Insuranks
Insuranks Score 4.6/5
Reviews:13
100% will renew their policy
icon Ladder offers affordable term coverage from $100K to $8M for ages 20 to 60. There are no medical exams for up to $3M in coverage, just a few health questions as part of the online application. Ladder stands out by offering flexible coverage that can be adjusted as needs change, all in a matter of clicks. Their unique “laddering” feature can help you save money over the life of your policy
Get Quotes icon
Add Review


Go to user reviews


Overall Rankings

Total aggregated rankings by insuranks.com users.

  • Overall satisfaction 4.6 / 5
  • Customer experience 4.6 / 5
  • Claims experience 4.5 / 5
  • Online experience 4.5 / 5
  • Coverage 4.5 / 5
  • Price/value for money 4.6 / 5
  • Will renew their policy 100%
  • Online experience 4.5 / 5
  • Coverage 4.5 / 5
  • Price/value for money 4.6 / 5

About

  • Number of employees 100
  • Year founded 2015

Ladder is a smart life insurance startup company that offers term life insurance policies to people between 20 to 60 years of age in all states. Ladder allows customers to reduce (and apply to increase if needed) their coverage amount (and price) if needs change. Ladder’s life insurance policies are issued by highly rated insurers that have long histories of paying claims and supporting families. All of Ladder's life insurance policies can be managed fully online. They offer affordable pricing, starting at $4.95/month, with instant coverage decisions.

Insurance Types:

Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) distributes term life insurance products issued by multiple insurers – for further details see ladderlife.com. All insurance products are governed by the terms set forth in the applicable insurance policy. Each insurer has financial responsibility for its own products.




Served Locations

map

Reviews & Ranks

Total: 13

icon icon Add a new review
To post a review, you need to login.
Continue with Google
icon

William Wood Insuranker

Policy Type: Life Insurance

score 0 / 5
View Ranking Details
  • Overall satisfaction 0 / 5
  • Customer experience 0 / 5
  • Claims experience 0 / 5
  • Online experience 0 / 5
  • Coverage 0 / 5
  • Price/value for money 0 / 5
  • Will you renew your policy with this company? Yes

No riders, no supplementary coverage, no whole life insurance and not accepting seniors over 60 year old

icon

Anonymous Insuranker

Policy Type: Auto Insurance

score 4.4 / 5
View Ranking Details
  • Overall satisfaction 4.4 / 5
  • Customer experience 5 / 5
  • Claims experience 4 / 5
  • Online experience 4 / 5
  • Coverage 4 / 5
  • Price/value for money 5 / 5

Very professional service, I was expecting for a better coverage but the value for money was the best offer

icon

Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Would rate 11/10 if I could! Excellent experience with Ladder! Joined them after leaving a recent job and looking for a good company to cover us. The experience was great and the rate and coverage are just amazing. Overall, awesome experience and a great company to work with!

icon

Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Easiest application process ever. Their customer service is just great as well, highly professional, customer centric and skilled.

icon

Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Ladder life insurance is just PERFECT - In every single way!! Highly recommended!

icon

Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Love Ladder! Fastest, clearest and most innovative! Ladder's customer support is excellent, very tolerant and helpful and treat you very well. Communication is also excellent, they really are a bunch of great professionals. Happy customer!

icon

Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Their application process was as fast as 10 minutes for me, with distractions. They didn't accept me at first, but few weeks after I received an email saying that I got accepted :) Thank you Ladder! Cool life insurance company!

icon

Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Can't get faster and easier than that to buy life insurance.... nice!

icon

Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Ladder's application process is extremely smooth, easy and almost instant! Zero issues! Great company!

icon

Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Fast, simple and flexible! Ladder life insurance is what term life insurance should be!

icon

Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Super easy and user friendly application process and online experience!

icon

Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Easy to understand and to use, loved the innovation!

icon

Sam Taylor Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Really great experience with Ladder's term life insurance from every aspect of it - quoting and coverage decisions were instant, faster than any other insurance company I've ever got quoted from! The online experience is very simple and easy and makes policy management really accessible for anyone and fits these digital times! Customer service is absolutely fantastic. Very professional. And the policy... wow.. the policy... where should i start from? Flexibility, value for money, easy decrease of coverage and premium rate, locked rates. And much more. Really recommend them!