There is no Elephant in the Room: What Makes Elephant Auto Insurance Better?
Founded in 2009, Elephant Auto Insurance started their company by servicing the United Kingdom and India. In these two high-traffic countries, it can be hard to find simple, affordable, and reliable insurance. The insurer has spent the past decade building a reputation as a high-quality auto insurance company for the people and covers everything from simple accident claims to traffic-related deaths and work claims.
Recently, Elephant Auto Insurance established a headquarters in the United States in Richmond, Virginia. If you’ve been considering signing up for this insurer and you’re unsure of whether or not they’re able to stand up to the other competing insurers on the market, then you need to read this article.
Below, we’ll be breaking down some of the top reasons why drivers sign up with Elephant Auto Insurance, why their auto insurance is so affordable, and their future as a high-quality insurance provider in the U.S.A.
There are approximately 6,000 different auto insurance companies in the United States. Of course, there are the big ones that everybody knows, like:
We’re all familiar with these insurance giants because they advertise everywhere and mostly have great reputation . They own major sports arenas, advertise on major streaming platforms like Hulu and Amazon Prime, and even have multi-million-dollar Superbowl ad placements!
Aside from “the big five,” however, thousands of other small, locally-based, or international insurance companies also do business in the United States. The reason why you may have never heard of them before is that many times, instead of wasting all of their money on expensive TV ads and billboard placements, they invest their money into their customers.
While this may hurt Elephant Auto Insurance’s bottom line, it’s also what has allowed them to stay in business for over 12 years by providing high-quality insurance and award-winning customer service to their clients. It also means that their auto insurance policies are going to be significantly more affordable than major brand names. When a big-name brand insures you, you’re almost always going to pay a little bit extra for the advertising.
So, now that we’ve introduced you to Elephant Auto Insurance, it’s time to discuss some of the top reasons why this insurer could be a better choice than your current insurer. If you’re looking at purchasing a new policy for your automobile, then you’ll also find value in this article!
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If you’re like many of the insurer’s policyholders, then you’ve probably already wondered why they’re named ‘Elephant Auto Insurance.’ Elephants have almost nothing to do with cars, right?
Well, you’re correct in your assumption that elephants have nothing to do with cars. The name is a play on the age-old saying, “the elephant in the room,” which refers to a topic that’s almost impossible to ignore.
This insurer’s main goal is to make insurance affordable for everyday drivers. The “elephant in the room” in this case is the fact that most major U.S. insurers are charging an arm and a leg to insure a new vehicle. For example, if you live in Florida or New York, then the average full coverage auto insurance policy is going to cost you close to $2,500 per year or more!
Elephant Auto Insurance doesn’t have a strong advertising campaign because they would prefer to help their customers save money instead! If that’s not a strong reason to go with an insurer, then we don’t know what is.
As we mentioned, competition in the auto insurance industry is fierce as each provider must compete with thousands of other insurers. The Better Business Bureau (or BBB ) doesn’t just give out high ratings to anybody. They’re typically very strict with their awards, and in order for a business to receive a high ranking, they must exemplify excellent customer service and make a large portion of their policyholders happy.
As it stands, Elephant Auto Insurance currently has an ‘A+’ ranking from the BBB, meaning that they’re in the top percentile of high-quality, customer service-oriented insurers in the nation!
As we mentioned, Elephant Auto Insurance is just starting to expand in the United States. While this means that not everybody is eligible for coverage, it also means that Elephant is hyper-focused on providing excellent service so that they can smoothly expand into neighboring states.
Here is the current list of states where Elephant Auto Insurance provides coverage (updated: 4/10/2021):
Indiana
Illinois
Maryland
Tennessee
Texas
Virginia
Ohio (6-month policies only)
Elephant Auto Insurance understands that many people enjoy modifying their vehicles. Whether you’re slamming your car on some rims, installing high-fidelity speakers, turbo/super-charging your engine, or lifting your vehicle, Elephant offers coverage policies for the full value of your vehicle, including any modifications that you may add to your car or truck.
