Insuranks
Insuranks Score 5/5
Reviews:12
icon Offers $1M policies from $25/month; Delivers instant coverage decisions and a fully online experience; Often doesn't require a medical exam; Offers term life policies at competitive rates, especially for policies with face values of $100K-$8M a year.
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Overall Rankings

Total aggregated rankings by insuranks.com users.

  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 4.9 / 5
  • Online experience 4.9 / 5
  • Coverage 4.9 / 5
  • Price/value for money 5 / 5
  • Online experience 4.9 / 5
  • Coverage 4.9 / 5
  • Price/value for money 5 / 5

About

  • Number of employees 60
  • Year founded -

Ladder is a smart life insurance startup company providing excellent term life insurance policies to people between 20 to 60 years of age in all states. Ladder allows customers to reduce (and increase if needed) their coverage amount (and price) once life needs change. Ladder life insurance policies are underwritten and issued by Allianz Life Insurance and Fidelity Security Life Insurance Co and reinsured by Hannover Life Reassurance Company of America. All of Ladder's life insurance policies are instantly bought and managed fully online, with instant coverage decisions. Offers $1M policies from $25/month.

Insurance Types:

Reviews & Ranks

Total: 12

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Anonymous Insuranker

Policy Type: Auto Insurance

score 4.4 / 5
View Ranking Details
  • Overall satisfaction 4.4 / 5
  • Customer experience 5 / 5
  • Claims experience 4 / 5
  • Online experience 4 / 5
  • Coverage 4 / 5
  • Price/value for money 5 / 5

Very professional service, I was expecting for a better coverage but the value for money was the best offer

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Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Would rate 11/10 if I could! Excellent experience with Ladder! Joined them after leaving a recent job and looking for a good company to cover us. The experience was great and the rate and coverage are just amazing. Overall, awesome experience and a great company to work with!

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Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Easiest application process ever. Their customer service is just great as well, highly professional, customer centric and skilled.

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Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Ladder life insurance is just PERFECT - In every single way!! Highly recommended!

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Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Love Ladder! Fastest, clearest and most innovative! Ladder's customer support is excellent, very tolerant and helpful and treat you very well. Communication is also excellent, they really are a bunch of great professionals. Happy customer!

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Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Their application process was as fast as 10 minutes for me, with distractions. They didn't accept me at first, but few weeks after I received an email saying that I got accepted :) Thank you Ladder! Cool life insurance company!

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Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Can't get faster and easier than that to buy life insurance.... nice!

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Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Ladder's application process is extremely smooth, easy and almost instant! Zero issues! Great company!

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Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Fast, simple and flexible! Ladder life insurance is what term life insurance should be!

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Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Super easy and user friendly application process and online experience!

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Anonymous Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Easy to understand and to use, loved the innovation!

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Sam Taylor Insuranker

Policy Type: Life Insurance

score 5 / 5
View Ranking Details
  • Overall satisfaction 5 / 5
  • Customer experience 5 / 5
  • Claims experience 5 / 5
  • Online experience 5 / 5
  • Coverage 5 / 5
  • Price/value for money 5 / 5

Really great experience with Ladder's term life insurance from every aspect of it - quoting and coverage decisions were instant, faster than any other insurance company I've ever got quoted from! The online experience is very simple and easy and makes policy management really accessible for anyone and fits these digital times! Customer service is absolutely fantastic. Very professional. And the policy... wow.. the policy... where should i start from? Flexibility, value for money, easy decrease of coverage and premium rate, locked rates. And much more. Really recommend them!