Insuranks Score 8.8/10
Reviews: 8
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Overall Rankings

Total aggregated rankings by insuranks.com users.

  • Overall satisfaction 8.8 / 10
  • Customer experience 8.6 / 10
  • Claims experience 8.5 / 10
  • Online experience 8.6 / 10
  • Coverage 8.3 / 10
  • Price/value for money 8.5 / 10
  • Online experience 8.6 / 10
  • Coverage 8.3 / 10
  • Price/value for money 8.5 / 10

About

  • Number of employees 200
  • Year founded -

Ethos Life Insurance redefines life insurance with a mission to make coverage accessible, affordable, and straightforward for all families. Founded in 2016 by Peter Colis and Lingke Wang, Ethos emerged from a desire to eliminate the complexities and frustrations often associated with traditional life insurance. The founders recognized the need for a more user-friendly approach after experiencing firsthand the pitfalls of outdated insurance practices. Today, Ethos stands as a beacon of innovation in the industry, committed to protecting the next million families. *****Simple Online Application Process***** Ethos prioritizes customer time and comfort through an application process designed to be completed in just minutes—no medical exams required for many policies. By utilizing advanced data analytics and a proprietary underwriting engine, risk is assessed quickly and efficiently, allowing for instant approvals for eligible applicants. This tech-driven approach simplifies the process and ensures that customers receive the best possible coverage tailored to their needs. *****Flexible Coverage Options***** Ethos specializes in term life insurance, offering coverage amounts ranging from $20,000 to $2 million and term lengths of 10, 15, 20, or 30 years. Policies are designed for individuals aged 20 to 69, providing flexibility and affordability without compromising quality. For older adults aged 66 to 85, guaranteed whole life insurance with instant approval is available, ensuring access to essential financial protection regardless of health history. *****Customer-Centric Features***** Understanding that life insurance is not just about policies but also about people, Ethos provides additional resources to support policyholders. The mobile app offers easy access to policy management, premium payments, and claims initiation—all at users' fingertips. *****Trusted Partnerships***** Ethos collaborates with reputable insurance carriers in the industry, including Legal & General America and TruStage. These partnerships enable Ethos to deliver reliable coverage backed by companies with decades of experience in paying out claims. The commitment to transparency ensures that customers understand their policies inside and out. Join the growing community of families who trust Ethos Life Insurance for their coverage needs. With a dedication to innovation and customer service, Ethos is here to help secure families' futures effortlessly.

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Reviews & Ranks

Total: 8

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Dell Dach

Dell Dach Insuranker

Policy Type: Ethos life Insurance

score 10 / 10
View Ranking Details
  • Overall satisfaction10 / 10
  • Customer experience10 / 10
  • Claims experience9 / 10
  • Online experience9 / 10
  • Coverage9 / 10
  • Price/value for money10 / 10

I had a wonderful experience with Ethos when I needed to update my policy after purchasing a new home. The process of adjusting my coverage was seamless; I simply contacted customer service through their app, and they guided me through the necessary steps. What impressed me the most was how quickly they processed my request; within days, my updated policy was issued without any issues.

Angel M

Angel M Insuranker

Policy Type: Ethos life Insurance

score 10 / 10
View Ranking Details
  • Overall satisfaction10 / 10
  • Customer experience9 / 10
  • Claims experience9 / 10
  • Online experience9 / 10
  • Coverage9 / 10
  • Price/value for money9 / 10

When I applied for life insurance with Ethos, I had a few questions about the policy options available to me. I reached out to their customer service team, and they were fantastic! The representative I spoke with was knowledgeable and patient, taking the time to explain all the details clearly. They helped me understand the differences between term and whole life insurance, allowing me to make an informed decision. Their support made the entire process much less stressful, and I felt confident in my choice of coverage.

