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Nissan Altima Car Insurance Cost & Cheap Quotes (2021)

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Homepage > Car Insurance > How Much is Car Insurance per Month? > Nissan Altima Insurance Cost & Cheap Quotes


There's no denying that Nissans are some of the most popular cars on the road right now. Nissan Altima is the manufacturer's premier sedan and is one of their best-selling models in the United States. The combination of fuel efficiency, intuitive safety features, reliability, fun, and a huge number of dealerships and servicing centres has led to it being one of the most driven cars of all time.

If you're looking at purchasing a Nissan Altima or you've recently purchased one of these cars and you're looking for car insurance quotes, then we've got you covered.

In this article, we'll be taking a close look at Nissan Altima car insurance, the top factors that affect insurance costs and answer some of the most common questions asked by consumers about insuring this vehicle. We will also take a look at the average cost to insure an Altima based on the model year you're looking at.

Let's dive in!

Black Nissan Altima

Cheap Auto Insurance Near Me

How Much Does it Cost to Insure Nissan Altima?

Auto insurance rates for a Nissan Altima may vary anywhere in the range of $900 per year and $1,500 per year. Overall, the average cost to insure a newer Nissan Altima model is just over $117 per month - or $1,400 per year. That's assuming that you're a middle-aged male driver with a clean driving record.


How Much is Insurance on a Nissan Altima by Year?

While rates always vary depending on so many different factors that affect them, here are some average numbers based on our research.

2008 Nissan Altima Insurance Cost

 $1,100 per year, on average.

2009 Nissan Altima Insurance Cost

$1,124 per year on average.

2010 Nissan Altima Insurance Cost

$1,160 per year on average.

2011 Nissan Altima Insurance Cost

2011 Nissan Altima insurance cost is $98 per month or $1,176 per year on average.

2012 Nissan Altima Insurance Cost

$1,193 per year on average.

2013 Nissan Altima Insurance Cost

2013 Nissan Altima insurance cost is $103 per month or $1,234 per year on average.

2014 Nissan Altima Insurance Cost

$1,278 per year on average.

2015 Nissan Altima Insurance Cost

$1,321 per year on average.

2016 Nissan Altima Insurance Cost

$1,363 per year on average.

2017 Nissan Altima Insurance Cost

$1,398 per year on average.

2018 Nissan Altima Insurance Cost

2018 Nissan Altima insurance cost is $119 per month or $1,429 per year on average.

2019 Nissan Altima Insurance Cost

$1,442 per year on average.

2020 Nissan Altima Insurance Cost

$1,461 per year on average.

2021 Nissan Altima Insurance Cost

$1,494 per year on average.

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Insuring Your Nissan Altima

Insuring your newly purchased Altima is a relatively straightforward process. As long as you have a clean driving record, a valid license, enough experience on the road, and you're the registered driver of the car, then you shouldn't encounter any problems. Unless you're tuning your car with a bunch of aftermarket parts, then the insurance costs shouldn't differ too much.

Is a Nissan Altima Expensive to Insure?

Nissan Altimas are, by no means, the most expensive car to insure. However, they're also not the cheapest cars to insure either. That would place them somewhere in the middle range along with cars like the Volkswagen Jetta and the Chevrolet Cruze. Overall, they're fairly affordable to insure due to the fact that they have small, efficient engines, loads of safety features, four doors, and don't come in bright racing colors.

The one factor that pulls the car insurance quotes up is usually the fact that Nissan Altimas theft rate is pretty high and they are frequently stolen. While this isn't quite as common with the newer Altimas, many car insurance companies will charge extra for the average Nissan Altima that was made prior to 2015 (before all of the security/alarm features became more common with the manufacturer).

Is a Nissan Altima Considered a Sports Car?

No, although the car shares some styling aspects with the popular 370 Z series (also made by Nissan), Altimas are technically considered to be four-door sedans. Although the newer Altima 2.5 S series do have a "sport mode" that you can drive in, this is only designed to stiffen the suspension, not dramatically increase speeds.

The good news about that is it means they're significantly cheaper to insure than sports cars. Family sedans typically have better safety ratings and are statistically less likely to be involved in an accident.

What Factors Affect Altima Car Insurance Rates?

If you're looking to get a fair insurance rate on your Altima, then it's a good idea to understand some of the top factors that affect the average insurance premiums of these sedans. The more you know about the factors that affect car insurance rates, the better you'll be able to decide whether or not this car is for you or not.

The Insurance Company You Use

You should always compare quotes from different insurance companies. This is the best way to see how rates compare. The most straightforward way to figure this out is simply to call different insurance companies and ask for a quote. Many of the more modern insurance providers also allow you to compare quotes online using their own on-site apps or third-party comparison programs.

Your City/Zip Code

Where you live in plays a huge factor in your coverage costs. For instance, if you live in New York or Florida, then you'll pay a lot more than if you live out in Ohio or Nebraska where accidents aren't quite as common. Within any given state, certain zip codes may be more expensive than other areas as well. Typically, cars used in rural areas of town are less to insure than cars driven closer to the city or other high-traffic areas.

Your Age

The younger you are, the more you'll have to pay for auto insurance. Even if you have a perfect driving record, you'll still pay more than an older (35 years old or more) who has more negative marks on their record.

Vehicle Safety Features

The more safety features that come with your Altima, the better of a deal you'll get on your policy. Whether you're getting a basic liability or a full coverage policy, having safety features such as the following can decrease costs:

  • Driver and passenger airbags.

  • Anti-Locking (ABS) brakes.

  • Blind spot detector.

  • etc.

How Much Coverage You Want

The amount of coverage that you need also plays a role in your auto insurance costs. For example, if you just want basic liability and personal injury protection coverage, then auto insurance rates should be cheaper. However, if you're looking for a full coverage policy that includes collision, comprehensive, and GAP insurance, then expect your car insurance quotes to be a bit higher.

Compare Nissan Altima Insurance Quotes

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