Insurance Policy Management, Billing & Premium Payments Just Got Easier

Paying the bills is probably everybody’s least favorite time (and task) of the month. You may have to sit down on the phone with a giant stack of paper bills, call all of the services you have to pay to, deal with the frustration of the automated robot call system, and often sit on hold for 10 to 15 minutes just to pay a simple bill.

Does this sound familiar? Well, this article is definitely made for you, then!

If you haven't done so yet and are looking for ways to simplify insurance bill pay time and you’re tired of doing things the slow, old-fashioned way, then we’ve got just the solution for you. Almost all modern insurance companies allow you to create an online account where you can easily manage your policies and billing. They may even offer a smartphone app that you can download so you can pay from your phone when you're on the go. Talk about simple, right?

Below, we’re going to give you the full breakdown on how to register for an online account, manage your policies, set billing, make payments, and also give you some other helpful tips on managing your insurance policies and making your life easier.

How to Manage Your Policies Online

Although some people may be a bit wary of putting all of their personal insurance information on the internet, we assure you that as long as you're buying from a trusted insurance company site, you are 100% secure. All insurance company sites are protected by SSL (secure sockets layer) , which keeps all of your data and information secure while you’re using your online account. Basically, it keeps hackers from being able to steal your information, so you can make online payments and adjust your policy with complete confidence.

Here’s how to get started managing your policies online.

Create an Online Account With Your Insurance Company

Your first step is going to be creating your online account. Just because you have an insurance policy doesn’t mean that you necessarily have an account, so you’ll usually need to create one. To do this, you’ll need to visit your insurer’s website, navigate to the ‘login’ area, and select ‘create an account’ or ‘sign up.’

This should direct you to a window where you’ll be asked to provide your insurance policy number, an email address and set up your new account with your email and password. Once you’ve registered your account, you can log in through your computer and view all of the information you need on your policies.

You can print out your insurance cards, read all of the details, and you can even modify your policy. Instead of having to wait on the phone for 45 minutes to speak with an agent, you can add a new vehicle , upgrade your insurance , or add a driver directly from your online account and save plenty of time.

How to Pay Premiums Online

So, now that you’ve got your account all set up, you’re probably wondering how to start making payments online! Here’s how to pay premiums online with your insurance account.

Save Your Credit or Debit Card Information on Your Account

After you’ve gotten your online insurance account set up, you can go into the settings and find a tab that says ‘billing’ or ‘payment methods.’ There, you’ll be able to save your credit card, debit card, or bank information that you will use to make your monthly payments. Every time that the bill comes up, just sign in to your account or app, select the policy that you want to pay, and confirm how much you want to pay towards it.

Set up Auto-Draft Payments so You Never Miss a Payment

If you want to make your life even simpler, you can also set up auto-drafting payments for your insurance policies. You can do this in the app or through your online account. The option to set up auto-drafting payments will usually be under the ‘billing’ area of the app. Some insurers even offer discounts for opting in for auto-draft payments, making your insurance even more affordable .

Helpful Tips to Manage Your Insurance Policies

Setting up your online account for your insurance policies is a great first step to simplifying your bills, saving money, and ensuring that you don’t miss any payments in the future. Since we’re on the topic, though, we figured that we’d go ahead and give you some other helpful tips for managing your insurance policies and simplifying your life!

Bundle Your Policies Together

One of the best ways to simplify your billing is to bundle your policies together! Most insurers provide numerous forms of property insurance and allow you to bundle homeowner’s insurance, auto insurance, motorcycle insurance, and even renter’s insurance into one affordable policy. In addition to simplifying your payments, most insurers also provide drivers with a considerable discount for bundling policies!

Check if Your Insurer has a Driver’s Tracking App for Extra Savings

Another great way to save money on your insurance (and keep track of your own driving habits) is to check if your car insurance provider offers a tracking app. While it may sound a bit invasive for some, the app can save you money . Essentially, it tracks your daily driving habits, calculates how many miles you drive, whether or not you’re speeding, and what times of day that you drive the most. Some people can end up saving a good bit of money, especially if they’re safe drivers or they don’t put a lot of miles on their vehicles.

