The Sentra is the smallest sedan that's made by the Japanese auto manufacturer, Nissan. It's one of the longest-running models that's ever been produced by the company and was designed to compete with the other Japanese economy cars that were starting to make their way into the United States. The 1980s saw a huge shift in consumer trends as people gravitated towards the more affordable and reliable Japanese cars than traditional American-made cars (which were rife with problems in the 1980s).
The Nissan Sentra was designed to compete with Ford Focus and Toyota Corolla ; the other small sedans that had gained popularity. To this day, the Nissan Sentra remains one of the best-selling models that Nissan has ever produced (as is evident by its 35-year-long production run).
Nissan Sentra insurance
Let's have a look!
The table below shows the rates of car insurance for Nissan Sentra.
Model | Cost (Per Year) |
---|---|
Nissan Sentra Insurance 2010 | $1,118 |
Nissan Sentra Insurance 2011 | $1,137 |
Nissan Sentra Insurance 2012 | $1,152 |
Nissan Sentra Insurance 2013 | $1,194 |
Nissan Sentra Insurance 2014 | $1,243 |
Nissan Sentra Insurance 2015 | $1,282 |
Nissan Sentra Insurance 2016 | $1,317 |
Nissan Sentra Insurance 2017 | $1,335 |
Nissan Sentra Insurance 2018 | $1,351 |
Nissan Sentra Insurance 2019 | $1,355 |
Nissan Sentra Insurance 2020 | $1,361 |
Nissan Sentra Insurance 2021 | $1,482 |
Nissan Sentra Insurance 2022 | $2,361 |
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The Nissan Sentra has come a long way since the early two-door, box-frame models of the late-80s. Today's Sentras are as aesthetically pleasing as Nissan's other popular models like the Altima , Rogue, and Maxima. Despite the upgrade in styling and performance, though, the car is just as reliable as it has ever been. Here are some answers to some of the most common questions that we get from prospective Nissan Sentra owners.
Overall, Nissan Sentra car insurance is about as cheap as it comes! The cost for a brand new Sentra starts at just $19,510, making it one of the few brand-new sedans that consumers can still purchase for under 20-grand. Its affordable price point combined with its excellent Sentra crash test ratings, safety features, and overall reliability mean that the average cost to insure one of these cars is quite affordable!
On average, a 40-year-old driver with a clean driving record would pay around $1,350 per year ($113 per month) for a full coverage policy that includes the following:
Personal Injury Protection (PIP) & liability insurance coverage
Comprehensive car insurance coverage
Roadside assistance
"GAP " insurance (for financed vehicles)
If you opted for a more affordable basic liability policy (which typically only includes personal injury liability and property damage liability coverages), then you would pay even less! The average cost of basic liability for a brand-new Nissan Sentra is a mere $400 per year (which translates to just about $33 per month in premium fees).
If you're going to purchase a used vehicle, then it's always a good idea to stick with a car that has strong reliability ratings. Otherwise, you could end up purchasing a "lemon " (a car with hidden problems) by accident.
Thankfully, the Nissan Sentra has a proven track record of reliability. The latest model of Sentra received a JD Power reliability rating of 84/100, which is quite good compared to other popular compact cars on the market. Used models from the previous generation score anywhere between 78 and 84, which means that they're equally reliable.
Of course, a lot of this is subjective and depends on how well the used Sentra was treated. However, as long as the Nissan Sentra hasn't been in a previous accident and has good maintenance records, then your Sentra car insurance rates should be quite fair.
The Nissan Sentra SR (sport rally) is the sportiest version of the car that's been produced. It has a slightly larger engine, a more adaptive suspension, and has a more aggressive body kit. That being said, the SR does not have significantly increased performance than the standard SV model. This means that your Nissan Sentra insurance costs shouldn't differ too much from one model to another.
Insurance companies incorporate a lot of different information in order to generate the most accurate quote. Some of the top factors that affect car insurance rates include:
Your age (an 18-year-old will pay more than a 30-year-old).
Your driving record
Previous insurance claims.
Your city and/or zip code you live in.
The model year of Sentra you own (and associated safety features).
Your personal driving record is probably the most important factor when it comes to car insurance rates (other than your age). The cleaner your driving record is, the safer of a driver you are (at least statistically). Sure, you could just be "lucky, " but the longer that you can maintain a multiple-year streak of not getting in an accident, the cheaper your auto insurance rates will be.
One of the other major factors that determine your Nissan Sentra auto insurance rates is the model year you purchase. Generally speaking, older models are less expensive and therefore cheaper to insure. Conversely, newer models are more expensive and Sentra car insurance rates will be higher.
