Insuranks Score 2.4/5
0% will renew their policy
icon Guardian whole life insurance clients are eligible for receiving dividends. Guardian provides life insurance to healthy people living with HIV under specific conditions. Guardian also delivers a hard-to-find life insurance type, called survivorship life insurance, that covers two people on one policy.
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Overall Rankings

Total aggregated rankings by users.

  • Overall satisfaction 2.4 / 5
  • Customer experience 2.4 / 5
  • Claims experience 2.4 / 5
  • Online experience 2.4 / 5
  • Coverage 2.4 / 5
  • Price/value for money 2.4 / 5
  • Will renew their policy 0%
  • Online experience 2.4 / 5
  • Coverage 2.4 / 5
  • Price/value for money 2.4 / 5


  • Number of employees 8000
  • Year founded -

Guardian has been helping people protect their future and secure their lives for more than 150 years. Every day, we serve 27 million people, by helping them find financial confidence and well-being in life, health, and wealth. We help people plan for their family and save for retirement. We help companies take care of their employees. And we help both recover and thrive in times of unexpected loss. Today, we provide life, disability, dental, and other benefits for individuals, at the workplace, and through government-sponsored programs. And as one of the largest mutual insurance companies, we know what matters most: putting the needs of our customers first.

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Reviews & Ranks

Total: 2

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Anonymous Insuranker

Policy Type: Life Insurance

score 1 / 5
View Ranking Details
  • Overall satisfaction 1 / 5
  • Customer experience 1 / 5
  • Claims experience 1 / 5
  • Online experience 1 / 5
  • Coverage 1 / 5
  • Price/value for money 1 / 5
  • Will you renew your policy with this company? No

If I could leave a minus star I would. My Short Term Disability Policy with Guardian is through my employer. My FMLA has been approved since April through August and Guardian has only paid me two checks and I have not heard anything from them since! They continue to tell me, they are waiting for documents from my doctors, my doctors have sent the documents because I am cc'd on them. I then send them myself. My employer has also go involved and still nothing! This company is a complete fraud and they should be taken to court. As an employee with a government security clearance I now am at risk of loosing my clearance because bills are behind because they are holding by checks hostage. Do not get any policy with them. I recommend Dearborn, they were amazing, NOT Guardian!


Anonymous Insuranker

Policy Type: Life Insurance

score 3.8 / 5
View Ranking Details
  • Overall satisfaction 3.8 / 5
  • Customer experience 3.8 / 5
  • Claims experience 3.8 / 5
  • Online experience 3.8 / 5
  • Coverage 3.7 / 5
  • Price/value for money 3.8 / 5

Guardian life insurance delivers a great support either online or through a licensed professional, is very strong financially, yet do not offer online quotes and is quite aggressive with its marketing.