Recent Reviews

Toshebia Williams Insuranker

Policy Type: Auto Insurance

Company name: GEICO Insurance

4.8 / 5

I just noticed the Geico Mobile app deducts points from their customer if someone tailgates you, it deducts points from the customer. If you driving on a Main Rd, and someone is getting ready to run a stop sign, and you have to stop even though you have the right of way, the Geico Mibile App detects this, like a car was in front of you. So the Mobile App needs some improvements. When I drive. My ex-husband always tells me, I'm too far away from cars, and I need to get closer, Geico Mobile App has detected me, Like I'm close on cars, and a lot of times, I think the app is detected the cars in back of you, are surrounding you. But not necessarily you while you are driving, the app needs to improve in being able to distinguish the difference in your car from what another car behind you is doing. Because I get tailgated a lot when driving, the mobile app detected this as it was my fought.

jeff dejuliannie Insuranker

Policy Type: Auto Insurance

Company name: Progressive Insurance

1 / 5

I have Progressive and was Rear ended by a guy that also had Progressive Insurance His Fault In Minnesota took over 4 months to be contacted for est then they send me a check no explanation of why they didn't cover mechanical repairs caused by accident and decided $60 hr for auto body labor -I charge $120 hr I restore Classic cars - lost my business

Arthur Sambito Insuranker

Policy Type: Auto Insurance

Company name: GEICO Insurance

1.6 / 5

I been a loyal customer of Geico for 30 years. On Christmas Day 2021, I was stopping at a red light to make a left turn. I was stopped next to a police car, when an elderly driver approaching from the opposite direction crossed several lanes and hit me head on. It was purely the elderly lady’s fault. A few days later, the Geico adjuster gave my car a cursory look over, and estimated the hangar to be $6500. All body shops were booked until February, so my car was towed to my house so it wouldn’t incur additional storage fees. On the 3rd week following the accident, I contacted the body shop of my choice, who sent a tow truck to pick up my car, at which time the tow truck driver noticed that as a cause of the accident, the driveshaft was pushed into the engine and made a huge hole in the engine. At that point I notified my Geico claims adjuster, who, a couple days later, went down and wrote a supplemental report totaling my car, (this was on a Thursday). He indicated it would take 3days before they would issue a check. I contacted him on The following Monday, when he indicated he should have the check on Wednesday, and would hand deliver it to me. Wednesday came, and after 4 phone calls and a few texts, I never received a check, and he and his boss stopped returning my calls. All other parties, the body shop, storage facility, etc. received payment, I have not! They say they care, and want to provide great service, but the do not live up to their word. I’ve been without a car now for 33 days. I purchased one, but can’t take delivery till I receive the check from Geico. The adjuster has also been aware of this. Geico, our adjuster, and his manager do not appear to have have a sense of urgency. Being loyal customer for 30 years appears to not make a difference. I’m planning on insuring my Vehicles, including my RV with a company who has my back!!!!!

Matthew Spigner Insuranker

Policy Type: Auto Insurance

Company name: GEICO Insurance

2.6 / 5

I was a loyal GEICO customer for 15 years, with a pristine unblemished driving history and high coverage levels [and had never filed a previous claim]. I recently had a minor fender bender that was deemed by GEICO Claims to be '100% my fault.' Shortly thereafter, I received a form follow-up letter from GEICO stating that, for that reason, GEICO would not pay for damage repairs to my vehicle. A shocker to me. Does an insurance policy with these terms really represent meaningful protection? Thank G-d that it was a minor accident. I now do business with a carrier that has my back. BUYER BEWARE! It was definitely an eye opener for me. An elderly 86 y.o. male driver, with minimal situational awareness swerves abruptly into my lane, dragging his driver side panel against my front passenger side bumper. No witnesses, other than this unintelligible elderly male driver, his wife and a police officer that showed up on the scene twenty minutes later to record statements. The icing on the cake --- The 'final' verdict was rendered by Claims Adjuster #2, that contacted me several weeks after I was informed by Claims Adjuster #2, that the case was closed, and that the fault was clearly that of the elderly gentleman, and that they would be receiving no claims monies [Again, a complete absence of anything resembling 'no-fault coverage' on either side].

Judith Akin Insuranker

Policy Type: Auto Insurance

Company name: Allstate Insurance

5 / 5

We had Allstate roadside assistance through their SUV insurance coverage and were always delighted by their fair service and treatment.

Insurance Policy Management, Billing & Premium Payments 101

Table of contents

How to Manage Your Policies Online

Create an Online Account With Your Insurance Company

Compare Car Insurance Quotes

Download the App on Your Smartphone

Set Monthly Payment Reminders

How to Pay Premiums Online

Save Your Credit or Debit Card Information on Your Account

Set up Auto-Draft Payments so You Never Miss a Payment

Helpful Tips to Manage Your Insurance Policies

Bundle Your Policies Together

Check if Your Insurer has a Driver’s Tracking App for Extra Savings

Compare Car Insurance Quotes

Recent Reviews

Recent Posts

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