If you've ever driven on Miami highways on a vacation, then you know just how dangerous they can be. Conversely, if you've ever driven through the calm and quiet roads of Maine, then you know just how safe they can be. Insurance companies always factor your zip code and location into your premium costs. The safer the area you're driving in, the lower your car insurance quotes will be!
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By Kevauto - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=95693240
I just received a letter in the mail today and it is from Liberty mutual insurance and it had9 items wrong for denying why they are not going to cover my vehicles. I just had the insurance 3months ago and nothing like this had shown up in my files You wouldn't believe how wrong they got my report wrong. I didn't even ask for insurance from them. DON'T BUY ANYTHING INSURANCE FROM THE COMPANY, THEY ARE A BIG FRAUD AND WILL BE REPORTED TO THE BBB. I GUARANTEE THAT YOU WILL REGRET IT IF YOU DEAL WITH THESE IDIOTS. DO NOT EVEN THINK ABOUT PUTTING YOUR HARD EARN MONEY IN THEIR COMPANY.
I just had an appalling experience trying to cancel my Mom's AAA insurance after she developed dementia and stopped driving. They threw up every barrier to what should have been a simple process, and even refused to accept my Power of Attorney documents electronically. The representative was extremely rude and copped an attitude. I think they refuse to close accounts so they can keep fraudulently charging non-driving seniors. This is a crooked company, and nobody should do business with them.
On May 10, 2023, I was involved in an accident with one of USAA's clients. Everything proceeded smoothly until they decided to give me the runaround in repairing my car or compensating me for its worth. The adjuster was nowhere to be found, and it took me a couple of months to receive any response from them. They informed me that my car was a total loss and provided a specific amount they were willing to pay for it via email, stating that I could dispute it if I could find a car in the same category with the same mileage within a 100-mile radius. Unfortunately, I couldn't find an exact match, but I did find a vehicle that was one year older and one year newer, so I disputed the price they were offering. They assured me they would get back to me in a couple of weeks, but I never heard from them again. Frustrated, I took the step of filing a complaint against them with the Texas Department of Insurance and the Office of the Attorney General. However, I received no assistance beyond the insurance company responding to me and denying my dispute without providing any tangible reasoning. This was after three months of back-and-forth since my car accident, with no access to a replacement vehicle or rental car. Now, it has been five months, and they are attempting to push the responsibility onto my own insurance. These actions indicate that these individuals are playing games with people's lives, and there seems to be no one holding them accountable. It is disheartening to realize that we live in a country that is supposed to protect average citizens from being taken advantage of by large companies like USAA, but this has proven to be far from the truth. I have lost trust in the entire system, and I am determined to stop paying insurance premiums to these corporate entities that seem only interested in taking our hard-earned money every day, without delivering the support they promise.
I was shopping for auto insurance on 11th September 2023. Liberty took$8614 out of my bank that same night without my permission. And now they will not return my hard earned money. Every time I call ,they give me sorry excuses. And now they tell me that ,yes we took your money by fraud. Go write your congressman. But we'll give it back to you in 15 days. Meanwhile my bills are piling. Liberty Mutual stole my money. Please avoid Liberty Mutual at every cost.
I have dealt with many auto insurance companies in my life time but none as deceitful as AAA!! I signed up with a AAA insurance agent back in March. The premium I was would be $138/month-(all good). The agent told me I had to pay 4 months in advance so I gave my credit card to pay for the 4 months including the current month. One month later I received my monthly invoice for payment. The amount due had jumped from $138 (monthly) to $276. I called AAA and they said this was because of an accident that occurred 5 months prior where the other driver was at fault, though the case was still had yet to be closed. AAA would not accept the quoted premium of $138/month. So I shopped for a new insurance policy. A division of Farmers Insurance (Toggle) sold me their auto policy which was superior to AAA at $118/month with only $500 deductible. I canceled AAA and jumped onto the Farmers policy. I contacted AAA to cancel the policy and requested the 3 months paid in advance be reimbursed to me. I was told that I would not be reimbursed and in fact I was still responsible for the premium payment of $276 - that this payment would not be forgiven. I have since filed a claim with the BBB (Better Business Bureau) and if this fails I will take AAA to small claims court. Prior to this experience I respected the AAA name. I've learned that this company is simply TOO BIG and feel they can take advantage of their customers at will. I have since canceled EVERYTHING AAA (roadside service and an insurance policy). This big business corporation is NOT TO BE TRUSTED!!!!