There's no denying that Nissans are some of the most popular cars on the road right now. Nissan Altima is the manufacturer's premier sedan and is one of their best-selling models in the United States. The combination of fuel efficiency, intuitive safety features, reliability, fun, and a huge number of dealerships and servicing centers has led to it being one of the most driven cars of all time .
If you're looking at purchasing a Nissan Altima or you've recently purchased one of these cars and you're looking for car insurance quotes , then we've got you covered.
Nissan Altima car insurance
Let's dive in!
Auto insurance rates for a Nissan Altima may vary anywhere in the range of $900 per year and $1,500 per year. Overall, the average cost to insure a newer Nissan Altima model is just over $117 per month or $1,404 per year. That's assuming that you're a middle-aged male driver with a clean driving record.
While rates always vary depending on so many different factors that affect them, here are some average numbers based on our research.
Model | Monthly Cost | Yearly Cost |
---|---|---|
Nissan Altima 2008 | $92 | $1,100 |
Nissan Altima 2009 | $94 | $1,124 |
Nissan Altima 2010 | $97 | $1,160 |
Nissan Altima 2011 | $98 | $1,176 |
Nissan Altima 2012 | $99 | $1,193 |
Nissan Altima 2013 | $103 | $1,234 |
Nissan Altima 2014 | $107 | $1,278 |
Nissan Altima 2015 | $114 | $1,363 |
Nissan Altima 2016 | $117 | $1,398 |
Nissan Altima 2017 | $114 | $1,363 |
Nissan Altima 2018 | $117 | $1,398 |
Nissan Altima 2019 | $120 | $1,442 |
Nissan Altima 2020 | $122 | $1,461 |
Nissan Altima 2021 | $125 | $1,494 |
Nissan Altima 2022 | $130 | $1,560 |
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Insuring your newly purchased Altima is a relatively straightforward process. As long as you have a clean driving record, a valid license, enough experience on the road, and you're the registered driver of the car, then you shouldn't encounter any problems. Unless you're tuning your car with a bunch of aftermarket parts, then the insurance costs shouldn't differ too much.
Nissan Altimas are, by no means, the most expensive car to insure. However, they're also not the cheapest cars to insure either. That would place them somewhere in the middle range along with cars like the Volkswagen Jetta and the Chevrolet Cruze . Overall, they're fairly affordable to insure due to the fact that they have small, efficient engines, loads of safety features, four doors, and don't come in bright racing colors.
The one factor that pulls the car insurance quotes up is usually the fact that Nissan Altimas theft rate is pretty high and they are frequently stolen. While this isn't quite as common with the newer Altimas, many car insurance companies will charge extra for the average Nissan Altima that was made prior to 2015 (before all of the security/alarm features became more common with the manufacturer).
No, although the car shares some styling aspects with the popular 370 Z series (also made by Nissan), Altimas are technically considered to be four-door sedans. Although the newer Altima 2.5 S series do have a "sport mode " that you can drive in, this is only designed to stiffen the suspension, not dramatically increase speeds.
The good news about that is it means they're significantly cheaper to insure than sports cars. Family sedans typically have better safety ratings and are statistically less likely to be involved in an accident.
If you're looking to get a fair insurance rate on your Altima, then it's a good idea to understand some of the top factors that affect the average insurance premiums of these sedans. The more you know about the factors that affect car insurance rates , the better you'll be able to decide whether or not this car is for you or not.
You should always compare quotes from different insurance companies. This is the best way to see how rates compare. The most straightforward way to figure this out is simply to call different insurance companies and ask for a quote. Many of the more modern insurance providers also allow you to compare quotes online using their own on-site apps or third-party comparison programs.
Where you live plays a huge factor in your coverage costs. For instance, if you live in New York or Florida, then you'll pay a lot more than if you live out in Ohio or Nebraska where accidents aren't quite as common. Within any given state, certain zip codes may be more expensive than other areas as well. Typically, cars used in rural areas of town are less to insure than cars driven closer to the city or other high-traffic areas.
