One of the most iconic cars ever created was the Volkswagen Beetle. The little round cars became massively popular during the "hippie revolution " of the late-1960s and early-1970s as they were simple, durable, and incredibly fuel-efficient for their time. However, in 1985, the consumer market was demanding a slightly larger four-door sedan with a little more roominess and space. And thus, the Volkswagen Jetta was born .
Aside from the Beetle, the Jetta is the company's longest-running car model and has been a best-seller for over 35 years in a row. If you're thinking about purchasing a VW Jetta and you're curious about the average cost to insure your new Volkswagen, then you've come to the right place!
In today's article, we're going to discuss Volkswagen Jetta Car Insurance . We'll start by answering some of the most commonly asked questions regarding Jettas and insuring them. Then, we'll give you an itemized list of Volkswagen Jetta insurance rates that you can expect. Let's take a look at this modern classic.
2011 Volkswagen Jetta Insurance Cost: $1,148 per year
2012 Volkswagen Jetta Insurance Cost: $1,176 per year
2013 Volkswagen Jetta Insurance Cost: $1,217 per year
2014 Volkswagen Jetta Insurance Cost: $1,234 per year
2015 Volkswagen Jetta Insurance Cost: $1,266 per year
2016 Volkswagen Jetta Insurance Cost: $1,298 per year
2017 Volkswagen Jetta Insurance Cost: $1,329 per year
2018 Volkswagen Jetta Insurance Cost: $1,351 per year
2019 Volkswagen Jetta Insurance Cost: $1,373 per year
2020 Volkswagen Jetta Insurance Cost: $1,378 per year
2021 Volkswagen Jetta Insurance Cost: $1,384 per year
2022 Volkswagen Jetta Insurance Cost: $1, 438 per year
2023 Volkswagen Jetta Insurance Cost: $1, 1650 per year
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The Jetta is a vehicle that Volkswagen has not been afraid to modify and adapt to modern times. With each consecutive version, the automaker managed to manufacture the same degree of quality and reliability into the vehicle while making consistent efforts to modernize the vehicle to meet the latest safety standards, comfort requirements, and onboard technology.
So, the real question is, “ Does it all come at an expense once it's time to purchase insurance ?”
The cost of your monthly premiums is likely going to be one of the deciding factors as to whether or not you end up purchasing any given vehicle. You might think that you could afford the monthly payment on a brand new Porsche until it comes time to pay $600 a month in insurance... The same goes for economy cars and sedans such as Jettas, Accords, Camrys, and others.
Thankfully, though, Volkswagen Jetta insurance rates are quite fair, especially given the quality that you receive. On average, a full coverage policy for a newer model Jetta costs right around $1,438 per year. If you opt for the cheaper basic liability package, then you'll pay even less at around $450 per year.
The latest Jetta models have received nothing short of stellar reviews from car insurance companies and auto reviews alike. The 2022 model (which is the 7th generation that started in 2019) received a 5-star overall rating from the National Highway Transport Safety Administration. The 6th generation model (which was produced from 2011-2018) also received stellar reviews and was a huge step up from the earlier models.
However, the 5th generation Volkswagen Jetta was the model that stemmed all of the rumors and horror stories about Jettas being expensive to maintain and purchase car insurance for. In 2006, Volkswagen released their latest upgrade to the car, removing many of the boxy edges and implementing a smooth, round styling.
Unfortunately, the 2006 model also came with a host of problems and received more recalls and complaints than any other vehicle the company had ever made. Although they tried to fix some of the problems in the subsequent years, the entire 5th generation ended up being problematic. That being said, as long as you purchase a Volkswagen Jetta made after 2011, then you shouldn't have to deal with too many problems out of the ordinary. Today’s Jettas are almost as reliable as Japanese competitors like the Nissan Sentra and the Toyota Corolla .
These days, a lot of people put value on brand names and expect to pay a lot for popular cars. Just look at the Honda Civic that used to be regarded as a super-cheap budget car. Today, it's one of the most expensive Japanese sedans on the market!
However, one of Volkswagen's core values has always been to make an affordable car that everybody could drive. The Jetta may be a good bit cheaper than its American and Japanese counterparts, but make no mistake- it's still built to the same standards of quality. In fact, most of the new Volkswagen Jettas use a similar powertrain to those contained in Audi's (of which Volkswagen is the parent company).
The VW Jetta is officially classified as a sedan. Although they do have a "sport model " (The turbocharged GLI 2.0), even this model is categorized as a sedan. The only difference between standard Jetta trims and the GLI is that the GLI has tighter suspension, higher quality bucket-style seats, comes in brighter colors, and has a slightly larger turbocharged engine block.
