Chevrolet Cruze is one of Chevy's latest additions to their line of fuel-efficient family-friendly sedans. It's been produced in the United States since 2008 under the guidance of GM (Chevrolet's parent company) and has received high safety ratings, excellent comfort and quality ratings, and even better reliability ratings. It uses a small 1.4-Liter 4-cylinder engine that gets around 35mpg and is quickly becoming one of the more popular sedans driven around the country.
If you've recently purchased one of these cars, or intending to, and you're looking to find out what is the average Chevy Cruze insurance cost for your year and model , and compare quotes after, then you've come to the right place!
In this article, we're going to show you the average cost of car insurance based on each model year from 2011 to 2021 so you can have a better understanding on its rates and decide what is best for you. We'll also take a look at some car insurance -related questions that many of our viewers have asked us over the past few months.
The Cruze is a lightweight, four-door sedan that's one of the most affordable models released to date by GM. It’s an American-made competitor to the likes of the Hyundai Elantra and Honda Accord . Aside from the great looks and fuel efficiency, though, one of the biggest reasons people opt for the Cruze instead of the more expensive Impalas is that the cost of auto insurance is a lot more affordable.
The cars have excellent safety ratings, are affordable to fix and replace (in the event of a total loss claim), and have lowerstatistics for being involved in accidents resulting in an insurance claim payout.
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2011 Chevy Cruze Insurance Cost: $1,166 per year
2012 Chevy Cruze Insurance Cost: $1,192 per year
2013 Chevy Cruze Insurance Cost: $1,238 per year
2014 Chevy Cruze Insurance Cost: $1,291 per year
2015 Chevy Cruze Insurance Cost: $1,322 per year
2016 Chevy Cruze Insurance Cost: $1,360 per year
2017 Chevy Cruze Insurance Cost: $1,380 per year
2018 Chevy Cruze Insurance Cost: $1,398 per year
2019 Chevy Cruze Insurance Cost: $1,404 per year
2020 Chevy Cruze Insurance Cost: $1,412 per year
2021 Chevy Cruze Insurance Cost: $1,465 per year
As the Cruze has grown in popularity over the past couple of years, we've gotten a lot of questions about the insurance costs for this vehicle. Auto insurance can often be nearly as expensive as the car payment itself, so it's usually one of the deciding factors when most shoppers are purchasing a car.
Here are the answers to some of the most common questions that we've received lately.
No! Chevrolet Cruze car insurance is actually one of the cheapest insurance policies that you can get on the market. The most recent surveys show that the average cost of insuring a new Chevrolet Cruze Car with a full coverage policy is around $1,410 per year. This makes it similarly priced to insuring other small sedans such as the Nissan Altima or Volkswagen Jetta.
Of course, if you get an older model (which are significantly cheaper), then you'll pay even less than this!
This is usually an important consideration since car insurance companies usually charge extra-high premiums for sports cars. However, you can be rest assured that the Cruze is a simple four-door sedan. It doesn't even have a sport mode, which means that insurance companies tend to have more faith in drivers' ability to not crash the car.
As you can imagine, this translates to lower costs when compared to some of Chevrolet's other sporty cars such as the Camaro or the Corvette.
The Cruze is a very safe car. Since it was designed to be a family sedan, GM took extra care in manufacturing every last detail of the car to be as safe as possible. The result is that it received a 5/5 rating by the NHTSA (National Highway Transport Safety Administration) for its crash test ratings from impacts behind, from the side, and from the front. The increased level of safety translates into lower auto insurance premiums.
A high-risk driver is somebody who has a history of being involved in accidents or receiving numerous tickets for traffic violations. These individuals are almost always more expensive to insure than those who have a clean driving record.
That being said, the Cruze is an excellent vehicle for high-risk individuals. Its extra safety features. reliability and low repair costs are guaranteed to minimize the amount you'll pay in premiums.
