There's no denying that Nissans are some of the most popular cars on the road right now. Nissan Altima is the manufacturer's premier sedan and is one of their best-selling models in the United States. The combination of fuel efficiency, intuitive safety features, reliability, fun, and a huge number of dealerships and servicing centers has led to it being one of the most driven cars of all time .
If you're looking at purchasing a Nissan Altima or you've recently purchased one of these cars and you're looking for car insurance quotes , then we've got you covered.
Nissan Altima car insurance
Let's dive in!
Auto insurance rates for a Nissan Altima may vary anywhere in the range of $900 per year and $1,500 per year. Overall, the average cost to insure a newer Nissan Altima model is just over $117 per month or $1,404 per year. That's assuming that you're a middle-aged male driver with a clean driving record.
While rates always vary depending on so many different factors that affect them, here are some average numbers based on our research.
| Model | Monthly Cost | Yearly Cost |
|---|---|---|
| Nissan Altima 2008 | $92 | $1,100 |
| Nissan Altima 2009 | $94 | $1,124 |
| Nissan Altima 2010 | $97 | $1,160 |
| Nissan Altima 2011 | $98 | $1,176 |
| Nissan Altima 2012 | $99 | $1,193 |
| Nissan Altima 2013 | $103 | $1,234 |
| Nissan Altima 2014 | $107 | $1,278 |
| Nissan Altima 2015 | $114 | $1,363 |
| Nissan Altima 2016 | $117 | $1,398 |
| Nissan Altima 2017 | $114 | $1,363 |
| Nissan Altima 2018 | $117 | $1,398 |
| Nissan Altima 2019 | $120 | $1,442 |
| Nissan Altima 2020 | $122 | $1,461 |
| Nissan Altima 2021 | $125 | $1,494 |
| Nissan Altima 2022 | $130 | $1,560 |
Get all the best quotes from leading providers in a click of a button!
Insuring your newly purchased Altima is a relatively straightforward process. As long as you have a clean driving record, a valid license, enough experience on the road, and you're the registered driver of the car, then you shouldn't encounter any problems. Unless you're tuning your car with a bunch of aftermarket parts, then the insurance costs shouldn't differ too much.
Nissan Altimas are, by no means, the most expensive car to insure. However, they're also not the cheapest cars to insure either. That would place them somewhere in the middle range along with cars like the Volkswagen Jetta and the Chevrolet Cruze . Overall, they're fairly affordable to insure due to the fact that they have small, efficient engines, loads of safety features, four doors, and don't come in bright racing colors.
The one factor that pulls the car insurance quotes up is usually the fact that Nissan Altimas theft rate is pretty high and they are frequently stolen. While this isn't quite as common with the newer Altimas, many car insurance companies will charge extra for the average Nissan Altima that was made prior to 2015 (before all of the security/alarm features became more common with the manufacturer).
No, although the car shares some styling aspects with the popular 370 Z series (also made by Nissan), Altimas are technically considered to be four-door sedans. Although the newer Altima 2.5 S series do have a "sport mode " that you can drive in, this is only designed to stiffen the suspension, not dramatically increase speeds.
The good news about that is it means they're significantly cheaper to insure than sports cars. Family sedans typically have better safety ratings and are statistically less likely to be involved in an accident.
If you're looking to get a fair insurance rate on your Altima, then it's a good idea to understand some of the top factors that affect the average insurance premiums of these sedans. The more you know about the factors that affect car insurance rates , the better you'll be able to decide whether or not this car is for you or not.
You should always compare quotes from different insurance companies. This is the best way to see how rates compare. The most straightforward way to figure this out is simply to call different insurance companies and ask for a quote. Many of the more modern insurance providers also allow you to compare quotes online using their own on-site apps or third-party comparison programs.
Where you live plays a huge factor in your coverage costs. For instance, if you live in New York or Florida, then you'll pay a lot more than if you live out in Ohio or Nebraska where accidents aren't quite as common. Within any given state, certain zip codes may be more expensive than other areas as well. Typically, cars used in rural areas of town are less to insure than cars driven closer to the city or other high-traffic areas.
