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Volleyball Insurance for Clubs and Teams: Cost & Quotes From $30/mo

Table of contents
1. General Liability Insurance for Volleyball1.1. What Are the Coverage Limits for General Liability Insurance for Volleyball?1.2. What Add-Ons Should I Get for General Liability Insurance for Volleyball?2. Public Liability Insurance for Volleyball2.1. Coverage Limits for Public Liability Insurance for Volleyball2.2. Are Public Liability and General Liability the Same Thing?3. Travel Insurance for Volleyball3.1. Coverage Limits for Travel Insurance3.2. What Reasons Are Not Typically Covered for Trip Cancellation?4. Commercial Property Insurance for Volleyball4.1. Coverage Limits for Commercial Property Insurance for Volleyball4.2. What Add-Ons Should I Consider for Commercial Property Insurance for Volleyball?5. Business Owner’s Policy for Volleyball5.1. Coverage Limits for Business Owner’s Policy5.2. Are There Any Requirements for a Business Owner’s Policy?6. Tools and Equipment Insurance for Volleyball6.1. Tools and Equipment Insurance Coverage Limits6.2. Add-Ons for Tools and Equipment Insurance for Volleyball6.3. What Equipment Do Volleyball Clubs and Camps Typically Use?7. Workers Compensation Insurance for Volleyball7.1. Am I Required to Pay For Workers’ Compensation Insurance?7.2. Who is Responsible for Reporting the Workplace Incident?8. Volleyball Tournament Insurance9. Youth Volleyball Insurance10. Volleyball Insurance Cost11. Best Volleyball Insurance Companies11.1. NEXT Volleyball Insurance 11.1.1. Pros11.1.2. Cons11.2. The Hartford Volleyball Insurance 11.2.1. Pros11.2.2. Cons11.3. CoverWallet Volleyball Insurance 11.3.1. Pros11.3.2. Cons 11.4. Tivly Volleyball Insurance 11.4.1. Pros11.4.2. Cons 11.5. Thimble Volleyball Insurance 11.5.1. Pros11.5.2. Cons11.6. Hiscox Volleyball Insurance 11.6.1. Pros11.6.2. Cons

Volleyball is an exceedingly popular physical activity among adolescents and is as fun as basketball. The Center for Disease Control and Prevention recommends volleyball as a great way to get regular physical activity that helps you maintain adequate body mass.

Over 3 million children under the age of 14 are injured playing sports every year. If you are the owner of a club, team, league, or camp for volleyball, you will want to consider volleyball insurance to protect against liability claims. In the sections below, the essential  questions about volleyball insurance are covered, including:

  • The policies included in volleyball insurance

  • Their function and coverage limits

  • The cost of premiums

  • The best companies

General Liability Insurance for Volleyball


CoverWallet NEXT (Best)Thimble HiscoxThe Hartford
Per occurrence limit $1,000,000$1,000,000$1,000,000/$2,000,000$300,000/$1,000,000$1,000,000/$2,000,000
Aggregate limit $2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$300,000/$2,000,000$1,000,000/$2,000,000
Products and completed operations aggregate limit $2,000,000
$1,000,000$1,000,000$1,000,000$1,000,000
Advertising injury coverage aggregate limit $1,000,000$1,000,000$1,000,000$1,000,000$1,000,000
Tenant’s legal liability coverage limit $100,000
$100,000$5,000$100,000$1,000,000
Waiver of subrogation included?YesNoIncludedCan be includedNo
Hired/non-owned auto liability coverage included?YesNoExcludedCan be includedCan be included
Equipment breakdown floater included?No YesYesCan be includedCan be included


Volleyball club insurance can greatly benefit from general liability coverage. It provides injury and property damage liability protection. Example situations where this insurance can help include:

  • A member of the public looking to join your volleyball club trips and falls while on your business property

  • Someone sues your club for infringing on their copyright with your logo design


What Are the Coverage Limits for General Liability Insurance for Volleyball?

