There is no Elephant in the Room: What Makes Elephant Auto Insurance Better?
Founded in 2009, Elephant Auto Insurance started their company by servicing the United Kingdom and India. In these two high-traffic countries, it can be hard to find simple, affordable, and reliable insurance. The insurer has spent the past decade building a reputation as a high-quality auto insurance company for the people and covers everything from simple accident claims to traffic-related deaths and work claims.
Recently, Elephant Auto Insurance established a headquarters in the United States in Richmond, Virginia. If you’ve been considering signing up for this insurer and you’re unsure of whether or not they’re able to stand up to the other competing insurers on the market, then you need to read this article.
Below, we’ll be breaking down some of the top reasons why drivers sign up with Elephant Auto Insurance, why their auto insurance is so affordable, and their future as a high-quality insurance provider in the U.S.A.
There are approximately 6,000 different auto insurance companies in the United States. Of course, there are the big ones that everybody knows, like:
We’re all familiar with these insurance giants because they advertise everywhere and mostly have great reputation . They own major sports arenas, advertise on major streaming platforms like Hulu and Amazon Prime, and even have multi-million-dollar Superbowl ad placements!
Aside from “the big five,” however, thousands of other small, locally-based, or international insurance companies also do business in the United States. The reason why you may have never heard of them before is that many times, instead of wasting all of their money on expensive TV ads and billboard placements, they invest their money into their customers.
While this may hurt Elephant Auto Insurance’s bottom line, it’s also what has allowed them to stay in business for over 12 years by providing high-quality insurance and award-winning customer service to their clients. It also means that their auto insurance policies are going to be significantly more affordable than major brand names. When a big-name brand insures you, you’re almost always going to pay a little bit extra for the advertising.
So, now that we’ve introduced you to Elephant Auto Insurance, it’s time to discuss some of the top reasons why this insurer could be a better choice than your current insurer. If you’re looking at purchasing a new policy for your automobile, then you’ll also find value in this article!
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If you’re like many of the insurer’s policyholders, then you’ve probably already wondered why they’re named ‘Elephant Auto Insurance.’ Elephants have almost nothing to do with cars, right?
Well, you’re correct in your assumption that elephants have nothing to do with cars. The name is a play on the age-old saying, “the elephant in the room,” which refers to a topic that’s almost impossible to ignore.
This insurer’s main goal is to make insurance affordable for everyday drivers. The “elephant in the room” in this case is the fact that most major U.S. insurers are charging an arm and a leg to insure a new vehicle. For example, if you live in Florida or New York, then the average full coverage auto insurance policy is going to cost you close to $2,500 per year or more!
Elephant Auto Insurance doesn’t have a strong advertising campaign because they would prefer to help their customers save money instead! If that’s not a strong reason to go with an insurer, then we don’t know what is.
As we mentioned, competition in the auto insurance industry is fierce as each provider must compete with thousands of other insurers. The Better Business Bureau (or BBB ) doesn’t just give out high ratings to anybody. They’re typically very strict with their awards, and in order for a business to receive a high ranking, they must exemplify excellent customer service and make a large portion of their policyholders happy.
As it stands, Elephant Auto Insurance currently has an ‘A+’ ranking from the BBB, meaning that they’re in the top percentile of high-quality, customer service-oriented insurers in the nation!
As we mentioned, Elephant Auto Insurance is just starting to expand in the United States. While this means that not everybody is eligible for coverage, it also means that Elephant is hyper-focused on providing excellent service so that they can smoothly expand into neighboring states.
Here is the current list of states where Elephant Auto Insurance provides coverage (updated: 4/10/2021):
Indiana
Illinois
Maryland
Tennessee
Texas
Virginia
Ohio (6-month policies only)
Elephant Auto Insurance understands that many people enjoy modifying their vehicles. Whether you’re slamming your car on some rims, installing high-fidelity speakers, turbo/super-charging your engine, or lifting your vehicle, Elephant offers coverage policies for the full value of your vehicle, including any modifications that you may add to your car or truck.
One of the top reasons why Elephant Auto Insurance is so cheap is that they focus almost exclusively on auto insurance. While you can purchase other types of insurance (such as homeowner’s or renter’s insurance ) from them, these deals are underwritten by third-party insurers, and claims are not handled directly by Elephant.
