home > car insurance quotes > Personal Injury Protection (PIP) Insurance Coverage, No Fault Insurance
Getting in to a car accident can be painful. No one wants to get hurt on the road. But other than physical pain, hospital visits can get quite painful as well, and you need to financially plan for the worst case scenario.
Personal Injury Protection, or PIP Insurance Coverage (also known as no-fault insurance coverage), is a car insurance product that helps you minimize the costs of medical expenses if you get in to an accident and get physically injured.
If you already carry health insurance, PIP Insurance may not be needed. However, without a proper health insurance that covers auto accidents or Personal Injury Protection coverage, paying the full medical costs involved with an auto accident related injury will come out of your own pocket… UNLESS, you get Personal Injury Protection, aka PIP insurance, also known as no fault insurance.
You may want to ask yourself the following questions while exploring your options:
Personal Injury Protection (PIP) coverage is an extension of auto insurance that covers medical costs, and in some events, also lost salaries due to an injury caused by auto accidents.
PIP insurance is also known as no-fault insurance coverage, since it is being paid with no relation to any fault and legal liability.
However, the PIP insurance premium rates of the policyholder who filed the claim, can be increased.
PIP insurance coverage is currently mandatory in the following states:
The following states require auto insurers to provide PIP insurance coverage, however these states also let the policyholder reject the PIP in writing:Â
Get all the best quotes from leading providers in a click of a button!
In partnership with:
In partnership with:
Get all the best quotes from leading providers in a click of a button!
In partnership with:
In partnership with:
We had Allstate roadside assistance through their SUV insurance coverage and were always delighted by their fair service and treatment.
I have Allstate truck insurance for 7 years by now and never had any issues with them. Service is fast, honest, dedicated and professional. Replies to any requests within a day. My full coverage (including towing, etc.) is the best you can get in that rate, which is particularly awesome, and I shopped around so I'm saving you some research time here. With other companies you only get personal liability and property damage at the same rate. They really give you the best value for the least amount of money which is hard to find with insurance companies. Reputable and Reliable. Allstate is highly recommended for every insurance need!
As a Florida citizen, car insurance rates are expensive here. With COVID-19 being around, working from home becoming a norm and we drive less. Allstate was very understanding of the situation and offered us a pay per mile car insurance. It was a very pleasant surprise. There's a daily rate as well as a per mile rate. It is brilliant as I will save roughly $300 compared to my previous insurer offered 15% COVID-19 discount. Very thankful.
I have been an Allstate customer for roughly 5 years after switching from State Farm. The car insurance policy is much cheaper. I never experienced any issue with my car since I became a policyholder (touch wood) so I cannot attest about their claims handling, however they are really great and easy to work with and I have utilized their good driver discounts a couple of times, as well as other discounts.
I'm an AAA member for years, and they have an outstanding customer service. have a home and auto bundle which I received discount for, always have someone available to help with any claims. I highly recommend them!