Here are some helpful tips to ensure that you get the best auto insurance rates for your Cruze the next time that you're doing an insurance comparison.
If you want to get the best insurance rate, then you should always make sure to shop around. Contact multiple insurance providers and ask for a quote from all of them or use a free online third-party insurance coverage comparison tool. Make use of this comprehensive car insurance quotes comparison guide.
Defensive driving courses can usually be taken online or through a local police-approved organization. They usually only last for a few hours and once you pass the knowledge test, you'll be eligible for significantly reduced insurance prices.
Once you enter your zip code, your insurance quote will either go up or down. Usually, the lower the population of your city or town, the less you'll pay. Conversely, if you live in a busy city or an area that's prone to accidents, then your insurance rates will be higher.
Did you know that you can bundle your auto and home insurance policies and get better rates while managing both policies in one place and with one company? By bundling your policies together with the same company, you'll usually get a discount on both policies.
Your deductible is the amount that you must pay out of pocket before the insurer steps in and pays the rest. Generally speaking, if you're willing to accept a higher deductible, then your Cruze costs of insurance can decrease significantly. Sure, you'll have to pay more if you are involved in an at-fault accident, but you'll have more room to breathe throughout the month.
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By Kevauto - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=69541091
I have dealt with many auto insurance companies in my life time but none as deceitful as AAA!! I signed up with a AAA insurance agent back in March. The premium I was would be $138/month-(all good). The agent told me I had to pay 4 months in advance so I gave my credit card to pay for the 4 months including the current month. One month later I received my monthly invoice for payment. The amount due had jumped from $138 (monthly) to $276. I called AAA and they said this was because of an accident that occurred 5 months prior where the other driver was at fault, though the case was still had yet to be closed. AAA would not accept the quoted premium of $138/month. So I shopped for a new insurance policy. A division of Farmers Insurance (Toggle) sold me their auto policy which was superior to AAA at $118/month with only $500 deductible. I canceled AAA and jumped onto the Farmers policy. I contacted AAA to cancel the policy and requested the 3 months paid in advance be reimbursed to me. I was told that I would not be reimbursed and in fact I was still responsible for the premium payment of $276 - that this payment would not be forgiven. I have since filed a claim with the BBB (Better Business Bureau) and if this fails I will take AAA to small claims court. Prior to this experience I respected the AAA name. I've learned that this company is simply TOO BIG and feel they can take advantage of their customers at will. I have since canceled EVERYTHING AAA (roadside service and an insurance policy). This big business corporation is NOT TO BE TRUSTED!!!!
Total scam. Beware. They use drive easy app to bat and switch.
Geico has the worst customer service! They changed my policy without my authorization and doubled my monthly payments in error!
Terrible company when it comes to honor their liability for other automobilists. Their driver crossed right light, destroyed my vehicle and liberty mutual denied my claim. First, for months they did not respond our emails. Than I called and their agent Danelle Bechard asked me to email her the details of the accident. another two months passed and again, no response from her. I called again and she was like, let me check your email and said, your claim is denied. She decided in few seconds after checking my email. In fact she never read my emails, just wanted to give me false hope. They could do investigation, they could read my emails, they could go through pictures but hey had already decided to deny my claim. They knew that I do not have a camera in my car or any witness. I am an Uber driver, I lost my car, and my job because of this accident. I had to borrow money from friends to purchase another car and I still owe money. Just because I cannot prove it, does not mean it did not happen. I could not do anything so just writing this review.
THE WORST INSURANCE COMPANY IN THE WORLD. Had the for 5 years, cost doubled neve had a claim of ticket, no service dept. They keep changing my policy without my approval. AND paid payment on line. They took a extra $4000 . Took a year to get them to admit there wrong. Customer service is like talking to 4 year old. I wouldn't trust this company with a dime. Now have a good HONEST company thats $489 cheaper on my auto policy alone. NEVER trust aaa..
Not all those who wander are lost.
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