The younger you are, the more you'll have to pay for auto insurance. Even if you have a perfect driving record, you'll still pay more than an older (35 years old or more) who has more negative marks on their record.
The more safety features that come with your Altima, the better of a deal you'll get on your policy. Whether you're getting a basic liability or a full coverage policy, having safety features such as the following can decrease costs:
Driver and passenger airbags.
Anti-Locking (ABS) brakes.
Blind spot detector.
etc.
How Much Coverage You Want
The amount of coverage that you need also plays a role in your auto insurance costs. For example, if you just want basic liability and personal injury protection coverage, then auto insurance rates should be cheaper. However, if you're looking for a full coverage policy that includes collision , comprehensive , and GAP insurance , then expect your car insurance quotes to be a bit higher.
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By Kevauto - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=84048330
I was hopeful about going with Travelers. My cousin oversees the building of large hotels (the W and Virgin in Nashville) and told me that is who he had used commercially. But after having roof damage from a storm, I have had a really bad experience. From the very first person I dealt with, it became quickly clear from my first dealings and was confirmed throughout the process, is how little they care about the people they insure and how they truly want to pay as little as possible. While my neighbors were having positive experiences with their insurance companies after the storm, mine has been terrible. I would highly recommend staying far away from Travelers Insurance and going with literally anyone else but them. —Jason McAnally
AAA is only good if you never have to use them. My daughter was borrowing my car and got hit by a hit-and-run driver who left the scene. AAA would not pay for damages on my car because she was not on the policy and I didn't have full coverage on my car I did have uninsured motorists but they still would not pay the claim so I have a wrecked car and now AAA is canceling my insurance What a waste of time and money. We reported to insurance board and still nothing was done. I'm going back to allstate, atleast they pay claims.
The quote they gave me was not the correct price. it turned out to be twice the amount they said. Plus the agency is in California 1500 miles away and I received bad customer service.
Horrible, we are DRIV3 Rentals a Car Rental Company in Los Angeles California. One of our clients purchased a Bonzah policy to rent a vehicle from us. An accident occurred where there has been significant damage to our 2021 BMW M4, we proceeded to file a claim with Bonzah. Let me just say the way this company handles claims is from the stone age. They do not contact you anywhere except emails. Our company has been in a 100+ email chain with Paul and Art from Bonzah for at least a month. They have confused our claim with other claims and at times just simply not responded back at all. We supplied all the necessary information needed for the claim and everything seemed ok. Fast forward to last week out of no where Paul stops answering so we call him over and over until he answers at this point he not once told us this by the way that they pulled the police report and our driver isn't listed, this is false as I immediately went to the LAPD police station and found out the report Paul pulled was filed online from one of the other drivers and not an official report from the officer on the scene, the officer on the scene made a statement in which debunks that whole claim and in fact our driver was the driver. I have never in my 20 years in the auto industry been accused of anything like this furthermore Paul stating that oh we don't know if your driver knows the other driver and they could have planned this. Insane really, Paul stated that if we could get a statement from the officer he would expedite our claim and damages check, Paul, Art and Bonzah has since started to ignore us. They don't answer calls, emails, text messages anything for almost 2 weeks now. How ironic that once we debunk their claim of our client not being the driver they stop responding. Don't use this company, stay far away.
We have been with progressive for 18+ but Have to give a one star with this experience. We hit a big rock on the highway. Randell Fergen repair rep . argued with me; claimed I was off roading in my car, which I have never done . Randell told me “this was not an isolated incident”. Because my other wheels had scratches according to him. The auto shop they picked and Randell told me it the wheel just needs a balance . Randell quoted me the price I would have to pay for the balance. I took the car to Discount Tire since the balance is covered. Discount told me “the wheel is bend badly” We called back to the rep Kiera Washington to update her and ask for a new repair rep. She said she could not and when I asked to speak to her supervisor she said “ I’m not dealing with you” and hung up on me ????