Chevrolet Cruze is one of Chevy's latest additions to their line of fuel-efficient family-friendly sedans. It's been produced in the United States since 2008 under the guidance of GM (Chevrolet's parent company) and has received high safety ratings, excellent comfort and quality ratings, and even better reliability ratings. It uses a small 1.4-Liter 4-cylinder engine that gets around 35mpg and is quickly becoming one of the more popular sedans driven around the country.
If you've recently purchased one of these cars, or intending to, and you're looking to find out what is the average Chevy Cruze insurance cost for your year and model , and compare quotes after, then you've come to the right place!
In this article, we're going to show you the average cost of car insurance based on each model year from 2011 to 2021 so you can have a better understanding on its rates and decide what is best for you. We'll also take a look at some car insurance -related questions that many of our viewers have asked us over the past few months.
The Cruze is a lightweight, four-door sedan that's one of the most affordable models released to date by GM. It’s an American-made competitor to the likes of the Hyundai Elantra and Honda Accord . Aside from the great looks and fuel efficiency, though, one of the biggest reasons people opt for the Cruze instead of the more expensive Impalas is that the cost of auto insurance is a lot more affordable.
The cars have excellent safety ratings, are affordable to fix and replace (in the event of a total loss claim), and have lowerstatistics for being involved in accidents resulting in an insurance claim payout.
Get all the best quotes from leading providers in a click of a button!
2011 Chevy Cruze Insurance Cost: $1,166 per year
2012 Chevy Cruze Insurance Cost: $1,192 per year
2013 Chevy Cruze Insurance Cost: $1,238 per year
2014 Chevy Cruze Insurance Cost: $1,291 per year
2015 Chevy Cruze Insurance Cost: $1,322 per year
2016 Chevy Cruze Insurance Cost: $1,360 per year
2017 Chevy Cruze Insurance Cost: $1,380 per year
2018 Chevy Cruze Insurance Cost: $1,398 per year
2019 Chevy Cruze Insurance Cost: $1,404 per year
2020 Chevy Cruze Insurance Cost: $1,412 per year
2021 Chevy Cruze Insurance Cost: $1,465 per year
As the Cruze has grown in popularity over the past couple of years, we've gotten a lot of questions about the insurance costs for this vehicle. Auto insurance can often be nearly as expensive as the car payment itself, so it's usually one of the deciding factors when most shoppers are purchasing a car.
Here are the answers to some of the most common questions that we've received lately.
No! Chevrolet Cruze car insurance is actually one of the cheapest insurance policies that you can get on the market. The most recent surveys show that the average cost of insuring a new Chevrolet Cruze Car with a full coverage policy is around $1,410 per year. This makes it similarly priced to insuring other small sedans such as the Nissan Altima or Volkswagen Jetta.
Of course, if you get an older model (which are significantly cheaper), then you'll pay even less than this!
This is usually an important consideration since car insurance companies usually charge extra-high premiums for sports cars. However, you can be rest assured that the Cruze is a simple four-door sedan. It doesn't even have a sport mode, which means that insurance companies tend to have more faith in drivers' ability to not crash the car.
As you can imagine, this translates to lower costs when compared to some of Chevrolet's other sporty cars such as the Camaro or the Corvette.
The Cruze is a very safe car. Since it was designed to be a family sedan, GM took extra care in manufacturing every last detail of the car to be as safe as possible. The result is that it received a 5/5 rating by the NHTSA (National Highway Transport Safety Administration) for its crash test ratings from impacts behind, from the side, and from the front. The increased level of safety translates into lower auto insurance premiums.
A high-risk driver is somebody who has a history of being involved in accidents or receiving numerous tickets for traffic violations. These individuals are almost always more expensive to insure than those who have a clean driving record.
That being said, the Cruze is an excellent vehicle for high-risk individuals. Its extra safety features. reliability and low repair costs are guaranteed to minimize the amount you'll pay in premiums.
Here are some helpful tips to ensure that you get the best auto insurance rates for your Cruze the next time that you're doing an insurance comparison.
If you want to get the best insurance rate, then you should always make sure to shop around. Contact multiple insurance providers and ask for a quote from all of them or use a free online third-party insurance coverage comparison tool. Make use of this comprehensive car insurance quotes comparison guide.
Defensive driving courses can usually be taken online or through a local police-approved organization. They usually only last for a few hours and once you pass the knowledge test, you'll be eligible for significantly reduced insurance prices.
Once you enter your zip code, your insurance quote will either go up or down. Usually, the lower the population of your city or town, the less you'll pay. Conversely, if you live in a busy city or an area that's prone to accidents, then your insurance rates will be higher.