One of the top reasons why Elephant Auto Insurance is so cheap is that they focus almost exclusively on auto insurance. While you can purchase other types of insurance (such as homeowner’s or renter’s insurance ) from them, these deals are underwritten by third-party insurers, and claims are not handled directly by Elephant.
This focused business method means that the company doesn’t have to employ as many call centres or train employees to deal with multiple types of insurance claims. They’ve chosen to specialize in one area of insurance coverage and are focused on providing top-notch quality within that area.
Elephant Auto Insurance is cheaper than competing insurers because they don’t offer quite as many discounts. That being said, the insurance itself is a lot cheaper ( around 10% to 40% cheaper ) than major insurers, so the need for even more discounts is somewhat unnecessary.
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I was hopeful about going with Travelers. My cousin oversees the building of large hotels (the W and Virgin in Nashville) and told me that is who he had used commercially. But after having roof damage from a storm, I have had a really bad experience. From the very first person I dealt with, it became quickly clear from my first dealings and was confirmed throughout the process, is how little they care about the people they insure and how they truly want to pay as little as possible. While my neighbors were having positive experiences with their insurance companies after the storm, mine has been terrible. I would highly recommend staying far away from Travelers Insurance and going with literally anyone else but them. —Jason McAnally
AAA is only good if you never have to use them. My daughter was borrowing my car and got hit by a hit-and-run driver who left the scene. AAA would not pay for damages on my car because she was not on the policy and I didn't have full coverage on my car I did have uninsured motorists but they still would not pay the claim so I have a wrecked car and now AAA is canceling my insurance What a waste of time and money. We reported to insurance board and still nothing was done. I'm going back to allstate, atleast they pay claims.
The quote they gave me was not the correct price. it turned out to be twice the amount they said. Plus the agency is in California 1500 miles away and I received bad customer service.
Horrible, we are DRIV3 Rentals a Car Rental Company in Los Angeles California. One of our clients purchased a Bonzah policy to rent a vehicle from us. An accident occurred where there has been significant damage to our 2021 BMW M4, we proceeded to file a claim with Bonzah. Let me just say the way this company handles claims is from the stone age. They do not contact you anywhere except emails. Our company has been in a 100+ email chain with Paul and Art from Bonzah for at least a month. They have confused our claim with other claims and at times just simply not responded back at all. We supplied all the necessary information needed for the claim and everything seemed ok. Fast forward to last week out of no where Paul stops answering so we call him over and over until he answers at this point he not once told us this by the way that they pulled the police report and our driver isn't listed, this is false as I immediately went to the LAPD police station and found out the report Paul pulled was filed online from one of the other drivers and not an official report from the officer on the scene, the officer on the scene made a statement in which debunks that whole claim and in fact our driver was the driver. I have never in my 20 years in the auto industry been accused of anything like this furthermore Paul stating that oh we don't know if your driver knows the other driver and they could have planned this. Insane really, Paul stated that if we could get a statement from the officer he would expedite our claim and damages check, Paul, Art and Bonzah has since started to ignore us. They don't answer calls, emails, text messages anything for almost 2 weeks now. How ironic that once we debunk their claim of our client not being the driver they stop responding. Don't use this company, stay far away.
We have been with progressive for 18+ but Have to give a one star with this experience. We hit a big rock on the highway. Randell Fergen repair rep . argued with me; claimed I was off roading in my car, which I have never done . Randell told me “this was not an isolated incident”. Because my other wheels had scratches according to him. The auto shop they picked and Randell told me it the wheel just needs a balance . Randell quoted me the price I would have to pay for the balance. I took the car to Discount Tire since the balance is covered. Discount told me “the wheel is bend badly” We called back to the rep Kiera Washington to update her and ask for a new repair rep. She said she could not and when I asked to speak to her supervisor she said “ I’m not dealing with you” and hung up on me ????