Insuranks
Insuranks

Tanner Insurance: Cost & Quotes From $25/mo

For your best business protection and savings, we recommend bundling GL with some other important coverages on one Business Owners Policy!

For your best business protection and savings, we recommend bundling GL with some other important coverages on one Business Owners Policy!

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Table of contents
1. General Liability Insurance for Tanners1.1. Coverage Limits of General Liability Insurance for Tanners1.2. Add-Ons to General Liability Insurance for Tanners2. Public Liability Insurance for Tanners2.1. Coverage Limits of Public Liability Insurance for Tanners2.2. Add-Ons to Public Liability Insurance for Tanners2.3. Do I Need Public Liability Insurance?3. Commercial Property Insurance for Tanners3.1. Coverage Limits of Commercial Property Insurance for Tanners3.2. Add-Ons to Commercial Property Insurance for Tanners4. 5. Business Owner’s Policy for Tanners5.1. Coverage Limits of Business Owner’s Policy for Tanners5.2. Add-Ons to Business Owner’s Policy for Tanners5.3. What is Entailed in a Business Owner’s Policy?6. Tools and Equipment Insurance for Tanners6.1. Coverage Limits of Tools and Equipment Insurance for Tanners6.2. What Are Some of the Costs Covered Under the Tools and Equipment Insurance?6.3. Does the Tools and Equipment Insurance Cover Tear and Wear?7. Workers’ Compensation Insurance for Tanners7.1. Coverage Limits of Workers’ Compensation Insurance for Tanners7.2. Add-Ons to Workers’ Compensation Insurance for Tanners7.3. Is It Necessary to Get the Workers’ Compensation Cover?7.4. How to Claim for a Workers’ Compensation Cover?8. Tanner Insurance Cost9. Best Companies for Tanners Insurance9.1. NEXT Tanner Insurance 9.1.1. Pros9.1.2. Cons9.2. CoverWallet Tanner Insurance 9.2.1. Pros9.2.2. Cons9.3. The Hartford Tanner Insurance 9.3.1. Pros 9.3.2. Cons9.4. Tivly Tanner Insurance 9.4.1. Pros9.4.2. Cons9.5. Thimble Tanner Insurance 9.5.1. Pros9.5.2. Cons9.6. Hiscox Tanner Insurance 9.6.1. Pros9.6.2. Cons

Tanning can be a fulfilling job. It involves following various steps to produce the leather that can be made into carpets or clothing. Before tanning, you may need to go through processes such as bating, degreasing, bleaching, and splitting. After this, you need to cure the hides to prevent bacterial growth. All these processes and steps generate a lot of risk to your health and damage to your property. Therefore, it is essential to get tanner insurance cover to help mitigate these risks.



General Liability Insurance for Tanners



CoverWallet NEXT (Best)Thimble HiscoxThe Hartford
Per occurrence limit $1,000,000$1,000,000$1,000,000/$2,000,000$300,000/$1,000,000$1,000,000/$2,000,000
Aggregate limit $2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$300,000/$2,000,000$1,000,000/$2,000,000
Products and completed operations aggregate limit $2,000,000
$1,000,000$1,000,000$1,000,000$1,000,000
Advertising injury coverage aggregate limit $1,000,000$1,000,000$1,000,000$1,000,000$1,000,000
Tenant’s legal liability coverage limit $100,000
$100,000$5,000$100,000$1,000,000
Waiver of subrogation included?YesNoIncludedCan be includedNo
Hired/non-owned auto liability coverage included?YesNoExcludedCan be includedCan be included
Equipment breakdown floater included?No YesYesCan be includedCan be included


You can protect your tanning company from lawsuits arising from accidents such as bodily injury, advertising injuries, legal claims, and contractual liability. General liability insurance generally covers the injuries that you occasion to third parties. This tanner insurance will help you save money that you may accrue due to accidents occasioned at your shop by third parties. 


Coverage Limits of General Liability Insurance for Tanners

The insurer usually limits how much money they can cover you after an accident occurs. The coverage limits differ depending on the insurance type and the insurer. However, the coverage limits generally range from $1,000,000- $5,000,000.


Add-Ons to General Liability Insurance for Tanners

You may have some add-ons to your insurance. It would be best to have these add-ons to increase the insurance coverage. Add-ons to this leatherworker insurance are:

  • Cyber liability insurance covers any loss due to factors such as data breaches, cyber-attacks, and other technology-related risks.

  • Professional liability insurance that protects you as a professional from  claims due t negligence, missed deadlines, violation of fair dealing, and other related perils


Public Liability Insurance for Tanners

Public liability insurance generally covers claims of the public or third parties. These claims could be due to the following:

  • Death of third parties

  •  Injuries to third parties

  •  Property damage to a third party


Coverage Limits of Public Liability Insurance for Tanners

The coverage limits vary from $1,000,000-3,000,000. It is essential to gauge your risk and get a cover that fits your tanning business.


Add-Ons to Public Liability Insurance for Tanners

One essential add-on you need for your business is employee liability coverage which covers any claims that employees may institute against you.


Do I Need Public Liability Insurance?

In your tanning company, you will encounter a lot of customers. Most will benefit your company, but a few may try to bring it down by instituting cases against your firm. A public liability insurance cover is necessary to avoid losses accruing from such claims, which may even be malicious at times.

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Commercial Property Insurance for Tanners


CoverWalletNEXT (Best)ThimbleThe HartfordHiscox
Building coverage limit (minimum)$50,000$340,000$25,000/$500,000$35,000$25,000
Contents coverage limit (minimum)$50,000$35,000$25,000/$500,000$35,000$15,000
Outdoor signsExcluded$2,500ExcludedExcludedIncluded
Accounts receivable ExcludedExcluded$5,000/$10,000ExcludedIncluded
Money and securitiesExcluded$2,500$1,000ExcludedIncluded
Lock and keys Excluded$2,500ExcludedExcludedIncluded
Business interruption floaterExcludedIncludedIncludedExcludedIncluded
Equipment breakdown floaterExcludedIncludedExcludedExcludedIncluded
Inland marine insurance floaterExcludedExcluded$10,000ExcludedExcluded
Employee dishonesty floaterExcluded$5,000$2,500ExcludedExcluded


Your tanning business has some buildings and inventory subject to certain risks, and you must cover them. Commercial property insurance protects your property against the following perils:

  • Theft

  • Earthquake

  •  Vandalism

  • Fire

  • Natural disasters


Coverage Limits of Commercial Property Insurance for Tanners

The coverage limit for commercial property insurance covers is unique. Usually, they depend on the value of the property covered. Therefore, the insurance will cover the total amount of the property destroyed.


Add-Ons to Commercial Property Insurance for Tanners

  • Business interruption insurance–The insurance coverage covers you when you are not operating your business due to accidents occasioning the business. It covers the loss of money occasioned due to the business closing down.

  • Equipment breakdown insurance–It is a cover that can help cover any damage to your tanning equipment