One of the most iconic cars ever created was the Volkswagen Beetle. The little round cars became massively popular during the "hippie revolution " of the late-1960s and early-1970s as they were simple, durable, and incredibly fuel-efficient for their time. However, in 1985, the consumer market was demanding a slightly larger four-door sedan with a little more roominess and space. And thus, the Volkswagen Jetta was born .
Aside from the Beetle, the Jetta is the company's longest-running car model and has been a best-seller for over 35 years in a row. If you're thinking about purchasing a VW Jetta and you're curious about the average cost to insure your new Volkswagen, then you've come to the right place!
In today's article, we're going to discuss Volkswagen Jetta Car Insurance . We'll start by answering some of the most commonly asked questions regarding Jettas and insuring them. Then, we'll give you an itemized list of Volkswagen Jetta insurance rates that you can expect. Let's take a look at this modern classic.
2011 Volkswagen Jetta Insurance Cost: $1,148 per year
2012 Volkswagen Jetta Insurance Cost: $1,176 per year
2013 Volkswagen Jetta Insurance Cost: $1,217 per year
2014 Volkswagen Jetta Insurance Cost: $1,234 per year
2015 Volkswagen Jetta Insurance Cost: $1,266 per year
2016 Volkswagen Jetta Insurance Cost: $1,298 per year
2017 Volkswagen Jetta Insurance Cost: $1,329 per year
2018 Volkswagen Jetta Insurance Cost: $1,351 per year
2019 Volkswagen Jetta Insurance Cost: $1,373 per year
2020 Volkswagen Jetta Insurance Cost: $1,378 per year
2021 Volkswagen Jetta Insurance Cost: $1,384 per year
2022 Volkswagen Jetta Insurance Cost: $1, 438 per year
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The Jetta is a vehicle that Volkswagen has not been afraid to modify and adapt to modern times. With each consecutive version, the automaker managed to manufacture the same degree of quality and reliability into the vehicle while making consistent efforts to modernize the vehicle to meet the latest safety standards, comfort requirements, and onboard technology.
So, the real question is, “ Does it all come at an expense once it's time to purchase insurance ?”
The cost of your monthly premiums is likely going to be one of the deciding factors as to whether or not you end up purchasing any given vehicle. You might think that you could afford the monthly payment on a brand new Porsche until it comes time to pay $600 a month in insurance... The same goes for economy cars and sedans such as Jettas, Accords, Camrys, and others.
Thankfully, though, Volkswagen Jetta insurance rates are quite fair, especially given the quality that you receive. On average, a full coverage policy for a newer model Jetta costs right around $1,438 per year. If you opt for the cheaper basic liability package, then you'll pay even less at around $450 per year.
The latest Jetta models have received nothing short of stellar reviews from car insurance companies and auto reviews alike. The 2022 model (which is the 7th generation that started in 2019) received a 5-star overall rating from the National Highway Transport Safety Administration. The 6th generation model (which was produced from 2011-2018) also received stellar reviews and was a huge step up from the earlier models.
However, the 5th generation Volkswagen Jetta was the model that stemmed all of the rumors and horror stories about Jettas being expensive to maintain and purchase car insurance for. In 2006, Volkswagen released their latest upgrade to the car, removing many of the boxy edges and implementing a smooth, round styling.
Unfortunately, the 2006 model also came with a host of problems and received more recalls and complaints than any other vehicle the company had ever made. Although they tried to fix some of the problems in the subsequent years, the entire 5th generation ended up being problematic. That being said, as long as you purchase a Volkswagen Jetta made after 2011, then you shouldn't have to deal with too many problems out of the ordinary. Today’s Jettas are almost as reliable as Japanese competitors like the Nissan Sentra and the Toyota Corolla .
These days, a lot of people put value on brand names and expect to pay a lot for popular cars. Just look at the Honda Civic that used to be regarded as a super-cheap budget car. Today, it's one of the most expensive Japanese sedans on the market!
However, one of Volkswagen's core values has always been to make an affordable car that everybody could drive. The Jetta may be a good bit cheaper than its American and Japanese counterparts, but make no mistake- it's still built to the same standards of quality. In fact, most of the new Volkswagen Jettas use a similar powertrain to those contained in Audi's (of which Volkswagen is the parent company).