General liability policies will typically have a $1 million per occurrence and a $2 million aggregate coverage.


What Add-Ons Should I Get for General Liability Insurance for Volleyball?

If you customize your policy with add-ons, you will want to consider the following:

  • Equipment coverage–If you provide your volleyball club members with uniforms and sports equipment, you should get  a policy to cover  such items in case they get stolen or damaged

  • Hired/non-owned auto liability coverage–If your club travels and constantly hires or borrows a vehicle, this insurance can be used to cover the cost of third-party medical expenses in case an accident happens


Public Liability Insurance for Volleyball

Public liability insurance is a policy that covers claims made by the general public against your business. Example situations where this policy can help include:

  • A wet floor at your volleyball club or camp causes a visitor slip and fall

  • Your business causes property damage to someone’s window through it normal operations


Coverage Limits for Public Liability Insurance for Volleyball

Public liability insurance will often have $1 million-$2 million coverage during the length of the policy.


Are Public Liability and General Liability the Same Thing?

No, public liability insurance is more narrowly focused on public injury claims. General liability often includes public liability coverage and other options, making it a policy with broader coverage.

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Travel Insurance for Volleyball

Travel insurance is a policy that protects your volleyball team or club from the financial costs that come with traveling. Some examples include:

  • While traveling to a volleyball event, your team’s luggage gets lost

  • During a trip, one of your team members gets sick and needs medical treatment


Coverage Limits for Travel Insurance

Some typical coverage limits for travel insurance are outlined below:

Baggage LossMedical AssistanceTrip DelayTrip CancellationCancel for any reason
$1,000$15,000$500-$2,000Refunds prepaid travel expenses50-75% of trip expenses

What Reasons Are Not Typically Covered for Trip Cancellation?

If there is a foreseeable event that is preventing you from going on your trip, you will generally not be covered in that case. Expected events are also not covered, and reasons like fear of traveling to a place.


Commercial Property Insurance for Volleyball


CoverWalletNEXT (Best)ThimbleThe HartfordHiscox
Building coverage limit (minimum)$50,000$340,000$25,000/$500,000$35,000$25,000
Contents coverage limit (minimum)$50,000$35,000$25,000/$500,000$35,000$15,000
Outdoor signsExcluded$2,500ExcludedExcludedIncluded
Accounts receivableExcludedExcluded$5,000/$10,000ExcludedIncluded
Money and securitiesExcluded$2,500$1,000ExcludedIncluded
Lock and keysExcluded$2,500ExcludedExcludedIncluded
Business interruption floaterExcludedIncludedIncludedExcludedIncluded
Equipment breakdown floaterExcludedIncludedExcludedExcludedIncluded
Inland marine insurance floaterExcludedExcluded$10,000ExcludedExcluded
Employee dishonesty floaterExcluded$5,000$2,500ExcludedExcluded


Commercial property insurance is excellent coverage for your volleyball club or volleyballcamp insurance. It helps you cover property damage to your business premises and any other property contained within. Examples include:

  • A fire damages your volleyball club building

  • Someone vandalizes your volleyball equipment

  • Your commercial property becomes stolen while on your business premises


Coverage Limits for Commercial Property Insurance for Volleyball

Commercial property insurance will have an average coverage of $60,000. This number will change based on the value of your commercial building and its contents.


What Add-Ons Should I Consider for Commercial Property Insurance for Volleyball?

You will want to consider inland marine add-on coverage to protect your business property if it is used at other locations. This means you can get covered if you take your volleyball equipment to other places. Flood insurance could be another valuable add-on if your policy doesn’t already cover floodwater damage.


Business Owner’s Policy for Volleyball


CoverWalletNEXT (Best)ThimbleThe HartfordHiscox
General liability aggregate limit$2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$300,000/$2,000,000
Commercial property coverage limit$50,000$320,000$25,000/$500,000$35,000$75,000
Optional policies can be added?YesYesYesYesYes
Name additional insureds for free?YesYesYesYesYes
BOP discount?YesYesYesYesYes


Business owner’s policy is an insurance coverage that combines commercial property and general liability insurance into one policy. You can also customize it further by adding more policies.


