Honda Accord was classified as a compact car between 1976 and 1989. As American demand for larger cars increased, Honda Motors decided to make the Accord their flagship mid-size car model where Honda Civic replaced the Accord as Honda's premier compact vehicle.
Since its shift to being a mid-size car in 1989, the Honda Accord has grown to be one of the most popular sedans on the market. The Honda Accord features a spacious trunk, plenty of headroom, and room to stretch your legs, making it an excellent vehicle for a road trip with family and friends. It also provides superior reliability, fun performance (with Honda's patented VTEC engines), and has maintained a sporty styling that makes it appealing to young and older drivers alike.
Honda Accord Car insurance cost
2008 Honda Accord Insurance Cost: $1,044 per year
2009 Honda Accord Insurance Cost: $1,072 per year
2010 Honda Accord Insurance Cost: $1,106 per year
2011 Honda Accord Insurance Cost: $1,126 per year
2012 Honda Accord Insurance Cost: $1,144 per year
2013 Honda Accord Insurance Cost: $1,188 per year
2014 Honda Accord Insurance Cost: $1,246 per year
2015 Honda Accord Insurance Cost: $1,266 per year
2016 Honda Accord Insurance Cost: $1,300 per year
2017 Honda Accord Insurance Cost: $1,318 per year
2018 Honda Accord Insurance Cost: $1,360 per year
2019 Honda Accord Insurance Cost: $1,384 per year
2020 Honda Accord Insurance Cost: $1,405 per year
2021 Honda Accord Insurance Cost: $1,498 per year
2022 Honda Accord Insurance Cost: $1,500 per year
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According to a recent article by US News , the Honda Accord is currently the most popular midsize sedan in America . That being said, we get tons of questions regarding this, its average cost of auto insurance, how it compares to other popular mid-size sedans, and how to get the best car insurance rates .
Below, we've compiled some of the most common questions and have done our best to answer them truthfully based on the latest data available.
Believe it or not, Honda Accords are actually cheaper to insure than other small compact cars such as the Toyota Civic or the Nissan Sentra. Although the Accord is larger and more expensive than both of those other popular models, it's loaded with tons of safety features that the smaller cars don't have.
This, combined with the fact that Accords are statistically involved in fewer accidents, means that insurance costs for an Accord are significantly more affordable. In fact, we'd go so far as to see that a new Honda Accord is easily one of the most affordable vehicles to insure in the entire country!
The average cost to insure a new 2022 Honda Accord is around $1,500 per year. That translates to just about $125 per month in premium fees, not including whatever sign-up fees the agent imposes. For a full coverage policy that includes comprehensive, collision, and other goodies, this is an incredible deal!
If you decide that you don't need the full coverage policy and opt for a basic liability policy instead, then you may only pay between $415 and $521 per year, depending on your state's minimum insurance coverage requirements.
Generally speaking, Hondas are cheaper to insure than Toyotas. Although the two manufacturers offer a similar quality, value, and pricing, the Honda wins based on average statistics. For example, a 2022 Honda Accord costs an average of $1,500 per year to insure.
Toyota Camry
Yes! In addition to a superior airbag system that's designed to withstand impact from any side or from the front and back, the vehicle also has a number of intuitive safety features. Suffice to say that if you are unfortunate enough to get into a wreck with this car, you'll be well protected. In fact, the 2022 Honda Accord was ranked as a Top Pick for IIHS (The Insurance Institute For Highway Safety) along with the Camry and the Hyundai Elantra .
As you would think, the high safety ratings also affect your Honda Accord Insurance rates! Since there are more safety features on the vehicle to help prevent an accident or decrease the amount of damage sustained in an accident, you pose a lower risk to insurance companies. This means that you'll get a better deal on insurance than if you had purchased a similarly-priced vehicle with fewer safety features.
One of the reasons why the Honda Accord has had such a successful history is that it has several different trim models. One of the most popular trim models is the 2.0 T. This model features a slightly larger engine and, of course, a turbocharger to go with it! In addition to the boost in horsepower, the 2.0 T also comes with a premium interior, a fully digital screen, and comes in more sporty colors as well.
That being said, the 2.0 T costs about $6,000 more, which means there's more car to insure, and usually causing your Honda Accord insurance rates to go up. In addition to the higher price tag on the vehicle, the car also produces significantly more horsepower, which increases your risk level as a driver, and can be another factor that drives the price up.
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sources:
https://cars.usnews.com/cars-trucks/honda/accord
https://www.jdpower.com/cars/2021/honda/accord
Image:
By Kevauto - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=67997942
I have dealt with many auto insurance companies in my life time but none as deceitful as AAA!! I signed up with a AAA insurance agent back in March. The premium I was would be $138/month-(all good). The agent told me I had to pay 4 months in advance so I gave my credit card to pay for the 4 months including the current month. One month later I received my monthly invoice for payment. The amount due had jumped from $138 (monthly) to $276. I called AAA and they said this was because of an accident that occurred 5 months prior where the other driver was at fault, though the case was still had yet to be closed. AAA would not accept the quoted premium of $138/month. So I shopped for a new insurance policy. A division of Farmers Insurance (Toggle) sold me their auto policy which was superior to AAA at $118/month with only $500 deductible. I canceled AAA and jumped onto the Farmers policy. I contacted AAA to cancel the policy and requested the 3 months paid in advance be reimbursed to me. I was told that I would not be reimbursed and in fact I was still responsible for the premium payment of $276 - that this payment would not be forgiven. I have since filed a claim with the BBB (Better Business Bureau) and if this fails I will take AAA to small claims court. Prior to this experience I respected the AAA name. I've learned that this company is simply TOO BIG and feel they can take advantage of their customers at will. I have since canceled EVERYTHING AAA (roadside service and an insurance policy). This big business corporation is NOT TO BE TRUSTED!!!!
Total scam. Beware. They use drive easy app to bat and switch.
Geico has the worst customer service! They changed my policy without my authorization and doubled my monthly payments in error!
Terrible company when it comes to honor their liability for other automobilists. Their driver crossed right light, destroyed my vehicle and liberty mutual denied my claim. First, for months they did not respond our emails. Than I called and their agent Danelle Bechard asked me to email her the details of the accident. another two months passed and again, no response from her. I called again and she was like, let me check your email and said, your claim is denied. She decided in few seconds after checking my email. In fact she never read my emails, just wanted to give me false hope. They could do investigation, they could read my emails, they could go through pictures but hey had already decided to deny my claim. They knew that I do not have a camera in my car or any witness. I am an Uber driver, I lost my car, and my job because of this accident. I had to borrow money from friends to purchase another car and I still owe money. Just because I cannot prove it, does not mean it did not happen. I could not do anything so just writing this review.
THE WORST INSURANCE COMPANY IN THE WORLD. Had the for 5 years, cost doubled neve had a claim of ticket, no service dept. They keep changing my policy without my approval. AND paid payment on line. They took a extra $4000 . Took a year to get them to admit there wrong. Customer service is like talking to 4 year old. I wouldn't trust this company with a dime. Now have a good HONEST company thats $489 cheaper on my auto policy alone. NEVER trust aaa..
Not all those who wander are lost.
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