Insuranks
Insuranks Score 0.8/5
Reviews:5
0% will renew their policy
icon Providing America's small businesses with cost effective workers compensation insurance solutions in 46 states and the District of Columbia for over 100 years ~ Focusing on small business only ~ Solid financial strength ~ Negative Customer Reputation online
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Overall Rankings

Total aggregated rankings by insuranks.com users.

  • Overall satisfaction 0.8 / 5
  • Customer experience 0.8 / 5
  • Claims experience 0.8 / 5
  • Online experience 0.8 / 5
  • Coverage 1 / 5
  • Price/value for money 0.8 / 5
  • Will renew their policy 0%
  • Online experience 0.8 / 5
  • Coverage 1 / 5
  • Price/value for money 0.8 / 5

About

  • Number of employees 882
  • Year founded -

Founded in 1913, Employers insurance keeps its focus on making sure America's small businesses continue to operate safely by delivering cost-effective workers compensation insurance solutions to small businesses in 46 states and the District of Columbia. Employers has solid financial stability ratings. On the negative side, there's growing amounts of complaints from customers about the company. OUR RATING: 2.5/5 ~ Share your experience with Employers Insurance below!

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Reviews & Ranks

Total: 5

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Anonymous Insuranker

Policy Type: Business Insurance

score 1 / 5
View Ranking Details
  • Overall satisfaction 1 / 5
  • Customer experience 1 / 5
  • Claims experience 1 / 5
  • Online experience 1 / 5
  • Coverage 1 / 5
  • Price/value for money 1 / 5
  • Will you renew your policy with this company? No

This company does not care about the people they insure or the people that work for the company. They do stupid meets all day long about quality on calls while injured workers sit in pain waiting for answers but can never get to anyone to help them. This company hires uneducated people to run the company so that nothing important get done. I have heard so many stories about injury workers having bad service. They can’t never get their claims adjuster on the phone and the doctors that this company tells people to go to do not care about their patients causing their injuries to become worse. This company neglect on taking care of people’s injured employees have caused people to end up with disabilities for the rest of their life. if you get insurance under this company you will end up having to hire a lawyer to fight them in court. Do not get a policy with this company. Your employees will pay the price and so will the owners of the company. Honestly they need to get shut down. Avoid at all cost do not get this insurance and do not work for this company.

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YTJR YTJR Insuranker

Policy Type: Business Insurance

score 1 / 5
View Ranking Details
  • Overall satisfaction 1 / 5
  • Customer experience 1 / 5
  • Claims experience 1 / 5
  • Online experience 1 / 5
  • Coverage 1 / 5
  • Price/value for money 1 / 5
  • Will you renew your policy with this company? No

I insured my small business with them from early 2016 to January 2022. I had a workman's compensation policy with them the entire time for my staff of approximately 10 people which fluctuated up and down minimally over the years. We ran a very safe operation and never had so much as one claim. I sold my business in early 2022 and cancelled my policy which triggered a final audit of $2871.00 which was owed back to me. Of course I dissolved my LLC immediately after selling the business and thus closed my bank checking account at the advise of my accountant. Though my name was on the business policy, Employers Preferred Insurance Company refused to issue a check to me directly as the policy holder due to...you guessed it, policy. Long story short, if you sell your business keep a small amount deposited in the checking account because it's almost a guarantee that companies such as Employers will use their policy to weasel their way out of money owed after the dissolution of a business. I should have known that I would be treated a just another number shortly after I signed with them as the sales agent just disappeared after I was set up for an online account to manage my policy. My next business venture will entail me working with an actual insurance agent who has an office in an actual brick and mortar building!

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Anonymous Insuranker

Policy Type: Business Insurance

score 1 / 5
View Ranking Details
  • Overall satisfaction 1 / 5
  • Customer experience 1 / 5
  • Claims experience 1 / 5
  • Online experience 1 / 5
  • Coverage 1 / 5
  • Price/value for money 1 / 5
  • Will you renew your policy with this company? No

I am a small business owner who used Employers workers compensation insurance services for eight years. Yet, the moment I actually needed them, they have failed to deliver. AVOID.

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Anonymous Insuranker

Policy Type: Business Insurance

score 0 / 5
View Ranking Details
  • Overall satisfaction 0 / 5
  • Customer experience 0 / 5
  • Claims experience 0 / 5
  • Online experience 0 / 5
  • Coverage 0 / 5
  • Price/value for money 0 / 5
  • Will you renew your policy with this company? No

I was injured during work back in 2017. Been through 4 medical operations. Had no choice but hiring a lawyer since they didn't cover my medical bills! Moreover, they even hurt my credit score due to more than $75k in medical bills!!! All medications have not been approved by them, and I was left with no choice but going months without pain relief medications and others. This insurance company has been incompetent, unreliable, disrespectful and unprofessional - I do not recommend any small business to work with this disgraceful company!

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Anonymous Insuranker

Policy Type: Business Insurance

score 1.2 / 5
View Ranking Details
  • Overall satisfaction 1.2 / 5
  • Customer experience 1 / 5
  • Claims experience 1 / 5
  • Online experience 1 / 5
  • Coverage 2 / 5
  • Price/value for money 1 / 5
  • Will you renew your policy with this company? No

They have not replied to any of my emails, never answered the phone and following countless voicemails, haven't got followed up even once. Stay away.