The VW Jetta is officially classified as a sedan. Although they do have a "sport model " (The turbocharged GLI 2.0), even this model is categorized as a sedan. The only difference between standard Jetta trims and the GLI is that the GLI has tighter suspension, higher quality bucket-style seats, comes in brighter colors, and has a slightly larger turbocharged engine block.
Sedans are, by far, the cheapest group of vehicles to insure . The Jetta has a number of great safety features, plenty of room for your friends and family, and has received stellar crash test ratings.
A number of factors contribute to the average cost to insure a vehicle. The numbers listed above were taken by averaging data from 40-year-old drivers with a clean driving record across the United States. However, the price that you'll actually pay could be a lot different (more or less expensive), depending on where you live (your zip code) or your history and driving record.
Here are the top factors that determine insurance costs:
Driver's age.
Driver's zip code/city.
Driver's driving record.
Value of the vehicle (thankfully, Jettas are inexpensive).
Driver's credit score and insurance payment history.
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sources:
https://www.autolist.com/volkswagen-jetta/volkswagen-jetta-generations
https://www.nhtsa.gov/vehicle/2020/VOLKSWAGEN/JETTA/4%20DR/FWD
Image:
By Kevauto - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=70856741
I was hopeful about going with Travelers. My cousin oversees the building of large hotels (the W and Virgin in Nashville) and told me that is who he had used commercially. But after having roof damage from a storm, I have had a really bad experience. From the very first person I dealt with, it became quickly clear from my first dealings and was confirmed throughout the process, is how little they care about the people they insure and how they truly want to pay as little as possible. While my neighbors were having positive experiences with their insurance companies after the storm, mine has been terrible. I would highly recommend staying far away from Travelers Insurance and going with literally anyone else but them. —Jason McAnally
AAA is only good if you never have to use them. My daughter was borrowing my car and got hit by a hit-and-run driver who left the scene. AAA would not pay for damages on my car because she was not on the policy and I didn't have full coverage on my car I did have uninsured motorists but they still would not pay the claim so I have a wrecked car and now AAA is canceling my insurance What a waste of time and money. We reported to insurance board and still nothing was done. I'm going back to allstate, atleast they pay claims.
The quote they gave me was not the correct price. it turned out to be twice the amount they said. Plus the agency is in California 1500 miles away and I received bad customer service.
Horrible, we are DRIV3 Rentals a Car Rental Company in Los Angeles California. One of our clients purchased a Bonzah policy to rent a vehicle from us. An accident occurred where there has been significant damage to our 2021 BMW M4, we proceeded to file a claim with Bonzah. Let me just say the way this company handles claims is from the stone age. They do not contact you anywhere except emails. Our company has been in a 100+ email chain with Paul and Art from Bonzah for at least a month. They have confused our claim with other claims and at times just simply not responded back at all. We supplied all the necessary information needed for the claim and everything seemed ok. Fast forward to last week out of no where Paul stops answering so we call him over and over until he answers at this point he not once told us this by the way that they pulled the police report and our driver isn't listed, this is false as I immediately went to the LAPD police station and found out the report Paul pulled was filed online from one of the other drivers and not an official report from the officer on the scene, the officer on the scene made a statement in which debunks that whole claim and in fact our driver was the driver. I have never in my 20 years in the auto industry been accused of anything like this furthermore Paul stating that oh we don't know if your driver knows the other driver and they could have planned this. Insane really, Paul stated that if we could get a statement from the officer he would expedite our claim and damages check, Paul, Art and Bonzah has since started to ignore us. They don't answer calls, emails, text messages anything for almost 2 weeks now. How ironic that once we debunk their claim of our client not being the driver they stop responding. Don't use this company, stay far away.
We have been with progressive for 18+ but Have to give a one star with this experience. We hit a big rock on the highway. Randell Fergen repair rep . argued with me; claimed I was off roading in my car, which I have never done . Randell told me “this was not an isolated incident”. Because my other wheels had scratches according to him. The auto shop they picked and Randell told me it the wheel just needs a balance . Randell quoted me the price I would have to pay for the balance. I took the car to Discount Tire since the balance is covered. Discount told me “the wheel is bend badly” We called back to the rep Kiera Washington to update her and ask for a new repair rep. She said she could not and when I asked to speak to her supervisor she said “ I’m not dealing with you” and hung up on me ????