Did you know that you can bundle your auto and home insurance policies and get better rates while managing both policies in one place and with one company? By bundling your policies together with the same company, you'll usually get a discount on both policies.
Your deductible is the amount that you must pay out of pocket before the insurer steps in and pays the rest. Generally speaking, if you're willing to accept a higher deductible, then your Cruze costs of insurance can decrease significantly. Sure, you'll have to pay more if you are involved in an at-fault accident, but you'll have more room to breathe throughout the month.
Get all the best quotes from leading providers in a click of a button!
Sources:
Image:
By Kevauto - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=69541091
I just had an appalling experience trying to cancel my Mom's AAA insurance after she developed dementia and stopped driving. They threw up every barrier to what should have been a simple process, and even refused to accept my Power of Attorney documents electronically. The representative was extremely rude and copped an attitude. I think they refuse to close accounts so they can keep fraudulently charging non-driving seniors. This is a crooked company, and nobody should do business with them.
On May 10, 2023, I was involved in an accident with one of USAA's clients. Everything proceeded smoothly until they decided to give me the runaround in repairing my car or compensating me for its worth. The adjuster was nowhere to be found, and it took me a couple of months to receive any response from them. They informed me that my car was a total loss and provided a specific amount they were willing to pay for it via email, stating that I could dispute it if I could find a car in the same category with the same mileage within a 100-mile radius. Unfortunately, I couldn't find an exact match, but I did find a vehicle that was one year older and one year newer, so I disputed the price they were offering. They assured me they would get back to me in a couple of weeks, but I never heard from them again. Frustrated, I took the step of filing a complaint against them with the Texas Department of Insurance and the Office of the Attorney General. However, I received no assistance beyond the insurance company responding to me and denying my dispute without providing any tangible reasoning. This was after three months of back-and-forth since my car accident, with no access to a replacement vehicle or rental car. Now, it has been five months, and they are attempting to push the responsibility onto my own insurance. These actions indicate that these individuals are playing games with people's lives, and there seems to be no one holding them accountable. It is disheartening to realize that we live in a country that is supposed to protect average citizens from being taken advantage of by large companies like USAA, but this has proven to be far from the truth. I have lost trust in the entire system, and I am determined to stop paying insurance premiums to these corporate entities that seem only interested in taking our hard-earned money every day, without delivering the support they promise.
I was shopping for auto insurance on 11th September 2023. Liberty took$8614 out of my bank that same night without my permission. And now they will not return my hard earned money. Every time I call ,they give me sorry excuses. And now they tell me that ,yes we took your money by fraud. Go write your congressman. But we'll give it back to you in 15 days. Meanwhile my bills are piling. Liberty Mutual stole my money. Please avoid Liberty Mutual at every cost.
I have dealt with many auto insurance companies in my life time but none as deceitful as AAA!! I signed up with a AAA insurance agent back in March. The premium I was would be $138/month-(all good). The agent told me I had to pay 4 months in advance so I gave my credit card to pay for the 4 months including the current month. One month later I received my monthly invoice for payment. The amount due had jumped from $138 (monthly) to $276. I called AAA and they said this was because of an accident that occurred 5 months prior where the other driver was at fault, though the case was still had yet to be closed. AAA would not accept the quoted premium of $138/month. So I shopped for a new insurance policy. A division of Farmers Insurance (Toggle) sold me their auto policy which was superior to AAA at $118/month with only $500 deductible. I canceled AAA and jumped onto the Farmers policy. I contacted AAA to cancel the policy and requested the 3 months paid in advance be reimbursed to me. I was told that I would not be reimbursed and in fact I was still responsible for the premium payment of $276 - that this payment would not be forgiven. I have since filed a claim with the BBB (Better Business Bureau) and if this fails I will take AAA to small claims court. Prior to this experience I respected the AAA name. I've learned that this company is simply TOO BIG and feel they can take advantage of their customers at will. I have since canceled EVERYTHING AAA (roadside service and an insurance policy). This big business corporation is NOT TO BE TRUSTED!!!!
Total scam. Beware. They use drive easy app to bat and switch.
Not all those who wander are lost.
Disclosure: Insuranks.com is an independent educational comparison service and an advertising-supported publisher. Some of the companies/offers that appear on the website are from our partners which we may receive compensation from. This may influence which companies/offers we write about and where and how it appears on the site. However, this does not impact our assessments. We solely highlight companies, products, and offers that can help you make smarter insurance decisions.
