Volleyball Insurance for Clubs and Teams: Cost & Quotes From $30/mo

Table of contents
1. General Liability Insurance for Volleyball1.1. What Are the Coverage Limits for General Liability Insurance for Volleyball?1.2. What Add-Ons Should I Get for General Liability Insurance for Volleyball?2. Public Liability Insurance for Volleyball2.1. Coverage Limits for Public Liability Insurance for Volleyball2.2. Are Public Liability and General Liability the Same Thing?3. Travel Insurance for Volleyball3.1. Coverage Limits for Travel Insurance3.2. What Reasons Are Not Typically Covered for Trip Cancellation?4. Commercial Property Insurance for Volleyball4.1. Coverage Limits for Commercial Property Insurance for Volleyball4.2. What Add-Ons Should I Consider for Commercial Property Insurance for Volleyball?5. Business Owner’s Policy for Volleyball5.1. Coverage Limits for Business Owner’s Policy5.2. Are There Any Requirements for a Business Owner’s Policy?6. Tools and Equipment Insurance for Volleyball6.1. Tools and Equipment Insurance Coverage Limits6.2. Add-Ons for Tools and Equipment Insurance for Volleyball6.3. What Equipment Do Volleyball Clubs and Camps Typically Use?7. Workers Compensation Insurance for Volleyball7.1. Am I Required to Pay For Workers’ Compensation Insurance?7.2. Who is Responsible for Reporting the Workplace Incident?8. Volleyball Tournament Insurance9. Youth Volleyball Insurance10. Volleyball Insurance Cost11. Best Volleyball Insurance Companies11.1. NEXT Volleyball Insurance 11.1.1. Pros11.1.2. Cons11.2. The Hartford Volleyball Insurance 11.2.1. Pros11.2.2. Cons11.3. CoverWallet Volleyball Insurance 11.3.1. Pros11.3.2. Cons 11.4. Tivly Volleyball Insurance 11.4.1. Pros11.4.2. Cons 11.5. Thimble Volleyball Insurance 11.5.1. Pros11.5.2. Cons11.6. Hiscox Volleyball Insurance 11.6.1. Pros11.6.2. Cons

Volleyball is an exceedingly popular physical activity among adolescents and is as fun as basketball. The Center for Disease Control and Prevention recommends volleyball as a great way to get regular physical activity that helps you maintain adequate body mass.

Over 3 million children under the age of 14 are injured playing sports every year. If you are the owner of a club, team, league, or camp for volleyball, you will want to consider volleyball insurance to protect against liability claims. In the sections below, the essential  questions about volleyball insurance are covered, including:

  • The policies included in volleyball insurance

  • Their function and coverage limits

  • The cost of premiums

  • The best companies

General Liability Insurance for Volleyball

CoverWalletNEXT (Best)ThimbleHiscoxThe Hartford
Per occurrence limit$1,000,000$1,000,000$1,000,000/$2,000,000$300,000/$1,000,000$1,000,000/$2,000,000
Aggregate limit$2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$300,000/$2,000,000$1,000,000/$2,000,000
Products and completed operations aggregate limit$2,000,000
Advertising injury coverage aggregate limit$1,000,000$1,000,000$1,000,000$1,000,000$1,000,000
Tenant’s legal liability coverage limit$100,000
Waiver of subrogation included?YesNoIncludedCan be includedNo
Hired/non-owned auto liability coverage included?YesNoExcludedCan be includedCan be included
Equipment breakdown floater included?NoYesYesCan be includedCan be included

Volleyball club insurance can greatly benefit from general liability coverage. It provides injury and property damage liability protection. Example situations where this insurance can help include:

  • A member of the public looking to join your volleyball club trips and falls while on your business property

  • Someone sues your club for infringing on their copyright with your logo design

What Are the Coverage Limits for General Liability Insurance for Volleyball?

General liability policies will typically have a $1 million per occurrence and a $2 million aggregate coverage.

What Add-Ons Should I Get for General Liability Insurance for Volleyball?

