archery business may vary, and it is essential to consult with an insurance professional to determine the most appropriate coverage for your business.