home > car insurance quotes > Personal Injury Protection (PIP) Insurance Coverage, No Fault Insurance
Getting in to a car accident can be painful. No one wants to get hurt on the road. But other than physical pain, hospital visits can get quite painful as well, and you need to financially plan for the worst case scenario.
Personal Injury Protection, or PIP Insurance Coverage (also known as no-fault insurance coverage), is a car insurance product that helps you minimize the costs of medical expenses if you get in to an accident and get physically injured.
If you already carry health insurance, PIP Insurance may not be needed. However, without a proper health insurance that covers auto accidents or Personal Injury Protection coverage, paying the full medical costs involved with an auto accident related injury will come out of your own pocket… UNLESS, you get Personal Injury Protection, aka PIP insurance, also known as no fault insurance.
You may want to ask yourself the following questions while exploring your options:
Personal Injury Protection (PIP) coverage is an extension of auto insurance that covers medical costs, and in some events, also lost salaries due to an injury caused by auto accidents.
PIP insurance is also known as no-fault insurance coverage, since it is being paid with no relation to any fault and legal liability.
However, the PIP insurance premium rates of the policyholder who filed the claim, can be increased.
PIP insurance coverage is currently mandatory in the following states:
The following states require auto insurers to provide PIP insurance coverage, however these states also let the policyholder reject the PIP in writing:Â
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Very professional service, I was expecting for a better coverage but the value for money was the best offer
Not recommending AAA - every year the premiums just go up.....
Zurich is NOT recommended!
USAA is a reliable insurance company that I wholeheartedly trust! However, their rates can get better. USAA's insurance coverage is excellent but the cost is a bit too much. Had them for both auto insurance and homeowners insurance, however they seem to cover just the slightest risk possible. I am shopping around before renewing.
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