Chevrolet Cruze is one of Chevy's latest additions to their line of fuel-efficient family-friendly sedans. It's been produced in the United States since 2008 under the guidance of GM (Chevrolet's parent company) and has received high safety ratings, excellent comfort and quality ratings, and even better reliability ratings. It uses a small 1.4-Liter 4-cylinder engine that gets around 35mpg and is quickly becoming one of the more popular sedans driven around the country.
If you've recently purchased one of these cars, or intending to, and you're looking to find out what is the average Chevy Cruze insurance cost for your year and model , and compare quotes after, then you've come to the right place!
In this article, we're going to show you the average cost of car insurance based on each model year from 2011 to 2021 so you can have a better understanding on its rates and decide what is best for you. We'll also take a look at some car insurance -related questions that many of our viewers have asked us over the past few months.
The Cruze is a lightweight, four-door sedan that's one of the most affordable models released to date by GM. It’s an American-made competitor to the likes of the Hyundai Elantra and Honda Accord . Aside from the great looks and fuel efficiency, though, one of the biggest reasons people opt for the Cruze instead of the more expensive Impalas is that the cost of auto insurance is a lot more affordable.
The cars have excellent safety ratings, are affordable to fix and replace (in the event of a total loss claim), and have lowerstatistics for being involved in accidents resulting in an insurance claim payout.
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2011 Chevy Cruze Insurance Cost: $1,166 per year
2012 Chevy Cruze Insurance Cost: $1,192 per year
2013 Chevy Cruze Insurance Cost: $1,238 per year
2014 Chevy Cruze Insurance Cost: $1,291 per year
2015 Chevy Cruze Insurance Cost: $1,322 per year
2016 Chevy Cruze Insurance Cost: $1,360 per year
2017 Chevy Cruze Insurance Cost: $1,380 per year
2018 Chevy Cruze Insurance Cost: $1,398 per year
2019 Chevy Cruze Insurance Cost: $1,404 per year
2020 Chevy Cruze Insurance Cost: $1,412 per year
2021 Chevy Cruze Insurance Cost: $1,465 per year
As the Cruze has grown in popularity over the past couple of years, we've gotten a lot of questions about the insurance costs for this vehicle. Auto insurance can often be nearly as expensive as the car payment itself, so it's usually one of the deciding factors when most shoppers are purchasing a car.
Here are the answers to some of the most common questions that we've received lately.
No! Chevrolet Cruze car insurance is actually one of the cheapest insurance policies that you can get on the market. The most recent surveys show that the average cost of insuring a new Chevrolet Cruze Car with a full coverage policy is around $1,410 per year. This makes it similarly priced to insuring other small sedans such as the Nissan Altima or Volkswagen Jetta.
Of course, if you get an older model (which are significantly cheaper), then you'll pay even less than this!
This is usually an important consideration since car insurance companies usually charge extra-high premiums for sports cars. However, you can be rest assured that the Cruze is a simple four-door sedan. It doesn't even have a sport mode, which means that insurance companies tend to have more faith in drivers' ability to not crash the car.
As you can imagine, this translates to lower costs when compared to some of Chevrolet's other sporty cars such as the Camaro or the Corvette.
The Cruze is a very safe car. Since it was designed to be a family sedan, GM took extra care in manufacturing every last detail of the car to be as safe as possible. The result is that it received a 5/5 rating by the NHTSA (National Highway Transport Safety Administration) for its crash test ratings from impacts behind, from the side, and from the front. The increased level of safety translates into lower auto insurance premiums.
A high-risk driver is somebody who has a history of being involved in accidents or receiving numerous tickets for traffic violations. These individuals are almost always more expensive to insure than those who have a clean driving record.
That being said, the Cruze is an excellent vehicle for high-risk individuals. Its extra safety features. reliability and low repair costs are guaranteed to minimize the amount you'll pay in premiums.
Here are some helpful tips to ensure that you get the best auto insurance rates for your Cruze the next time that you're doing an insurance comparison.
If you want to get the best insurance rate, then you should always make sure to shop around. Contact multiple insurance providers and ask for a quote from all of them or use a free online third-party insurance coverage comparison tool. Make use of this comprehensive car insurance quotes comparison guide.