Coverage Limits for Business Owner’s Policy

Business owner’s policy has a general liability coverage between $1 million-$2 million and commercial property coverage between $20,000 and $50,000.


Are There Any Requirements for a Business Owner’s Policy?

To get coverage for BOP, you will typically need a business premise like a workspace or office and will need to have fewer than 100 employees.


A man with a volleyball in his hand.


Tools and Equipment Insurance for Volleyball


NEXTThimbleHiscoxThe Hartford
Aggregate limit$3,000/$10,000$2,500/$5,000$15,000/$25,000$5,000-$10,000
Covers hired and borrowed equipment?$3,000/$10,000$2,500/$5,000NoYes
Miscellaneous equipment also covered?$5,000/$10,000NoYesYes
Offered as an endorsement to general liability insurance?YesYesYesYes
Deductible$500$500$0$0


Tools and equipment insurance covers the costs to repair or replace your business property when it is damaged or stolen. Examples include:

  • Your volleyball equipment gets damaged by a fire and needs to be entirely replaced

  • A power outage causes a piece of equipment to malfunction


Tools and Equipment Insurance Coverage Limits

You will find movable tools insured for under $10,000 and other equipment between $2,500 and $5,000.


Add-Ons for Tools and Equipment Insurance for Volleyball

Equipment breakdown insurance is a good add-on for your volleyball insurance policy. This lets you get coverage for equipment breakdowns resulting from internal forces like power surges and mechanical breakdowns. You might also want to consider getting commercial auto insurance that protects your vehicles when they get into an accident.


What Equipment Do Volleyball Clubs and Camps Typically Use?

Your volleyball insurance might need to cover things like scoreboards, serving machines, safety pads, volleyballs, ball pumps, and personal training equipment.


Workers Compensation Insurance for Volleyball

Workers' compensation is a policy that pays out benefits to employees when they are injured or contract an illness. Examples include:

  • A sports trainer breaks their ankle by tripping

  • One of your employees develops a chronic back condition from their job duties


Am I Required to Pay For Workers’ Compensation Insurance?

Yes. In most states, you are required to purchase a workers comp policy if you have employees that qualify for the coverage.


Who is Responsible for Reporting the Workplace Incident?

Typically, the responsibility first falls onto the employee to report a workplace accident to an employer or supervisor. Employees can often contact the insurance company directly through an injured employee hotline if they have not received medical treatment.


Volleyball Tournament Insurance

Volleyball tournament insurance covers various activities that you might engage in during a volleyball tournament. This consists of general liability, accidental medical insurance, cancellation insurance, and rental equipment insurance.


Youth Volleyball Insurance

Youth volleyball insurance is insurance that covers the liabilities that come from youth volleyball clubs or camps that focus on teaching kids how to learn the fundamentals of the sport. Policies included in this are general liability, commercial property, professional liability, and abuse and molestation insurance.

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Volleyball Insurance Cost


Cost per MonthCost per YearDeductible
General liability insurance$30$360$0-$500
Commercial property insurance$45$540$1,000-$2,000
Business owner's policy$75$900$1,500
Tools and equipment insurance$90$1,080$500-$1,000
Workers compensation insurance$110$1,320$2,500-$5,000


The average volleyball insurance cost is $30 per month or $360 per year for a $1 million general liability coverage. Factors that affect the cost of premiums are claims history, business history, policy limits, deductibles, and location. Here’s a table showing a further idea of the cost of insurance for volleyball clubs, teams, and camps by comparing the cost of $1 million general liability insurance from companies we recommend:


Cost per MonthCost per YearBest for
NEXT$15$180Best overall; Fastest general liability insurance
The Hartford$17$204Industry experience
CoverWallet$19$228Comparing volleyball insurance quotes online
Tivly$21$252Response time for volleyball insurance policies
Thimble$25$300On-demand coverage for volleyball teams and clubs
Hiscox$32$384Liability insurance with worldwide coverage for volleyball teams and clubs

Compare Cheap Volleyball Insurance Quotes Online

Get all the best quotes from leading providers in a click of a button!