If you customize your policy with add-ons, you will want to consider the following:

  • Equipment coverage–If you provide your volleyball club members with uniforms and sports equipment, you should get a policy to cover such items in case they get stolen or damaged

  • Hired/non-owned auto liability coverage–If your club travels and constantly hires or borrows a vehicle, this insurance can be used to cover the cost of third-party medical expenses in case an accident happens

Public Liability Insurance for Volleyball

Public liability insurance is a policy that covers claims made by the general public against your business. Example situations where this policy can help include:

  • A wet floor at your volleyball club or camp causes a visitor slip and fall

  • Your business causes property damage to someone’s window through it normal operations

Coverage Limits for Public Liability Insurance for Volleyball

Public liability insurance will often have $1 million-$2 million coverage during the length of the policy.

Are Public Liability and General Liability the Same Thing?

No, public liability insurance is more narrowly focused on public injury claims. General liability often includes public liability coverage and other options, making it a policy with broader coverage.

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Travel Insurance for Volleyball

Travel insurance is a policy that protects your volleyball team or club from the financial costs that come with traveling. Some examples include:

  • While traveling to a volleyball event, your team’s luggage gets lost

  • During a trip, one of your team members gets sick and needs medical treatment

Coverage Limits for Travel Insurance

Some typical coverage limits for travel insurance are outlined below:

Baggage LossMedical AssistanceTrip DelayTrip CancellationCancel for any reason
$1,000$15,000$500-$2,000Refunds prepaid travel expenses50-75% of trip expenses

What Reasons Are Not Typically Covered for Trip Cancellation?

If there is a foreseeable event that is preventing you from going on your trip, you will generally not be covered in that case. Expected events are also not covered, and reasons like fear of traveling to a place.

Commercial Property Insurance for Volleyball

CoverWalletNEXT (Best)ThimbleThe HartfordHiscox
Building coverage limit (minimum)$50,000$340,000$25,000/$500,000$35,000$25,000
Contents coverage limit (minimum)$50,000$35,000$25,000/$500,000$35,000$15,000
Outdoor signsExcluded$2,500ExcludedExcludedIncluded
Accounts receivableExcludedExcluded$5,000/$10,000ExcludedIncluded
Money and securitiesExcluded$2,500$1,000ExcludedIncluded
Lock and keysExcluded$2,500ExcludedExcludedIncluded
Business interruption floaterExcludedIncludedIncludedExcludedIncluded
Equipment breakdown floaterExcludedIncludedExcludedExcludedIncluded
Inland marine insurance floaterExcludedExcluded$10,000ExcludedExcluded
Employee dishonesty floaterExcluded$5,000$2,500ExcludedExcluded

Commercial property insurance is excellent coverage for your volleyball club or volleyballcamp insurance. It helps you cover property damage to your business premises and any other property contained within. Examples include:

  • A fire damages your volleyball club building

  • Someone vandalizes your volleyball equipment

  • Your commercial property becomes stolen while on your business premises

Coverage Limits for Commercial Property Insurance for Volleyball

Commercial property insurance will have an average coverage of $60,000. This number will change based on the value of your commercial building and its contents.

What Add-Ons Should I Consider for Commercial Property Insurance for Volleyball?

You will want to consider inland marine add-on coverage to protect your business property if it is used at other locations. This means you can get covered if you take your volleyball equipment to other places. Flood insurance could be another valuable add-on if your policy doesn’t already cover floodwater damage.

Business Owner’s Policy for Volleyball

CoverWalletNEXT (Best)ThimbleThe HartfordHiscox
General liability aggregate limit$2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$300,000/$2,000,000
Commercial property coverage limit$50,000$320,000$25,000/$500,000$35,000$75,000
Optional policies can be added?YesYesYesYesYes
Name additional insureds for free?YesYesYesYesYes
BOP discount?YesYesYesYesYes

Business owner’s policy is an insurance coverage that combines commercial property and general liability insurance into one policy. You can also customize it further by adding more policies.

Coverage Limits for Business Owner’s Policy

Business owner’s policy has a general liability coverage between $1 million-$2 million and commercial property coverage between $20,000 and $50,000.

Are There Any Requirements for a Business Owner’s Policy?

To get coverage for BOP, you will typically need a business premise like a workspace or office and will need to have fewer than 100 employees.