Insuranks
Insuranks

Cryotherapy Insurance: Cost & Quotes From $40/mo

For your best business protection and savings, we recommend bundling GL with some other important coverages on one Business Owners Policy!

For your best business protection and savings, we recommend bundling GL with some other important coverages on one Business Owners Policy!

Speak with a representative Speak with a representative +1-8669293479
Table of contents
1. Do Cryotherapy Centers Need Insurance?2. General Liability Insurance for Cryotherapy Centers2.1. Coverage Limits for General Liability Insurance for Cryotherapy Centers2.2. Add-Ons for General Liability Insurance for Cryotherapy Centers3. Errors and Omissions Insurance for Cryotherapy Centers3.1. Coverage Limits for Errors and Omissions Insurance for Cryotherapy Centers3.2. Add-Ons for Errors and Omissions Insurance for Cryotherapy Centers4. 5. Commercial Property Insurance for Cryotherapy Centers5.1. Coverage Limits for Commercial Property Insurance for Cryotherapy Centers5.2. Incidents When You Can Use This Insurance for Cryotherapy5.3. Add-Ons for Commercial Property Insurance for Cryotherapy Centers6. Business Owner’s Policy for Cryotherapy Centers6.1. Coverage Limits for Business Owner’s Policy for Cryotherapy Centers6.2. Add-Ons to This Cryotherapy Insurance7. Tools and Equipment Insurance for Cryotherapy Centers7.1. Coverage Limits for Tools and Equipment Insurance for Cryotherapy Centers7.2. Add-Ons for Tools and Equipment Insurance for Cryotherapy Centers8. Workers' Compensation Insurance for Cryotherapy Centers8.1. Coverage Limits for Workers Comp Insurance for Cryotherapy Centers9. Excess Liability Insurance for Cryotherapy Centers9.1. Coverage Limits for Excess Liability Insurance for Cryotherapy Centers10. Cryotherapy Insurance Cost11. Best Cryotherapy Insurance Companies11.1. NEXT Cryotherapy Insurance 11.1.1. Pros11.1.2. Cons11.2. CoverWallet Cryotherapy Insurance 11.2.1. Pros11.2.2. Cons11.3. The Hartford Cryotherapy Insurance 11.3.1. Pros11.3.2. Cons11.4. Tivly Cryotherapy Insurance 11.4.1. Pros11.4.2. Cons11.5. Thimble Cryotherapy Insurance 11.5.1. Pros11.5.2. Cons11.6. Hiscox Cryotherapy Insurance 11.6.1. Pros11.6.2. Cons

Some skin diseases and illnesses are too complex for mainstream medicine to address. And so, some individuals go to cryotherapy centers instead of cosmetic centers. You want to have insurance when running a cryotherapy center. A cryotherapy business insurance might have what you need. Read on to know what are included, their coverage limits, the cost of premiums, and more. 

Do Cryotherapy Centers Need Insurance?

Yes, cryotherapy centers need insurance coverage. This is so because there are a number of inevitable risks associated with the running of a cryotherapy center. Such risks may expose your business to serious financial debts, which may in turn cause you to close down or declare bankruptcy. Look for a packaged protection plan that offers general liability, professional liability, and other policies to make your cryotherapy covered by insurance. 


General Liability Insurance for Cryotherapy Centers


CoverWallet NEXT (Best)Thimble HiscoxThe Hartford
Per occurrence limit $1,000,000$1,000,000$1,000,000/$2,000,000$300,000/$1,000,000$1,000,000/$2,000,000
Aggregate limit $2,000,000$1,000,000/$2,000,000$1,000,000/$2,000,000$300,000/$2,000,000$1,000,000/$2,000,000
Products and completed operations aggregate limit $2,000,000
$1,000,000$1,000,000$1,000,000$1,000,000
Advertising injury coverage aggregate limit $1,000,000$1,000,000$1,000,000$1,000,000$1,000,000
Tenant’s legal liability coverage limit $100,000
$100,000$5,000$100,000$1,000,000
Waiver of subrogation included?YesNoIncludedCan be includedNo
Hired/non-owned auto liability coverage included?YesNoExcludedCan be includedCan be included
Equipment breakdown floater included?No YesYesCan be includedCan be included


This cryotherapy business insurance protects you from incurring any costs that arise from the use of the product and services your business offers to a third-party. The costs covered under this policy include:

  • Unintentional third-party bodily injuries

  • Unintentional third-party property damages

  • Copyright infringement lawsuits

  • Reputational harm and personal injury lawsuits


General liability insurance does NOT cover your employees or any other individual on your cryotherapy center's payroll.


Coverage Limits for General Liability Insurance for Cryotherapy Centers

There are two types of coverage limits under this policy. The per occurrence limit ranges from $1,000,000 and above and the aggregate limit ranges from $2,000,000 and above.


Add-Ons for General Liability Insurance for Cryotherapy Centers

  • Umbrella liability insurance–If your cryotherapy center is located in high-risk areas, then it would be best if you purchased this add-on. You may use it to offset any financial burdens you may be subjected to following the exhaustion of the coverage limits of your primary insurance policy

  • Product liability insurance–If your cryotherapy centers manufacture and sell products, then it would be of great benefit to you if you purchase this add-on. Under this add-on, you are protected from being financially liable for third-party bodily injuries and property damages caused by the use of products affiliated with your business


Errors and Omissions Insurance for Cryotherapy Centers


CoverWallet NEXTThimble (Best)HiscoxThe Hartford
Per occurrence limit $1,000,000$1,000,000$1,000,000/$2,000,000$1,000,000$1,000,000
Aggregate limit $2,000,000$2,000,000$1,000,000/$2,000,000$1,000,000$2,000,000
Name additional insureds?YesYesYesYesYes
Waiver of subrogation included?YesNoYesCan be includedNo


This is commonly known as professional liability insurance. Errors and omissions insurance protects your cryotherapy centers against claims of acts of negligence during the provision of your business' professional services. The claims you are alleged of committing must be established to be unintentionally committed before an insurer pays you for the claim. Some of the claims covered under this policy include:

  • Provision of incorrect or misleading advice

  • Breach of contract

  • A violation of good faith

  • Inability to meet the set deadline


This policy doesn’t cover your business from the following claims

  • Bodily injury liability

  • Property damage liability

  • Cyber liability

  • Employees' work-related injuries and illnesses

  • Unauthorized acquisition of patents and trade secrets of another business entity


Coverage Limits for Errors and Omissions Insurance for Cryotherapy Centers

The coverage limits under this cryo insurance policy range between $250,000 to $1,000,000. The professional risks your cryotherapy center's business is exposed to play a huge role in determining how much an insurance carrier will pay you after the occurrence of the insured risk.


Add-Ons for Errors and Omissions Insurance for Cryotherapy Centers

  • Defenses outside limits coverage–Upon purchasing this add-on, your chosen insurer will pay for any extra defense expenses that exceed your primary policy coverage limits

  • Prior acts coverage–Under this add-on, you are provided coverage for any claims that arise from incidents that already took place before your errors and omissions insurance was in effect

Compare Cheap Cryotherapy Insurance Quotes Online

Get all the best quotes from leading providers in a click of a button!