Best Volleyball Insurance Companies

See our reviews of the top companies that offer the policies you need for your volleyball insurance policy below. Our reviews outline the positives and negatives of each company  and their average rates for a $1 million general liability insurance:


NEXT Volleyball Insurance

Pros

  • Best overall

  • Issues an online proof of insurance instantly

  • Fastest general liability insurance

  • Great customer service and reputation

  • Excellent rates

  • Outstanding value for money

  • Get a 10% discount if you buy two or more policies 

Cons

  • Couldn’t find any

NEXT is an online-focused insurance company that provides component policies for you volleyball insurance. You get coverage for general liability, workers’ comp, commercial property, and more. They have an established financial history, earning them an A- with AM Best. Next has a B+ rating with the Better Business Bureau and has been accredited since 2018.

Best for: Best overall; Fastest general liability insurance

Average cost: $15 per month 

Our rating: 10/10 


The Hartford Volleyball Insurance

Pros

  • Provides insurance for over 200 years

  • Has a mobile app

  • Renowned company for workers comp insurance

Cons

  • Customer service not available 24/7

The Hartford provides essential policies for your volleyball insurance like business owner’s policy, general liability, and workers' compensation insurance. They connect you to a business agent and offer articles to help you learn about the insurance you need. They have an A+ rating from AM Best and have been a provider of insurance for over 200 years.

Best for: Industry experience

Average cost: $17 per month

Our rating: 10/10 


CoverWallet Volleyball Insurance

Pros

  • Optimized coverage for sports teams and clubs

  • Compare quotes online 

  • HNOA coverage automatically included in general liability insurance

Cons 

  • Not an insurance company but an insurance broker

CoverWallet has coverage with a sports team and club focus, with policies like general liability, workers' compensation, and commercial property. They have participant liability insurance that also protects the spectators as well as the team. Coverwallet is a digital insurance platform with an A+ rating and accreditation with the Better Business Bureau.

Best for: Comparing volleyball insurance quotes online 

Average cost: $19 per month 

Our rating: 10/10


Tivly Volleyball Insurance

Pros

  • Grants coverage regardless of how poor your risk profile is 

  • 200 partners offered

  • Compare quotes over the phone

Cons 

  • Call to start a quote

Tivly is an insurance marketplace with over 200 partners to choose from. They offer general liability, commercial property, and workers comp policies that will work for volleyball insurance. Tivly has an A rating with the BBB. Call now to compare quotes over the phone. 

Best for: Response time for volleyball insurance policies

Average cost: $21 per month 

Our rating: 10/10


Thimble Volleyball Insurance

Pros

  • Great mobile app

  • Quick to issue an estimate of your rates

  • Sells a short-term general liability policy

Cons

  • You can’t reach customer service by calling 

Thimble offers a sports camp insurance policy that acts as a type of business owner’s policy that covers general liability, commercial property, and business interruption insurance. You also get optional policy options like equipment breakdown and auto insurance. Thimble has an A+ rating with AM Best.

Best for: On-demand coverage for volleyball teams and clubs 

Average cost: $25 per month

Our rating: 10/10 


Hiscox Volleyball Insurance

Pros

  • Get discounts for bundling multiple policies

  • Coverage can extend outside the US

  • 14-day money-back guarantee

Cons

  • Online quoting is not available all the time due to periodic site maintenance

Hiscox offers customized policies for your small volleyball business. They have sports general liability insurance that takes into account your personal situation, as well as policies like workers' compensation. Hiscox has served over 500,000 customers and has an A rating with AM Best.

Best for: Liability insurance with worldwide coverage for volleyball teams and clubs

Average cost: $32 per month

Our rating: 10/10 


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