Defensive driving courses can usually be taken online or through a local police-approved organization. They usually only last for a few hours and once you pass the knowledge test, you'll be eligible for significantly reduced insurance prices.
Once you enter your zip code, your insurance quote will either go up or down. Usually, the lower the population of your city or town, the less you'll pay. Conversely, if you live in a busy city or an area that's prone to accidents, then your insurance rates will be higher.
Did you know that you can bundle your auto and home insurance policies and get better rates while managing both policies in one place and with one company? By bundling your policies together with the same company, you'll usually get a discount on both policies.
Your deductible is the amount that you must pay out of pocket before the insurer steps in and pays the rest. Generally speaking, if you're willing to accept a higher deductible, then your Cruze costs of insurance can decrease significantly. Sure, you'll have to pay more if you are involved in an at-fault accident, but you'll have more room to breathe throughout the month.
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By Kevauto - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=69541091
I was hopeful about going with Travelers. My cousin oversees the building of large hotels (the W and Virgin in Nashville) and told me that is who he had used commercially. But after having roof damage from a storm, I have had a really bad experience. From the very first person I dealt with, it became quickly clear from my first dealings and was confirmed throughout the process, is how little they care about the people they insure and how they truly want to pay as little as possible. While my neighbors were having positive experiences with their insurance companies after the storm, mine has been terrible. I would highly recommend staying far away from Travelers Insurance and going with literally anyone else but them. —Jason McAnally
AAA is only good if you never have to use them. My daughter was borrowing my car and got hit by a hit-and-run driver who left the scene. AAA would not pay for damages on my car because she was not on the policy and I didn't have full coverage on my car I did have uninsured motorists but they still would not pay the claim so I have a wrecked car and now AAA is canceling my insurance What a waste of time and money. We reported to insurance board and still nothing was done. I'm going back to allstate, atleast they pay claims.
The quote they gave me was not the correct price. it turned out to be twice the amount they said. Plus the agency is in California 1500 miles away and I received bad customer service.
Horrible, we are DRIV3 Rentals a Car Rental Company in Los Angeles California. One of our clients purchased a Bonzah policy to rent a vehicle from us. An accident occurred where there has been significant damage to our 2021 BMW M4, we proceeded to file a claim with Bonzah. Let me just say the way this company handles claims is from the stone age. They do not contact you anywhere except emails. Our company has been in a 100+ email chain with Paul and Art from Bonzah for at least a month. They have confused our claim with other claims and at times just simply not responded back at all. We supplied all the necessary information needed for the claim and everything seemed ok. Fast forward to last week out of no where Paul stops answering so we call him over and over until he answers at this point he not once told us this by the way that they pulled the police report and our driver isn't listed, this is false as I immediately went to the LAPD police station and found out the report Paul pulled was filed online from one of the other drivers and not an official report from the officer on the scene, the officer on the scene made a statement in which debunks that whole claim and in fact our driver was the driver. I have never in my 20 years in the auto industry been accused of anything like this furthermore Paul stating that oh we don't know if your driver knows the other driver and they could have planned this. Insane really, Paul stated that if we could get a statement from the officer he would expedite our claim and damages check, Paul, Art and Bonzah has since started to ignore us. They don't answer calls, emails, text messages anything for almost 2 weeks now. How ironic that once we debunk their claim of our client not being the driver they stop responding. Don't use this company, stay far away.
We have been with progressive for 18+ but Have to give a one star with this experience. We hit a big rock on the highway. Randell Fergen repair rep . argued with me; claimed I was off roading in my car, which I have never done . Randell told me “this was not an isolated incident”. Because my other wheels had scratches according to him. The auto shop they picked and Randell told me it the wheel just needs a balance . Randell quoted me the price I would have to pay for the balance. I took the car to Discount Tire since the balance is covered. Discount told me “the wheel is bend badly” We called back to the rep Kiera Washington to update her and ask for a new repair rep. She said she could not and when I asked to speak to her supervisor she said “ I’m not dealing with you” and hung up on me ????