Cheyanne Hermiston

Cheyanne Hermiston Insuranker

Policy Type: Ethos life Insurance

score 9 / 10
View Ranking Details
  • Overall satisfaction9 / 10
  • Customer experience10 / 10
  • Claims experience9 / 10
  • Online experience9 / 10
  • Coverage9 / 10
  • Price/value for money9 / 10

The team at Ethos was incredibly supportive throughout my entire insurance journey! They answered all my questions thoroughly and helped me understand the different coverage options available to me. It’s comforting to know that there’s such a dedicated team behind my policy.

Lenna Fadel

Lenna Fadel Insuranker

Policy Type: Ethos life Insurance

score 9 / 10
View Ranking Details
  • Overall satisfaction9 / 10
  • Customer experience8 / 10
  • Claims experience9 / 10
  • Online experience9 / 10
  • Coverage8 / 10
  • Price/value for money8 / 10

One of the best features of Ethos is that I didn’t have to undergo a medical exam to get my policy. This made everything so much simpler and less stressful. The online application was easy to navigate, and I appreciated how quickly I received my approval. It’s a great option for those who want convenience without sacrificing coverage.

Fern Labadie

Fern Labadie Insuranker

Policy Type: Ethos life Insurance

score 9 / 10
View Ranking Details
  • Overall satisfaction9 / 10
  • Customer experience9 / 10
  • Claims experience9 / 10
  • Online experience9 / 10
  • Coverage8 / 10
  • Price/value for money9 / 10

"Ethos made getting life insurance incredibly easy. The online application took no time at all—about 15 minutes—and I was pleasantly surprised by how quickly I received my policy documents. The entire process was straightforward, and I felt supported every step of the way. Highly recommend Ethos for anyone looking for a hassle-free experience.

Maci Mann

Maci Mann Insuranker

Policy Type: Ethos life Insurance

score 9 / 10
View Ranking Details
  • Overall satisfaction9 / 10
  • Customer experience9 / 10
  • Claims experience9 / 10
  • Online experience9 / 10
  • Coverage9 / 10
  • Price/value for money9 / 10

As a new homeowner, I wanted to ensure that my family would be financially secure in case anything happened to me. After researching various options, I decided to go with Ethos Life Insurance, and I couldn't be happier with my choice! Their term life insurance policies offer up to $2 million in coverage without the need for a medical exam, which is fantastic for someone like me who is busy balancing work and family. The application process was seamless, and the customer service representatives were friendly and knowledgeable. They helped me understand my options and guided me through selecting the best coverage for my needs. Ethos has truly exceeded my expectations.

Guido Grady

Guido Grady Insuranker

Policy Type: Ethos life Insurance

score 9 / 10
View Ranking Details
  • Overall satisfaction9 / 10
  • Customer experience9 / 10
  • Claims experience9 / 10
  • Online experience10 / 10
  • Coverage9 / 10
  • Price/value for money9 / 10

I recently purchased a term life insurance policy through Ethos, and I can honestly say it was one of the easiest transactions I have ever experienced. The online application process was straightforward and took less than 20 minutes to complete. I was pleasantly surprised by how quickly I received my policy details—everything was finalized within just a few days. The best part was that there was no medical exam required, which made the whole experience even more convenient. The Ethos team was incredibly responsive, answering all my questions promptly and thoroughly. Knowing that my family is protected gives me tremendous peace of mind. I highly recommend Ethos for anyone looking for hassle-free life insurance

Oliver Arthur

Oliver Arthur Insuranker

Policy Type: Ethos life Insurance

score 5 / 10
View Ranking Details
  • Overall satisfaction5 / 10
  • Customer experience5 / 10
  • Claims experience5 / 10
  • Online experience5 / 10
  • Coverage5 / 10
  • Price/value for money5 / 10

I gotta admit, I was really skeptical at first. Life insurance always felt like such a headache. I’ve tried applying with other companies before, and it was the same old runaround endless paperwork, blood tests, and waiting for weeks. With Ethos, it was different. I filled out a few forms online, answered some health questions, and boom, I got approved. No exam, no stress. Honestly, it felt too good to be true, but everything checked out. Now I have a $500k policy in place to protect my family, and the whole thing took maybe 20 minutes tops. My wife didn’t even believe me when I told her it was done

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