The younger you are, the more you'll have to pay for auto insurance. Even if you have a perfect driving record, you'll still pay more than an older (35 years old or more) who has more negative marks on their record.
The more safety features that come with your Altima, the better of a deal you'll get on your policy. Whether you're getting a basic liability or a full coverage policy, having safety features such as the following can decrease costs:
Driver and passenger airbags.
Anti-Locking (ABS) brakes.
Blind spot detector.
etc.
How Much Coverage You Want
The amount of coverage that you need also plays a role in your auto insurance costs. For example, if you just want basic liability and personal injury protection coverage, then auto insurance rates should be cheaper. However, if you're looking for a full coverage policy that includes collision , comprehensive , and GAP insurance , then expect your car insurance quotes to be a bit higher.
Get all the best quotes from leading providers in a click of a button!
sources:
Image:
By Kevauto - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=84048330
I have dealt with many auto insurance companies in my life time but none as deceitful as AAA!! I signed up with a AAA insurance agent back in March. The premium I was would be $138/month-(all good). The agent told me I had to pay 4 months in advance so I gave my credit card to pay for the 4 months including the current month. One month later I received my monthly invoice for payment. The amount due had jumped from $138 (monthly) to $276. I called AAA and they said this was because of an accident that occurred 5 months prior where the other driver was at fault, though the case was still had yet to be closed. AAA would not accept the quoted premium of $138/month. So I shopped for a new insurance policy. A division of Farmers Insurance (Toggle) sold me their auto policy which was superior to AAA at $118/month with only $500 deductible. I canceled AAA and jumped onto the Farmers policy. I contacted AAA to cancel the policy and requested the 3 months paid in advance be reimbursed to me. I was told that I would not be reimbursed and in fact I was still responsible for the premium payment of $276 - that this payment would not be forgiven. I have since filed a claim with the BBB (Better Business Bureau) and if this fails I will take AAA to small claims court. Prior to this experience I respected the AAA name. I've learned that this company is simply TOO BIG and feel they can take advantage of their customers at will. I have since canceled EVERYTHING AAA (roadside service and an insurance policy). This big business corporation is NOT TO BE TRUSTED!!!!
Total scam. Beware. They use drive easy app to bat and switch.
Geico has the worst customer service! They changed my policy without my authorization and doubled my monthly payments in error!
Terrible company when it comes to honor their liability for other automobilists. Their driver crossed right light, destroyed my vehicle and liberty mutual denied my claim. First, for months they did not respond our emails. Than I called and their agent Danelle Bechard asked me to email her the details of the accident. another two months passed and again, no response from her. I called again and she was like, let me check your email and said, your claim is denied. She decided in few seconds after checking my email. In fact she never read my emails, just wanted to give me false hope. They could do investigation, they could read my emails, they could go through pictures but hey had already decided to deny my claim. They knew that I do not have a camera in my car or any witness. I am an Uber driver, I lost my car, and my job because of this accident. I had to borrow money from friends to purchase another car and I still owe money. Just because I cannot prove it, does not mean it did not happen. I could not do anything so just writing this review.
THE WORST INSURANCE COMPANY IN THE WORLD. Had the for 5 years, cost doubled neve had a claim of ticket, no service dept. They keep changing my policy without my approval. AND paid payment on line. They took a extra $4000 . Took a year to get them to admit there wrong. Customer service is like talking to 4 year old. I wouldn't trust this company with a dime. Now have a good HONEST company thats $489 cheaper on my auto policy alone. NEVER trust aaa..
Not all those who wander are lost.
Disclosure: Insuranks.com is an independent educational comparison service and an advertising-supported publisher. Some of the companies/offers that appear on the website are from our partners which we may receive compensation from. This may influence which companies/offers we write about and where and how it appears on the site. However, this does not impact our assessments. We solely highlight companies, products, and offers that can help you make smarter insurance decisions.
