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Chubb Insurance: Why it Might be Your Best Option

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Homepage > Home Insurance Quotes > Chubb Insurance: Why it Might be Your Best Option


Introduction

Although many Americans have yet to hear about Chubb Insurance, it’s actually known around the globe! This insurer is currently based out of Switzerland but operates in 54 different countries around the world, including the United States. It specializes in property and casualty insurance (otherwise known as P&C insurance) and provide everything from homeowner’s insurance and business insurance to car insurance and recreational vehicle insurance. 

If you’ve been considering switching to Chubb Insurance or you’re researching them to decide whether or not they’re the right company for you, then this is an article that you have to read! 

In this article, we’re going to be breaking down Chubb Insurance and explaining all of the in-depth details that you need to know about registering your personal property with this multi-national insurance company. 

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What Is Chubb Insurance?

Officially, Chubb Insurance is a P&C insurer (property and casualty). This means that they insure almost anything that can be considered personal property or payout casualty claims in the event that somebody died. 

Although they’re known for being a bitter more expensive than your average insurance company, they specialize in providing insurance for high-value property. So, if you own a luxury or sports automobile, a sizeable home, and even a big business, then there’s a high chance that Chubb is your best bet, insurance-wise. 

Currently, Chubb’s biggest market is in southeastern Asian countries. However, they’ve been slowly building their presence in the United States in order to become a true global powerhouse. 

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Chubb Insurance Benefits

So, all of that being said, what are some of the top benefits to getting your personal property insured with Chubb? In this section, we’re going to take a look at some of the top Chubb Insurance benefits and why so many property owners and drivers are changing their policies over to Chubb’s underwriting department to receive better homeowner’s insurance, driver’s insurance, renter’s insurance, and more! 

Specialty Service For High-Value Property

As we mentioned earlier in the article, more people are getting insured by Chubb because they specialize in high-value properties such as expensive sports or luxury cars, large houses and estates, businesses, and more! 

Although they’re usually more than happy to insure your lower-value car or home, Chubb Insurance tends to focus on the higher-end side of things in order to keep their quality of service consistent at all levels. 

To maintain its international presence, Chubb Insurance relies on a strong network of overseas insurance agents who are responsible for maintaining client relationships, growing the brand, and making sure that all of their clients (and their clients’ victims) get the payout that they’re owed in the event of an accident or ‘act of god’ (covered by Chubb’s comprehensive insurance). 

That being said, this also means that Chubb Insurance isn’t quite as accepting as your everyday insurer like GEICO, State Farm, Allstate, Progressive, or even Young Alfred Insurance. This means that the insurer can become bogged down with clients from time to time and may not be able to sign you up for a policy. They specialize in high-value clients instead of trying to offer “budget service.”

Exclusive Add-Ons

One of the biggest reasons why more people are interested in choosing Chubb Insurance over other insurers is that they offer a number of exclusive add-ons. The most popular add-on offered by Chubb Insurance is the ability to rent cars from all around the world. This is incredibly valuable if you frequently travel the globe for business or if you’re a digital nomad making your way through the countryside! 

Some of the other popular add-ons for Chubb Insurance’s auto policies include: 

  • Trip coverage (covers any lost or stolen luggage while traveling). 

  • Trip cancellation benefits (covers any fees that may have caused you to be late or miss an important business event such as a meeting, voting opportunity, or if you need to turn around and go home at some point during the day. 

  • Identify theft services (helps you recover and secure your identity if it’s ever been stolen by a malicious hacker). 

Bundle Your Home And Auto Insurance

One of the best reasons to go with Chubb Insurance is that they have amazing deals should you choose to get bundle home and auto insurance quotes. Check out that link and you’ll see that many policyholders are able to reduce the price of their insurance premiums by half or even a third of what they were paying by bundling these two types of policies together. 

You have to remember that insurers want your business. Just because you run into a rude agent here and there doesn’t mean that you should overview the entire company. Nine times out of ten, you’ll be able to save at least a few hundred dollars on next year’s total premium cost by switching to a different automobile insurer such as Chubb Insurance. According to our study, drivers and homeowners who bundled both policies together under one joint account saved an average of 25% or more on both insurance policies.

This “hack” is always in place on the website so that users have a quick and easy way to handle all of their future claims and billing. By bundling your Chubb Insurance policies together, then you could stand to save a considerable chunk of change each year! 

Trust A Brand That’s Recognized Worldwide

Chubb Insurance is a global brand that provides insurance policies in all 52 U.S. states and the surrounding territories. It’s also listed on the New York Stock Exchange as CB (Chubb Ltd.). Unlike many of these new startup-style insurers who offer poor service and minimal coverage, Chubb must keep up with its investors’ high-quality demands. 

Chubb Offers Some Of The Highest Insurance Claim Limits

When it comes to providing high-value auto insurance, then Chubb offers some of the highest payouts in the world. For example, they even offer a policy that pays out up to $10 million in auto damages. If you see somebody driving a supercar or hypercar, the chances are high that Chubb Insurance Ltd insures them.

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