How Much Do HVAC Installers Make

278,000 HVAC installers worked in the building equipment contractors industry in 2022. This article will examine how much HVAC installers make and the comprehensive HVAC contractor insurance policies to get for protecting your business revenue.

What Are HVAC Installers?

HVAC installers are responsible for installing, maintaining, and repairing HVAC systems. They are also referred to as HVAC technicians or HVAC mechanics. They install these systems with extensive knowledge and experience in households, offices, and industrial settings.

The Bureau of Labor Statistics estimated in 2022 that 374,770 HVAC installers were working in the US. HVAC installers will start as apprentices alongside more experienced HVAC technicians. You will begin by performing basic tasks like cleaning the installation area and transporting parts and supplies. Eventually, you will have enough knowledge to check electrical circuits and solder pipes.

What is Required to be an HVAC Installer?

To perform HVAC installation services, you will need a state contractor’s license or be an apprentice of a licensed contractor. Getting a license involves taking and passing an exam and registering with the state where you intend to do business. A state licensing board hands out these licenses.

To become an HVAC installer, you must receive a postsecondary education in a technical or trade school that lasts between six months and two years.

You must be able to lift heavy equipment by yourself. You will not have a partner to assist you on projects. 

An HVAC installer needs to be detail-oriented and record all the work performed. Your records must include the nature of the work and the time it took. It also needs to catalog which parts and equipment you used. You need to keep detailed records because service calls on the same system are often months apart. The notes refresh your memory or help another employee not there for the original installation or repair.

What Projects Do Hvac Installers Get Paid For?

Your HVAC installation business will offer several services, which include:

Install HVAC Systems

You can typically charge between $5,000 and $12,500 for installing a new HVAC system in a home. The amount of money you can get will depend on the job’s difficulty, the project’s complexity, and what system the customer wants.

Replace Defective Parts

HVAC installers charge between $100 and $1,200 for basic repairs for parts of an HVAC system failing. More critical parts may cost your customer $2,500 or more to fix. At a certain point, it becomes more cost-effective for them to buy a whole new system than to keep replacing parts.

Repair HVAC Systems

Repairing HVAC systems will cost between $180 and $580 on average for basic repairs. Your customers will want to hire you to periodically check and maintain their HVAC systems so it doesn’t get to the point where a replacement part is needed.

Increase Energy Efficiency

Another service you can charge customers for is upgrading their system. As new models come out and technology advances, your customers will want a system with better energy efficiency. 

More energy efficiency means your customers pay less to cool and heat their indoor spaces. Sometimes, increasing energy efficiency requires an entirely new system. Other times you install energy storage devices that improve HVAC performance.

HVAC Inspection

You will want to offer HVAC inspection services for your customers. These cost your customers between $250 and $400 on average. The point of inspections is for you to keep a close eye on their systems in case something goes wrong. 

Preventive inspections are key to avoiding big HVAC repair bills down the road. It is recommended that your customers get their HVAC systems inspected, serviced, and cleaned at least once a year. The best scenario is to get an HVAC inspection every six months, having it checked in the fall and spring.

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How Much Do HVAC Installers Get Paid?

The pay rate for HVAC installers is different depending on the area you operate in. How much does an air conditioner installer make in each state? See the table below to answer this question.

State Average Annual Salary
Alabama $40,443
Alaska $76,272
Arizona $49,664
Arkansas $38,319
California $67,931
Colorado $51,242
Connecticut $77,369
Delaware $65,916
Florida $45,187
Georgia $49,496
Hawaii $49,136
Idaho $54,131
Illinois $59,909
Indiana $53,424
Iowa $48,624
Kansas $47,087
Kentucky $45,141
Louisiana $51,588
Maine $55,625
Maryland $74,064
Massachusetts $74,848
Michigan $53,148
Minnesota $60,386
Mississippi $46,531
Missouri $43,439
Montana $51,550
Nebraska $46,528
Nevada $59,097
New Hampshire $57,859
New Jersey $74,883
New Mexico $41,459
New York $64,270
North Carolina $49,060
North Dakota $55,554
Ohio $55,949
Oklahoma $45,774
Oregon $65,739
Pennsylvania $61,631
Rhode Island $65,601
South Carolina $47,360
South Dakota $43,943
Tennessee $42,189
Texas $49,657
Utah $48,467
Vermont $48,643
Virginia $64,827
Washington $76,503
West Virginia $40,938
Wisconsin $50,296
Wyoming $50,664

How Much Do HVAC Installers Make a Year?

HVAC installers have an average yearly salary of $54,496. The top 10 percent of HVAC installers make over $81,000 annually. In contrast, The bottom 10 percent of HVAC installers make under $36,000 annually.

The amount you make as an HVAC installer will depend on where you operate your business. It will also be affected by the level of education you have and what industry you work in. Currently, the technology industry pays HVAC installers the most on average.

How Much Do HVAC Installers Make a Month?

Are you wondering how much does an HVAC installer make in a month? The answer is that, on average, HVAC installers make around $4,541 monthly. When adjusting for only HVAC installers with a bachelor’s degree, this number increases to $4,761 monthly.

The lowest level of education for HVAC installers is those with only a high school degree.  If you are an HVAC installer with only a high school degree, the average monthly salary is $4,357.

How Much Do HVAC Installers Make a Week?

How much do AC installers make per week? The average weekly wage of AC and HVAC installers in the US is $1,135. This will vary based on your education level, experience, and business location.

For example, an HVAC installer with 0-2 years of experience will earn much less on average than an installer with 7-12 years of experience. A junior-level HVAC installer will make an average of $846 weekly. In contrast, a senior-level HVAC installer makes an average of $1,288 weekly.