This focused business method means that the company doesn’t have to employ as many call centres or train employees to deal with multiple types of insurance claims. They’ve chosen to specialize in one area of insurance coverage and are focused on providing top-notch quality within that area.
Elephant Auto Insurance is cheaper than competing insurers because they don’t offer quite as many discounts. That being said, the insurance itself is a lot cheaper ( around 10% to 40% cheaper ) than major insurers, so the need for even more discounts is somewhat unnecessary.
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I just noticed the Geico Mobile app deducts points from their customer if someone tailgates you, it deducts points from the customer. If you driving on a Main Rd, and someone is getting ready to run a stop sign, and you have to stop even though you have the right of way, the Geico Mibile App detects this, like a car was in front of you. So the Mobile App needs some improvements. When I drive. My ex-husband always tells me, I'm too far away from cars, and I need to get closer, Geico Mobile App has detected me, Like I'm close on cars, and a lot of times, I think the app is detected the cars in back of you, are surrounding you. But not necessarily you while you are driving, the app needs to improve in being able to distinguish the difference in your car from what another car behind you is doing. Because I get tailgated a lot when driving, the mobile app detected this as it was my fought.
I have Progressive and was Rear ended by a guy that also had Progressive Insurance His Fault In Minnesota took over 4 months to be contacted for est then they send me a check no explanation of why they didn't cover mechanical repairs caused by accident and decided $60 hr for auto body labor -I charge $120 hr I restore Classic cars - lost my business
I been a loyal customer of Geico for 30 years. On Christmas Day 2021, I was stopping at a red light to make a left turn. I was stopped next to a police car, when an elderly driver approaching from the opposite direction crossed several lanes and hit me head on. It was purely the elderly lady’s fault. A few days later, the Geico adjuster gave my car a cursory look over, and estimated the hangar to be $6500. All body shops were booked until February, so my car was towed to my house so it wouldn’t incur additional storage fees. On the 3rd week following the accident, I contacted the body shop of my choice, who sent a tow truck to pick up my car, at which time the tow truck driver noticed that as a cause of the accident, the driveshaft was pushed into the engine and made a huge hole in the engine. At that point I notified my Geico claims adjuster, who, a couple days later, went down and wrote a supplemental report totaling my car, (this was on a Thursday). He indicated it would take 3days before they would issue a check. I contacted him on The following Monday, when he indicated he should have the check on Wednesday, and would hand deliver it to me. Wednesday came, and after 4 phone calls and a few texts, I never received a check, and he and his boss stopped returning my calls. All other parties, the body shop, storage facility, etc. received payment, I have not! They say they care, and want to provide great service, but the do not live up to their word. I’ve been without a car now for 33 days. I purchased one, but can’t take delivery till I receive the check from Geico. The adjuster has also been aware of this. Geico, our adjuster, and his manager do not appear to have have a sense of urgency. Being loyal customer for 30 years appears to not make a difference. I’m planning on insuring my Vehicles, including my RV with a company who has my back!!!!!
I was a loyal GEICO customer for 15 years, with a pristine unblemished driving history and high coverage levels [and had never filed a previous claim]. I recently had a minor fender bender that was deemed by GEICO Claims to be '100% my fault.' Shortly thereafter, I received a form follow-up letter from GEICO stating that, for that reason, GEICO would not pay for damage repairs to my vehicle. A shocker to me. Does an insurance policy with these terms really represent meaningful protection? Thank G-d that it was a minor accident. I now do business with a carrier that has my back. BUYER BEWARE! It was definitely an eye opener for me. An elderly 86 y.o. male driver, with minimal situational awareness swerves abruptly into my lane, dragging his driver side panel against my front passenger side bumper. No witnesses, other than this unintelligible elderly male driver, his wife and a police officer that showed up on the scene twenty minutes later to record statements. The icing on the cake --- The 'final' verdict was rendered by Claims Adjuster #2, that contacted me several weeks after I was informed by Claims Adjuster #2, that the case was closed, and that the fault was clearly that of the elderly gentleman, and that they would be receiving no claims monies [Again, a complete absence of anything resembling 'no-fault coverage' on either side].
We had Allstate roadside assistance through their SUV insurance coverage and were always delighted by their fair service and treatment.