How Much is Insurance on a Chevy Cruze by Year Model?
2011 Chevy Cruze Insurance Cost: $1,166 per year
2012 Chevy Cruze Insurance Cost: $1,192 per year
2013 Chevy Cruze Insurance Cost: $1,238 per year
2014 Chevy Cruze Insurance Cost: $1,291 per year
2015 Chevy Cruze Insurance Cost: $1,322 per year
2016 Chevy Cruze Insurance Cost: $1,360 per year
2017 Chevy Cruze Insurance Cost: $1,380 per year
2018 Chevy Cruze Insurance Cost: $1,398 per year
2019 Chevy Cruze Insurance Cost: $1,404 per year
2020 Chevy Cruze Insurance Cost: $1,412 per year
2021 Chevy Cruze Insurance Cost: $1,465 per year
Top Questions About Chevy Cruze Insurance Rates
As the Cruze has grown in popularity over the past couple of years, we've gotten a lot of questions about the insurance costs for this vehicle. Auto insurance can often be nearly as expensive as the car payment itself, so it's usually one of the deciding factors when most shoppers are purchasing a car.
Here are the answers to some of the most common questions that we've received lately.
Are Chevy Cruze Expensive to Insure?
No! Chevrolet Cruze car insurance is actually one of the cheapest insurance policies that you can get on the market. The most recent surveys show that the average cost of insuring a new Chevrolet Cruze Car with a full coverage policy is around $1,410 per year. This makes it similarly priced to insuring other small sedans such as the Nissan Altima or Volkswagen Jetta.
Of course, if you get an older model (which are significantly cheaper), then you'll pay even less than this!
Is a Chevy Cruze Considered a Sports Car?
This is usually an important consideration since car insurance companies usually charge extra-high premiums for sports cars. However, you can be rest assured that the Cruze is a simple four-door sedan. It doesn't even have a sport mode, which means that insurance companies tend to have more faith in drivers' ability to not crash the car.
As you can imagine, this translates to lower costs when compared to some of Chevrolet's other sporty cars such as the Camaro or the Corvette.
Are Chevy Cruze Safe Cars?
The Cruze is a very safe car. Since it was designed to be a family sedan, GM took extra care in manufacturing every last detail of the car to be as safe as possible. The result is that it received a 5/5 rating by the NHTSA (National Highway Transport Safety Administration) for its crash test ratings from impacts behind, from the side, and from the front. The increased level of safety translates into lower auto insurance premiums.
Is a Chevy Cruze Good for a High-Risk Driver?
A high-risk driver is somebody who has a history of being involved in accidents or receiving numerous tickets for traffic violations. These individuals are almost always more expensive to insure than those who have a clean driving record.
That being said, the Cruze is an excellent vehicle for high-risk individuals. Its extra safety features. reliability and low repair costs are guaranteed to minimize the amount you'll pay in premiums.