How Much Do HVAC Installers Make an Hour?

The average hourly rate for HVAC installers in the US is around $26. A junior-level HVAC installer has an average hourly salary of $21.15. When you reach the mid-level, you will make an average hourly salary of $26.20 as an HVAC installer. Senior-level HVAC installers will make $32 an hour on average.

The hourly rate in the 90th percentile for HVAC installers is $39 an hour. On the lowest end, HVAC installers make $17 hourly. Factors like education, experience, and location will affect the rate of pay you will receive as an HVAC installer.

How Much Do Different Industries Pay HVAC Installers?

Below is a comparison of the highest-paying industries for HVAC installers and technicians.

Industry Average Annual Salary Average Hourly Rate
Technology $58,260 $28.01
Professional $58,241 $28.00
Construction $55,699 $26.78
Retail $55,327 $26.60
Manufacturing $55,197 $26.54
Energy $54,329 $26.12
Real Estate $53,053 $25.51
Education $44,071 $21.19

How Much Do The Top Cities Pay HVAC Installers?

On average, not every area will pay you the same amount for your HVAC services. Below is a comparison of the highest-paying cities for HVAC installers.

City Average Annual Salary Average Hourly Rate
Washington, DC $77,235 $37.13
Seattle, Washington $77,176 $37.10
Richmond, California $75,830 $36.46
Boston, Massachusetts $74,650 $35.89
Baltimore, Maryland $74,323 $35.73
Manassas, Virginia $66,729 $32.08
Portland, Oregon $65,706 $31.59
New York, New York $64,793 $31.15
Allentown, Pennsylvania $61,872 $29.75
Minneapolis, Minnesota $60,484 $29.08

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Insurance Requirements for Boosting Income

An adequate insurance policy is necessary to boost your business’s income. With the cost-saving ability of insurance, your income won’t have to be spent resolving customer disputes or repairing damaged equipment and property. You are safeguarding your business income against future financial loss by paying a monthly insurance premium.

General Liability Insurance

The first policy you need for your HVAC installation business is general liability insurance. This policy protects your business from costs and lawsuits related to third parties like customers or members of the public. Standard protection includes events like:

  • Bodily injury

  • Property damage

  • Personal injury

Thimble lets you pick up short-term general liability insurance that can cover the duration of an HVAC installation project. They have resources online so that you can learn about their insurance policies easily. You can get a quote and purchase a policy within 60 seconds. This makes them perfect if you need to quickly get your coverage up and running. Thimble has an A+ rating from the Better Business Bureau.

Professional Liability Insurance

Professional liability insurance is designed to help mitigate the costs of business mistakes. Customers may sue you for bad advice you give them or for negligence in not fulfilling a contract with them. In these cases, you can use professional liability insurance to pay legal fees and other costs.

We recommend choosing Hiscox for professional liability insurance. They offer flexible payment options and tailored insurance that is specialized to the risks in your industry. You can refund any policy you purchase with Hiscox within 14 days. This takes the pressure off of buying a policy since you will not be stuck with a policy you are not happy with. You can also get discounts when bundling your insurance policy with other Hiscox products. Hiscox has an A rating from AM Best.

Commercial Property Insurance

A commercial property insurance policy protects your business building and related assets when physically damaged. Intense acts of physical damage like earthquakes and floods are typically excluded by default. This policy protects against events that include:

  • Wind

  • Lightning

  • Vandalism

  • Fire

  • Theft

  • Explosions

CoverWallet is our pick for commercial property insurance. They are a digital insurance platform that allows you to compare options with over ten insurance providers. You can skip filling out an insurance form and call them toll-free. This saves you time and enables you to get answers to insurance questions. CoverWallet has an A+ rating from the Better Business Bureau.

Commercial Auto Insurance

Your commercial auto insurance policy protects your vehicles when used for work-related activities. Compared to personal auto insurance, it offers high coverage limits and broader protection. The policy covers your business against vehicle liabilities, like when a vehicle is involved in an accident. It can also help pay to repair or replace a damaged vehicle.

For commercial auto insurance, we recommend Tivly. Tivly offers commercial auto options like gap insurance, personal injury protection, uninsured motorist coverage, and more. You choose from over 200 of their high-quality insurance partners. They do not underwrite or service policies themselves. Instead, they help match you to insurance partners based on your business needs. The Better Business Bureau gave Tivly an A rating.

Workers Compensation Insurance

Your employees can get sick or injured when you least expect it. Most states will require businesses that meet a threshold of hired employees to purchase workers’ compensation insurance to protect them. This policy pays for medical treatments and prescriptions for your injured workers. It also helps them with disability payments meant to substitute income they lost while injured.

The Hartford offers competitive and affordable workers’ compensation insurance. You get access to over 1 million medical providers with their policy. Their process makes filing entirely online and tracking your claims simple. This insurer has been underwriting policies for over 200 years. Their long-standing reputation makes them highly reliable. The Hartford has an A- from AM Best and an A+ from the Better Business Bureau.

Business Owner’s Policy

A business owner’s policy is one of the most comprehensive insurance policy options. It combines the protection of policies like general liability, commercial property, and business interruption. This policy can also be tailored with specialized policies and optional coverages like data breaches.

NEXT is our top pick for a business owner’s policy. They offer superior policy options and online quotes for your convenience. You can access your policies on their Android and Apple mobile apps. This gives you instant access to a live insurance certificate. NEXT has a 4.7/5 rating in their customer reviews and an A- from AM Best.

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