If I could leave a minus star I would. My Short Term Disability Policy with Guardian is through my employer. My FMLA has been approved since April through August and Guardian has only paid me two checks and I have not heard anything from them since! They continue to tell me, they are waiting for documents from my doctors, my doctors have sent the documents because I am cc'd on them. I then send them myself. My employer has also go involved and still nothing! This company is a complete fraud and they should be taken to court. As an employee with a government security clearance I now am at risk of loosing my clearance because bills are behind because they are holding by checks hostage. Do not get any policy with them. I recommend Dearborn, they were amazing, NOT Guardian!

Guardian life insurance delivers a great support either online or through a licensed professional, is very strong financially, yet do not offer online quotes and is quite aggressive with its marketing.