Sedans are, by far, the cheapest group of vehicles to insure . The Jetta has a number of great safety features, plenty of room for your friends and family, and has received stellar crash test ratings.
A number of factors contribute to the average cost to insure a vehicle. The numbers listed above were taken by averaging data from 40-year-old drivers with a clean driving record across the United States. However, the price that you'll actually pay could be a lot different (more or less expensive), depending on where you live (your zip code) or your history and driving record.
Here are the top factors that determine insurance costs:
Driver's age.
Driver's zip code/city.
Driver's driving record.
Value of the vehicle (thankfully, Jettas are inexpensive).
Driver's credit score and insurance payment history.
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sources:
https://www.autolist.com/volkswagen-jetta/volkswagen-jetta-generations
https://www.nhtsa.gov/vehicle/2020/VOLKSWAGEN/JETTA/4%20DR/FWD
Image:
By Kevauto - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=70856741
I just had an appalling experience trying to cancel my Mom's AAA insurance after she developed dementia and stopped driving. They threw up every barrier to what should have been a simple process, and even refused to accept my Power of Attorney documents electronically. The representative was extremely rude and copped an attitude. I think they refuse to close accounts so they can keep fraudulently charging non-driving seniors. This is a crooked company, and nobody should do business with them.
On May 10, 2023, I was involved in an accident with one of USAA's clients. Everything proceeded smoothly until they decided to give me the runaround in repairing my car or compensating me for its worth. The adjuster was nowhere to be found, and it took me a couple of months to receive any response from them. They informed me that my car was a total loss and provided a specific amount they were willing to pay for it via email, stating that I could dispute it if I could find a car in the same category with the same mileage within a 100-mile radius. Unfortunately, I couldn't find an exact match, but I did find a vehicle that was one year older and one year newer, so I disputed the price they were offering. They assured me they would get back to me in a couple of weeks, but I never heard from them again. Frustrated, I took the step of filing a complaint against them with the Texas Department of Insurance and the Office of the Attorney General. However, I received no assistance beyond the insurance company responding to me and denying my dispute without providing any tangible reasoning. This was after three months of back-and-forth since my car accident, with no access to a replacement vehicle or rental car. Now, it has been five months, and they are attempting to push the responsibility onto my own insurance. These actions indicate that these individuals are playing games with people's lives, and there seems to be no one holding them accountable. It is disheartening to realize that we live in a country that is supposed to protect average citizens from being taken advantage of by large companies like USAA, but this has proven to be far from the truth. I have lost trust in the entire system, and I am determined to stop paying insurance premiums to these corporate entities that seem only interested in taking our hard-earned money every day, without delivering the support they promise.
I was shopping for auto insurance on 11th September 2023. Liberty took$8614 out of my bank that same night without my permission. And now they will not return my hard earned money. Every time I call ,they give me sorry excuses. And now they tell me that ,yes we took your money by fraud. Go write your congressman. But we'll give it back to you in 15 days. Meanwhile my bills are piling. Liberty Mutual stole my money. Please avoid Liberty Mutual at every cost.
I have dealt with many auto insurance companies in my life time but none as deceitful as AAA!! I signed up with a AAA insurance agent back in March. The premium I was would be $138/month-(all good). The agent told me I had to pay 4 months in advance so I gave my credit card to pay for the 4 months including the current month. One month later I received my monthly invoice for payment. The amount due had jumped from $138 (monthly) to $276. I called AAA and they said this was because of an accident that occurred 5 months prior where the other driver was at fault, though the case was still had yet to be closed. AAA would not accept the quoted premium of $138/month. So I shopped for a new insurance policy. A division of Farmers Insurance (Toggle) sold me their auto policy which was superior to AAA at $118/month with only $500 deductible. I canceled AAA and jumped onto the Farmers policy. I contacted AAA to cancel the policy and requested the 3 months paid in advance be reimbursed to me. I was told that I would not be reimbursed and in fact I was still responsible for the premium payment of $276 - that this payment would not be forgiven. I have since filed a claim with the BBB (Better Business Bureau) and if this fails I will take AAA to small claims court. Prior to this experience I respected the AAA name. I've learned that this company is simply TOO BIG and feel they can take advantage of their customers at will. I have since canceled EVERYTHING AAA (roadside service and an insurance policy). This big business corporation is NOT TO BE TRUSTED!!!!
Total scam. Beware. They use drive easy app to bat and switch.
Not all those who wander are lost.
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